2025-11-12T12:21:15-06:00 2024-12-31 PWC US TAX LLP 2001 MARKET STREET SUITE 1800 PHILADELPHIA PA 19103 990 2024-01-01 237442369 FALLON COMMUNITY HEALTH PLAN INC % ELIZABETH CREAVIN FALL 5087992100 ONE MERCANTILE STREET WORCESTER MA 01608 ANTHONY CONSOLMAGNO CFO 5087992100 2025-11-06 true true ERICA R MCREYNOLDS P00977806 2673303000 2025-11-05 2024 2025-03-06 01:10:19Z ANTHONY CONSOLMAGNO ONE MERCANTILE STREET WORCESTER MA 01608 2091600270 false X www.fchp.org X 1975 MA SEE SCHEDULE O Improving Health and Inspiring Hope 11 10 1382 0 0 0 0 0 1731530749 1814772534 14690098 28922151 5417810 -2914400 1751638657 1840780285 888536 920935 1653274959 1698900465 117484945 117257126 0 0 0 46288790 45325078 1817937230 1862403604 -66298573 -21623319 759646277 671148566 543577481 485208018 216068796 185940548 X TO BE THE LEADER IN PROVIDING EXCEPTIONAL COORDINATED CARE AND COVERAGE THAT MEETS THE UNIQUE, DIVERSE AND CHANGING NEEDS OF OUR MEMBERS. false false 1698900465 1814772534 SEE SCHEDULE O 116772190 920935 SEE SCHEDULE O 1815742881 true false false true false false false false false false true false false true false false false true false false false false false false false false false true false true false false false false false false true false false false false false true true true true false false true 4171 0 true 1382 true false false false false false false false false false false false false X 11 10 true false false false false false false true true false false true true true true true true true true false MA X X ELIZABETH CREAVIN 5087992100 ONE MERCANTILE STREET WORCESTER MA 01608 X TODD BAILEY SEE SCHEDULE O FOR TITLE 47.0 3.0 X X 674921 0 71754 MANUEL A LOPES PRESIDENT & CEO EFF. 7/1/24 44.0 6.0 X X 550911 0 164294 JILL GREEN LEBOW SVP, CHIEF HR OFFICER 48.0 2.0 X 446768 0 95414 EMILY L WEST SVP, CHIEF OPERATING OFFICER 48.0 2.0 X 454162 0 87939 MARY RITTER SEE SCHEDULE O FOR TITLE 49.0 1.0 X 390266 0 77478 LORA COUNCIL MD SEE SCHEDULE O FOR TITLE 50.0 0.0 X 405034 0 56642 MATTHEW HERNDON SVP, Chief State Prog. Officer 50.0 0.0 X 361283 0 86001 LINDA WEINREB MEDICAL DIRECTOR, MCD ACO 50.0 0.0 X 384762 0 56192 MARK DICHTER MD VP, MEDICAL DIRECTOR FOR UM 50.0 0.0 X 367732 0 52035 SEAN MURPHY CHIEF NETWORK STRATEGIST 45.0 5.0 X 374664 0 26966 ELIZABETH CREAVIN VP, CORPORATE CONTROLLER 45.0 5.0 X 370685 0 22557 JAMES GENTILE SVP, CHIEF COMPLIANCE OFFICER 48.0 2.0 X 325277 0 63179 CHRISTINE CASSIDY SVP, CHIEF COMM. OFFICER 49.5 0.5 X 298220 0 83830 KRISTINE BOSTEK SVP, PACE PROGRAMS 35.0 15.0 X 294820 0 83865 DEBORAH DAVIAU VP, MEDICARE AND NAVICARE 48.0 2.0 X 282523 0 20459 DAVID BRUMLEY MD SEE SCHEDULE O FOR TITLE 50.0 0.0 X 227256 0 11140 RICHARD P BURKE PRESIDENT & CEO THRU 1/31/24 2.0 0.5 X X 220360 0 14704 FREDERICK MISILO ESQ CHAIR 4.5 0.5 X X 54750 0 0 B JOHN DILL VICE CHAIR 3.5 0.5 X X 49250 0 0 JAMES R BUONOMO CLERK 3.5 0.5 X X 48500 0 0 JOSEPH N STOLBERG CPA TREASURER 1.5 0.5 X X 48500 0 0 DEBORAH C ENOS DIRECTOR 1.0 0.5 X 43250 0 0 JANET S RICO DIRECTOR 1.5 0.5 X 41500 0 0 WANDA J MCCLAIN DIRECTOR 1.0 0.0 X 37500 0 0 VICTOR WOOLRIDGE DIRECTOR 1.0 0.0 X 33500 0 0 ALICE BONNER DIRECTOR 1.0 0.0 X 33500 0 0 PETER STRALEY DIRECTOR 2.0 0.0 X 33250 0 0 6786394 0 1074449 372 true true false WORKPLACE RESOURCE LTD 162 PRESCOTT STREET WORCESTER MA 01605 FURNITURE SUPPLIER 2337527 SAFEWAY LUXURY TRANSPORTATION 112 GROVE ST REAR WORCESTER MA 01605 TRANSPORTATION SERVI 1772075 EPSTEIN BECKER GREEN PC 1227 25TH ST NW STE 700 WASHINGTON DC 20037 LEGAL SERVICES 1141999 DGI COMMUNICATIONS LLC 101 BILLERICA AVE NORTH BILLERICA MA 01862 AUDIO & VISUAL PROD 1124763 BEHAVIORAL HEALTH PARTNERS OF METRO 1881 WORCESTER RD SUITE 103 FRAMINGHAM MA 01701 COMMUNITY HLTH CNTR 860443 48 0 PREMIUM REVENUE 524114 1814772534 1814772534 0 0 1814772534 17497476 0 0 17497476 0 0 61005 61005 0 0 0 0 0 0 262183655 250758980 11424675 11424675 0 0 11424675 0 0 0 0 0 0 0 0 0 SUBSIDIARY GAIN (LOSS) 524298 -4349452 0 0 -4349452 MINORITY INTEREST 900099 1355330 0 0 1355330 2015 - 2017 ACA RISK CORRIDOR SETTLEMENT 524298 78762 0 0 78762 960 0 0 960 -2914400 1840780285 1814772534 0 26007751 920935 920935 0 0 1698900465 1698900465 4277643 2936857 1340786 0 2009433 1531893 477540 0 86717979 66109517 20608462 0 3310405 2523690 786715 0 11915139 9083515 2831624 0 9026527 6881380 2145147 0 0 1957050 0 1957050 0 2007610 0 2007610 0 248558 248558 0 0 0 1077815 0 