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            <AddressLine1Txt>5 GLEN BROOK RD</AddressLine1Txt>
            <CityNm>WELLESLEY</CityNm>
            <StateAbbreviationCd>MA</StateAbbreviationCd>
            <ZIPCd>02481</ZIPCd>
          </USAddress>
          <TitleTxt>PRESIDENT</TitleTxt>
          <AverageHrsPerWkDevotedToPosRt>30</AverageHrsPerWkDevotedToPosRt>
          <CompensationAmt>4000</CompensationAmt>
        </OfficerDirTrstKeyEmplGrp>
        <OfficerDirTrstKeyEmplGrp>
          <PersonNm>ANDREW FOORD</PersonNm>
          <USAddress>
            <AddressLine1Txt>126 DAWES HWY</AddressLine1Txt>
            <CityNm>POMPTON LAKES</CityNm>
            <StateAbbreviationCd>NJ</StateAbbreviationCd>
            <ZIPCd>07442</ZIPCd>
          </USAddress>
          <TitleTxt>TRUSTEE</TitleTxt>
          <AverageHrsPerWkDevotedToPosRt>3</AverageHrsPerWkDevotedToPosRt>
          <CompensationAmt>0</CompensationAmt>
        </OfficerDirTrstKeyEmplGrp>
        <CompOfHghstPdEmplOrNONETxt>NONE</CompOfHghstPdEmplOrNONETxt>
        <OtherEmployeePaidOver50kCnt>0</OtherEmployeePaidOver50kCnt>
        <CompOfHghstPdCntrctOrNONETxt>NONE</CompOfHghstPdCntrctOrNONETxt>
        <ContractorPaidOver50kCnt>0</ContractorPaidOver50kCnt>
      </OfficerDirTrstKeyEmplInfoGrp>
      <SummaryOfDirectChrtblActyGrp />
      <SumOfProgramRelatedInvstGrp />
      <MinimumInvestmentReturnGrp>
        <AverageMonthlyFMVOfSecAmt>3895476</AverageMonthlyFMVOfSecAmt>
        <AverageMonthlyCashBalancesAmt>0</AverageMonthlyCashBalancesAmt>
        <FMVAllOtherNoncharitableAstAmt>0</FMVAllOtherNoncharitableAstAmt>
        <TotalFMVOfUnusedAssetsAmt>3895476</TotalFMVOfUnusedAssetsAmt>
        <ReductionClaimedAmt>0</ReductionClaimedAmt>
        <AcquisitionIndebtednessAmt>0</AcquisitionIndebtednessAmt>
        <AdjustedTotalFMVOfUnusedAstAmt>3895476</AdjustedTotalFMVOfUnusedAstAmt>
        <CashDeemedCharitableAmt>58432</CashDeemedCharitableAmt>
        <NetVlNoncharitableAssetsAmt>3837044</NetVlNoncharitableAssetsAmt>
        <MinimumInvestmentReturnAmt>191852</MinimumInvestmentReturnAmt>
      </MinimumInvestmentReturnGrp>
      <DistributableAmountGrp>
        <MinimumInvestmentReturnAmt>191852</MinimumInvestmentReturnAmt>
        <TaxBasedOnInvestmentIncomeAmt>3093</TaxBasedOnInvestmentIncomeAmt>
        <TotalTaxAmt>3093</TotalTaxAmt>
        <DistributableBeforeAdjAmt>188759</DistributableBeforeAdjAmt>
        <RecoveriesQualfiedDistriAmt>0</RecoveriesQualfiedDistriAmt>
        <DistributableBeforeDedAmt>188759</DistributableBeforeDedAmt>
        <DeductionFromDistributableAmt>0</DeductionFromDistributableAmt>
        <DistributableAsAdjustedAmt>188759</DistributableAsAdjustedAmt>
      </DistributableAmountGrp>
      <PFQualifyingDistributionsGrp>
        <ExpensesAndContributionsAmt>180447</ExpensesAndContributionsAmt>
        <ProgramRelatedInvstTotalAmt>0</ProgramRelatedInvstTotalAmt>
        <CharitableAssetsAcquisPaidAmt>0</CharitableAssetsAcquisPaidAmt>
        <SetAsideSuitabilityTestAmt>0</SetAsideSuitabilityTestAmt>
        <SetAsideCashDistriTestAmt>0</SetAsideCashDistriTestAmt>
        <QualifyingDistributionsAmt>180447</QualifyingDistributionsAmt>
      </PFQualifyingDistributionsGrp>
      <UndistributedIncomeGrp>
        <DistributableAsAdjustedAmt>188759</DistributableAsAdjustedAmt>
        <UndistributedIncomePYAmt>144496</UndistributedIncomePYAmt>
        <TotalForPriorYearsAmt>0</TotalForPriorYearsAmt>
        <ExcessDistributionCyovYr5Amt>0</ExcessDistributionCyovYr5Amt>
        <ExcessDistributionCyovYr4Amt>0</ExcessDistributionCyovYr4Amt>
        <ExcessDistributionCyovYr3Amt>0</ExcessDistributionCyovYr3Amt>
