2025-05-14T13:51:26-05:00 2024-06-30 873707167 CBIZ ADVISORS LLC 685 THIRD AVENUE NEW YORK NY 10017 990 2023-07-01 384028626 HABITAT FOR HUMANITY NYC FUND INC HABI 2129914000 111 JOHN STREET 770 NEW YORK NY 10038 PEARL CHIN CFO 2129914000 2025-05-13 1 1 MAGDALENA CZERNIAWSKI P00535099 2125038800 2025-05-13 2023 2025-03-06 01:10:19Z HABITAT FOR HUMANITY COMMUNITY PEARL CHIN 111 JOHN STREET 770 NEW YORK NY 10038 891311 0 X N/A X 2017 NY TO PROMOTE COMMUNITY DEVELOPMENT AND HOMEOWNERSHIP AND TO EXPAND THE AVAILABILITY OF AFFORDABLE HOUSING BY PROVIDING FINANCING AND TECHNICAL ASSISTANCE AND OTHER EDUCATIONAL AND DEVELOPMENTAL SERVICES. 10 10 0 10 0 0 587014 597402 290059 283635 0 0 15085 10274 892158 891311 0 0 0 0 410905 348849 0 0 0 277612 259019 688517 607868 203641 283443 5645528 5630429 1663070 1864528 3982458 3765901 X TO PROMOTE THE COMMUNITY DEVELOPMENT AND HOMEOWNERSHIP AND TO EXPAND THE AVAILABILITY OF AFFORDABLE HOUSING BY PROVIDING FINANCING AND TECHNICAL ASSISTANCE AND OTHER EDUCATIONAL AND DEVELOPMENTAL SERVICES. 0 0 472453 293909 THE HABITAT NYC COMMUNITY FUND (THE "FUND") IS A CDFI-CERTIFIED REVOLVING LOAN FUND THAT PROVIDES ACCESS TO AFFORDABLE, FLEXIBLE FINANCING TO THOSE WHO NEED IT MOST AND ARE MOST FREQUENTLY DENIED IT, LIKE RESIDENT-OWNED AFFORDABLE HOUSING DEVELOPMENTS AND NON-PROFIT AFFORDABLE HOUSING DEVELOPERS. A LOAN FROM THE FUND CAN HELP EXISTING AFFORDABLE HOUSING DEVELOPMENTS MAKE CAPITAL REPAIRS, PAY OFF FINES AND LIENS, STABILIZE OVERALL FINANCES AND POTENTIALLY UNLOCK ADDITIONAL CAPITAL FROM OTHER, OFTEN PUBLIC, SOURCES. THE FUND ALSO LENDS CAPITAL TO NOT-FOR-PROFIT AFFORDABLE HOUSING DEVELOPERS, INCLUDING HABITAT FOR HUMANITY AFFILIATES ACROSS NEW YORK STATE, WHO MAY OTHERWISE BE UNABLE TO ACCESS THE TYPE OF CAPITAL THEY NEED THROUGH THE TRADITIONAL LOAN PROCESS. WITH AFFORDABLE CREDIT, THESE DEVELOPERS MAKE GREAT CHANGES WITHIN THEIR COMMUNITIES, BUILDING AND PRESERVING MORE HOUSING ACROSS THE STATE. TO-DATE, WE'VE CLOSED ON A TOTAL OF 23 LOANS, LENT A TOTAL OF $4.9MM AND BUILT OR PRESERVED 734 UNITS OF HOUSING. 472453 1 1 0 0 0 0 0 0 0 0 0 0 0 0 1 1 1 1 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 X 10 10 0 0 0 0 0 0 0 1 1 0 1 1 1 1 1 1 1 1 0 0 0 NY X SABRINA LIPPMAN CEO 2129914000 111 JOHN STREET SUITE 770 NEW YORK NY 10038 ALEXA SEWELL BOARD MEMBER 1.00 X 0 0 0 AMIR KIRKWOOD BOARD MEMBER 1.00 X 0 0 0 BRAIN HSU CHAIR 1.00 X X 0 0 0 CHRISTIE PEELE BOARD MEMBER 1.00 X 0 0 0 CHRISTINE MCGUINNESS BOARD MEMBER 1.00 4.00 X 0 0 0 FATHER STEPHEN MIMNAUGH OFM BOARD MEMBER 1.00 X 0 0 0 MARIAN ZUCKER BOARD MEMBER 1.00 X 0 0 0 MARK STREB BOARD MEMBER 1.00 1.00 X 0 0 0 MARY ROBINSON BOARD MEMBER 1.00 4.00 X 0 0 0 TIBITA KANEENE BOARD MEMBER 1.00 X 0 0 0 KAREN HAYCOX SECRETARY/PRESIDENT (OUTGOING) 1.00 34.00 X 