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        <FormAndLineReferenceDesc>FORM 990, PART VI, SECTION B, LINE 12C</FormAndLineReferenceDesc>
        <ExplanationTxt>THE ORGANIZATION RECEIVES WRITTEN REPORTS FROM EACH BOARD MEMBER AS TO ANY CONFLICTS OF INTEREST. IN CONNECTION WITH ANY ACTUAL OR POSSIBLE CONFLICT OF INTEREST, AN INTERESTED PERSON MUST DISCLOSE THE EXISTENCE OF HER, HIS OR THEIR PRIVATE INTEREST IN, AND THE MATERIAL FACTS RELATING TO, A PROPOSED TRANSACTION OR ARRANGEMENT TO THE BOARD OR TO THE MEMBERS OF ANY COMMITTEE WITH BOARD-DELEGATED POWERS (A "COMMITTEE") CONSIDERING THE TRANSACTION OR ARRANGEMENT. IF THE BOARD OR COMMITTEE HAS REASONABLE CAUSE TO BELIEVE THAT AN INTERESTED PERSON HAS FAILED TO DISCLOSE AN ACTUAL OR POSSIBLE CONFLICT OF INTEREST, IT INFORMS THE INTERESTED PERSON OF THE BASIS FOR SUCH BELIEF AND AFFORDS THE INTERESTED PERSON AN OPPORTUNITY TO EXPLAIN THE ALLEGED FAILURE TO DISCLOSE. IF, AFTER HEARING THE RESPONSE OF THE INTERESTED PERSON AND MAKING SUCH FURTHER INVESTIGATION AS MAY BE WARRANTED UNDER THE CIRCUMSTANCES, THE BOARD OR COMMITTEE DETERMINES THAT THE INTERESTED PERSON HAS, IN FACT, FAILED TO DISCLOSE AN ACTUAL OR POSSIBLE CONFLICT OF INTEREST, IT MAY, AT ITS DISCRETION, TAKE (OR, IN THE CASE OF A COMMITTEE LACKING SUCH AUTHORITY, MAY RECOMMEND THAT THE BOARD TAKE): (I) APPROPRIATE CORRECTIVE ACTION INCLUDING RATIFYING OR NULLIFYING THE TRANSACTION OR ARRANGEMENT; (II) APPROPRIATE DISCIPLINARY ACTION, IF ANY, AGAINST THE INTERESTED PERSON, UP TO AND INCLUDING TERMINATION; AND (III) ANY OTHER ACTION THE BOARD REASONABLY DEEMS TO BE IN THE BEST INTEREST OF THE CORPORATION.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PART VI, SECTION C, LINE 19</FormAndLineReferenceDesc>
        <ExplanationTxt>THE ORGANIZATION MAKES ITS GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, AND FINANCIAL STATEMENTS AVAILABLE TO THE PUBLIC UPON REQUEST.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PART VII, SECTION A, PRESIDENT:</FormAndLineReferenceDesc>
        <ExplanationTxt>THE ORGANIZATION'S PRESIDENT IS COMPENSATED BY AN UNRELATED PARTY, FOR HIS SERVICES AS A FULL-TIME EMPLOYEE OF THE ORGANIZATION.</ExplanationTxt>
      </SupplementalInformationDetail>
    </IRS990ScheduleO>
  </ReturnData>
</Return>