        <ExcessDistributionCyovYr2Amt>0</ExcessDistributionCyovYr2Amt>
        <ExcessDistributionCyovYr1Amt>0</ExcessDistributionCyovYr1Amt>
        <TotalExcessDistributionCyovAmt>0</TotalExcessDistributionCyovAmt>
        <QualifyingDistributionsAmt>180447</QualifyingDistributionsAmt>
        <AppliedToYear1Amt>144496</AppliedToYear1Amt>
        <AppliedToPriorYearsAmt>0</AppliedToPriorYearsAmt>
        <TreatedAsDistriFromCorpusAmt>0</TreatedAsDistriFromCorpusAmt>
        <AppliedToCurrentYearAmt>35951</AppliedToCurrentYearAmt>
        <RemainingDistriFromCorpusAmt>0</RemainingDistriFromCorpusAmt>
        <ExcessDistriCyovAppCYCorpusAmt>0</ExcessDistriCyovAppCYCorpusAmt>
        <ExcessDistributionCyovAppCYAmt>0</ExcessDistributionCyovAppCYAmt>
        <TotalCorpusAmt>0</TotalCorpusAmt>
        <PriorYearUndistributedIncmAmt>0</PriorYearUndistributedIncmAmt>
        <PriorYearDeficiencyOrTaxAmt>0</PriorYearDeficiencyOrTaxAmt>
        <Taxable1Amt>0</Taxable1Amt>
        <Taxable2Amt>0</Taxable2Amt>
        <UndistributedIncomeCYAmt>152808</UndistributedIncomeCYAmt>
        <CorpusDistri170b1EOr4942g3Amt>0</CorpusDistri170b1EOr4942g3Amt>
        <ExcessDistriCyovFromYr5Amt>0</ExcessDistriCyovFromYr5Amt>
        <ExcessDistriCyovToNextYrAmt>0</ExcessDistriCyovToNextYrAmt>
        <ExcessFromYear4Amt>0</ExcessFromYear4Amt>
        <ExcessFromYear3Amt>0</ExcessFromYear3Amt>
        <ExcessFromYear2Amt>0</ExcessFromYear2Amt>
        <ExcessFromYear1Amt>0</ExcessFromYear1Amt>
        <ExcessFromCurrentYearAmt>0</ExcessFromCurrentYearAmt>
      </UndistributedIncomeGrp>
      <SupplementaryInformationGrp>
        <OnlyContriToPreselectedInd>X</OnlyContriToPreselectedInd>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>SEE ATTACHED SCHEDULE</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>SEE ATTACHED SCHEDULE</AddressLine1Txt>
            <CityNm>SEE ATTACHED SCHEDULE</CityNm>
            <StateAbbreviationCd>IL</StateAbbreviationCd>
            <ZIPCd>60680</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>PC</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>GENERAL SUPPORT</GrantOrContributionPurposeTxt>
          <Amt>161000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <TotalGrantOrContriPdDurYrAmt>161000</TotalGrantOrContriPdDurYrAmt>
      </SupplementaryInformationGrp>
      <AnalysisIncomeProducingActyGrp>
        <FeesContractsFromGovtAgGrp />
        <MembershipDuesAndAssmntGrp />
        <IntOnSavAndTempCashInvstGrp>
          <ExclusionCd>14</ExclusionCd>
          <ExclusionAmt>13</ExclusionAmt>
        </IntOnSavAndTempCashInvstGrp>
        <DividendsAndInterestFromSecDtl>
          <ExclusionCd>14</ExclusionCd>
          <ExclusionAmt>112230</ExclusionAmt>
        </DividendsAndInterestFromSecDtl>
        <NetRntlIncmReDebtFincdPropGrp />
        <NetRntlIncmReNotDebtFincdProp />
        <NetRentalIncomePersonalPropGrp />
        <OtherInvestmentIncomeGrp />
        <GainSalesAstOthThanInvntryGrp>
          <ExclusionCd>18</ExclusionCd>
          <ExclusionAmt>130519</ExclusionAmt>
        </GainSalesAstOthThanInvntryGrp>
        <NetIncomeLossFromSpecialEvtGrp />
        <GrossProfitLossSlsOfInvntryGrp />
        <OtherRevenueDescribedGrp>
          <Desc>MFO BLACKROCK FDS</Desc>
          <ExclusionCd>14</ExclusionCd>
          <ExclusionAmt>60</ExclusionAmt>
        </OtherRevenueDescribedGrp>
        <OtherRevenueDescribedGrp>
          <Desc>MFO BLACKROCK FUND</Desc>
          <ExclusionCd>14</ExclusionCd>
          <ExclusionAmt>13</ExclusionAmt>
        </OtherRevenueDescribedGrp>
        <OtherRevenueDescribedGrp>
          <Desc>MFO DOUBLELINE FUN</Desc>
