2025-10-29T10:37:23-05:00 2024-12-31 410746749 CLIFTONLARSONALLEN LLP 220 SOUTH SIXTH STREET SUITE 300 MINNEAPOIS MN 55402 990 2024-01-01 363573805 UCARE MINNESOTA UCAR 6126766500 500 STINSON BLVD NE MINNEAPOLIS MN 55413 BETH MONSRUD SVP, CFO & TREASURER 6126766500 2025-10-28 1 0 KURT BENNION P01469618 6123764500 2025-10-28 2024 2025-03-06 01:10:19Z HILARY MARDEN-RESNIK 500 STINSON BLVD NE MINNEAPOLIS MN 55413 7144902262 0 X WWW.UCARE.ORG X 1987 MN TO OPERATE A HEALTH MAINTENANCE ORGANIZATION DEDICATED TO PROMOTING THE HEALTH OF THE COMMUNITY SERVED BY MAKING QUALITY HEALTH CARE AVAILABLE ON AN ECONOMICALLY ADVANTAGEOUS PREPAID BASIS. 15 15 1917 100 0 0 25000 0 6100127294 6206581554 56026672 122921384 12391 6633 6156191357 6329509571 83505992 0 0 0 199927324 216131325 0 0 0 5993170262 6594345185 6276603578 6810476510 -120412221 -480966939 1908434963 1532513674 803524546 934833183 1104910417 597680491 X UCARE WILL IMPROVE THE HEALTH OF OUR MEMBERS THROUGH INNOVATIVE SERVICES AND PARTNERSHIPS ACROSS COMMUNITIES. 0 0 6602491506 0 6206581554 SEE SCHEDULE O 0 0 0 SEE SCHEDULE O 6602491506 1 0 0 1 0 0 0 0 0 0 1 0 1 0 1 1 0 1 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 1 1 1 0 0 1 7944 0 1917 1 0 0 0 0 0 0 0 0 0 0 1 0 X 15 15 0 0 0 0 0 1 0 1 1 0 0 1 1 1 1 1 1 1 1 1 1 MN X X GREG MARSHALL 6126766500 500 STINSON BLVD NE MINNEAPOLIS MN 55413 DOROTHY BRIDGES DIRECTOR 0.10 0.30 X 11150 0 0 MARTINA SAGAYAM DIRECTOR 0.10 0.30 X 12000 0 0 JAMES KOPPEL DIRECTOR 0.10 0.30 X 11751 0 0 ANTHONY MENDOZA DIRECTOR & VICE CHAIR 0.10 0.30 X X 11350 0 0 WILLIAM ROBERTS MD DIRECTOR 0.10 0.30 X 9450 0 0 JEFF BANGSBERG DIRECTOR 0.10 0.30 X 10600 0 0 PATRICIA NELSON DIRECTOR (THROUGH JANUARY 2024) 0.10 0.30 X 0 0 0 MICHAEL WOOTTEN MD DIRECTOR 0.10 0.30 X 10850 0 0 PATRICIA ADAM MD DIRECTOR 0.10 0.30 X 10850 0 0 ALLISON O'TOOLE BOARD CHAIR 0.10 0.30 X X 9950 0 0 TOM DEPHILLIPS DIRECTOR 0.10 0.30 X 12500 0 0 JAMES VAN VOOREN MD DIRECTOR 0.10 0.30 X 12600 0 0 TERESA MCCARTHY MD VICE CHAIR & DIRECTOR 0.10 0.30 X X 10600 0 0 ROBERT RISKIN DIRECTOR (THROUGH SEPTEMBER 2024) 0.10 0.30 X 8250 0 0 P JAY KIEDROWSKI DIRECTOR 0.10 0.30 X 13250 0 0 CHARITY BENNETT DIRECTOR 0.10 0.30 X 14451 0 0 MARIAM MOHAMED DIRECTOR 0.10 0.30 X 12400 0 0 DANIEL SANTOS CHIEF LEGAL OFFICER & SECRETARY 39.50 0.50 X 652453 0 82589 BETH MONSRUD SVP, CFO & TREASURER 39.50 0.50 X 755093 0 94309 HILARY MARDEN-RESNIK PRESIDENT & CEO 39.50 0.50 X 1234347 0 188405 JAY SIVASAILAM EVP, CHIEF GROWTH OFFICER 39.60 0.40 X 483851 0 33297 MARIE ZIMMERMAN-ENGER EVP, CHIEF STRATEGY OFFICER 39.50 0.50 X 525716 0 87203 PATRICIA SCHMITT EVP, ORG HR & ORG EFFECTIVENESS 39.70 0.30 X 608222 0 88954 DARIN MCDONALD EVP, CHIEF INFORMATION OFFICER 39.70 0.30 X 607125 0 97988 TENBIT EMIRU EVP, CHIEF MEDICAL OFFICER 39.60 0.40 X 642275 0 93489 MARGARET LINDBERG VP, MARKETING & PRODUCT MANAGEMENT 40.00 0.00 X 178094 0 34341 CATHERINE VONRUEDEN VP, PROVIDER RELATIONS & CONTRACTING 40.00 0.00 X 373986 0 47775 GREG HANLEY VP, QUALITY MANAGEMENT & POPULATION 40.00 0.00 X 350811 0 20597 C SCOTT KAMMER ASSOCIATE MEDICAL DIRECTOR 40.00 0.00 X 401839 0 36334 JAMIE CARSELLO VP, CHIEF INFORMATICS OFFICER 40.00 0.00 X 445280 0 58975 GHITIANN WORCESTER FORMER KEY EMPLOYEE 0.00 0.00 X 159013 0 25304 7600107 0 989560 22 1 1 0 OPTUMINSIGHT PO BOX 182643 COLUMBUS OH 43218 CHART REVIEW, ACTUARIAL & CONSULTING 28759960 TEKSYSTEMS INC 7301 PARKWAY DRIVE HANOVER MD 21076 TEMPORARY STAFFING 14087131 Q CONSULTING INC 600 HWY 169 S 730 ST LOUIS PARK MN 55426 