2025-02-27T10:03:17-06:00 2024-06-30 410746749 CLIFTONLARSONALLEN LLP 121 WEST BRIDGE STREET OWATONNA MN 55060 990 2023-07-01 363363171 TWIN CITIES HABITAT FOR HUMANITY INC TWIN 6512071700 1954 UNIVERSITY AVENUE WEST ST PAUL MN 55104 CHRISTOPHER COLEMAN PRESIDENT/CEO 6512071700 2025-02-19 1 0 JUSTIN HARTERT P02236744 5074467100 2025-02-19 2023 2025-03-06 01:10:19Z CHRISTOPHER COLEMAN 1954 UNIVERSITY AVENUE WEST ST PAUL MN 55104 63032591 0 8545 X WWW.TCHABITAT.ORG X 1985 MN TO CREATE, PRESERVE, AND PROMOTE AFFORDABLE HOMEOWNERSHIP AND ADVANCE RACIAL EQUITY IN HOUSING 29 29 232 10206 458000 0 28496185 42931332 11107980 11964807 594823 969863 20658 271246 40219646 56137248 214100 300000 0 0 11951771 13307994 0 0 3599484 23228256 31091271 35394127 44699265 4825519 11437983 105076624 122185611 35389078 40893473 69687546 81292138 X THE MISSION OF TWIN CITIES HABITAT FOR HUMANITY (TCHFH OR THE ORGANIZATION) IS TO BRING PEOPLE TOGETHER TO CREATE, PRESERVE, AND PROMOTE AFFORDABLE HOMEOWNERSHIP AND ADVANCE RACIAL EQUITY IN HOUSING. TCHFH FULFILLS ITS MISSION THROUGH FOUR MAJOR PROGRAM INITIATIVES WHICH CREATE AND PRESERVE HOMEOWNERSHIP IN THE COMMUNITY WHILE ENGAGING THE COMMUNITY IN THE ISSUES OF AFFORDABLE HOMEOWNERSHIP. 1 0 27816636 300000 11964807 CREATING HOMEOWNERSHIP: LOW- AND MODERATE-INCOME TWIN CITIES FAMILIES PARTNER WITH TWIN CITIES HABITAT FOR HUMANITY TO ACHIEVE STABLE, AFFORDABLE HOMEOWNERSHIP. CLIENTS ARE SET UP FOR LONG-TERM SUCCESS THROUGH ONE-ON-ONE FINANCIAL COACHING, TRAINING COURSES, POST-PURCHASE SUPPORT, AND AN AFFORDABLE MORTGAGE THROUGH A SUBSIDIARY BUSINESS, TCHFH LENDING, INC. PHILANTHROPIC DONATIONS AND OTHER SUPPORT ENSURE THE MORTGAGE IS AFFORDABLE FOR THE HOMEBUYER. TCHFH WORKS WITH FAMILIES OF ALL BACKGROUNDS AND HAS TARGETED OUTREACH AND MARKETING EFFORTS TO REACH COMMUNITIES OF COLOR, PARTICULARLY BLACK HOUSEHOLDS. MORE THAN 1,800 FAMILIES HAVE PURCHASED HOMES SINCE 1985. IN FY 2024, 623 FAMILIES PARTICIPATED IN THIS PROGRAM INCLUDING 139 FAMILIES WHO ACHIEVED HOMEOWNERSHIP, 185 HOUSEHOLDS WHO GRADUATED FROM FINANCIAL COACHING, AND 254 HOUSEHOLDS WHO COMPLETED HOMEBUYER EDUCATION. THE ANNUAL FORECLOSURE RATE IS UNDER 1% THANKS TO DILIGENT WORK IN PREPARING FAMILIES AND PROVIDING POST-PURCHASE SUPPORT. 5193207 0 0 FINANCING HOMEOWNERSHIP: LONG-TERM MORTGAGE FINANCING IS THE KEY COMPONENT THAT MAKES TCHFH HOMES AFFORDABLE. HOMES ARE SOLD TO LOCAL LOW- AND MODERATE-INCOME FAMILIES. ALL HOMEBUYERS HAVE THE OPPORTUNITY TO ACCESS AN AFFORDABLE MORTGAGE THROUGH A TCHFH SUBSIDIARY BUSINESS, TCHFH LENDING, INC. THE MORTGAGE ENSURES HOUSEHOLDS PAY NO MORE THAN 30% OF THEIR MONTHLY INCOME TOWARD HOUSING COSTS. IN FY 