1077815 0 10109344 7452435 2656909 1425154 938730 486424 0 4420456 3121719 1298737 0 15551053 13636691 1914362 0 0 1967283 180425 1786858 0 62204 43928 18276 0 0 104686 73929 30757 0 18128 0 18128 0 0 4122768 111962 4010806 1162516 70226 1092290 0 DUES/SUBSCRIPTIONS 997706 869517 128189 0 OTHER TAXES -13762 0 -13762 0 BAD DEBT EXPENSE 106509 106509 0 0 1862403604 1815742881 46660723 0 0 0 74074095 71538201 0 0 134214823 193956806 0 0 0 0 0 0 0 0 4881221 3776692 54490146 38169411 7964022 16320735 479453303 341198848 0 0 0 0 0 0 59058813 44357284 759646277 671148566 539617647 475885136 0 0 3959834 9322882 0 0 0 0 0 0 0 0 0 0 0 0 543577481 485208018 X 216068796 185940548 0 0 216068796 185940548 759646277 671148566 -21623319 -8504929 X false true X true false X 0 5000 0 0 0 5000 1629023510 1764526148 1739420952 1731530749 1814772534 8679273893 0 0 0 1629023510 1764531148 1739420952 1731530749 1814772534 8679278893 0 33713513 29157740 19369922 23546950 47747873 153535998 33713513 29157740 19369922 23546950 47747873 153535998 8525742895 9017324 10580261 14277048 17393900 17497476 68766009 0 9017324 10580261 14277048 17393900 17497476 68766009 0 270778 54056 162188 173571 79722 740315 1638311612 1775165465 1753860188 1749098220 1832349732 8748785217 0.97451 0.97706 0.00786 0.00712 X SUPPORT TEST FORM 990, SCHEDULE A, PART III THE ORGANIZATION'S IRS DETERMINATION LETTER INDICATES THAT THIS ORGANIZATION QUALIFIES AS A PUBLICLY SUPPORTED CHARITY UNDER SECTION 170(B)(1)(a)(vi); HOWEVER, THE ORGANIZATION QUALIFIES AS A 509(A)(2) ORGANIZATION. SCHEDULE A HAS BEEN COMPLETED IN ACCORDANCE WITH THE FORM INSTRUCTIONS UNDER THE 509(A)(2) TEST. false false true false false false false true 324384 false false 324384 false 0 Direct Lobbying Expense FORM 990, SCHEDULE C, PART IV SUPPLEMENTAL INFORMATION: FCHP PAID A TOTAL OF $324,384 LOBBYING EXPENSES AS FOLLOWS: MAHP DUES (MASS ASSOC OF HEALTH PLANS) $91,616 ALLIANCE OF COMMUNITY HEALTH PLANS 87,338 MASSPACE INC 42,557 SMITH, COSTELLO & CRAWFORD 15,000 ASSOCIATION FOR COMM AFFILIATED PLANS 7,650 NATIONAL PACE ASSOCIATION 2,597 BOSTON CHAMBER OF COMMERCE 1,800 ----------- SUBTOTAL NON-EMPLOYEES $248,558 STAFF SALARIES ASSOCIATED WITH LOBBYING 75,826 ------------ TOTAL OF ALL LOBBYING EXPENSES PAID $324,384 IN 2024, FALLON STAFF ENGAGED WITH VARIOUS REGULATORY AGENCIES ON HEALTHCARE POLICIES. 5803426 2034482 3768944 13849452 7227177 6622275 34837268 28907752 5929516 16320735 OPERATING LEASE ROU ASSET 16968267 INVESTMENT IN FHLAC 16067387 INVESTMENT IN FHW 11103994 INVESTMENT IN FTC 217636 44357284 true PAWTUCKET RED SOX BASEBALL CLUB 100 MADISON ST WORCESTER MA 01608 061494102 501(c)(3) 165000 GENERAL SUPPORT WORCESTER RAILERS HC CHARITIABLE FOUNDATION 500 CUMMINGS CENTER SUITE 6050 BEVERLY MA 01915 811645767 501(c)(3) 141000 GENERAL SUPPORT WORCESTER COUNTRY FOOD BANK 474 BOSTON TURNPIKE SHREWSBURY MA 01545 043071457 501(c)(3) 55000 GENERAL SUPPORT WORCESTER REGIONAL CHAMBER OF COMMERCE 311 MAIN STREET SUITE 200 WORCESTER MA 01608 041988780 501(c)(6) 33855 GENERAL SUPPORT CITY OF WORCESTER 455 MAIN STREET WORCESTER MA 01608 046001418 Government 500 32873 FMV FURNITURE GENERAL SUPPORT DISCOVER CENTRAL MA 311 MAIN STREET WORCESTER MA 01608 474881059 501(c)(3) 30000 GENERAL SUPPORT UNITED WAY OF CENTRAL MASS 18 CHESTNUT STREET WORCESTER MA 01608 042100417 501(c)(3) 27500 GENERAL SUPPORT RON BURTON TRAINING VILLAGE PO BOX 2 HUBBARDSTON MA 01452 222570218 501(c)(3) 25250 GENERAL SUPPORT UNIVERSITY OF MASS AMHERST FOUNDATION 715 NORTH PLEASANT STREET AMHERST MA 01003 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COMMONWEALTH AVENUE BOSTON MA 02215 274216064 501(c)(3) 12500 GENERAL SUPPORT SAINT PAUL'S ELDER OUTREACH 19 CHATHAM STREET WORCESTER MA 01609 042106744 501(c)(3) 11500 GENERAL SUPPORT BERKSHIRE BOUNTY PO BOX 1037 GREAT BARRINGTON MA 01230 830905992 501(c)(3) 11000 GENERAL SUPPORT OLD STURBRIDGE VILLAGE 1 OLD STURBRIDGE VILLAGE ROAD STURBRIDGE MA 01566 042104809 501(c)(3) 10000 GENERAL SUPPORT BROCKTON AREA MULTI-SERVICES INC 10 CHRISTYS DRIVE BROCKTON MA 02301 042562377 501(c)(3) 10000 GENERAL SUPPORT CASA PROJECT WORCESTER COUNTY 100 GROVE STREET SUITE 403 WORCESTER MA 01605 042711865 501(c)(3) 10000 GENERAL SUPPORT COMMUNITY ACCESS TO THE ARTS 420 STOCKBRIDGE ROAD SUITE 2 GREAT BARRINGTON MA 01230 043196265 501(c)(3) 10000 GENERAL SUPPORT ADOLESCENT CONSULTATION SERVICES INC 189 CAMBRIDGE