TEMPORARY STAFFING 7440737 IFC NATIONAL MARKETING LLC 1307 ALBION AVENUE 101 FAIRMONT MN 56031 COMMISSIONED BROKERS 7231606 CAPGEMINI AMERICA INC 10100 INNOVATION DRIVE 400 DAYTON OH 45342 TEMPORARY STAFFING 6828283 166 MEDICARE/MEDICAID PAYM 524114 5799040179 5799040179 INDIVIDUAL MEMBER PAYM 524114 168566407 168566407 MEDICARE MEMBER PREMIU 524114 132418986 132418986 FEDERAL SUBSIDIZED PRE 524114 110401920 110401920 INVESTMENTS IN SUBSIDI 524114 -3845938 -3845938 6206581554 52145012 52145012 886169063 815392691 70776372 70776372 70776372 MISCELLANEOUS REVENUE 524114 6633 6633 6633 6329509571 6206581554 0 122928017 X 182002 182002 172556117 139150718 33405399 7645737 6144500 1501237 22412399 16740586 5671813 13335070 10861667 2473403 1082864 1082864 943470 63155 880315 155621 155621 981695 981695 6389366460 6345535771 43830689 15562317 15458531 103786 14622453 1153024 13469429 49208330 34439328 14769002 7186694 5098562 2088132 771310 564925 206385 764031 252492 511539 1771418 61974 1709444 28874254 21922991 6951263 1370360 1040456 329904 TAXES & ASSESSMENTS 76081196 76081196 LICENES/FEES/DUES 2839510 2155445 684065 BAD DEBT EXPENSE 555509 555509 EMPLOYEE RECRUITMENT 497311 497311 1710382 1691760 18622 6810476510 6602491506 207985004 0 68296839 9601368 170033442 68634015 447614661 510990548 26000000 26000000 21427626 11836013 171771755 124322838 67595618 47448917 1072869188 825229154 34597589 32773659 1908434963 1532513674 690670165 861501403 80157346 48145984 2044763 30652272 25185796 803524546 934833183 X 1104910417 597680491 1104910417 597680491 1908434963 1532513674 -480966939 -26262987 0 X X 0 1 X 1 0 X 25000 25000 4127659094 4954192931 6075563904 6100127294 6206581554 27464124777 4127659094 4954192931 6075563904 6100152294 6206581554 27464149777 0 0 0 27464149777 15687122 11440634 25310344 64400263 52145012 168983375 15687122 11440634 25310344 64400263 52145012 168983375 20155879 31997 56443 12391 6633 20263343 4163502095 4965665562 6100930691 6164564948 6258733199 27653396495 0.99320 0.99340 0.00610 0.00580 X SCHEDULE A, PART III, LINE 12, EXPLANATION OF OTHER INCOME: MISCELLANEOUS REVENUE 1 1 0 0 0 0 1 633645 0 0 633645 0 PART II-B, LINE 1: TRACK LEGISLATION, ATTEND LEGISLATIVE HEARINGS AND MEET WITH LEGISLATORS TO EITHER SUPPORT OR OPPOSE LEGISLATION THAT AFFECTS UCARE'S PROGRAM BUSINESS ON BOTH THE STATE AND FEDERAL LEVELS. 2221498 2221498 33176186 11107428 22068758 6435667 2200556 4235111 122811990 111014854 11797136 7126414 7126414 47448917 LONG TERM BONDS 577321491 F MUTUAL FUNDS 144389734 F SHORT-TERM INVESTMENTS 73085639 F PREFERRED STOCKS 9999997 F INVESTMENTS IN SUBSIDIARIES 20432293 C 825229154 POST-RETIREMENT BENEFIT OPTION 8231180 DUE TO RELATED ORGANIZATIONS 2126 RIGHT-OF-USE LEASE LIABILITIES 16952490 25185796 X PART X, LINE 2: UCARE HAD ELECTED TO ADOPT GUIDANCE ON THE INCOME TAX STANDARD REGARDING THE RECOGNITION AND MEASUREMENT OF UNCERTAIN TAX POSITIONS. UCARE FOLLOWS THE ACCOUNTING STANDARD FOR CONTINGENCIES FOR EVALUATING UNCERTAIN TAX POSITIONS. THE ADOPTION OF THIS STANDARD HAS NO EFFECT ON UCARE'S CONSOLIDATED FINANCIAL STATEMENTS. UCARE'S TAX RETURNS ARE SUBJECT TO REVIEW AND EXAMINATION BY FEDERAL, STATE, AND LOCAL AUTHORITIES. X X X X X X 0 1 0 0 0 0 0 0 0 HILARY MARDEN-RESNIK PRESIDENT & CEO 803784 0 279567 0 150996 0 155248 0 33157 0 1422752 0 142975 0 BETH MONSRUD SVP, CFO & TREASURER 529817 0 108647 0 116629 0 71658 0 22651 0 849402 0 116589 0 TENBIT EMIRU EVP, CHIEF MEDICAL OFFICER 503035 0 103558 0 35682 0 71162 0 22327 0 