2025-03-21T11:18:16-05:00 2024-06-30 910189318 MOSS ADAMS LLP 805 SW BROADWAY STE 1400 PORTLAND OR 97205 990 2023-07-01 820850234 OREGON CONSUMER JUSTICE OREG 5034063311 3055 NW YEON AVENUE 1336 PORTLAND OR 97210 JAGJIT NAGRA EXECUTIVE DIRECTOR 5034063311 2025-03-19 1 1 MAGGIE ELLIOTT P01790721 5032421447 2025-03-19 2023 2025-03-06 01:10:19Z OCJ JAGJIT NAGRA 3055 NW YEON AVENUE 1336 PORTLAND OR 97210 23915411 0 X WWW.OCJ.ORG X 2016 OR OREGON CONSUMER JUSTICE (OCJ) ORGANIZES, ADVOCATES, AND SUPPORTS LITIGATION TO ADVANCE A JUSTICE MOVEMENT THAT PUTS PEOPLE FIRST, ENSURING ALL HAVE THE FREEDOM TO THRIVE AND EQUITABLY SHARE IN OUR ABUNDANCE OF RESOURCES. 7 4 19 10 0 0 7034433 12845980 0 0 81978 720237 0 0 7116411 13566217 446490 9575027 0 0 1959306 2161633 0 0 0 1167109 1754471 3572905 13491131 3543506 75086 5109679 20126803 103477 16067605 5006202 4059198 X OREGON CONSUMER JUSTICE (OCJ) ORGANIZES, ADVOCATES, AND SUPPORTS LITIGATION TO ADVANCE A JUSTICE MOVEMENT THAT PUTS PEOPLE FIRST, ENSURING ALL HAVE THE FREEDOM TO THRIVE AND EQUITABLY SHARE IN OUR ABUNDANCE OF RESOURCES. FOR TOO LONG, FLAWED SYSTEMS AND ECONOMIC POLICIES THAT FAVOR PROFITS OVER PEOPLE HAVE STOOD IN THE WAY OF THIS REALITY, WITH COMMUNITIES OF COLOR MOST OFTEN EXPERIENCING THE MOST SIGNIFICANT HARM. STRENGTHENED THROUGH RESPONSIVE AND ECIPROCAL COMMUNITY RELATIONSHIPS, OCJ IS BUILDING A FUTURE WHERE FINANCIAL AND BUSINESS TRANSACTIONS CAN BE RELIED UPON AS SAFE AND WHERE ALL OREGONIANS KNOW AND HAVE RECOURSE TO EXERCISE THEIR CONSUMER RIGHTS. 0 0 10590493 9244856 LAW: WE SUPPORT OREGONIANS CONFRONTING UNLAWFUL PRACTICES IN TAKING LEGAL ACTION AND FINDING JUSTICE THROUGH OUR COURTS. THROUGH OUR LEGAL TEAM AND OUR NETWORK OF CONSUMER ATTORNEYS STATEWIDE, WE CONNECT PEOPLE WITH THE SUPPORT THEY DESERVE - ESPECIALLY THOSE WHO'VE HAD LITTLE TO NO ACCESS TO LEGAL SERVICES. OCJ HAS PROVIDED EDUCATION AND ACCESS TO RESOURCES TO EXPAND THE POOL AND INCREASE THE CAPABILITIES OF SKILLED ATTORNEYS PRACTICING CONSUMER LAW IN OREGON. OVER THE PAST YEAR, WE HAVE FORMED A STRATEGIC GRANTING RELATIONSHIP WITH A MULTI-FACETED CONSUMER JUSTICE LAW FIRM, OCJ LAW, TO PROVIDE LEGAL SERVICES TO OREGON CONSUMERS. IN EARLY 2024, OUR LEGAL SERVICES LAUNCHED, BEGINNING WITH DIRECT REPRESENTATION. WE HAVE ALSO LAID THE GROUNDWORK FOR IMPACT LITIGATION (E.G. CLASS ACTIONS) TO AFFECT LARGE-SCALE CHANGE. 