          <ExclusionCd>14</ExclusionCd>
          <ExclusionAmt>32</ExclusionAmt>
        </OtherRevenueDescribedGrp>
        <SubtotalsIncmProducingActyGrp>
          <ExclusionAmt>242867</ExclusionAmt>
        </SubtotalsIncmProducingActyGrp>
        <TotalIncomeProducingActyAmt>242867</TotalIncomeProducingActyAmt>
      </AnalysisIncomeProducingActyGrp>
      <RlnOfActyToAccomOfExmptPrpsGrp />
      <TrnsfrTransRlnNonchrtblEOGrp>
        <TrnsfrOfCashToNonchrtblEOInd>false</TrnsfrOfCashToNonchrtblEOInd>
        <TrnsfrOtherAssetNonchrtblEOInd>false</TrnsfrOtherAssetNonchrtblEOInd>
        <SalesOrExchangesOfAssetsInd>false</SalesOrExchangesOfAssetsInd>
        <PurchaseOfAssetsNonchrtblEOInd>false</PurchaseOfAssetsNonchrtblEOInd>
        <RentalOfFacilitiesOthAssetsInd>false</RentalOfFacilitiesOthAssetsInd>
        <ReimbursementArrangementsInd>false</ReimbursementArrangementsInd>
        <LoansOrLoanGuaranteesInd>false</LoansOrLoanGuaranteesInd>
        <PerformanceOfServicesEtcInd>false</PerformanceOfServicesEtcInd>
        <SharingOfFacilitiesEtcInd>false</SharingOfFacilitiesEtcInd>
        <RelationshipsNonchrtblEOInd>false</RelationshipsNonchrtblEOInd>
      </TrnsfrTransRlnNonchrtblEOGrp>
    </IRS990PF>
    <AccountingFeesSchedule documentId="AccountingFeesSchedule">
      <AccountingFeesDetail>
        <CategoryTxt>TAX PREPARATION FEE (NON-ALLOC</CategoryTxt>
        <Amt>2500</Amt>
        <NetInvestmentIncomeAmt>1250</NetInvestmentIncomeAmt>
        <DisbursementsCharitablePrpsAmt>1250</DisbursementsCharitablePrpsAmt>
      </AccountingFeesDetail>
    </AccountingFeesSchedule>
    <InvestmentsCorpBondsSchedule documentId="InvestmentsCorpBondsSchedule">
      <InvestmentsCorporateBondsGrp>
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      </InvestmentsCorporateBondsGrp>
      <InvestmentsCorporateBondsGrp>
        <BondNm>C09260B630 MFO BLACKROCK FDS V</BondNm>
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        <EOYFMVAmt>305636</EOYFMVAmt>
      </InvestmentsCorporateBondsGrp>
      <InvestmentsCorporateBondsGrp>
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        <EOYFMVAmt>62823</EOYFMVAmt>
      </InvestmentsCorporateBondsGrp>
      <InvestmentsCorporateBondsGrp>
        <BondNm>C258620301 MFO DOUBLELINE FUND</BondNm>
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        <EOYFMVAmt>210205</EOYFMVAmt>
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        <EOYFMVAmt>214643</EOYFMVAmt>
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      <InvestmentsCorporateBondsGrp>
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        <EOYFMVAmt>199996</EOYFMVAmt>
      </InvestmentsCorporateBondsGrp>
    </InvestmentsCorpBondsSchedule>
    <InvestmentsCorpStockSchedule documentId="InvestmentsCorpStockSchedule">
      <InvestmentsCorporateStockGrp>
        <StockNm>SEE ATTACHED SCHEDULE</StockNm>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>C002824100 ABBOTT LAB COM</StockNm>
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        <EOYFMVAmt>45244</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>C00287Y109 ABBVIE INC COM USD0</StockNm>
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        <EOYFMVAmt>44425</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>C00724F101 ADOBE INC COM</StockNm>
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        <EOYFMVAmt>17787</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>C02079K107 ALPHABET INC CAP ST</StockNm>
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        <EOYFMVAmt>71225</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