2024, 137 HOUSEHOLDS ACCESSED A MORTGAGE THROUGH TCHFH LENDING, INC. 3495502 0 0 COMMUNITY ENGAGEMENT: TCHFH BRINGS TOGETHER A BROAD RANGE OF COMMUNITY VOLUNTEERS, SUPPORTERS, ADVOCATES, AND PARTNERS TO HELP CREATE, PRESERVE, AND PROMOTE AFFORDABLE HOMEOWNERSHIP. IN FY 2024 ABOUT 10,206 VOLUNTEERS GAVE A TOTAL OF 148,674 HOURS ON HABITAT BUILD SITES, HOME REPAIR PROJECTS, AT RESTORE OUTLETS, FOR ADVOCACY EFFORTS, AND MORE. ADDITIONALLY, 44 AMERICORPS MEMBERS SERVED MORE THAN 19,140 HOURS TO ADVANCE THE MISSION. 641916 0 0 OTHER PROGRAM SERVICES: PRESERVING HOMEOWNERSHIP FOCUSES ON HELPING EXISTING HOMEOWNERS REMAIN IN THEIR HOMES. A BRUSH WITH KINDNESS PROVIDES PAINTING AND HOME REPAIR SERVICES TO QUALIFYING LOW-INCOME HOMEOWNERS STRUGGLING TO MAINTAIN THEIR HOMES. PRIORITY IS GIVEN TO AGING HOMEOWNERS, VETERANS, THOSE WITH DISABILITIES, AND SINGLE PARENTS. A BRUSH WITH KINDNESS PARTNERED WITH 24 LOCAL HOMEOWNERS IN FY 2024. MORE THAN 2,374 PAINT AND REPAIR PROJECTS HAVE BEEN COMPLETED SINCE A BRUSH WITH KINDNESS WAS STARTED IN 1998. TCHFH ALSO PRESERVES HOMEOWNERSHIP THROUGH A MORTGAGE FORECLOSURE PREVENTION PROGRAM. THE PROGRAM SERVES HOMEOWNERS FACING FORECLOSURE BY PROVIDING FREE FINANCIAL REVIEWS AND REFERRALS. IT PUTS HOMEOWNERS ON A PATH TOWARD HOUSING AND FINANCIAL STABILITY. 109 CLIENTS RECEIVED MORTGAGE FORECLOSURE COUNSELING THROUGH THIS PROGRAM IN FY 2024. 641916 0 0 37147261 1 1 0 1 0 0 0 0 0 1 1 0 0 0 1 1 0 1 0 0 1 1 0 0 1 0 0 1 0 1 0 0 0 0 0 0 0 0 1 0 0 0 0 1 1 1 0 0 1 65 0 1 232 1 1 1 0 0 0 0 1 1 0 0 0 0 0 0 X 29 29 0 0 0 0 0 0 0 1 1 0 1 1 1 1 1 1 1 1 1 1 0 MN X X SHANNON ASH 6512071700 1954 UNIVERSITY AVE W ST PAUL MN 55104 PAUL DELAHUNT PAST CHAIR 1.00 0.00 X X 0 0 0 NASH SHAIKH CHAIR 1.00 0.50 X X 0 0 0 ERIC SKALLAND DIRECTOR 1.00 0.00 X 0 0 0 KEIKO SUGISAKA SECRETARY 1.00 0.00 X X 0 0 0 ANNE BEHRENDT DIRECTOR 1.00 0.50 X 0 0 0 BRANDON BERG DIRECTOR 1.00 0.00 X 0 0 0 BRUCE PARADIS DIRECTOR 1.00 0.50 X 0 0 0 CHARLES GROSSMAN DIRECTOR 1.00 0.00 X 0 0 0 DEAN WAHLIN DIRECTOR 1.00 0.50 X 0 0 0 DELINDA WASHINGTON DIRECTOR 1.00 0.50 X 0 0 0 GODSON SOWAH DIRECTOR 1.00 0.00 X 0 0 0 JEFF HAYDEN DIRECTOR 1.00 0.00 X 0 0 0 JIM MULROONEY TREASURER 1.00 0.00 X X 0 0 0 KATE SHIBILSKI DIRECTOR 1.00 0.00 X 0 0 0 LAURA CROSBY DIRECTOR 1.00 0.00 X 0 0 0 LAURA REED DIRECTOR 1.00 0.00 X 0 0 0 LOU CRISTAN DIRECTOR 1.00 0.00 X 0 0 0 MARK COPMAN DIRECTOR 1.00 0.00 X 0 0 0 RALPH PACE DIRECTOR 1.00 0.00 X 0 0 0 SCOTT HIETPAS DIRECTOR 1.00 0.00 X 0 0 0 TONY BARRANCO VICE CHAIR 1.00 0.50 X X 0 0 0 TARA NORGARD DIRECTOR 1.00 0.00 X 0 0 0 CECILIA STANTON ADAMS DIRECTOR 1.00 0.00 X 0 0 0 JAMIE MCCARTY DIRECTOR 1.00 0.00 X 0 0 0 TARIQ MALIK DIRECTOR 