STREET CAMBRIDGE MA 02141 043263996 501(c)(3) 10000 GENERAL SUPPORT COMMUNITY SERVINGS 179 ARMORY STREET JAMAICA PLAIN MA 02130 223154028 501(c)(3) 10000 GENERAL SUPPORT LA ALIANZA HISPANA INC 629 SOUTH STREET ROSLINDALE MA 02131 237121158 501(c)(3) 10000 GENERAL SUPPORT BOSTON AREA GLEANERS 91 MARTIN STREET ACTON MA 01720 300434755 501(c)(3) 10000 GENERAL SUPPORT URBAN FARMING INSTITUTE 487R NORFOLK STREET MATTAPAN MA 02126 453961022 501(c)(3) 10000 GENERAL SUPPORT MERRIMACK VALLEY YMCA 280 MERRIMACK STREET SUITE 500 LAWRENCE MA 01843 042104378 501(c)(3) 8500 GENERAL SUPPORT BOYS & GIRLS CLUB OF METRO SOUTH 19 COURT STREET TAUNTON MA 02780 222963214 501(c)(3) 8500 GENERAL SUPPORT THE GREATER BOSTON FOOD BANK 70 SOUTH BAY AVENUE BOSTON MA 02881 042717782 501(c)(3) 7500 GENERAL SUPPORT GENESIS CLUB 274 LINCOLN STREET WORCESTER MA 01605 042983234 501(c)(3) 7500 GENERAL SUPPORT GROWING PLACES GARDEN PROJECT 325 LINDELL AVE LEOMINSTER MA 01453 100004885 501(c)(3) 7500 GENERAL SUPPORT MERRIMACK VALLEY FOOD BANK PO BOX 8638 LOWELL MA 01853 223241609 501(c)(3) 7500 GENERAL SUPPORT BOYS & GIRLS CLUB OF DORCHESTER 1135 DORCHESTER AVENUE DORCHESTER MA 02125 237076465 501(c)(3) 7500 GENERAL SUPPORT FOOD LINK 108 SUMMER STREET ARLINGTON MA 02474 471840355 501(c)(3) 7500 GENERAL SUPPORT MASSACHUSETTS TAXPAYERS FOUNDATION 333 WASHINGTON STREET SUITE 853 BOSTON MA 02108 041590310 501(c)(3) 7000 GENERAL SUPPORT WORCESTER CENTER FOR THE PERFORMING ARTS 2 SOUTHBRIDGE STREET WORCESTER MA 01608 050521735 501(c)(3) 6620 GENERAL SUPPORT WORCESTER REGIONAL RESEARCH BUREAU 100 FRONT STREET FLOOR 19 WORCESTER MA 01608 042901298 501(c)(3) 6500 GENERAL SUPPORT HEART OF NEW ENGLAND COUNCIL 394 PLEASANTDALE ROAD RUTLAND MA 01543 042349692 501(c)(3) 5520 FMV FURNITURE 39 2 Form 990, Schedule I, PART I, LINE 2 DESCRIPTION OF ORGANIZATION'S PROCEDURES FOR MONITORING THE USE OF GRANTS: FCHP GRANTS ARE CLASSIFIED EITHER AS A COMMUNITY BENEFIT GRANT OR A COMMUNITY RELATIONS GRANT. THE COMMUNITY BENEFIT GRANTS ARE VERIFIED TO ENSURE THAT EACH RECIPIENT IS A 501(C)(3) ORGANIZATION. THE COMMUNITY RELATIONS GRANTS ARE VERIFIED TO ENSURE THAT THE RECIPIENT ORGANIZATION'S IRS STATUS IS LISTED AS A TAX-EXEMPT ORGANIZATION IN THE INTERNAL REVENUE CODE SECTION 501(C). EACH RECIPIENT OF FCHP GRANT HAS SPECIFIC INSTRUCTIONS TO BE FOLLOWED AS TO THE USE OF THE GRANT, AND THAT THE GRANT IS TO BE EXPENDED WITHIN 1 YEAR FROM THE AWARD. FOR ANY GRANTS IN EXCESS OF $10,000, FCHP REQUESTS A GRANT REPORT DETAILING THE GRANT USES. THESE REPORTS ARE REVIEWED AND KEPT ON FILE AT FCHP. X true X X X X true true false false false false false true true true TODD BAILEY SEE SCHEDULE O FOR TITLE 623576 0 20000 0 31345 0 63022 0 8732 0 746675 0 26200 0 MANUEL A LOPES PRESIDENT & CEO EFF. 7/1/24 549105 0 0 0 1806 0 158000 0 6294 0 715205 0 0 0 JILL GREEN LEBOW SVP, CHIEF HR OFFICER 424299 0 0 0 22469 0 54993 0 40421 0 542182 0 20200 0 EMILY L WEST SVP, CHIEF OPERATING OFFICER 445778 0 0 0 8384 0 57430 0 30509 0 542101 0 0 0 MARY RITTER SEE SCHEDULE O FOR TITLE 365171 0 0 0 25095 0 54477 0 23001 0 467744 0 20580 0 LORA COUNCIL MD SEE SCHEDULE O FOR TITLE 404162 0 0 0 872 0 22466 0 34176 0 461676 0 0 0 MATTHEW HERNDON SVP, Chief State Prog. Officer 355937 0 0 0 5346 0 50700 0 35301 0 447284 0 0 0 LINDA WEINREB MEDICAL DIRECTOR, MCD ACO 335748 0 42156 0 6858 0 15525 0 40667 0 440954 0 42156 0 MARK DICHTER MD VP, MEDICAL DIRECTOR FOR UM 324114 0 40054 0 3564 0 15525 0 36510 0 419767 0 0 0 SEAN MURPHY CHIEF NETWORK STRATEGIST 323564 0 48628 0 2472 0 15525 0 11441 0 401630 0 48628 0 ELIZABETH CREAVIN VP, CORPORATE CONTROLLER 318538 0 49650 0 2497 0 15525 0 7032 0 393242 0 48150 0 JAMES GENTILE SVP, CHIEF COMPLIANCE OFFICER 306600 0 0 0 18677 0 43893 0 19286 0 388456 0 15700 0 CHRISTINE CASSIDY SVP, CHIEF COMM. OFFICER 261588 0 0 0 36632 0 53794 0 30036 0 382050 0 14864 0 KRISTINE BOSTEK SVP, PACE PROGRAMS 291930 0 0 0 2890 0 42177 0 41688 0 378685 0 0 0 DEBORAH DAVIAU VP, MEDICARE AND NAVICARE 235099 0 44502 0 2922 0 4886 0 15573 0 302982 0 0 0 DAVID BRUMLEY MD SEE SCHEDULE O FOR TITLE 85204 0 0 0 142052 0 3938 0 7202 0 238396 0 0 0 RICHARD P BURKE PRESIDENT & CEO THRU 1/31/24 217019 0 0 0 3341 0 6377 0 8327 0 235064 0 0 0 SCHEDULE J, PART I, LINE 1A FCHP HAS A GIFT CARD POLICY THAT THE COMPANY PAYS ALL APPLICABLE TAXES ON BEHALF OF THE EMPLOYEE. THE VALUE OF THE GIFT CARD IS INCLUDED IN