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        <EOYFMVAmt>94650</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
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      <InvestmentsCorporateStockGrp>
        <StockNm>C025816109 AMERICAN EXPRESS CO</StockNm>
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        <EOYFMVAmt>92895</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>C037833100 APPLE INC COM STK</StockNm>
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        <EOYFMVAmt>175044</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
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        <EOYFMVAmt>43950</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
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        <EOYFMVAmt>27224</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
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        <EOYFMVAmt>30753</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>C12514G108 CDW CORP COM</StockNm>
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        <EOYFMVAmt>17404</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>C166764100 CHEVRON CORP COM</StockNm>
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        <EOYFMVAmt>31141</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>C17275R102 CISCO SYSTEMS INC</StockNm>
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        <EOYFMVAmt>22851</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>C20030N101 COMCAST CORP NEW-CL</StockNm>
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      <InvestmentsCorporateStockGrp>
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        <EOYFMVAmt>57388</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
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        <EOYFMVAmt>33405</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>C291011104 EMERSON ELECTRIC CO</StockNm>
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        <EOYFMVAmt>37179</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
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        <EOYFMVAmt>40877</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
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        <EOYFMVAmt>73189</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
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        <EOYFMVAmt>22500</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>C438516106 HONEYWELL INTL INC</StockNm>
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        <EOYFMVAmt>20104</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>C46625H100 JPMORGAN CHASE &amp; CO</StockNm>
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        <EOYFMVAmt>90131</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>C574599106 MASCO CORP COM</StockNm>
        <EOYBookValueAmt>12217</EOYBookValueAmt>
        <EOYFMVAmt>23585</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>C580135101 MC DONALDS CORP COM</StockNm>
        <EOYBookValueAmt>8984</EOYBookValueAmt>
        <EOYFMVAmt>57978</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>C58155Q103 MCKESSON CORP</StockNm>
        <EOYBookValueAmt>7368</EOYBookValueAmt>
        <EOYFMVAmt>65540</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>C594918104 MICROSOFT CORP COM</StockNm>
        <EOYBookValueAmt>9565</EOYBookValueAmt>
        <EOYFMVAmt>144153</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>C654106103 NIKE INC CL B</StockNm>
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        <EOYFMVAmt>15664</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>C67066G104 NVIDIA CORP COM</StockNm>
