2025-05-14T14:48:47-05:00 2024-12-31 350905017 WHITINGER & COMPANY LLC 1100 W WHITE RIVER BLVD MUNCIE IN 473033776 990 2024-01-01 351047478 NATCO CREDIT UNION NATC 7659622561 PO BOX 817 RICHMOND IN 473750817 LISA HUNTINGTON ACCOUNTANT 7659622561 2025-05-09 1 0 TERRY D BRUMLEY CPA P00314191 7652843384 2025-05-09 2024 2025-03-06 01:10:19Z LISA HUNTINGTON 582 SOUTH ROUND BARN ROAD RICHMOND IN 47374 15620397 0 X WWW.NATCOCU.ORG X 1945 IN COOPERATIVE FINANCIAL INSTITUTION 6 6 176 0 53278 10054 0 0 13365434 14578107 983253 1042290 2727544 0 17076231 15620397 0 0 0 0 5184233 5615265 0 0 0 7171432 8219493 12355665 13834758 4720566 1785639 147381680 150807932 128818719 130033462 18562961 20774470 COOPERATIVE FINANCIAL INSTITUTION. 0 0 13834758 PROVIDING LOAN AND DEPOSIT SERVICES TO CREDIT UNION MEMBERS 13834758 0 0 0 0 0 0 0 0 0 1 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 1 0 0 0 0 0 0 0 0 0 0 0 0 1 4200 0 176 1 1 1 0 0 0 0 0 0 0 X 6 6 0 0 0 0 1 1 0 1 1 0 0 0 1 1 1 1 1 1 1 0 IN X CYNTHIA L DUKE TREASURER 7659622561 582 SOUTH ROUND BARN ROAD RICHMOND IN 47374 CYNTHIA DUKE CEO/PRESIDENT 40.00 X X 300733 0 0 MIKE HELMS VICE CHAIRPERSON 1.00 X X 0 0 0 LINDA SHERROW DIRECTOR 1.00 X 0 0 0 JACK BUCKLAND SECRETARY 1.00 X X 0 0 0 DAVID NUTTY CHAIRPERSON 1.00 X X 0 0 0 PAM PEARSON DIRECTOR 1.00 X 0 0 0 CARL RINEHART DIRECTOR 1.00 X 0 0 0 SHERRY DILLON ADMINISTRATIVE DIRECTOR 40.00 X 120019 0 0 420752 0 0 2 0 1 0 0 INTEREST ON LOANS 522291 9642364 9642364 FEE INCOME 522100 4882465 4882465 NON-MEMBER ATM AND INSURANCE 524298 53278 53278 14578107 1020615 1020615 21675 0 21675 21675 21675 15620397 14546504 53278 1020615 4366806 4366806 132857 132857 798563 798563 317039 317039 291561 291561 136171 136171 901918 901918 151272 151272 221905 221905 100008 100008 21 21 370355 370355 PROVISION FOR LOAN LOSS 1825584 1825584 DIVIDEND EXPENSE 1313856 1313856 ATM COSTS 1177579 1177579 LOAN SERVICING 724925 724925 1004338 1004338 13834758 13834758 0 0 1223648 3114613 2386703 8619117 14259 67773 50639 81041 103676503 105808322 509947 569451 8334108 4970197 2927844 3363911 33431931 25726758 793846 892420 2366360 2564526 147381680 150807932 1073332 1142876 127745387 128890586 128818719 130033462 X 0 0 6944207 7724150 11618754 13050320 18562961 20774470 147381680 150807932 X 1785639 425870 X 0 1 X 1 0 0 0 1101770 1101770 4224652 2874232 1350420 3007686 2095965 911721 3363911 MEMBER DEPOSITS 113108456 MEMBER CERTIFICATES 15782130 128890586 X X X X 0 0 0 CYNTHIA DUKE CEO/PRESIDENT 300733 0 0 0 0 0 0 0 0 0 300733 0 0 0 MICHAEL HELMS LINE OF CREDIT X 5000 0 0 0 1 MICHAEL HELMS AUTO X 32172 11694 0 0 1 JACK BUCKLAND VISA X 10000 0 0 1 CINDY DUKE VISA X 20000 1288 0 0 1 MICHAEL HELMS VISA X 15000 10675 0 0 1 CINDY DUKE LINE OF CREDIT X 10000 0 0 0 1 LINDA SHERROW VISA X 10000 0 0 0 1 CARL RHINEHART III HELOC X 26000 9228 0 0 1 SHERRY DILLON AUTO X 16499 14581 0 0 1 CARL RHINEHART III VISA X 1500 290 0 0 1 SHERRY DILLON LINE OF CREDIT X 30000 23879 0 0 1 SHERRY DILLON VISA X 10000 9406 0 0 1 81041 FORM 990, PART VI, SECTION A, LINE 6 LOAN AND DEPOSIT SERVICES TO MEMBERS FORM 990, PART VI, SECTION A, LINE 7A THE BOARD OF DIRECTORS ARE ELECTED BY THE CREDIT UNION MEMBERSHIP. FORM 990, PART VI, SECTION B, LINE 11B MANAGEMENT REVIEW PRIOR TO FILING. FORM 990, PART VI, SECTION B, LINE 12C ENFORCEMENT OF CONFLICTS POLICY INQUIRY AT MONTHLY BOARD MEETINGS AND MONITORING OF SHARE AND LOAN ACCOUNTS. FORM 990, PART VI, SECTION B, LINE 15 COMPENSATION PROCESS FOR TOP OFFICIAL PERFORMANCE REVIEWED BY COMMITTEE AND SALARY WITHIN NATIONAL SALARY SURVEY LIMITS. FORM 990, PART VI, SECTION C, LINE 18 GOVERNING DOCUMENTS DISCLOSURE EXPLANATION UPON REQUEST AND AVAILABLE ON NCUA WEBSITE. FORM 990, PART VI, SECTION C, LINE 19 GOVERNING DOCUMENTS DISCLOSURE EXPLANATION UPON REQUEST AND AVAILABLE ON NCUA WEBSITE. FORM 990, PART VI, LINE 12C - ENFORCEMENT OF CONFLICTS POLICY INQUIRY AT MONTHLY BOARD MEETINGS AND MONITORING OF SHARE AND LOAN ACCOUNTS. FORM 990, PART VI, LINE 15A - COMPENSATION PROCESS FOR TOP OFFICIAL PERFORMANCE REVIEWED BY COMMITTEE AND SALARY WITHIN NATIONAL SALARY SURVEY LIMITS. FORM 990, PART VI, LINE 15B - COMPENSATION PROCESS FOR OFFICERS PERFORMANCE REVIEWED BY COMMITTEE AND SALARY WITHIN NATIONAL SALARY SURVEY LIMITS. FORM 990, PART XI, LINE 9: CHANGE IN UNREALIZED INVESTMENT LOSS 425,870.