735764 0 35279 0 DANIEL SANTOS CHIEF LEGAL OFFICER & SECRETARY 493273 0 99697 0 59483 0 69229 0 13360 0 735042 0 59443 0 DARIN MCDONALD EVP, CHIEF INFORMATION OFFICER 456883 0 93618 0 56624 0 65387 0 32601 0 705113 0 56460 0 PATRICIA SCHMITT EVP, ORG HR & ORG EFFECTIVENESS 457898 0 94183 0 56141 0 66138 0 22816 0 697176 0 56101 0 MARIE ZIMMERMAN-ENGER EVP, CHIEF STRATEGY OFFICER 444369 0 81307 0 40 0 55211 0 31992 0 612919 0 0 0 JAY SIVASAILAM EVP, CHIEF GROWTH OFFICER 423601 0 60210 0 40 0 31065 0 2232 0 517148 0 0 0 JAMIE CARSELLO VP, CHIEF INFORMATICS OFFICER 376351 0 57060 0 11869 0 28547 0 30428 0 504255 0 11829 0 C SCOTT KAMMER ASSOCIATE MEDICAL DIRECTOR 346790 0 54749 0 300 0 24810 0 11524 0 438173 0 0 0 CATHERINE VONRUEDEN VP, PROVIDER RELATIONS & CONTRACTING 313874 0 49553 0 10559 0 27178 0 20597 0 421761 0 10519 0 GREG HANLEY VP, QUALITY MANAGEMENT & POPULATION 321621 0 41181 0 -11991 0 0 0 20597 0 371408 0 14448 0 MARGARET LINDBERG VP, MARKETING & PRODUCT MANAGEMENT 118728 0 48769 0 10597 0 24708 0 9633 0 212435 0 10532 0 GHITIANN WORCESTER FORMER KEY EMPLOYEE 0 0 0 0 159013 0 25304 0 0 0 184317 0 0 0 PART I, LINE 4B THE FOLLOWING INDIVIDUALS PARTICIPATED IN THE ORGANIZATION'S 457(F) PLAN IN 2024: CONTRIBUTIONS: HILARY MARDEN-RESNIK - $144,248 DANIEL SANTOS - $58,227 BETH MONSRUD - $63,408 PATRICIA SCHMITT - $55,339 DARIN MCDONALD - $54,387 TENBIT EMIRU - $60,162 MARIE ZIMMERMAN-ENGER - $44,211 JAY SIVASAILAM - $26,650 MARGARET LINDBERG - $14,982 CATHERINE VONRUEDEN - $16,819 JAMIE CARSELLO - $17,547 SCOTT KAMMER - $13,810 GHITIANN WORCESTER - $15,108 DISTRIBUTIONS: HILARY MARDEN-RESNIK - $142,975 DANIEL SANTOS - $59,443 BETH MONSRUD - $116,589 PATRICIA SCHMITT - $56,101 DARIN MCDONALD - $56,460 TENBIT EMIRU - $35,279 JAMIE CARSELLO - $11,829 MARGARET LINDBERG - $10,532 CATHERINE VONRUEDEN - $10,519 GREG HANLEY - $14,448 FORM 990, PART III, LINE 4A: UCARE ORGANIZES AND OPERATES A HEALTH MAINTENANCE ORGANIZATION (HMO) PROVIDING COORDINATED HEALTH CARE AND COVERAGE FOR APPROXIMATELY 640,000 INDIVIDUALS FROM THE COMMUNITY ENROLLED IN STATE GOVERNMENT PROGRAMS, FEDERAL MEDICARE ADVANTAGE PROGRAMS, DUALLY ELIGIBLE MEDICARE, AND MEDICAID PROGRAMS, AND MNSURE MARKETPLACE PLANS. UCARE'S PROGRAMS PROVIDE SERVICES TO SENIORS, LOW-INCOME FAMILIES, THOSE WITH PHYSICAL DISABILITIES, AND OTHER INDIVIDUALS WHO MAY HAVE CHALLENGES ACCESSING HEALTH CARE. UCARE IS DEDICATED TO PROMOTING THE HEALTH OF THE COMMUNITY IT SERVES AND MAKES QUALITY HEALTH CARE AVAILABLE ON AN ECONOMICALLY ADVANTAGEOUS, PREPAID BASIS TO THAT COMMUNITY. OUR SERVICES ARE GUIDED BY UCARE'S MISSION WHICH IS TO IMPROVE THE HEALTH OF OUR MEMBERS THROUGH INNOVATIVE SERVICES AND PARTNERSHIPS ACROSS COMMUNITIES. THROUGHOUT EACH AREA, UCARE IMPLEMENTED INTERVENTIONS THAT MET THE NEEDS OF OUR CULTURALLY AND ETHNICALLY DIVERSE MEMBERSHIP THAT INCLUDED: - STRUCTURAL INTERVENTIONS INCLUDING ACCESSIBILITY AND AVAILABILITY OF PRIMARY CARE, MENTAL HEALTH AND SUBSTANCE USE DISORDER, AND SPECIALTY CARE PROVIDERS; VALUE-BASED CONTRACTING; AND MEDICAL RECORD STANDARDS AND ADVANCE DIRECTIVE AUDITS. - COMMUNITY RESOURCES INCLUDING MEMBER WELLNESS AND SAFETY INITIATIVES; COMMUNITY PARTNERSHIPS, SOCIAL SERVICES REFERRALS. - TAILORED INTERVENTIONS TO SUPPORT NCQA, HEDIS, STAR RATINGS, QUALITY RATING SYSTEM, CAHPS, HOS, MEMBER EXPERIENCE, MEMBER SAFETY, FOCUSED STUDIES, DISEASE MANAGEMENT AND CARE MANAGEMENT PROGRAMS. THE QUALITY MONITORING, PROGRAM INITIATIVES AND SERVICES DEMONSTRATED MANY SIGNIFICANT ACTIVITIES AND