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        <EOYFMVAmt>123547</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>C713448108 PEPSICO INC COM</StockNm>
        <EOYBookValueAmt>10753</EOYBookValueAmt>
        <EOYFMVAmt>34214</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>C717081103 PFIZER INC COM</StockNm>
        <EOYBookValueAmt>30386</EOYBookValueAmt>
        <EOYFMVAmt>29687</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>C742718109 PROCTER &amp; GAMBLE CO</StockNm>
        <EOYBookValueAmt>7474</EOYBookValueAmt>
        <EOYFMVAmt>33530</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>C79466L302 SALESFORCE INC COM</StockNm>
        <EOYBookValueAmt>9255</EOYBookValueAmt>
        <EOYFMVAmt>111332</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>C808513105 SCHWAB CHARLES CORP</StockNm>
        <EOYBookValueAmt>25992</EOYBookValueAmt>
        <EOYFMVAmt>37671</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>C855244109 STARBUCKS CORP COM</StockNm>
        <EOYBookValueAmt>8670</EOYBookValueAmt>
        <EOYFMVAmt>59313</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>C89832Q109 TRUIST FINL CORP CO</StockNm>
        <EOYBookValueAmt>22081</EOYBookValueAmt>
        <EOYFMVAmt>28761</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>C92338C103 VERALTO CORP COM</StockNm>
        <EOYBookValueAmt>490</EOYBookValueAmt>
        <EOYFMVAmt>8454</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>C931142103 WALMART INC COM</StockNm>
        <EOYBookValueAmt>14818</EOYBookValueAmt>
        <EOYFMVAmt>81315</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>CG29183103 EATON CORP PLC COM</StockNm>
        <EOYBookValueAmt>17742</EOYBookValueAmt>
        <EOYFMVAmt>41484</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>C33939L407 MFC FLEXSHARES TR M</StockNm>
        <EOYBookValueAmt>97490</EOYBookValueAmt>
        <EOYFMVAmt>81265</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>C464287465 MFC ETF I SHARES MS</StockNm>
        <EOYBookValueAmt>78606</EOYBookValueAmt>
        <EOYFMVAmt>136098</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>C464287499 MFC ISHARES TR RUSS</StockNm>
        <EOYBookValueAmt>86300</EOYBookValueAmt>
        <EOYFMVAmt>122699</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>C464287655 MFC ISHARES TR RUSS</StockNm>
        <EOYBookValueAmt>59839</EOYBookValueAmt>
        <EOYFMVAmt>91477</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>C665162384 MFB NORTHERN MULTI</StockNm>
        <EOYBookValueAmt>84486</EOYBookValueAmt>
        <EOYFMVAmt>85735</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
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        <EOYBookValueAmt>104071</EOYBookValueAmt>
        <EOYFMVAmt>111527</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>C81369Y803 MFC SELECT SECTOR S</StockNm>
        <EOYBookValueAmt>32751</EOYBookValueAmt>
        <EOYFMVAmt>46504</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>C81369Y886 MFC SELECT SECTOR S</StockNm>
        <EOYBookValueAmt>12330</EOYBookValueAmt>
        <EOYFMVAmt>30276</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>C922042775 MFC VANGUARD INTL E</StockNm>
        <EOYBookValueAmt>48815</EOYBookValueAmt>
        <EOYFMVAmt>57410</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
    </InvestmentsCorpStockSchedule>
    <InvestmentsOtherSchedule2 documentId="InvestmentsOtherSchedule2">
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>C665162541 MFB NORTHERN FDS GL</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>74348</BookValueAmt>
        <EOYFMVAmt>72355</EOYFMVAmt>
      </InvestmentsOtherGrp>
    </InvestmentsOtherSchedule2>