0 294666 31891 STEVEN GOLDGRAB CFO (OUTGOING) 1.00 34.00 X 0 140753 45026 CHRISTOPHER ILLUM BOARD SECRETARY 4.00 31.00 X 0 145295 29373 0 580714 106290 0 0 1 0 0 500000 97402 597402 MORTGAGE DISC. AMT. 531390 145275 145275 LOAN FUND INTEREST INC 531390 138360 138360 283635 MISCELLANEOUS 900099 10274 10274 10274 891311 293909 0 0 X 244574 207888 36686 4026 3422 604 78088 66375 11713 22161 18837 3324 690 690 164402 144402 20000 5051 4293 758 13500 11475 2025 11232 9547 1685 2376 2376 21167 21167 395 336 59 BAD DEBT EXPENSE 37394 37394 STAFF TRAINING AND ED. 2812 2812 607868 472453 135415 0 1711162 1621611 500000 7428 8836 3401814 3968306 25124 31676 5645528 5630429 13955 3042 1149115 1064733 220000 500000 500000 0 76753 1663070 1864528 X 3982458 3765901 3982458 3765901 5645528 5630429 283443 -500000 0 X X 0 1 X 1 0 X 400000 415911 333412 587014 597402 2333739 400000 415911 333412 587014 597402 2333739 40738 2293001 20750 16723 20020 15085 10274 82852 2416591 1318915 0.94890 0.95260 X SCHEDULE A, PART II, LINE 10, EXPLANATION OF OTHER INCOME: RECAPTURE SUBSIDY - 2019 AMOUNT: $ 20,000. LOAN APPLICATION COMMITMENT - 2019 AMOUNT: $ 750. 2020 AMOUNT: $ 16,723. 2021 AMOUNT: $ 20,020. OTHER MISC INCOME - 2022 AMOUNT: $ 15,085. 2023 AMOUNT: $ 10,274. RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED 0 0 DUE TO AFFILIATES 76753 76753 X 935205 43894 43894 891311 0 891311 651762 43894 43894 607868 0 607868 PART X, LINE 2: THE FUND BELIEVES IT HAS NO UNCERTAIN TAX POSITIONS AS OF JUNE 30, 2024 IN ACCORDANCE WITH FASB ASC TOPIC 740, "INCOME TAXES," WHICH PROVIDES STANDARDS FOR ESTABLISHING AND CLASSIFYING ANY TAX PROVISIONS FOR UNCERTAIN TAX POSITIONS. 0 0 0 0 0 0 0 0 0 KAREN HAYCOX SECRETARY/PRESIDENT (OUTGOING) 0 264666 0 30000 0 0 0 7321 0 24570 0 326557 0 0 STEVEN GOLDGRAB CFO (OUTGOING) 0 140753 0 0 0 0 0 1944 0 43082 0 185779 0 0 CHRISTOPHER ILLUM BOARD SECRETARY 0 145295 0 0 0 0 0 3600 0 25773 0 174668 0 0 PART I, LINE 3: THE FILING ORGANIZATION DOES NOT COMPENSATE ANY OFFICER, DIRECTOR OR TRUSTEE. THE TOP OFFICIAL MANAGEMENT TEAM WAS COMPENSATED BY THE RELATED ORGANIZATION - HABITAT FOR HUMANITY NEW YORK CITY AND WESTCHESTER COUNTY, INC. (EIN: 11-2857055). THE FILING ORGANIZATION HAS ADOPTED THE POLICY FROM HABITAT FOR HUMANITY NEW YORK CITY AND WESTCHESTER COUNTY, INC. WHICH REQUIRES AN APPROVAL BY THE BOARD OR COMPENSATION COMMITTEE TO ESTABLISH THE COMPENSATION OF THE ORGANIZATION'S TOP MANAGEMENT OFFICIAL. FORM 990, PART VI, SECTION B, LINE 11B FORM 990 IS REVIEWED BY THE MANAGEMENT TEAM, AND IS THEN PROVIDED TO ALL BOARD MEMBERS FOR REVIEW AND COMMENT BEFORE FILING WITH THE IRS. FORM 990, PART VI, SECTION B, LINE 12C AT THE BEGINNING OF EACH FISCAL YEAR, ALL SENIOR MANAGEMENT AND BOARD MEMBERS ARE REQUIRED TO UPDATE THE CONFLICT OF