869869 POLICY: THE PAST YEAR SAW SEVERAL KEY PUBLIC POLICY WINS THAT EXPANDED AND STRENGTHENED CONSUMER RIGHTS IN OREGON, PARTICULARLY REGARDING DEBT COLLECTION PRACTICES. OUR POLICY INTERNSHIP PROGRAM, WHICH GIVES LAW STUDENTS HANDS-ON EXPERIENCE IN CONSUMER JUSTICE, CELEBRATED ITS FIRST YEAR OF IMPACT. THROUGH OUR INAUGURAL POLICY COHORT AND COALITION WORK, WE'VE DEEPENED HOW WE COLLABORATE WITH COMMUNITY PARTNERS TO ADVANCE PRO-CONSUMER POLICIES AND COMMUNITY-LED STRATEGIES TO CREATE A MORE JUST AND EQUITABLE MARKETPLACE. 731784 500 COMMUNICATIONS & ENGAGEMENT: IN THE PAST YEAR, WE HAVE BEEN WORKING ON CREATING RESOURCES TO PROVIDE OREGON RESIDENTS WITH THE INFORMATION THEY NEED TO UNDERSTAND AND EXERCISE THEIR CONSUMER RIGHTS. THROUGH FACE-TO-FACE INTERACTIONS AND SURVEY RESEARCH, WE ARE DEEPENING OUR UNDERSTANDING OF THE CHALLENGES OREGONIANS ARE FACING SO WE CAN BE RESPONSIVE TO CREATING PROGRAMS AND TOOLS THAT BEST MEET THEIR NEEDS IN CREATIVE AND ENGAGING WAYS. IN EARLY SUMMER 2024, OCJ PUBLISHED OUR INAUGURAL CONSUMER CONFIDENCE COMIC, "PURCHASING A USED CAR," A RESOURCE THAT DOUBLES AS A COLORING BOOK. WE COLLABORATED WITH A CONSUMER ATTORNEY AND A LOCAL ILLUSTRATOR TO SHARE KNOWLEDGE AND BUILD CONFIDENCE AMONG CONSUMERS NAVIGATING THE USED CAR BUYING PROCESS. 558880 329671 EDUCATION: DURING THE PAST YEAR, OCJ WORKED TO CONNECT THE LEGAL COMMUNITY WITH COMMUNITY MEMBERS TO DEVELOP AN UNDERSTANDING OF THE ISSUES OREGON CONSUMERS FACE AND BUILD LOCAL LEADERSHIP TO CREATE SOLUTIONS. THIS WAS ACCOMPLISHED THROUGH A RESEARCH PARTNERSHIP WITH THE UNIVERSITY OF OREGON THROUGH CONSUMER PROTECTION GRANTS AS OUTLINED IN OUR FOUNDING COURT ORDER. IN SPRING 2024, WE HOSTED MORE THAN 70 ATTORNEYS, JUDGES, LAW STUDENTS, LEGAL PROFESSIONALS, AND ADVOCATES FOR OUR FIRST DAY-LONG CONTINUING LEGAL EDUCATION (CLE) EVENT AND COMMUNITY-BUILDING RECEPTION. 558880 329671 12751026 1 1 0 1 0 0 0 0 0 0 0 0 0 0 0 1 1 0 0 0 0 0 0 0 0 0 0 1 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 36 0 1 19 1 0 0 0 0 0 0 0 0 0 0 0 0 X 7 4 0 0 0 0 0 0 0 1 1 0 0 1 1 1 1 1 1 1 1 0 OR X X X AMANDA GREEN 9714213900 3055 NW YEON AVENUE SUITE 1336 PORTLAND OR 97210 JAGJIT NAGRA EXECUTIVE DIRECTOR 40.00 X 252378 0 16755 ROBERT LE LEGAL DIRECTOR 40.00 X 196080 0 43550 AMANDA GREEN DIRECTOR OF FINANCE & ADMINISTRATION 40.00 X 154425 0 44202 CHRISTINA COUGHLIN POLICY DIRECTOR 40.00 X 122348 0 36073 LELAND BAXTER-NEAL DIRECTOR COMMUNITY LAWYERING & MOVEMENT BUILDING 40.00 X 112799 0 43971 MATTHEW KIRKPATRICK TRIAL & LITIGATION ATTORNEY 32.00 X 111075 0 38457 MICHELLE LUEDTKE COMMUNICATIONS DIRECTOR 40.00 X 118680 0 15884 SE-AH-DOM EDMO CHAIR 2.00 X X 6000 0 0 JENNIFER POOL