    <OtherDecreasesSchedule documentId="OtherDecreasesSchedule">
      <OtherDecreasesDetail>
        <Desc>CHECKS WRITTEN IN 2023 CLEARED IN 2024</Desc>
        <Amt>10750</Amt>
      </OtherDecreasesDetail>
      <OtherDecreasesDetail>
        <Desc>2024 TRANSACTIONS POSTED IN 2025</Desc>
        <Amt>3404</Amt>
      </OtherDecreasesDetail>
      <OtherDecreasesDetail>
        <Desc>ADJUSTMENTS TO INCOME</Desc>
        <Amt>3</Amt>
      </OtherDecreasesDetail>
    </OtherDecreasesSchedule>
    <OtherExpensesSchedule documentId="OtherExpensesSchedule">
      <OtherExpensesScheduleGrp>
        <Desc>STATE FILING FEES</Desc>
        <RevenueAndExpensesPerBooksAmt>15</RevenueAndExpensesPerBooksAmt>
        <NetInvestmentIncomeAmt>0</NetInvestmentIncomeAmt>
        <DisbursementsCharitablePrpsAmt>15</DisbursementsCharitablePrpsAmt>
      </OtherExpensesScheduleGrp>
      <OtherExpensesScheduleGrp>
        <Desc>CLASS ACTION FILING FEES</Desc>
        <RevenueAndExpensesPerBooksAmt>22</RevenueAndExpensesPerBooksAmt>
        <NetInvestmentIncomeAmt>22</NetInvestmentIncomeAmt>
        <DisbursementsCharitablePrpsAmt>0</DisbursementsCharitablePrpsAmt>
      </OtherExpensesScheduleGrp>
    </OtherExpensesSchedule>
    <OtherIncomeSchedule2 documentId="OtherIncomeSchedule2">
      <OtherIncomeDetail>
        <Desc>MFO BLACKROCK FDS V HIGH YIELD BD PORT I</Desc>
        <RevenueAndExpensesPerBooksAmt>60</RevenueAndExpensesPerBooksAmt>
        <NetInvestmentIncomeAmt>60</NetInvestmentIncomeAmt>
      </OtherIncomeDetail>
      <OtherIncomeDetail>
        <Desc>MFO BLACKROCK FUNDS V FLTG RATE INCOME P</Desc>
        <RevenueAndExpensesPerBooksAmt>13</RevenueAndExpensesPerBooksAmt>
        <NetInvestmentIncomeAmt>13</NetInvestmentIncomeAmt>
      </OtherIncomeDetail>
      <OtherIncomeDetail>
        <Desc>MFO DOUBLELINE FUNDS TRUST CORE FIXED IN</Desc>
        <RevenueAndExpensesPerBooksAmt>32</RevenueAndExpensesPerBooksAmt>
        <NetInvestmentIncomeAmt>32</NetInvestmentIncomeAmt>
      </OtherIncomeDetail>
    </OtherIncomeSchedule2>
    <OtherIncreasesSchedule documentId="OtherIncreasesSchedule">
      <OtherIncreasesDetail>
        <Desc>COST BASIS ADJUSTMENT</Desc>
        <Amt>156</Amt>
      </OtherIncreasesDetail>
      <OtherIncreasesDetail>
        <Desc>2023 TRANSACTIONS POSTED IN 2024</Desc>
        <Amt>3443</Amt>
      </OtherIncreasesDetail>
    </OtherIncreasesSchedule>
    <OtherProfessionalFeesSchedule documentId="OtherProfessionalFeesSchedule">
      <OtherProfessionalFeesDetail>
        <CategoryTxt>NT ADVISORY FEES</CategoryTxt>
        <Amt>18910</Amt>
        <NetInvestmentIncomeAmt>4728</NetInvestmentIncomeAmt>
        <DisbursementsCharitablePrpsAmt>14182</DisbursementsCharitablePrpsAmt>
      </OtherProfessionalFeesDetail>
      <OtherProfessionalFeesDetail>
        <CategoryTxt>INVESTMENT MANAGEMENT FEES</CategoryTxt>
        <Amt>13327</Amt>
        <NetInvestmentIncomeAmt>13327</NetInvestmentIncomeAmt>
      </OtherProfessionalFeesDetail>
    </OtherProfessionalFeesSchedule>
    <TaxesSchedule documentId="TaxesSchedule">
      <TaxesDetail>
        <CategoryTxt>FOREIGN TAXES ON QUALIFIED FOR</CategoryTxt>
        <Amt>764</Amt>
        <NetInvestmentIncomeAmt>764</NetInvestmentIncomeAmt>
        <DisbursementsCharitablePrpsAmt>0</DisbursementsCharitablePrpsAmt>
      </TaxesDetail>
      <TaxesDetail>
        <CategoryTxt>FOREIGN TAXES ON NONQUALIFIED</CategoryTxt>
        <Amt>258</Amt>
        <NetInvestmentIncomeAmt>258</NetInvestmentIncomeAmt>
        <DisbursementsCharitablePrpsAmt>0</DisbursementsCharitablePrpsAmt>
      </TaxesDetail>
    </TaxesSchedule>
  </ReturnData>
</Return>