INTEREST FORMS, WHICH INDICATES IF THERE IS A CONFLICT OR NOT. FORM 990, PART VI, SECTION C, LINE 19 THE PUBLIC CAN ACCESS THE FINANCIAL REPORTS FROM THE ORGANIZATION'S WEBSITE. HOWEVER, OTHER DOCUMENTS ARE KEPT AT THE ORGANIZATION'S OFFICE AND ARE AVAILABLE UPON REQUEST. FORM 990, PART IX, LINE 11G CONSULTANTS: PROGRAM SERVICE EXPENSES 4,625. MANAGEMENT AND GENERAL EXPENSES 20,000. FUNDRAISING EXPENSES 0. TOTAL EXPENSES 24,625. OTHER PROFESSIONAL FEES: PROGRAM SERVICE EXPENSES 139,777. MANAGEMENT AND GENERAL EXPENSES 0. FUNDRAISING EXPENSES 0. TOTAL EXPENSES 139,777. FORM 990, PART XII, LINE 2C: THE PROCESS HAS NOT CHANGED SINCE PRIOR YEAR. HABITAT FOR HUMANITY BED STUY HOMES HDFC 111 JOHN STREET SUITE 770 NEW YORK NY 10038 274067936 PROVIDING HOME OWNERSHIP AND AFFORDABLE MORTGAGES TO LOW INCOME FAMILIES. NY 501(C)(4) HUMANITY NYC AND WESTCHESTER 0 HABITAT FOR HUMANITY BED-STUY HOMES II HDFC 111 JOHN STREET SUITE 770 NEW YORK NY 10038 275098459 PROVIDING HOME OWNERSHIP AND AFFORDABLE MORTGAGES TO LOW INCOME FAMILIES. NY 501(C)(4) HUMANITY NYC AND WESTCHESTER 0 HABITAT FOR HUMANITY BED-STUY HOMES III HDFC 111 JOHN STREET SUITE 770 NEW YORK NY 10038 455096376 PROVIDING HOME OWNERSHIP AND AFFORDABLE MORTGAGES TO LOW INCOME FAMILIES. NY 501(C)(4) HUMANITY NYC AND WESTCHESTER 0 HABITAT FOR HUMANITY BED-STUY HOMES IV HDFC 111 JOHN STREET SUITE 770 NEW YORK NY 10038 320371764 PROVIDING HOME OWNERSHIP AND AFFORDABLE MORTGAGES TO LOW INCOME FAMILIES. NY 501(C)(4) HUMANITY NYC AND WESTCHESTER 0 HABITAT FOR HUMANITY BED-STUY HOMES V HDFC 111 JOHN STREET SUITE 770 NEW YORK NY 10038 455494663 PROVIDING HOME OWNERSHIP AND AFFORDABLE MORTGAGES TO LOW INCOME FAMILIES. NY 501(C)(4) HUMANITY NYC AND WESTCHESTER 0 HABITAT FOR HUMANITY BED-STUY HOMES VI HDFC 111 JOHN STREET SUITE 770 NEW YORK NY 10038 462038543 PROVIDING HOME OWNERSHIP AND AFFORDABLE MORTGAGES TO LOW INCOME FAMILIES. NY 501(C)(4) HUMANITY NYC AND WESTCHESTER 0 HART LAFAYETTE HDFC 111 JOHN STREET SUITE 770 NEW YORK NY 10038 270391876 PROVIDING HOME OWNERSHIP AND AFFORDABLE MORTGAGES TO LOW INCOME FAMILIES. NY 501(C)(4) HUMANITY NYC AND WESTCHESTER 0 RALPH AVENUE I HDFC 111 JOHN STREET SUITE 770 NEW YORK NY 10038 812172218 PROVIDING HOME OWNERSHIP AND AFFORDABLE MORTGAGES TO LOW INCOME FAMILIES. NY 501(C)(4) HUMANITY NYC AND WESTCHESTER 0 HABITAT QUEENS PHASE II HDFC 111 JOHN STREET SUITE 770 NEW YORK NY 10038 811877445 PROVIDING HOME OWNERSHIP AND AFFORDABLE MORTGAGES TO LOW INCOME FAMILIES. NY 501(C)(4) HUMANITY NYC AND WESTCHESTER 0 HABITAT FOR HUMANITY ALMAT TILDEN STREET HDFC 111 JOHN STREET SUITE 770 NEW YORK NY 10038 811253742 PROVIDING HOME OWNERSHIP AND AFFORDABLE MORTGAGES TO LOW INCOME FAMILIES. NY 501(C)(4) HUMANITY NYC AND WESTCHESTER 0 HABITAT FOR HUMANITY ST JOHNS HDFC 111 JOHN STREET