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        <UnrelatedBusinessRevenueAmt>184641</UnrelatedBusinessRevenueAmt>
      </MiscellaneousRevenueGrp>
      <OtherRevenueTotalAmt>10446546</OtherRevenueTotalAmt>
      <TotalRevenueGrp>
        <TotalRevenueColumnAmt>48937891</TotalRevenueColumnAmt>
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        <UnrelatedBusinessRevenueAmt>184641</UnrelatedBusinessRevenueAmt>
        <ExclusionAmt>6968763</ExclusionAmt>
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      <CompCurrentOfcrDirectorsGrp>
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        <TotalAmt>2257775</TotalAmt>
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      <PayrollTaxesGrp>
        <TotalAmt>857189</TotalAmt>
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      <FeesForServicesLegalGrp>
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      <FeesForServicesAccountingGrp>
        <TotalAmt>245974</TotalAmt>
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      <FeesForServicesOtherGrp>
        <TotalAmt>1044138</TotalAmt>
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      <AdvertisingGrp>
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      <OccupancyGrp>
        <TotalAmt>1248257</TotalAmt>
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      <TravelGrp>
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      <ConferencesMeetingsGrp>
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        <Desc>Provision Funding</Desc>
        <TotalAmt>3100000</TotalAmt>
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      <OtherExpensesGrp>
        <Desc>Loan servicing</Desc>
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      <OtherExpensesGrp>
        <Desc>Dividends paid to members</Desc>
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        <Desc>Debit cardchecking exp</Desc>
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        <ManagementAndGeneralAmt>0</ManagementAndGeneralAmt>
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        <EOYAmt>642204892</EOYAmt>
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      <TotLiabNetAssetsFundBalanceGrp>
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      <OtherChangesInNetAssetsAmt>0</OtherChangesInNetAssetsAmt>
      <MethodOfAccountingAccrualInd>X</MethodOfAccountingAccrualInd>
      <AccountantCompileOrReviewInd>false</AccountantCompileOrReviewInd>
      <FSAuditedInd>true</FSAuditedInd>
      <FSAuditedBasisGrp>
        <SeparateBasisFinclStmtInd>X</SeparateBasisFinclStmtInd>
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      <AuditCommitteeInd>true</AuditCommitteeInd>
      <FederalGrantAuditRequiredInd>false</FederalGrantAuditRequiredInd>
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        <Desc>Certificates of Deposit</Desc>
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      <OtherSecuritiesGrp>
        <Desc>Mortgagebacked securitie</Desc>
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      <OtherSecuritiesGrp>
        <Desc>US Agency securities</Desc>
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      <OtherSecuritiesGrp>
        <Desc>Stock</Desc>
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        <MethodValuationCd>C</MethodValuationCd>
      </OtherSecuritiesGrp>
      <OtherSecuritiesGrp>
        <Desc>Corporate CU PIC</Desc>
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        <MethodValuationCd>C</MethodValuationCd>
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      <OtherSecuritiesGrp>
        <Desc>Collateralized mortgage</Desc>
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      <OtherLiabilitiesOrgGrp>
        <Desc>Share Deposits</Desc>
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      <TotalLiabilityAmt>637946547</TotalLiabilityAmt>
      <TotalRevEtcAuditedFinclStmtAmt>49055023</TotalRevEtcAuditedFinclStmtAmt>
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      <RevenueNotReportedAmt>117132</RevenueNotReportedAmt>
      <RevenueSubtotalAmt>48937891</RevenueSubtotalAmt>
      <TotalRevenuePerForm990Amt>48937891</TotalRevenuePerForm990Amt>
      <TotExpnsEtcAuditedFinclStmtAmt>42842791</TotExpnsEtcAuditedFinclStmtAmt>
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      <ExpensesSubtotalAmt>42725659</ExpensesSubtotalAmt>
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      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Part XI, Line 2d-Other revenue included on Sch D but not on 990</FormAndLineReferenceDesc>
        <ExplanationTxt>Donations netted against income</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Part XII, Line 2d-Other expenses included on Sch D but not on 990</FormAndLineReferenceDesc>
        <ExplanationTxt>Donations netted against income</ExplanationTxt>
      </SupplementalInformationDetail>
    </IRS990ScheduleD>
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      <CompensationSurveyInd>X</CompensationSurveyInd>
      <BoardOrCommitteeApprovalInd>X</BoardOrCommitteeApprovalInd>
      <SeverancePaymentInd>false</SeverancePaymentInd>
      <SupplementalNonqualRtrPlanInd>false</SupplementalNonqualRtrPlanInd>
      <EquityBasedCompArrngmInd>false</EquityBasedCompArrngmInd>
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        <OtherCompensationFilingOrgAmt>244300</OtherCompensationFilingOrgAmt>
        <NontaxableBenefitsFilingOrgAmt>36827</NontaxableBenefitsFilingOrgAmt>