OUTCOMES. THE FOLLOWING PERCENTAGES OF MEASURE ELEMENTS MET OR EXCEEDED THE NATIONAL NCQA 75TH PERCENTILE FOR EACH PRODUCT: - 61.2% OF ESSENTIACARE - 55.6% OF UCARE MEDICARE - 48.6% OF YOURCHOICE PPO UCARE MEDICARE - 44.7% OF MINNESOTACARE - 48.3% OF CONNECT + MEDICARE - 48.5% OF M HEALTH FAIRVIEW NORTH MEMORIAL - 46.7% OF MSHO - 65.4% OF INDIVIDUAL AND FAMILY PLANS (BASED ON QUALITY RATING SYSTEM) - 50.7% OF CONNECT - 30.5% OF PMAP MEDICARE STAR RATINGS PROGRAM: CMS CONTINUES TO MAKE SIGNIFICANT MEASUREMENT CHANGES THAT MAKE IT HARDER FOR PLANS TO MAINTAIN AND ACHIEVE HIGH RATINGS. THE NATIONAL AVERAGE STAR PERFORMANCE DECLINED FOR THE THIRD YEAR IN A ROW, WITH ONLY SEVEN 5-STAR PLANS REMAINING FOR THE 2025 PLAN YEAR - NONE IN MINNESOTA. UCARE PLANS EXPERIENCED STAR LOSSES BUT RETAINED HIGH RATINGS FOR OUR UCARE MEDICARE AND ESSENTIACARE PLANS. UCARE MEDICARE RECEIVED A 4 STAR AND ESSENTIACARE RECEIVED A 4.5 STAR. MSHO AND CONNECT + MEDICARE DECREASED BY A HALF STAR FOR THE 2025 PLAN YEAR, DROPPING TO A 3.5 STAR AND 3 STAR RESPECTIVELY. OVERALL, SPECIAL NEEDS PLANS (SNP) OFFERED IN MINNESOTA DROPPED IN STAR RATINGS FOR THE 2025 PLAN YEAR. THIS WAS THE FIRST YEAR THAT UCARE YOUR CHOICE QUALIFIED FOR AN INDIVIDUAL STAR RATING AND EARNED 3.5 OUT OF 5 STARS. UCARE CONTINUOUSLY STRIVES TO IMPROVE THE HEALTH OF MEMBERS. UCARE IDENTIFIED KEY FOCUS AREAS THAT SUPPORT QUALITY MEASURE PERFORMANCE ACROSS ALL PRODUCTS WITH A CONTINUED FOCUS ON IMPROVING AT OR ABOVE THE NATIONAL 75TH PERCENTILE AND MAINTAINING OR ACHIEVING HIGH PERFORMANCE IN OUR STAR RATINGS PROGRAM FOR MEDICARE AND INDIVIDUAL AND FAMILY PLANS. UCARE PROVIDED MANY HEALTH PROMOTION, DISEASE MANAGEMENT, CARE MANAGEMENT AND WELLNESS PROGRAMS. THESE EFFORTS NOT ONLY BENEFIT THE HEALTH OF ENROLLEES, BUT POSITIVELY AFFECT THEIR FAMILIES AND LARGER COMMUNITIES. EXAMPLES INCLUDE: DISEASE MANAGEMENT PROGRAMS FOR ASTHMA, DIABETES, CHRONIC KIDNEY DISEASE, AND CONGESTIVE HEART FAILURE; FALLS PREVENTION PROGRAMS TO IMPROVE SAFETY OF SENIORS; MANAGEMENT OF MATERNITY SERVICES (MOMS) PROGRAMS THAT PROVIDE RESOURCES TO ENROLLEES AND PROVIDERS TO IMPROVE PREGNANCY AND POST-PARTUM HEALTH, CAR SEAT DISTRIBUTION, EDUCATION TO PREGNANT WOMEN AND CHILDREN; TOBACCO CESSATION PROGRAMS AND SERVICES TO HELP MEMBERS LIVE NICOTINE FREE, AND DISTRIBUTION OF FREE MATERIALS ON HEALTH EDUCATION AND PROPER USE OF URGENT AND EMERGENCY FACILITIES AT COMMUNITY FORUMS. IN ADDITION, UCARE SUPPORTS MEMBER HEALTH WITH ACCESS TO MANY DIFFERENT FITNESS OPTIONS AS WELL AS DISCOUNTS ON SERVICES THAT ARE HEALTH AND WELLNESS RELATED BUT MAY NOT BE COVERED BY THE MEMBER'S BASIC BENEFIT PLAN, INCLUDING HEALTHY FOOD DISCOUNTS, ALTERNATIVE MEDICINE AND COMMUNITY EDUCATION CLASSES AND OVER-THE-COUNTER MEDICATION ALLOWANCE. UCARE CONDUCTED A VARIETY OF HEALTH-RELATED EDUCATIONAL SESSIONS, TOOLS AND MATERIALS FOR MEMBERS, PROVIDERS, AND THE PUBLIC. IN 2024, UCARE CONDUCTED 244 MEDICARE EDUCATION CLASSES WHICH WERE ATTENDED BY 750 INDIVIDUALS. UCARE PARTNERED WITH WELLSHARE INTERNATIONAL TO PROVIDE EDUCATIONAL OPPORTUNITIES FOR DIVERSE POPULATIONS AND WITH THE SOMALI COMMUNITY TO CONDUCT CULTURALLY APPROPRIATE HEALTH EDUCATION CLASSES FOR COMMUNITY FAMILIES, ELDERS AND IMAMS REGARDING PREVENTATIVE CARE AND CHRONIC CONDITION MANAGEMENT. UCARE ALSO PRODUCED NUMEROUS NEWSLETTER ARTICLES EDUCATING BOTH MEMBERS AND PROVIDERS ABOUT VARIOUS TOPICS, INCLUDING DENTAL BENEFITS, CHRONIC CONDITION MANAGEMENT, NEW PROVIDER SEARCH TOOL, MEDICARE COVERAGE UPDATES AND CAREGIVING