SUITE 770 NEW YORK NY 10038 273132425 PROVIDING HOME OWNERSHIP AND AFFORDABLE MORTGAGES TO LOW INCOME FAMILIES. NY 501(C)(4) HUMANITY NYC AND WESTCHESTER 0 HABITAT FOR HUMANITY LATENT THOMAS BOYLAND HDFC 111 JOHN STREET SUITE 770 NEW YORK NY 10038 811307909 PROVIDING HOME OWNERSHIP AND AFFORDABLE MORTGAGES TO LOW INCOME FAMILIES. NY 501(C)(4) HUMANITY NYC AND WESTCHESTER 0 HABITAT FOR HUMANITY-NEW YORK INC 111 JOHN STREET SUITE 770 NEW YORK NY 10038 112857055 PROVIDING HOME OWNERSHIP AND AFFORDABLE MORTGAGES TO LOW INCOME FAMILIES. NY 501(C)(3) LINE 7 HUMANITY NYC AND WESTCHESTER 0 HABITAT FOR HUMANITY HDFC INC 111 JOHN STREET SUITE 770 NEW YORK NY 10038 133677866 PROVIDING HOME OWNERSHIP AND AFFORDABLE MORTGAGES TO LOW INCOME FAMILIES. NY 501(C)(3) LINE 12B, II HUMANITY NYC AND WESTCHESTER 0 HABITAT FOR HUMANITY DEAN STREET HDFC 111 JOHN STREET SUITE 770 NEW YORK NY 10038 464044465 PROVIDING HOME OWNERSHIP AND AFFORDABLE MORTGAGES TO LOW INCOME FAMILIES. NY 501(C)(4) HUMANITY NYC AND WESTCHESTER 0 839 TILDEN STREET HDFC 111 JOHN STREET SUITE 770 NEW YORK NY 10038 824451208 PROVIDING HOME OWNERSHIP AND AFFORDABLE MORTGAGES TO LOW INCOME FAMILIES. NY 501(C)(4) HUMANITY NYC AND WESTCHESTER 0 HABITAT PASSIVE HDFC 111 JOHN STREET SUITE 770 NEW YORK NY 10038 811922004 PROVIDING HOME OWNERSHIP AND AFFORDABLE MORTGAGES TO LOW INCOME FAMILIES. NY 501(C)(4) HUMANITY NYC AND WESTCHESTER 0 HABITAT NET ZERO HOMES HDFC 111 JOHN STREET SUITE 770 NEW YORK NY 10038 834653763 PROVIDING HOME OWNERSHIP AND AFFORDABLE MORTGAGES TO LOW INCOME FAMILIES. NY 501(C)(4) HUMANITY NYC AND WESTCHESTER 0 NEW YORK CITY HABITAT FOR HUMANITY INC 111 JOHN STREET SUITE 770 NEW YORK NY 10038 871564526 PROVIDING HOME OWNERSHIP AND AFFORDABLE MORTGAGES TO LOW INCOME FAMILIES. NY 501(C)(3) LINE 7 HUMANITY NYC AND WESTCHESTER 0 WESTCHESTER COUNTY HABITAT FOR HUMANITY INC 111 JOHN STREET SUITE 770 NEW YORK NY 10038 871571987 PROVIDING HOME OWNERSHIP AND AFFORDABLE MORTGAGES TO LOW INCOME FAMILIES. NY 501(C)(3) LINE 7 HUMANITY NYC AND WESTCHESTER 0 STEVENSON HOMEOWNERSHIP HDFC 111 JOHN STREET SUITE 770 NEW YORK NY 10038 854283718 PROVIDING HOME OWNERSHIP AND AFFORDABLE MORTGAGES TO LOW INCOME FAMILIES. NY 501(C)(3) LINE 7 HUMANITY NYC AND WESTCHESTER 0 HABITAT MOSAIC HDFC 111 JOHN STREET SUITE 770 NEW YORK NY 10038 872112719 PROVIDING HOME OWNERSHIP AND AFFORDABLE MORTGAGES TO LOW INCOME FAMILIES. NY 501(C)(3) LINE 7 HUMANITY NYC AND WESTCHESTER 0 AG HABITAT TILDEN STREET LLC 111 JOHN STREET SUITE 770 NEW YORK NY 10038 811242655 PROVIDING HOME OWNERSHIP AND AFFORDABLE MORTAGES NY N/A 0 0 HABITAT LATENT LLC 111 JOHN STREET SUITE 770 NEW YORK NY 10038 475242503 PROVIDING HOME OWNERSHIP AND AFFORDABLE MORTAGES NY N/A 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 1 1 1 0 0 0