RADWAY SECRETARY 2.00 X X 6000 0 0 SAYER JONES TREASURER 2.00 X X 6000 0 0 EMILY REIMAN DIRECTOR 2.00 X 6000 0 0 KATRINA HOLLAND DIRECTOR 2.00 X 6000 0 0 MARCUS MUNDY DIRECTOR 2.00 X 6000 0 0 JUSTIN BAXTER DIRECTOR UNTIL NOV 2023 2.00 X 5500 0 0 SYBIL HEBB DIRECTOR 2.00 X 0 0 0 1109285 0 238892 9 0 1 0 EARTHSEED LLC 119 TOWNE STREET APT 570 STAMFORD CT 06905 DIVERSIY, EQUITY & INCLUSION 144046 1 12845980 12845980 69431 69431 11000000 10349194 650806 650806 650806 13566217 0 0 720237 X 9461899 9461899 113128 113128 689994 428212 261782 1001952 909730 92222 121230 105480 15750 197163 171547 25616 151294 119377 31917 287498 240006 47492 10630 4526 6104 507972 395816 112156 126458 126458 41300 26913 14387 159494 126990 32504 34990 29166 5824 81958 63577 18381 88111 78226 9885 28677 24978 3699 CREDIT LOSSES PROVISION 306991 306991 BOARD EXPENSE 45119 45119 LICENSES, FEES & DUES 17592 10584 7008 TRAINING & DEVELOPMENT 14665 4406 10259 3016 3016 13491131 12751026 740105 0 161116 497685 4898761 0 2160000 0 16822 0 1690342 49802 49144 0 15712810 5109679 20126803 103477 132570 0 7956371 0 7978664 103477 16067605 X 5006202 4019198 40000 5006202 4059198 5109679 20126803 X 75086 307427 -1364517 35000 X 0 1 X 1 0 X 450092 5969140 5000000 7034433 12845980 31299645 450092 5969140 5000000 7034433 12845980 31299645 31299645 757 3188 3764 81978 69431 159118 526 376 902 31459665 0.99490 X SCHEDULE A, PART II, LINE 10, EXPLANATION OF OTHER INCOME: REBATE CREDIT - 2020 AMOUNT: $ 526. MISCELLANOUS - 2021 AMOUNT: $ 376. RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED 455 11664 12119 13479012 13491131 824557 206139 0 0 307827 427669 330326 824557 1890379 2835569 14543 314304 28547 12119 369513 76957 106917 82582 206139 472595 708893 919 7550 455 8924 0 X 13908644 307427 35000 342427 13566217 0 13566217 13491131 0 13491131 0 13491131 PART X, LINE 2: THE ORGANIZATION IS EXEMPT FROM FEDERAL INCOME TAXES UNDER INTERNAL REVENUE CODE SECTION 501(C)(3). THE ORGANIZATION RECOGNIZES THE TAX BENEFIT FROM UNCERTAIN TAX POSITIONS ONLY IF IT IS MORE LIKELY THAN NOT THAT THE TAX POSITIONS WILL BE SUSTAINED ON EXAMINATION BY THE TAX AUTHORITIES, BASED ON THE TECHNICAL MERITS OF THE POSITION. THE TAX BENEFIT IS MEASURED BASED ON THE LARGEST BENEFIT THAT HAS A GREATER THAN 50% LIKELIHOOD OF BEING REALIZED UPON ULTIMATE SETTLEMENT. THE ORGANIZATION RECOGNIZES INTEREST AND PENALTIES RELATED TO INCOME TAX MATTERS, IF ANY, IN GENERAL AND ADMINISTRATION EXPENSE. THE ORGANIZATION HAD NO UNRECOGNIZED TAX BENEFITS AT JUNE 30, 2024. THE ORGANIZATION FILES AN EXEMPT RETURN IN THE U.S. FEDERAL JURISDICTION. 