THE EMPLOYEE'S TAXABLE INCOME. THIS POLICY APPLIES TO ALL FCHP EMPLOYEES. IN 2024, THE FOLLOWING INDIVIDUALS LISTED IN SCHEDULE J, PART II RECEIVED GIFT CARDS FROM FCHP DURING THE YEAR. NAME AMOUNT PAID DEBORAH DAVIAU $600 EMILY WEST 350 TODD BAILEY 300 ELIZABETH CREAVIN 175 SEAN MURPHY 150 SCHEDULE J, PART I, LINE 3 THE FCHP BOARD HAS THE AUTHORITY AND DISCRETION TO DETERMINE COMPENSATION OF THE SENIOR EXECUTIVES AND EXECUTIVE INCENTIVES. THE DISCRETION IS TYPICALLY EXERCISED THROUGH THE BOARD'S EXECUTIVE EVALUATION AND COMPENSATION COMMITTEE, WHICH HAS THE AUTHORITY TO DISCHARGE THE BOARD'S RESPONSIBILITIES FOR COMPENSATION AND EXECUTIVE INCENTIVES. HOWEVER, THE DISCRETIONARY COMPENSATION/INCENTIVES RECOMMENDED MUST BE WITHIN THE PARAMETERS OF THE STANDARDS THAT THE COMMITTEE HAS ESTABLISHED AND NEEDS TO BE CONSISTENT WITH THE IRS STANDARDS OF REASONABLENESS FOR SUCH INCENTIVES PROVIDED TO NONPROFIT EXECUTIVES. SCHEDULE J, PART I, LINE 4A FCHP PAID SEVERANCE PAYMENTS TO DAVID BRUMLEY, MD (SVP & CHIEF MEDICAL OFFICER THROUGH 2/23/2024) TOTALING $140,000 DURING 2024. SCHEDULE J, PART I, LINE 4B SEE ALSO PART I, LINE 7 SUPPLEMENTAL EXECUTIVE RETIREMENT PLAN FCHP OFFERED A SUPPLEMENTAL EXECUTIVE RETIREMENT 457(F) PLAN (SERP), THAT COVERED CERTAIN EXECUTIVES IN THE ORGANIZATION. PARTICIPANTS IN THIS PLAN VESTED ANNUALLY AND RECEIVED DISTRIBUTIONS ONCE VESTING REQUIREMENTS WERE MET. SERP CONTRIBUTIONS COULD BE MADE ON BEHALF OF AN EMPLOYEE WHO WAS THE PRESIDENT AND CHIEF EXECUTIVE OFFICER, THE DIVISION PRESIDENT, SENIOR CARE SERVICES, AN EXECUTIVE OR SENIOR VICE PRESIDENT. IN ADDITION, CONTRIBUTIONS COULD BE MADE ON BEHALF OF ANY EMPLOYEE WHO WAS DESIGNATED AS ELIGIBLE FOR A PLAN BY THE BOARD AT ITS DISCRETION. THE 457 (F) PLAN SERP WAS FROZEN ON DECEMBER 31, 2021, AND THE BOARD DECIDED IT WOULD NO LONGER MAKE DISCRETIONARY CONTRIBUTIONS ON BEHALF OF ANY PARTICIPANT FOR THE YEARS 2018 - 2021. IN 2024, THE FOLLOWING INDIVIDUALS LISTED IN SCHEDULE J, PART II RECEIVED DISTRUBTIONS FROM THE 457 (F) SERP PLAN FOR YEARS 2018 - 2021. AMOUNTS PAID UNDER THE PLAN ARE INCLUDED IN SCHEDULE J, PART II, COLUMN (B) (III) AND ARE LISTED BELOW. AMOUNTS DEFERRED IN PRIOR YEARS WERE INCLUDED IN SCHEDULE J, PART II, COLUMN (C). CONTRIBUTIONS THAT WERE PREVIOUSLY REPORTED ON A PRIOR FORM 990 AND ARE PAID OUT IN THE CURRENT YEAR ARE REPORTED IN SCHEDULE J, PART II, COLUMN (F). NAME AMOUNT VESTED AND PAID TODD BAILEY $26,200 MARY RITTER 20,580 JILL GREEN LEBOW 20,200 JAMES GENTILE 15,700 CHRISTINE CASSIDY 14,864 FCHP ESTABLISHED A NEW NON-QUALIFIED DEFERRED COMPENSATION PLAN (THE "PLAN"), WHICH PROVIDES DISCRETIONARY INCENTIVE AWARDS TO EXECUTIVE OFFICERS AND OTHER SELECTED EMPLOYEES OF THE COMPANY TO INCENTIVIZE THEM TO REINFORCE CRITICAL LONG-TERM STRATEGIC GOALS AND ENCOURAGE SUSTAINED YEAR-TO-YEAR PERFORMANCE RELATIVE TO KEY FINANCIAL AND STRATEGIC INDICATORS. THE PLAN REPLACED THE AFOREMENTIONED 457 (F) PLAN (SERP), EFFECTIVE JANUARY 1, 2022. THIS LONG-TERM INCENTIVE PLAN QUALIFIES AS A 457(F) SUPPLEMENTAL EXECUTIVE RETIREMENT PLAN. THE PARTICIPANT WILL RECEIVE A CASH DISTRIBUTION AFTER THE END OF THE APPLICABLE PERFORMANCE PERIOD, IN MARCH OR APRIL OF THE CALENDAR YEAR FOLLOWING THE LAST DAY OF THE APPLICABLE PERFORMANCE PERIOD. IF THE PARTICIPANT'S EMPLOYMENT TERMINATES OR HAS A SEPARATION FROM SERVICE FOR ANY REASON OTHER THAN IN THE EVENT OF DEATH, DISABILITY, RETIREMENT OR CHANGE OF CONTROL PRIOR TO THE DATE OF THE CASH DISTRIBUTION, THE PARTICIPANT WILL NOT BE ELIGIBLE TO RECEIVE PAYMENT AND THE AWARD WILL BE CANCELLED AND FORFEITED IN ITS ENTIRETY. AMOUNTS DEFERRED UNDER THE PLAN ARE INCLUDED IN SCHEDULE J, PART II, COLUMN (C). THESE AMOUNTS WILL GENERALLY BECOME VESTED AND PAYABLE ON THE AWARD PAYMENT DATE WHICH TYPICALLY OCCURS IN MARCH OR APRIL OF THE YEAR FOLLOWING THE LAST DAY OF THE PERFORMANCE PERIOD. AS OF 12/31/2024, NONE OF THIS DEFERRED COMPENSATION WAS CONSIDERED VESTED. SCHEDULE J, PART I, LINE 7 CORPORATE INCENTIVE PLAN FCHP HAS A CORPORATE INCENTIVE PLAN FOR CERTAIN EMPLOYEES TO REWARD ACHIEVEMENT OF FINANCIAL AND STRATEGIC GOALS OF THE ORGANIZATION. ON AN ANNUAL BASIS, THE ORGANIZATION PAYS ELIGIBLE PARTICIPANTS THEIR INCENTIVE COMPENSATION, PART OF WHICH IS BASED OFF OPERATING INCOME TARGETS. STARTING IN 2024, EMPLOYEES WERE REQUIRED TO BE EMPLOYED IN GOOD STANDING THROUGH DECEMBER 31 OF THE PLAN YEAR TO RECEIVE A BONUS