SUPPORT FOR FAMILIES. IN A TYPICAL YEAR, UCARE PROVIDES HEALTH RELATED SCREENINGS AND SERVICES THAT ARE AVAILABLE AT NO OR LOW COST TO MEMBERS AND THE PUBLIC. UCARE SUPPORTS PROVIDING FREE HEALTH RELATED SCREENINGS, FLU AND COVID SHOTS, AND HEALTH EDUCATIONAL INFORMATION TO THE GENERAL PUBLIC VIA THE UCARE HEALTHMOBILE (A 37-FOOT RV THAT PROVIDES FREE BASIC HEALTH SCREENINGS INCLUDING BLOOD PRESSURE CHECKS, GLUCOSE AND CHOLESTEROL READINGS AND BODY MASS INDEX (BMI) ASSESSMENTS) AT VARIOUS COMMUNITY EVENTS. UCARE'S MOBILE DENTAL CLINIC (MDC), OPERATED WITH THE UNIVERSITY OF MINNESOTA'S SCHOOL OF DENTISTRY, OFFERS QUALITY ORAL HEALTH CARE TO UCARE MEMBERS WITH DENTAL ACCESS ISSUES. IN 2024, THE MDC STAFF PERFORMED MORE THAN 3,654 PREVENTIVE AND RESTORATIVE PROCEDURES AT SITES ACROSS MINNESOTA. UCARE TARGETED AREAS OF THE STATE WITH LIMITED DENTAL ACCESS FOR INDIVIDUALS ON STATE PUBLIC PROGRAMS. UCARE HEALTH PLAN EMPLOYEES ALSO DEVOTED TIME TO PARTICIPATE IN COMMUNITY RELATED COLLABORATIONS AND PARTNERSHIPS THAT SUPPORT EFFORTS TO IMPROVE HEALTH CARE QUALITY AND RESEARCH INITIATIVES, ADVANCE PUBLIC HEALTH AND HEALTH CARE ACCESS, AND REDUCE HEALTH CARE DISPARITIES OR SOCIAL DETERMINANTS OF HEALTH, INCLUDING PROJECTS AIMED AT IMPROVING THE CULTURAL COMPETENCE OF HEALTH CARE DELIVERY. EXAMPLES OF ORGANIZATIONS AND COLLABORATIONS WITH WHICH UCARE EMPLOYEES WORKED INCLUDE: MINNESOTA COMMUNITY MEASUREMENT, MN HOMELESS, AND PARENTS IN COMMUNITY ACTION HEAD START, HMONG AMERICAN PARTNERSHIP, MINNESOTA HEALTH LITERACY PARTNERSHIP, LOCAL PUBLIC HEALTH ASSOCIATION OF MINNESOTA, AND THE MULTILINGUAL HEALTH RESOURCE EXCHANGE. FORM 990, PART III, LINE 4B: IN ADDITION TO UCARE'S BUSINESS OF PROVIDING PUBLIC HEALTH CARE PROGRAM PLANS THAT SEEK TO IMPROVE THE HEALTH OF OUR COMMUNITIES, UCARE'S COMMUNITY BENEFIT EFFORTS GO BEYOND OUR EVERYDAY COMMITMENT TO MEMBERS. THROUGH UCARE'S COMMUNITY BENEFIT PROGRAM, WE REACH OUT TO THE LARGER COMMUNITY BY: - ADDRESSING SOCIAL RISK FACTORS THAT MAY UNDERMINE THE HEALTH OF THE COMMUNITY. - STRENGTHENING THE PROVIDERS THAT SERVE POPULATIONS WITH CHALLENGES ACCESSING CARE. - ENCOURAGING THE WELLNESS OF FAMILIES AND SENIORS IN OUR NEIGHBORHOODS. - SUPPORTING RESEARCH, PROGRAMS, AND ORGANIZATIONS THAT BENEFIT HEALTH CARE QUALITY AND DELIVERY. - SUPPORTING MEDICAL EDUCATION RELATED TO IMPROVING ACCESS TO PRIMARY CARE. IN SEPTEMBER 2023, THE UNIVERSITY OF MINNESOTA AND UCARE EXECUTED A SETTLEMENT AGREEMENT TO RESOLVE A GOVERNANCE DISPUTE. UCARE IS TO CONTRIBUTE $100 MILLION IN $25 MILLION INCREMENTS, WITH THE LAST CONTRIBUTION MADE ON OR BEFORE DECEMBER 31, 2025. SINCE EXECUTION OF THE SETTLEMENT AGREEMENT, THE $100 MILLION HAS BEEN IN A UCARE FOUNDATION RESTRICTED MONEY MARKET ACCOUNT WITH THE BALANCE CONTINUING TO ACCRUE INTEREST. UCARE'S CONTRIBUTIONS WILL BE USED TO FUND PROJECTS THAT ARE CONSISTENT WITH THE MISSIONS OF BOTH ORGANIZATIONS IN FOUR HEALTH CARE PRIORITY AREAS: HEALTH EQUITY AND ACCESS; RURAL HEALTH AND OUTREACH; MENTAL HEALTH AND AGING; AND DEPARTMENT OF FAMILY MEDICINE PRIORITY PROGRAMS. UCARE DISTRIBUTED OVER 1,500 TRANSITIONAL CARE KITS TO 29 NONPROFIT ORGANIZATIONS IN 18 OUTSTATE COUNTIES SUPPORTING PEOPLE TRANSITIONING FROM HOMELESSNESS INTO STABLE HOUSING AND ENTERING TRANSITIONAL CARE SETTINGS. THE KITS INCLUDED SOAP, SHAMPOO, TOOTHBRUSH, TOOTHPASTE, SNACKS, SOCKS, LIP BALM AND HAND SANITIZER. UCARE PROVIDED FINANCIAL SUPPORT FOR THE UCARE FOUNDATION, A COMMUNITY-DIRECTED INITIATIVE OF UCARE. THE FOUNDATION'S GRANTMAKING