1 UNIVERSITY OF OREGON PO BOX 3237 EUGENE OR 97403 464727800 STATE OF OREGON 300000 0 LEGAL EDUCATION & ACCESS OCJ LAW 850 SE 3RD AVE SUITE 302 PORTLAND OR 97214 990396048 9062184 0 CONSUMER ADVOCACY 1 1 LAW CONFERENCE ATTENDANCE & TRAVEL 34 113128 PART I, LINE 2: OREGON CONSUMER JUSTICE CURRENTLY MANAGES TWO GRANT PROGRAMS, ONE TO FUND LITIGATION ON BEHALF OF OREGON CONSUMERS AND ONE TO FUND RESEARCH ON BEHALF OF OREGON CONSUMERS. BOTH OF THESE PROGRAMS ARE MANDATED IN OUR FUNDING CY PRES AWARD. TO ENSURE THAT GRANT FUNDS ARE USED IN ACCORDANCE WITH OUR CY PRES MANDATE, OUR GRANT AGREEMENT, AND APPLICABLE REGULATIONS, AND WHILE MAINTAINING TRANSPARENCY AND ACCOUNTABILITY FOR IRS FORM 990 REPORTING WE DO THE FOLLOWING: 1. PRE-AWARD DUE DILIGENCE THOROUGHLY VET POTENTIAL GRANTEES, INCLUDING THEIR FINANCIAL HEALTH, PROGRAMMATIC CAPACITY, AND COMPLIANCE HISTORY. CLEARLY ARTICULATE GRANT TERMS AND CONDITIONS, INCLUDING ALLOWABLE AND UNALLOWABLE EXPENSES, PERFORMANCE METRICS, AND REPORTING REQUIREMENTS. ESTABLISH A STRONG GRANT AGREEMENT THAT OUTLINES EXPECTATIONS AND RESPONSIBILITIES FOR BOTH PARTIES. 2. ONGOING MONITORING REGULAR REPORTING: REQUIRE GRANTEES TO SUBMIT PERIODIC PROGRESS REPORTS, INCLUDING FINANCIAL STATEMENTS, NARRATIVE UPDATES, AND PERFORMANCE DATA. FINANCIAL REVIEWS: REVIEW GRANTEE FINANCIAL REPORTS TO ENSURE COMPLIANCE WITH THE BUDGET AND GRANT TERMS. DATA ANALYSIS: ANALYZE PERFORMANCE DATA TO TRACK PROGRESS TOWARD GRANT OBJECTIVES AND IDENTIFY POTENTIAL ISSUES. COMMUNICATION AND REGULAR MEETINGS: HOLD REGULAR MEETINGS AND MAINTAIN OPEN COMMUNICATION WITH GRANTEES TO ADDRESS QUESTIONS, PROVIDE GUIDANCE, AND MONITOR PROGRESS. 3. RISK ASSESSMENT AND MITIGATION CONDUCT RISK ASSESSMENTS TO IDENTIFY POTENTIAL COMPLIANCE RISKS AND VULNERABILITIES. IMPLEMENT RISK MITIGATION STRATEGIES, SUCH AS ADDITIONAL MONITORING, TRAINING, OR TECHNICAL ASSISTANCE. ADDRESS ANY IDENTIFIED ISSUES PROMPTLY AND COLLABORATIVELY WITH GRANTEES. 4. COMPLIANCE REQUIRE GRANTEES TO COMPLY WITH ALL APPLICABLE LAWS, REGULATIONS, AND GRANT TERMS. 5. PERFORMANCE EVALUATION ASSESS GRANTEE PERFORMANCE BASED ON AGREED-UPON METRICS AND OUTCOMES. PROVIDE FEEDBACK TO GRANTEES ON THEIR STRENGTHS AND AREAS FOR IMPROVEMENT. USE EVALUATION RESULTS TO INFORM FUTURE GRANTMAKING DECISIONS. 