PAYMENT ON OR BEFORE MARCH 15TH OF THE SUBSEQUENT YEAR. PRIOR TO 2023, THE CORPORATE INCENTIVE PLAN WAS TYPICALLY PAID OUT IN THE FIRST PAY CYCLE OF APRIL FOR THE PRECEDING YEAR AND EMPLOYEES WERE REQUIRED TO BE EMPLOYED IN GOOD STANDING THROUGH THE TIME OF PAYOUT. IN 2024, CERTAIN EMPLOYEES LISTED IN SCHEDULE J, PART II PARTICIPATED IN THE PLAN. AMOUNTS PAID BY THE ORGANIZATION UNDER THE PLAN ARE INCLUDED IN SCHEDULE J, PART II, COLUMN B(II) AND RELATE TO THE 2023 PLAN YEAR. CONTRIBUTIONS THAT WERE PREVIOUSLY REPORTED ON A PRIOR FORM 990 IN SCHEDULE J, PART II, COLUMN (C) ARE PAID OUT IN THE CURRENT YEAR AND ARE REPORTED IN SCHEDULE J, PART II, COLUMN (F).FOR THE 2024 PLAN YEAR, NO BONUS PAYOUTS WERE MADE ON OR BEFORE MARCH 15TH DUE TO UNMET PERFORMANCE METRICS. SEE ALSO SCHEDULE J, PART 1, LINE 3. SCHEDULE J, PART I, LINES 8 AND 9 MANUEL LOPES, PRESIDENT & CEO (EFFECTIVE 7/1/2024), HAS AN INITIAL EMPLOYMENT CONTRACT THAT DESCRIBES HIS INITIAL COMPENSATION AND BENEFITS. Andrew Stolberg Son of Joseph N Stolberg, CPA - FCHP Director & Officer 15079 FCHP Employee false ORGANIZATION MISSION AND PROGRAM ACTIVITIES FORM 990, PART I LINE 1 ORGANIZATION MISSION AND PROGRAM ACTIVITIES FOUNDED IN 1977, FALLON COMMUNITY HEALTH PLAN, INC. ("FALLON HEALTH") IS A LEADING HEALTH CARE SERVICES ORGANIZATION WITH A MISSION TO PROVIDE CARE, COVERAGE AND SERVICES DESIGNED TO MEET THE UNIQUE AND CHANGING NEEDS OF THE COMMUNITIES IT SERVES. IN ADDITION TO OFFERING INNOVATIVE HEALTH INSURANCE SOLUTIONS, FALLON HEALTH EXCELS AT CREATING UNIQUE HEALTH CARE PROGRAMS AND SERVICES THAT PROVIDE COORDINATED, INTEGRATED CARE FOR OLDER ADULTS AND INDIVIDUALS WITH COMPLEX HEALTH NEEDS. WITH A PREDOMINANT FOCUS ON GOVERNMENT SPONSORED HEALTH INSURANCE PROGRAMS, FALLON HEALTH'S PRODUCT PORTFOLIO INCLUDES A VARIETY OF MEDICAID AND MEDICARE ADVANTAGE PLANS. AS A PROVIDER OF CARE, FALLON OFFERS A PROGRAM OF ALL-INCLUSIVE CARE FOR THE ELDERLY. FORM 990, PART III, LINE 4A GOVERNMENT PROGRAMS FROM ITS VERY START IN 1977, FALLON HEALTH HAS ALWAYS BEEN COMMITTED TO SERVING THE HEALTH CARE NEEDS OF INDIVIDUALS ENROLLED IN MEDICARE AND MEDICAID PROGRAMS. IT HAS WORKED TO EXPAND THOSE OFFERINGS OVER THE YEARS, ANNOUNCING IN 2021 THAT IT WOULD PRIMARILY FOCUS ITS RESOURCES ON GOVERNMENT-SPONSORED HEALTH INSURANCE PROGRAMS. LISTED BELOW IS THE COMPLETE LIST OF THE GOVERNMENT-SPONSORED PROGRAMS FALLON HEALTH OFFERED IN 2024 IN MASSACHUSETTS. . MEDICARE ADVANTAGE . MASSHEALTH ACCOUNTABLE CARE ORGANIZATION PARTNERSHIP PLANS . MEDICARE ADVANTAGE SPECIAL NEEDS PLAN AND SENIOR CARE OPTIONS . PROGRAM OF ALL-INCLUSIVE CARE FOR THE ELDERLY (PACE) . LIMITED-NETWORK PLANS VIA THE HEALTH CONNECTOR THESE PROGRAMS ENABLE FALLON HEALTH TO SERVE MEMBERS OF ALL AGES, AT ALL INCOME LEVELS AND WITH ALL TYPES OF HEALTH NEEDS. THERE ARE SEVERAL NOTABLE FACTS WHEN IT COMES TO FALLON HEALTH'S HISTORY IN GOVERNMENT PROGRAMS: . IN 1979, FALLON HEALTH RECEIVED THE FIRST CONTRACT IN MASSACHUSETTS TO COVER MEDICAID BENEFICIARIES. . IN 1980, FALLON HEALTH WAS THE FIRST HEALTH PLAN IN THE COUNTRY TO OFFER A MEDICARE ADVANTAGE PLAN. . IN 1995, FALLON HEALTH STARTED ITS PACE PROGRAM IN MASSACHUSETTS, KNOWN TODAY AS SUMMIT ELDERCARE. IT IS THE LARGEST PACE PROGRAM IN NEW ENGLAND AND INCLUDES FIVE PACE CENTERS IN MASSACHUSETTS. . IN 2010, FALLON HEALTH LAUNCHED NAVICARE, A MEDICARE ADVANTAGE SPECIAL NEEDS PLAN AND SENIOR CARE OPTIONS PROGRAM IN MASSACHUSETTS. . IN 2017, FALLON HEALTH WAS SELECTED TO PARTICIPATE IN THE REDESIGN OF MASSACHUSETTS' MEDICAID PROGRAM AND FORMED THREE MASSHEALTH ACCOUNTABLE CARE ORGANIZATION PARTNERSHIP PLANS. . IN 2021, FALLON HEALTH ANNOUNCED A PRIMARY FOCUS ON SUPPORTING THE HEALTH CARE NEEDS OF INDIVIDUALS ENROLLED IN GOVERNMENT-SPONSORED HEALTH INSURANCE PROGRAMS, RESULTING IN THE NEAR COMPLETE WITHDRAWAL FROM THE COMMERCIAL MARKET BY THE END OF AUGUST 2022. FALLON HEALTH CONTINUES TO SELL ITS COMMUNITY CARE PRODUCT ON THE HEALTH CONNECTOR. THE PRODUCT IS AVAILABLE TO INDIVIDUALS AND SMALL GROUPS IN THE FOLLOWING MASSACHUSETTS' COUNTIES: BERKSHIRE, BRISTOL, HAMPDEN, MIDDLESEX, NORFOLK, PLYMOUTH, SUFFOLK, MIDDLESEX AND WORCESTER. . IN 2022, FALLON HEALTH WAS SELECTED TO CONTINUE ITS PARTICIPATION IN THE MASSHEALTH ACCOUNTABLE CARE PARTNERSHIP PROGRAM, ADDING A NEW ACO IN PARTNERSHIP WITH ATRIUS HEALTH. . IN 2024, FALLON HEALTH WAS SELECTED BY EOHHS TO RECONTRACT WITH THE