FOCUSES ON PROGRAMS AND INITIATIVES THAT IMPROVE THE HEALTH OF UNDERSERVED POPULATIONS IN THE TWIN CITIES AND THROUGHOUT GREATER MINNESOTA WITH INNOVATIVE SERVICES, EDUCATION, COMMUNITY OUTREACH, AND RESEARCH. IN 2024, THE FOUNDATION SUPPORTED DOZENS OF PROJECTS AND PROGRAMS FOR: GREATER DENTAL ACCESS IN GREATER MINNESOTA; DISABILITIES INITIATIVES TO IMPROVE ACCESSIBILITY IN PROVIDER SETTINGS AND QUALITY OF LIFE IN HOME SETTINGS; AND NUTRITION AND FOOD SECURITY FUNDING TO INCREASE ACCESS TO HEALTHY FOOD AND REDUCE SYSTEMIC BARRIERS TO GOOD NUTRITION AND APPROPRIATE DIET DURING PREGNANCY. OTHER GRANTS HELPED FUND A MOBILE MARKET SERVING FRESH NUTRITIOUS FOOD IN METRO AREA FOOD DESERTS; DENTAL CENTER IMPROVEMENT PROJECT; AND TRANSITIONAL HOUSING KITS FOR HOMELESS INDIVIDUALS. MORE THAN A DOZEN GRANTS WERE AWARDED TO SUPPORT COUNTY AND TRIBAL GOVERNMENT EFFORTS TO IMPROVE DENTAL CARE, FOOD SECURITY MENTAL HEALTH AND AMERICAN INDIAN MATERNAL/CHILD HEALTH. FINALLY, AS PART OF AN EFFORT TO EXPAND BUSINESS AND IMPACT INTO IOWA, THE UCARE FOUNDATION ISSUED 18 GRANTS TO RURAL AND URBAN IOWA NON-PROFIT ORGANIZATIONS, COUNTY GOVERNMENTS AND SCHOOL DISTRICTS TO ADDRESS AREAS SUCH AS: FOOD SECURITY, HOME AND COMMUNITY-BASED NURSING SCHOLARSHIPS, TRANSITIONAL HOUSING SUPPORTS, PREVENTIVE HEALTH, SCHOOL-BASED MENTAL HEALTH, AND LATINO MATERNAL AND CHILDREN'S HEALTH. UCARE SUPPORTS A MOBILE GROCERY STORE THAT INCREASES ACCESS TO HEALTHY, AFFORDABLE FOOD IN UNDER-RESOURCED AREA AND PROGRAMS THAT PROVIDE VARIOUS SUPPORTS TO AGING SENIORS WHO ARE STRUGGLING TO LIVE INDEPENDENTLY IN THE COMMUNITY AND EXPERIENCING SOCIAL ISOLATION. DURING 2024, UCARE ALSO HELPED MANY COMMUNITY ORGANIZATIONS AND PROVIDERS DELIVERING SERVICES, RESEARCH, AND PROGRAMS THAT REACH BEYOND UCARE'S MEMBERSHIP, INCLUDING EFFORTS TO STRENGTHEN THE SOCIAL SAFETY NET FOR AT-RISK FAMILIES AND SENIORS AND ADVANCE EFFORTS TO ADDRESS ISSUES RELATED TO SOCIAL DETERMINANTS OF HEALTH. UCARE PROVIDED SUBSTANTIAL FUNDING TO IMPROVE DENTAL ACCESS IN RURAL AREAS OF MINNESOTA. GRANTS TO METRO AND RURAL COUNTIES HELPED TO SUPPORT THE DEVELOPMENT AND OPERATION OF VARIOUS MODELS, INITIATIVES, AND PROGRAMS RELATED TO BEHAVIORAL HEALTH, SOCIAL CONNECTEDNESS, SOCIAL DETERMINANTS OF HEALTH AND IMPROVING HEALTH OUTCOMES. OTHER COMMUNITY BASED ORGANIZATION EXAMPLES INCLUDE: THE COURAGE KENNY REHABILITATION INSTITUTE AS THEY MAXIMIZE THE QUALITY OF LIFE FOR PEOPLE OF ALL AGES AND ABILITIES BY DELIVERING COMPREHENSIVE, PERSON-CENTERED REHABILITATION; TWIN CITIES PRIDE WORKS TO ENSURE BASIC EQUAL RIGHTS TO LESBIAN, BISEXUAL, TRANSGENDER AND GAY PEOPLE; NATIONAL ALLIANCE FOR THE MENTALLY ILL, A GRASSROOTS ORGANIZATION DEDICATED TO BUILDING BETTER LIVES FOR THOSE AFFECTED BY MENTAL ILLNESS; AND THE MINNESOTA ACADEMY OF FAMILY PHYSICIANS RESEARCH FORUM WHICH PROVIDES OPPORTUNITIES FOR FAMILY MEDICINE RESEARCHERS TO SHARE INNOVATIONS IN THEIR FIELD. FINALLY, UCARE ALSO ENCOURAGED EMPLOYEES AND THEIR FAMILIES TO VOLUNTEER TIME AND FINANCIAL RESOURCES IN THE COMMUNITY. UCARE PROVIDES ORGANIZATIONAL SUPPORT FOR VOLUNTEER SERVICES TO EDUCATION, SOCIAL SERVICES, AND HEALTH ORGANIZATIONS THAT BUILD CAPACITY IN LOCAL COMMUNITIES TO IMPROVE THE WELFARE OF AT-RISK FAMILIES AND SENIORS. EXAMPLES OF EMPLOYEE VOLUNTEER EFFORTS INCLUDE SUPPORT FOR THE FOLLOWING: ADOPT-A-FAMILY GIFT DRIVE, FOOD DRIVE, SCHOOL SUPPLY DRIVE, MEALS ON WHEELS, FALL RAKE UP AND ANNUAL COMMUNITY GIVING CAMPAIGN. FORM 990, PART VI, SECTION A, LINE 1A CARE'S BYLAWS DESCRIBE