6. TRANSPARENCY AND ACCOUNTABILITY: MAINTAIN ACCURATE RECORDS OF GRANT AGREEMENTS, REPORTS, AND COMMUNICATIONS. DISCLOSE GRANT INFORMATION PUBLICLY, AS APPROPRIATE. COMPLY WITH IRS FORM 990 REPORTING REQUIREMENTS, INCLUDING ACCURATE REPORTING OF GRANT DISBURSEMENTS AND GRANTEE INFORMATION. X X X X X X 1 0 0 0 0 0 0 0 0 JAGJIT NAGRA EXECUTIVE DIRECTOR 242378 0 10000 0 0 0 13798 0 2957 0 269133 0 0 0 ROBERT LE LEGAL DIRECTOR 196080 0 0 0 0 0 13406 0 30144 0 239630 0 0 0 AMANDA GREEN DIRECTOR OF FINANCE & ADMINISTRATION 154425 0 0 0 0 0 13406 0 30796 0 198627 0 0 0 CHRISTINA COUGHLIN POLICY DIRECTOR 122348 0 0 0 0 0 13798 0 22275 0 158421 0 0 0 LELAND BAXTER-NEAL DIRECTOR COMMUNITY LAWYERING & MOVEMENT BUILD 112799 0 0 0 0 0 13406 0 30565 0 156770 0 0 0 FORM 990, PART VI, SECTION B, LINE 11B THE EXECUTIVE DIRECTOR AND DIRECTOR OF FINANCE & ADMINISTRATION REVIEW THE 990 IN ADVANCE OF SIGNING. ADDITIONALLY THE 990 IS REVIEWED BY THE BOARD FINANCE COMMITTEE AND APPROVED TO SEND TO THE FULL BOARD WHERE A VOTE FOR FORMAL APPROVAL IS TAKEN IN ADVANCE OF FILING. AFTER APPROVAL AND FILING THE PUBLIC VERSION OF THE 990 IS POSTED ON THE ORGANIZATION'S WEBSITE. FORM 990, PART VI, SECTION B, LINE 12C THIS IS DONE ANNUALLY. EACH BOARD MEMBER MUST COMPLETE AND SIGN A CONFLICT OF INTEREST SURVEY EVERY JULY TO CERTIFY ALL OF THEIR AFFILIATIONS AND THAT THEY DO NOT HOLD A CONFLICT. FORM 990, PART VI, SECTION B, LINE 15 THE BOARD OF DIRECTORS SETS THE EXECUTIVE DIRECTOR'S SALARY AND REVIEWS THEIR COMPENSATION AND CONTRACT ANNUALLY. THE BOARD USES AN INDEPENDENT CONTRACTOR / HR CONSULTANT TO REVIEW COMPARABLE COMPENSATION RATES. SIMILARLY THE EXECUTIVE DIRECTOR SETS THE SALARIES OF ALL OTHER EMPLOYEES AT OREGON CONSUMER JUSTICE. THE ORGANIZATION CONTRACTS WITH AN HR CONSULTANT TO PROVIDE COMPENSATION DATA. FORM 990, PART VI, SECTION C, LINE 19 FINANCIAL STATEMENTS AVAILABLE ON OUR WEBSITE; UPON REQUEST. FORM 990, PART IX, LINE 11G ADVISORY - EQUITY: PROGRAM SERVICE EXPENSES 119,340. MANAGEMENT AND GENERAL EXPENSES 24,729. FUNDRAISING EXPENSES 0. TOTAL EXPENSES 144,069. TEMPORARY STAFF AND INTERNS: PROGRAM SERVICE EXPENSES 44,849. MANAGEMENT AND GENERAL EXPENSES 0. FUNDRAISING EXPENSES 0. TOTAL EXPENSES 44,849. HR & RECRUITING : PROGRAM SERVICE EXPENSES 12,802. MANAGEMENT AND GENERAL EXPENSES 19,747. FUNDRAISING EXPENSES 0. TOTAL EXPENSES 32,549. COHORT & FOCUS GROUP STIPENDS: PROGRAM SERVICE EXPENSES 58,000. MANAGEMENT AND GENERAL EXPENSES 0. FUNDRAISING EXPENSES 0. TOTAL EXPENSES 58,000. OTHER CONTRACT SERVICES: PROGRAM SERVICE EXPENSES 160,825. MANAGEMENT AND GENERAL EXPENSES 67,680. FUNDRAISING EXPENSES 0. TOTAL EXPENSES 228,505. FORM 990, PART XI, LINE 9: GRANT REFUND 35,000.