STATE AND CONTINUE OPERATING NAVICARE, ITS SENIOR CARE OPTIONS PROGRAM. FORM 990, PART III, LINE 4B COMMUNITY GIVING FALLON HEALTH'S MISSION, IMPROVING HEALTH AND INSPIRING HOPE, ISN'T JUST A GUIDING PRINCIPLE BUT ALSO THE FOUNDATION OF OUR COMMUNITY BENEFITS PROGRAM AND STRATEGY. REINFORCED BY A NEARLY 50-YEAR COMMITMENT TO CARING FOR THOSE WHO NEED US MOST, WE'RE DEDICATED TO ADDRESSING THE NEEDS OF DISADVANTAGED POPULATIONS WHO LIVE IN THE COMMUNITIES WE SERVE. IN PURSUIT OF ITS COMMUNITY BENEFITS MISSION, FALLON HEALTH WORKS COOPERATIVELY AND COLLABORATIVELY WITH HEALTH CARE AND COMMUNITY-BASED ORGANIZATIONS, AS WELL AS STATE AND FEDERAL AGENCIES TO CREATE INNOVATIVE AND EQUITABLE HEALTH CARE SOLUTIONS, SEEK HEALTHY OUTCOMES, AND IMPROVE ACCESS TO HEALTH CARE SERVICES. OUR STRATEGY IS DESIGNED WITH 5 SPECIFIC GOALS IN MIND INCLUDING: 1.IMPROVING HEALTH STATUS. DEVELOP, IMPLEMENT, AND SUPPORT PROGRAMS THAT IMPROVE THE HEALTH STATUS OF UNDERSERVED OR AT-RISK POPULATIONS WITHIN OUR SERVICE AREA AS DETERMINED BY THE NEEDS OF THE COMMUNITIES WE SERVE. 2.HEALTH EDUCATION. CONTINUE OUR ROLE AS A HEALTH EDUCATOR BY PROVIDING RESOURCES, HOSTING HEALTH AND INFORMATION PROGRAMS, AND BY BRINGING GENERAL INFORMATION TO THE PUBLIC THROUGH SPEAKING ENGAGEMENTS, PROGRAMS, AND THE USE OF OUR COMMUNICATION PLATFORMS. 3.COMMUNITY ENGAGEMENT. CONVENE KEY COMMUNITY STAKEHOLDERS, PROVIDERS, COMMUNITY-BASED ORGANIZATIONS, AND INDIVIDUALS TO DISCUSS ESCALATING HEALTH ISSUES THAT HAVE A SIGNIFICANT EFFECT ON THE COMMUNITY'S POSITIVE HEALTH OUTCOMES, ACCESS TO QUALITY CARE, AND OVERALL COST OF CARE. 4.PARTNERSHIP DEVELOPMENT. DEVELOP PARTNERSHIPS THAT ALLOW US TO SUPPORT AND/OR IMPLEMENT COMMUNITY HEALTH IMPROVEMENT PLANS AND PROGRAMS THAT ARE IDENTIFIED THROUGH LOCAL COMMUNITY HEALTH ASSESSMENTS AND ADDRESS THE BARRIERS THAT IMPACT POSITIVE HEALTH OUTCOMES. 5.CULTURALLY COMPETENT CARE. CONTINUE TO FIND WAYS TO DELIVER OR PROVIDE ACCESS TO CULTURALLY COMPETENT, HIGH-QUALITY, LOW-COST HEALTH CARE COVERAGE TO PEOPLE OF ANY AGE, RACE, ETHNICITY, RELIGION, ABILITY, SEXUAL ORIENTATION, GENDER IDENTITY, HEALTH STATUS AND INCOME LEVEL. FALLON HEALTH IS COMMITTED TO MAKING RESOURCES AVAILABLE TO COMMUNITY ORGANIZATIONS AS APPROPRIATE IN PURSUIT OF THESE GOALS. TO DETERMINE OUR COMMUNITY BENEFITS PROGRAM FUNDING PRIORITIES AND TARGETED POPULATIONS, WE USE FINDINGS FROM THE COMMUNITY HEALTH NEEDS ASSESSMENT IN WHICH WE DIRECTLY PARTICIPATE- THE GREATER WORCESTER CHNA- AS WELL AS THOSE CONDUCTED IN KEY GEOGRAPHIES ACROSS THE COMMONWEALTH BY ORGANIZATIONS INCLUDING BAYSTATE MEDICAL CENTER, THE GREATER LOWELL HEALTH ALLIANCE, LAWRENCE GENERAL HOSPITAL, BERKSHIRE HEALTH SYSTEMS, AND SOUTH SHORE HEALTH. AS WE DEVELOP OUR STRATEGY, CONSIDERATION IS GIVEN TO PRIORITY AREAS IDENTIFIED IN THE ASSESSMENTS, MISSION ALIGNMENT, AND COMMUNITY VALUE INCLUDING CONTINUITY WITH PRIOR YEARS' FUNDING PRIORITIES AND THE POPULATIONS WE SERVE. BASED ON THE ABOVE CRITERIA, WE IDENTIFIED THE FOLLOWING 3 FUNDING PRIORITIES AND TARGET POPULATIONS FOR 2024 - 2026: 1.FOOD AND NUTRITION SECURITY. PRIORITY WILL BE GIVEN TO PROGRAMS THAT IMPROVE OR EXPAND ACCESS TO HEALTHY AND CULTURALLY INCLUSIVE FOOD SOURCES WITH A FOCUS ON INDIVIDUALS AND FAMILIES WITH LIMITED ECONOMIC MEANS. 2.OLDER ADULTS. PROGRAMS FOR OLDER ADULTS THAT SUPPORT HOUSING SAFETY AND STABILITY, THAT MITIGATE ISOLATION AND LONELINESS, OR THAT WORK TO ELIMINATE BARRIERS TO HEALTH CARE E.G.: TECHNOLOGY, TRANSPORTATION, AND HEALTH LITERACY. 3.EARLY INTERVENTION PROGRAMS FOR CHILDREN AND YOUTH. PRIORITY WILL BE GIVEN TO PROGRAMS THAT FOCUS ON MENTAL HEALTH, BEHAVIORAL HEALTH, AND/OR SUBSTANCE USE PREVENTION, EDUCATION, AND AWARENESS. IN 2024, FALLON HEALTH DISTRIBUTED APPROXIMATELY $1.5 MILLION TO SUPPORT ORGANIZATIONS AND PROGRAMS THAT MET THE GOALS OF ITS COMMUNITY BENEFITS PROGRAM. SUPPORT FOR OUR FUNDING PRIORITIES INCLUDED GRANTS, DIRECT EXPENSES, LEVERAGED EXPENSES, AND CONTRIBUTIONS OF STAFF AND VOLUNTEER TIMES. IN ADDITION, FALLON SUPPORTED OTHER PHILANTHROPIC INITIATIVES THROUGH CORPORATE SPONSORSHIPS. IN ADDITION TO ITS COMMUNITY BENEFITS GRANT PROGRAMS, FALLON HEALTH SUPPORTS THE COMMUNITIES IT SERVES IN THE FOLLOWING WAYS: . EMPLOYEE VOLUNTEERING - FALLON HEALTH EMPLOYEES RECEIVE UP TO 8 HOURS OF PAID WORK TIME EACH YEAR TO ENCOURAGE VOLUNTEERISM. IN 2024, OUR WORKFORCE SELF-REPORTED 5,408 HOURS OF COMMUNITY