AN EXECUTIVE COMMITTEE SUBJECT TO THE CONTROL OF THE BOARD AND WITH THE AUTHORITY TO ONLY MEET BETWEEN SCHEDULED MEETINGS OF THE BOARD AND TO TAKE ACTIONS ON CERTAIN MATTERS. THIS EXECUTIVE COMMITTEE RARELY IS CONVENED AND DID NOT MEET DURING 2024. FORM 990, PART VI, SECTION A, LINE 7A INDIVIDUALS ENROLLED IN UCARE'S HEALTH PLANS HAVE THE RIGHT UNDER THE BYLAWS, AND CONSISTENT WITH MINN. STAT. 62D.06, TO ELECT AT LEAST 40% OF INDIVIDUALS ON THE BOARD OF DIRECTORS FROM AMONG THE ENROLLED MEMBERS. FORM 990, PART VI, SECTION B, LINE 11B THE FORM 990 WAS PREPARED BY THE CONTROLLER AND REVIEWED BY AN INDEPENDENT ACCOUNTING FIRM. UCARE PROVIDED A COPY AND REVIEWED THE DETAIL OF THE COMPLETED FORM 990 WITH THE BOARD'S FINANCE, AUDIT & BUSINESS DEVELOPMENT COMMITTEE. UCARE ALSO PROVIDED A COPY OF THE COMPLETED FORM 990 TO ALL MEMBERS OF THE BOARD OF DIRECTORS VIA ON-LINE PORTAL PRIOR TO THE FINANCE, AUDIT & BUSINESS DEVELOPMENT COMMITTEE'S REPORT TO THE BOARD. UPON APPROVAL BY THE BOARD OF DIRECTORS, THE FORM 990 WAS FILED WITH THE INTERNAL REVENUE SERVICE. FORM 990, PART VI, SECTION B, LINE 12C UCARE REQUIRES COMPLETION OF AN ANNUAL QUESTIONNAIRE BY ITS BOARD MEMBERS, OFFICERS, AND SENIOR EXECUTIVES, WHICH IS DESIGNED TO SURFACE POTENTIAL CONFLICTS OF INTEREST. IN ADDITION, UCARE'S CONFLICT OF INTEREST POLICY REQUIRES DISCLOSURE TO THE BOARD CHAIR AND/OR CEO OF A POTENTIAL CONFLICT INVOLVING A DIRECTOR, OFFICER, OR MANAGEMENT STAFF WHEN A PARTICULAR TRANSACTION ARISES. IF THE BOARD OR DESIGNATED BOARD COMMITTEE DETERMINES THAT A POTENTIAL CONFLICT EXISTS RELATED TO A TRANSACTION REQUIRING ACTION BY THE BOARD, THE POLICY CALLS FOR THE BOARD MEMBER WITH THE POTENTIAL CONFLICT TO ABSTAIN FROM VOTING. IN ADDITION, A MAJORITY OF THE DISINTERESTED DIRECTORS MUST FIND THAT THE TRANSACTION IS FAIR AND REASONABLE TO THE OPERATION AND THAT THE ORGANIZATION COULD NOT REASONABLY FIND A MORE ADVANTAGEOUS TRANSACTION FROM ANOTHER ENTITY WITHOUT A POTENTIAL CONFLICT. THE POLICY ALSO REQUIRES DISCLOSURE OF POTENTIAL CONFLICTS TO THE BOARD OR DESIGNATED COMMITTEE EVEN FOR TRANSACTIONS NOT REQUIRING BOARD ACTION. FORM 990, PART VI, SECTION B, LINE 15 ON AN ANNUAL BASIS, UCARE'S COMPENSATION COMMITTEE REVIEWS AND APPROVES THE PRESIDENT AND CEO'S TOTAL CASH COMPENSATION, INCLUDING BASE PAY AND INCENTIVE PAY. COMPENSATION AND BENEFITS ARE REVIEWED, AS DESCRIBED BELOW, EVERY TWO TO THREE YEARS. THE MOST RECENT FULL REVIEW WAS IN JUNE 2024. THE COMPENSATION COMMITTEE IS COMPOSED OF MEMBERS OF THE BOARD OF DIRECTORS. UCARE ENGAGES AN INDEPENDENT CONSULTANT ORGANIZATION THAT SPECIALIZES IN ADVISING HEALTH CARE ORGANIZATIONS ABOUT EXECUTIVE COMPENSATION ISSUES. THE INDEPENDENT CONSULTANT ORGANIZATION CONDUCTS A COMPARABILITY ANALYSIS THAT INCORPORATES MULTIPLE INDUSTRY SURVEYS AND COMPENSATION FOR COMPARABLE POSITIONS AT PEER ORGANIZATIONS. THE INDEPENDENT CONSULTANT ORGANIZATION THEN SHARES THE RESULTS OF THIS COMPARABILITY ANALYSIS WITH THE COMPENSATION COMMITTEE. AFTER DELIBERATION ABOUT THE COMPARABILITY ANALYSIS AND RECOMMENDATIONS, THE COMMITTEE EVALUATES THE ANNUAL CASH COMPENSATION PACKAGE FOR THE PRESIDENT & CEO. THE COMMITTEE BRINGS RECOMMENDATIONS ABOUT CEO BASE COMPENSATION AND INCENTIVE OPPORTUNITY TO THE BOARD FOR APPROVAL, AND REPORTS OTHER ACTIONS TAKEN BY THE COMMITTEE TO THE BOARD. MINUTES ARE RECORDED CONTEMPORANEOUSLY TO ACCURATELY DOCUMENT THE COMMITTEE'S DISCUSSIONS AND ACTIONS, AND THE INDEPENDENT CONSULTANT ORGANIZATION'S REPORT IS RETAINED FOR RECORDKEEPING PURPOSES. THE