        <TotalCompensationFilingOrgAmt>1093750</TotalCompensationFilingOrgAmt>
      </RltdOrgOfficerTrstKeyEmplGrp>
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        <TotalCompensationFilingOrgAmt>484118</TotalCompensationFilingOrgAmt>
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      <RltdOrgOfficerTrstKeyEmplGrp>
        <PersonNm>KAREN L LAPLUME</PersonNm>
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        <OtherCompensationFilingOrgAmt>166344</OtherCompensationFilingOrgAmt>
        <NontaxableBenefitsFilingOrgAmt>29821</NontaxableBenefitsFilingOrgAmt>
        <TotalCompensationFilingOrgAmt>507201</TotalCompensationFilingOrgAmt>
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      <RltdOrgOfficerTrstKeyEmplGrp>
        <PersonNm>LISA R BAROWSKI</PersonNm>
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        <NontaxableBenefitsFilingOrgAmt>21869</NontaxableBenefitsFilingOrgAmt>
        <TotalCompensationFilingOrgAmt>358364</TotalCompensationFilingOrgAmt>
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      <RltdOrgOfficerTrstKeyEmplGrp>
        <PersonNm>WILLIE A HOUSE</PersonNm>
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        <NontaxableBenefitsFilingOrgAmt>26705</NontaxableBenefitsFilingOrgAmt>
        <TotalCompensationFilingOrgAmt>230514</TotalCompensationFilingOrgAmt>
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      <RltdOrgOfficerTrstKeyEmplGrp>
        <PersonNm>SAMANTHA J MULVANEY</PersonNm>
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        <BonusFilingOrganizationAmount>20147</BonusFilingOrganizationAmount>
        <OtherCompensationFilingOrgAmt>11603</OtherCompensationFilingOrgAmt>
        <NontaxableBenefitsFilingOrgAmt>38858</NontaxableBenefitsFilingOrgAmt>
        <TotalCompensationFilingOrgAmt>230941</TotalCompensationFilingOrgAmt>
      </RltdOrgOfficerTrstKeyEmplGrp>
      <RltdOrgOfficerTrstKeyEmplGrp>
        <PersonNm>TRACEY A HEALEY</PersonNm>
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        <OtherCompensationFilingOrgAmt>5440</OtherCompensationFilingOrgAmt>
        <NontaxableBenefitsFilingOrgAmt>18716</NontaxableBenefitsFilingOrgAmt>
        <TotalCompensationFilingOrgAmt>209819</TotalCompensationFilingOrgAmt>
      </RltdOrgOfficerTrstKeyEmplGrp>
      <RltdOrgOfficerTrstKeyEmplGrp>
        <PersonNm>LISA D EGAN</PersonNm>
        <TitleTxt>VP Human Resources</TitleTxt>
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        <BonusFilingOrganizationAmount>20257</BonusFilingOrganizationAmount>
        <OtherCompensationFilingOrgAmt>8114</OtherCompensationFilingOrgAmt>
        <NontaxableBenefitsFilingOrgAmt>40475</NontaxableBenefitsFilingOrgAmt>
        <TotalCompensationFilingOrgAmt>230951</TotalCompensationFilingOrgAmt>
      </RltdOrgOfficerTrstKeyEmplGrp>
      <RltdOrgOfficerTrstKeyEmplGrp>
        <PersonNm>ALICIA E MATTSON</PersonNm>
        <TitleTxt>VP Branches</TitleTxt>
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        <OtherCompensationFilingOrgAmt>17975</OtherCompensationFilingOrgAmt>
        <NontaxableBenefitsFilingOrgAmt>39766</NontaxableBenefitsFilingOrgAmt>
        <TotalCompensationFilingOrgAmt>213477</TotalCompensationFilingOrgAmt>
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      <LoansBtwnOrgInterestedPrsnGrp>
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        <BoardOrCommitteeApprovalInd>true</BoardOrCommitteeApprovalInd>
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      <LoansBtwnOrgInterestedPrsnGrp>
        <PersonNm>MICHELE M PLAZA</PersonNm>
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      <LoansBtwnOrgInterestedPrsnGrp>
        <PersonNm>LISA R BAROWSKI</PersonNm>
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        <BoardOrCommitteeApprovalInd>true</BoardOrCommitteeApprovalInd>
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      <LoansBtwnOrgInterestedPrsnGrp>
        <PersonNm>ALLEN PATTEE</PersonNm>
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        <BoardOrCommitteeApprovalInd>true</BoardOrCommitteeApprovalInd>
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      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Part VI Line 7a</FormAndLineReferenceDesc>
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      <SupplementalInformationDetail>
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      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Part VI Line 11b</FormAndLineReferenceDesc>
        <ExplanationTxt>Form 990 is reviewed by the President/CEO</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Part VI Line 12c</FormAndLineReferenceDesc>
        <ExplanationTxt>Employees and volunteers are required to sign the policy when</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Part VI Line 12c</FormAndLineReferenceDesc>
        <ExplanationTxt>hired and on an annual basis</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Part VI Line 15a or b</FormAndLineReferenceDesc>
        <ExplanationTxt>Compensation is determined by grade and level for each position</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Part VI Line 19</FormAndLineReferenceDesc>
        <ExplanationTxt>Documents are available upon request</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Part IX Line 11g</FormAndLineReferenceDesc>
        <ExplanationTxt>Professional services</ExplanationTxt>
      </SupplementalInformationDetail>
    </IRS990ScheduleO>
  </ReturnData>
</Return>