SERVICE WITH 853 SUPPORTING FALLON HEALTH DRIVEN INITIATIVES. THIS INCLUDED TAKING PART IN COMPANY-LED EFFORTS SUCH AS THE UNITED WAY DAY OF CARING, HELPING TO GET THE RON BURTON TRAINING VILLAGE READY FOR SUMMER CAMPERS, AND ORGANIZING A FOOD DRIVE AROUND THE HOLIDAYS. MANY ALSO PARTICIPATED IN A COMMUNITY SERVICE ACTIVITY OF THEIR CHOOSING. . CORPORATE SPONSORSHIPS - WE HAVE A LONG-STANDING COMMITMENT TO SUPPORT OTHER NOT-FOR-PROFIT COMMUNITY AND BUSINESS PARTNERS THAT ARE CLOSELY ALIGNED WITH OUR MISSION. . SERVING ON BOARDS AND COMMITTEES - IN 2024, FALLON HEALTH EMPLOYEES ACTIVELY SUPPORTED COMMUNITY OUTREACH BY SERVING ON VARIOUS BOARDS AND COMMITTEES, INCLUDING BOSTON HEALTHCARE FOR THE HOMELESS, BOYS AND GIRLS CLUB OF WORCESTER, YWCA OF CENTRAL MASS., CASA PROJECT, OPEN SKY COMMUNITY SERVICES, AND OTHERS. . LEADING EMPLOYEE-DRIVEN INITIATIVES - IN 2024, FALLON HEALTH EMPLOYEES PROVIDED MEALS FOR 546 FAMILIES THROUGH THE ANNUAL FEED-A-FAMILY PROGRAM, DONATING $32,760 WORTH OF FOOD TO FAMILIES IN VARIOUS COMMUNITIES. THE STRIKE OUT HUNGER CAMPAIGN, IN PARTNERSHIP WITH THE WORCESTER RED SOX, RESULTED IN A $50,000 DONATION TO THE WORCESTER COUNTY FOOD BANK. ADDITIONALLY, NEW OPPORTUNITIES WERE INTRODUCED FOR FANS TO DONATE FOOD OR MONEY AT POLAR PARK GAMES. . SUPPORTING CORPORATE DRIVEN INITIATIVES - FALLON HEALTH'S ANNUAL UNITED WAY CAMPAIGN ALIGNS WITH OUR MISSION TO SERVE THE COMMUNITY'S HEALTHCARE NEEDS. THROUGH CORPORATE GIVING AND EMPLOYEE DONATIONS, WE HELP UNDERSERVED INDIVIDUALS ACCESS ESSENTIAL RESOURCES LIKE FOOD, SHELTER, TRANSPORTATION, AND JOB OPPORTUNITIES. EMPLOYEES CAN PARTICIPATE IN FUNDRAISING ACTIVITIES AND MAKE PERSONAL DONATIONS VIA PAYROLL DEDUCTION, DESIGNATING FUNDS TO THE UNITED WAY OR A CHARITY OF THEIR CHOICE. IN 2024, FALLON HEALTH EMPLOYEES DEDICATED 123 HOURS TO UNITED WAY CAMPAIGN ACTIVITIES, RAISING $53,749. MOST FUNDS WERE DISTRIBUTED TO THE UNITED WAY OF CENTRAL MASS., BENEFITING THE COMMUNITIES WHERE MOST OF OUR EMPLOYEES LIVE AND WORK. ADDITIONAL UNITED WAY AGENCIES ACROSS MASSACHUSETTS ALSO RECEIVED FUNDING. IN 2024, FALLON HEALTH'S SIGNATURE HEALTH AND WELLNESS PROGRAMS REACHED 1,939 PEOPLE ACROSS MASSACHUSETTS. WE TARGETED UNDERSERVED POPULATIONS THROUGH HOME SCREENINGS, INTERACTIVE PRESENTATIONS, AND SCREENINGS AT SENIOR CENTERS AND PUBLIC HOUSING FACILITIES. ADDITIONALLY, OUR MEDICARE ADVANTAGE AND SENIOR CARE OPTIONS TEAMS HOSTED EDUCATIONAL EVENTS, GATHERINGS, AND SUPPORT GROUPS ON TOPICS SUCH AS MEDICATION SAFETY, STRESS MANAGEMENT, NUTRITION, MEMORY CAFES, AND MORE. FORM 990, PART VI, LINE 2 FAMILY OR BUSINESS RELATIONSHIP BETWEEN OFFICERS, DIRECTORS, AND KEY EMPLOYEES. FALLON HEALTH & LIFE ASSURANCE CO., INC. (FHLAC) IS A WHOLLY-OWNED SUBSIDIARY OF FCHP. THE FOLLOWING FCHP BOARD MEMBERS AND OFFICERS SERVED ON THE FHLAC BOARD DIRECTORS IN 2024. JAMES R. BUONOMO, B JOHN DILL, FREDERICK MISILO, ESQ., JANET S. RICO, DEBORAH C. ENOS, JOSEPH N. STOLBERG, CPA, RICHARD P. BURKE (EX OFFICIO THROUGH 1/31/2024), TODD BAILEY (EX OFFICIO 2/1/2024 THROUGH 6/30/2024), AND MANUEL A LOPES (EX OFFICIO EFFECTIVE 7/1/2024). FORM 990, PART VI, LINE 11B THE PROCESS USED BY MANAGEMENT AND GOVERNING BODY TO REVIEW FORM 990 A DRAFT OF THE FORM 990 IS PREPARED BY FCHP AND REVIEWED BY ITS TAX CONSULTING FIRM. THE FINAL VERSION OF THE FORM 990 IS PROVIDED TO BOARD MEMBERS FOR REVIEW PRIOR TO FILING WITH THE IRS. FORM 990, PART VI, LINE 12C THE PROCESS USED TO MONITOR CONFLICTS OF INTEREST FCHP'S BYLAWS REQUIRE ALL DIRECTORS AND OFFICERS TO DISCLOSE ANY ACTUAL OR POSSIBLE CONFLICTS OF INTEREST, AS DEFINED IN THE ORGANIZATION'S CONFLICT OF INTEREST POLICY RELATING TO DIRECTORS, OFFICERS AND MEMBERS OF A COMMITTEE WITH BOARD DELEGATED POWERS. THIS IS ENFORCED BY THE REQUIREMENT THAT SUCH INDIVIDUALS ANNUALLY COMPLETE A CONFLICT OF INTEREST DISCLOSURE STATEMENT. EACH YEAR THE COMPLETED CONFLICT OF INTEREST DISCLOSURE STATEMENTS ARE REVIEWED BY THE AUDIT AND COMPLIANCE COMMITTEE OF THE BOARD WHICH REPORTS ANY ACTUAL OR POTENTIAL CONFLICTS TO THE FULL BOARD. ANY BOARD MEMBER OR OFFICER WITH A CONFLICT OF INTEREST IS PROHIBITED FROM PARTICIPATING IN ANY DISCUSSION OF, OR VOTE ON, THE TRANSACTION OR ARRANGEMENT THAT RESULTS IN THE CONFLICT OF INTEREST. TWO INDEPENDENT BOARD MEMBERS ALSO CONDUCT AN ANNUAL REVIEW OF ANY BUSINESS TRANSACTIONS INVOLVING ORGANIZATIONS THAT COULD POTENTIALLY BENEFIT A BOARD MEMBER