COMPENSATION COMMITTEE ALSO PARTICIPATES IN THE COMPENSATION PROCESS FOR OTHER SENIOR EXECUTIVES, INCLUDING THE TREASURER & EXECUTIVE VICE PRESIDENT/CHIEF FINANCIAL OFFICER, THE EXECUTIVE VICE PRESIDENT/SECRETARY/CHIEF LEGAL OFFICER, THE EXECUTIVE VICE PRESIDENT/CHIEF MEDICAL OFFICER, THE EXECUTIVE VICE PRESIDENT/CHIEF ADMINISTRATIVE OFFICER, THE EXECUTIVE VICE PRESIDENT AND CHIEF INFORMATION OFFICER, THE EXECUTIVE VICE PRESIDENT AND CHIEF STRATEGY OFFICER, AND EXECUTIVE VICE PRESIDENT AND CHIEF GROWTH OFFICER. THE PROCESS FOR DETERMINING COMPENSATION FOR THESE POSITIONS FOLLOWS A COMPENSATION PHILOSOPHY APPROVED BY THE BOARD OF DIRECTORS. EVERY TWO TO THREE YEARS, AN INDEPENDENT CONSULTANT ORGANIZATION CONDUCTS A COMPARABILITY ANALYSIS FOR THESE POSITIONS, FOCUSING ON TOTAL COMPENSATION DATA INCLUDING BASE PAY, INCENTIVE PAY, AND BENEFITS FOR COMPARABLE POSITIONS AT PEER ORGANIZATIONS, CONSISTENT WITH THE ANALYSIS FOR THE PRESIDENT AND CEO POSITION. THE MOST RECENT ANALYSIS OCCURRED IN JUNE 2023. THE COMPENSATION COMMITTEE RECEIVES AND DISCUSSES THE ANALYSIS AND RECOMMENDATIONS WITH THE INDEPENDENT CONSULTANT ORGANIZATION AND PROVIDES INPUT FOR THE PRESIDENT & CEO IN DETERMINING CASH COMPENSATION FOR THE OFFICERS AND SENIOR EXECUTIVES. THE COMPENSATION COMMITTEE HAS DELEGATED SPECIFIC CASH COMPENSATION APPROVAL FOR THESE LEADERS TO THE PRESIDENT & CEO, WHO IS AN INDEPENDENT PERSON WITH RESPECT TO THESE COMPENSATION DETERMINATIONS, PROVIDED THAT THE PRESIDENT & CEO FOLLOWS THE BOARD-APPROVED COMPENSATION PHILOSOPHY, TAKES INTO ACCOUNT THE COMPARABILITY ANALYSIS, AND OBTAINS ANNUAL REVIEW BY THE COMMITTEE. THE COMMITTEE'S DISCUSSION AND INPUT ARE REFLECTED IN CONTEMPORANEOUS DOCUMENTATION, AND A COPY OF THE INDEPENDENT CONSULTANT ORGANIZATION'S REPORT IS RETAINED. FORM 990, PART VI, SECTION C, LINE 18 UCARE MINNESOTA'S 990 FORM IS AVAILABLE ON THIRD-PARTY WEBSITES SUCH AS GUIDESTAR AND PROPUBLICA, IN ADDITION TO BEING MADE AVAILABLE UPON REQUEST. FORM 990, PART VI, SECTION C, LINE 19 UCARE FILES ITS GOVERNING DOCUMENTS AND CONFLICT OF INTEREST POLICY WITH THE MINNESOTA DEPARTMENT OF HEALTH, AND THIS PUBLIC INFORMATION WOULD BE AVAILABLE FROM THIS AGENCY UPON REQUEST. FORM 990, PART IX, LINE 11G MEDICAL SERVICES: PROGRAM SERVICE EXPENSES 6,216,967,791. MANAGEMENT AND GENERAL EXPENSES 0. FUNDRAISING EXPENSES 0. TOTAL EXPENSES 6,216,967,791. TEMPORARY/CONTRACT SERVICES: PROGRAM SERVICE EXPENSES 22,760,434. MANAGEMENT AND GENERAL EXPENSES 21,219,479. FUNDRAISING EXPENSES 0. TOTAL EXPENSES 43,979,913. PURCHASED SERVICES: PROGRAM SERVICE EXPENSES 37,180,656. MANAGEMENT AND GENERAL EXPENSES 7,659,551. FUNDRAISING EXPENSES 0. TOTAL EXPENSES 44,840,207. OUTSOURCED SERVICES: PROGRAM SERVICE EXPENSES 30,772,627. MANAGEMENT AND GENERAL EXPENSES 14,951,659. FUNDRAISING EXPENSES 0. TOTAL EXPENSES 45,724,286. BROKER COMMISSIONS: PROGRAM SERVICE EXPENSES 29,222,942. MANAGEMENT AND GENERAL EXPENSES 0. FUNDRAISING EXPENSES 0. TOTAL EXPENSES 29,222,942. HEALTH PROMOTION SERVICES: PROGRAM SERVICE EXPENSES 5,972,211. MANAGEMENT AND GENERAL EXPENSES 0. FUNDRAISING EXPENSES 0. TOTAL EXPENSES 5,972,211. DISEASE MANAGEMENT SERVICES: PROGRAM SERVICE EXPENSES 2,659,110. MANAGEMENT AND GENERAL EXPENSES 0. FUNDRAISING EXPENSES 0. TOTAL EXPENSES 2,659,110. FORM 990, PART XII, LINE 2C: THE AUTHORITY AND PROCESS FOR SELECTING THE FINANCIAL STATEMENT AUDITOR AND FOR OVERSEEING THE FINANCIAL STATEMENT AUDIT DID NOT CHANGE DURING THE YEAR. 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