OR OFFICER, TO ENSURE THAT THE TRANSACTIONS DO NOT INVOLVE ANY UNDUE INFLUENCE, ARE AT FAIR MARKET VALUE, AND ARE IN THE ORGANIZATION'S BEST INTEREST. THE REVIEWING BOARD MEMBERS REPORT THEIR FINDINGS TO THE FULL BOARD. FURTHERMORE, AT BOARD MEETINGS, INDIVIDUAL BOARD MEMBERS ARE ASKED TO IDENTIFY, AND RECUSE THEMSELVES FROM ANY DISCUSSION AND VOTE ON ANY MATTER BEFORE THE BOARD IN WHICH THEY MAY HAVE A CONFLICT. FCHP ALSO REQUIRES ALL DIRECTORS, OFFICERS, AND KEY EMPLOYEES TO COMPLETE A WRITTEN DISCLOSURE STATEMENT DESIGNED TO IDENTIFY POTENTIAL CONFLICTS. FCHP ALSO HAS GENERAL CORPORATE-WIDE CONFLICT OF INTEREST POLICIES THAT REQUIRE REPORTING OF POTENTIAL CONFLICTS AND MANAGEMENT APPROVAL OF CERTAIN TRANSACTIONS, AND PROHIBITS CERTAIN SPECIFIC TRANSACTIONS. THESE POLICIES ARE ENFORCED BY SENIOR MANAGEMENT, INCLUDING THE CHIEF COMPLIANCE OFFICER. FORM 990, PART VI, LINES 15A & 15B PROCESS OF DETERMINING COMPENSATION FOR CEO, TOP MANAGEMENT OFFICIALS, OFFICERS, AND KEY EMPLOYEES. FCHP HAS ESTABLISHED AN EXECUTIVE EVALUATION AND COMPENSATION COMMITTEE (THE "COMMITTEE") OF THE BOARD OF DIRECTORS THAT ESTABLISHES POLICIES AND THE COMPENSATION STRUCTURE OF CERTAIN FCHP EXECUTIVE OFFICERS. THIS COMMITTEE IS RESPONSIBLE FOR ENSURING THAT THE TOTAL COMPENSATION PROVIDED TO THESE EXECUTIVE OFFICERS IS DETERMINED BY A FAIR AND EQUITABLE PROCESS, INFORMED BY CURRENT AND CREDIBLE MARKET PRACTICE INFORMATION, AND COMPLIANT WITH APPLICABLE LEGAL AND REGULATORY GUIDELINES. IN 2024, THE COMMITTEE CONSISTED OF THREE MEMBERS OF FCHP'S BOARD OF DIRECTORS WHO ARE NOT EMPLOYED BY THE ORGANIZATION. FCHP'S CEO SERVED AS AN EX OFFICIO MEMBER OF THE COMMITTEE WITHOUT A VOTING RIGHT. THE EXECUTIVE OFFICERS OVER WHOSE COMPENSATION THE COMMITTEE IS RESPONSIBLE ARE COMPRISED OF THE PRESIDENT AND CHIEF EXECUTIVE OFFICER ("CEO"), AND THE EXECUTIVE VICE PRESIDENT, AND SENIOR VICE PRESIDENT POSITIONS THAT REPORT DIRECTLY TO THE CEO ("EXECUTIVE GROUP"). IN 2024, TO DETERMINE THE COMPENSATION STRUCTURE OF THE EXECUTIVE GROUP, THE COMMITTEE RELIED ON A WRITTEN COMPENSATION SURVEY PRODUCED BY AN INDEPENDENT CONSULTING FIRM THAT ASSESSES EXECUTIVE COMPENSATION AND BENEFITS. THE COMMITTEE MET TO REVIEW THE COMPENSATION STRUCTURE OF THE EXECUTIVE GROUP AND REVIEWED THE COMPENSATION SURVEY PREPARED BY THE INDEPENDENT CONSULTING FIRM. THE COMMITTEE THEN VOTED TO APPROVE THE COMPENSATION OF THE EXECUTIVE GROUP (OTHER THAN THE CEO). FOR THE CEO'S COMPENSATION THE COMMITTEE (MEETING WITHOUT THE CEO) RECOMMENDED A COMPENSATION STRUCTURE THAT WAS PRESENTED TO THE FCHP'S BOARD OF DIRECTORS. THE BOARD OF DIRECTORS (WITHOUT THE CEO PRESENT), VOTED TO APPROVE THE COMMITTEE'S RECOMMENDATION. ALL THESE DELIBERATIONS WERE CONTEMPORANEOUSLY DOCUMENTED IN THE MINUTES OF THE COMMITTEE AND BOARD OF DIRECTORS. FORM 990, PART VI, LINES 18 AND 19 HOW DOCUMENTS ARE MADE AVAILABLE TO PUBLIC FCHP'S FORM 990 AND ANNUAL AUDITED FINANCIAL STATEMENTS ARE AVAILABLE TO THE GENERAL PUBLIC ON THE MASSACHUSETTS ATTORNEY GENERAL'S WEBSITE. FCHP'S 990, FINANCIAL STATEMENTS, GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, AND ANNUAL REPORT ARE ALSO PROVIDED UPON REQUEST. FORM 990, PART VII, SECTION A, COLUMN A NAME AND TITLE: THE FOLLOWING INDIVIDUALS' TITLES CHANGED DURING THE YEAR: TODD BAILEY: SVP & CHIEF FINANCIAL OFFICER THROUGHOUT 2024 INTERIM PRESIDENT & CEO EFFECTIVE 2/1/2024 THROUGH 6/30/2024 LORA COUNCIL, MD: INTERIM CHIEF MEDICAL OFFICER EFFECTIVE 2/23/2024 THROUGH 11/3/2024 SVP & CHIEF MEDICAL OFFICER EFFECTIVE 11/4/2024 MARY RITTER: SVP & CHIEF STRATEGY & GOVERNMENT PROGRAMS OFFICER THROUGH 9/30/2024 DAVID BRUMLEY, MD: SVP & CHIEF MEDICAL OFFICER THROUGH 2/23/2024 FCHP NEW YORK LLC ONE MERCANTILE STREET WORCESTER MA 01608 464193932 HEALTH CARE NY 0 0 FCHP FALLON TOTAL CARE INC ONE MERCANTILE STREET WORCESTER MA 01608 455591420 HEALTH CARE MA 501(C)(3) PF FCHP true FALLON HEALTH WEINBERG INC 2700 NORTH FOREST RD GETZVILLE NY 14068 161580245 HEALTH CARE NY 501(C)(3) 10 FCHP true FALLON HEALTH & LIFE ASSURANCE COINC ONE MERCANTILE STREET WORCESTER MA 01608 043169246 HEALTH INS. MA FCHP C CORP 7472305 19436967 1.00000 true false false false false false true false false false false false true false true true false false false false FALLON HEALTH & LIFE ASSURANCE CO INC F 8000000 CASH FALLON HEALTH WEINBERG INC L 1142203 CASH FALLON HEALTH & LIFE ASSURANCE CO INC N, O 1106103 CASH