1.00 0.00 X 0 0 0 BRIAN DURMASKIN DIRECTOR 1.00 0.00 X 0 0 0 RICHARD RUBENSTEIN DIRECTOR 1.00 0.00 X 0 0 0 JONATHAN SAGE- MARTINSON DIRECTOR 1.00 0.50 X 0 0 0 STEVE ALBRECHT DIRECTOR 1.00 0.00 X 0 0 0 LARA KOZA DIRECTOR 1.00 0.00 X 0 0 0 CHRISTOPHER COLEMAN PRESIDENT & CEO 40.00 0.00 X 360908 0 36000 ELIZABETH MILLS VP OF FINANCE 40.00 0.00 X 120997 0 40059 CATHY LAWRENCE CHIEF OF STAFF 40.00 0.00 X 236120 0 22282 ROBYN BIPES-TIMM CHIEF STRATEGY & OPERATION 32.00 8.00 X 231481 0 46189 SHEREESE TURNER CHIEF PROGRAM OFFICER 40.00 0.00 X 175836 0 18670 CHAD BOULEY CREO 40.00 0.00 X 138499 0 31228 TIM JACOBSON VP OF PEOPLE AND CULTURE 40.00 0.00 X 121388 0 5220 DANIELLE DUNCAN DIRECTOR OF EQUITY AND INCLUSION 40.00 0.50 X 104191 0 38525 ROBIN HENRICHSEN DIRECTOR OF RESTORES 40.00 0.00 X 100213 0 25573 KATE LOE VP OF RESOURCE DEVELOPMENT 40.00 0.00 X 142557 0 40059 WILLIAM KIRCHGESSNER VP OF FIELD OPERATIONS 40.00 0.00 X 142739 0 38339 1874929 0 342144 14 0 1 0 KEVITT EXCAVATING LLC TOTAL 3335 PENNSYLVANIA AVE N MINNEAPOLIS MN 55379 EXCAVATING 1084030 WATSON-FORSBERG CO TOTAL 6465 WAYZATA BLVD 110 MINNEAPOLIS MN 55426 CONSTRUCTION 794895 AXEL H OHMAN INC TOTAL 247 WEST 61ST STREET MINNEAPOLIS MN 55419 CONCRETE 773159 BRAXTON & SONS INC TOTAL 1315 5TH ST S HOPKINS MN 55343 CONSTRUCTION 679963 ONE CALL CONTRACTING INC 3139 162ND LANE NW ANDOVER MN 55304 EARTHWORK 492862 18 938803 5702119 36290410 1749192 42931332 HOME SALES 531390 10319686 10319686 MORTGAGE AMORTIZATION 522292 1643172 1643172 HOME REPAIR 811000 1949 1949 11964807 985444 985444 2455 1543 912 912 912 2000 17581 -15581 -15581 -15581 85156 938803 566468 -481312 -481312 6832077 6309751 522326 458000 64326 MISCELLANEOUS REVENUE 900099 229320 229320 229320 56137248 11964807 458000 783109 74000 74000 226000 226000 1188460 273614 467843 447003 8635546 5467603 1696868 1471075 298845 199167 46644 53034 2229692 1396504 381223 451965 955451 584850 176076 194525 3949 2045 1904 72614 26932 14512 31170 20325 5978 7429 6918 997935 333489 419278 245168 1248600 545721 312550 390329 584863 526272 29871 28720 291695 168875 53525 69295 284930 70674 195487 18769 1247164 1247164 300000 300000 428783 313130 41789 73864 413281 293185 49731 70365 COST OF HOMES SOLD 17259384 17255838 3546 AFFORDABILITY GAP 5933780 5933780 MISCELLANEOUS EXPENSE 1878606 1858855 19751 LOAN SERVICING 125362 45630 37898 41834 44699265 37147261 3952520 3599484 8205946 15009952 1164923 1057973 7331927 16712691 1608266 612317 34069716 33485757 27909193 31356045 993811 1196255 12668053 4816841 8028504 7851212 12252379 10751212 3511959 4152197 105076624 122185611 3538519 2716701 4577017 4941838 18249150 28362857 7290099 3507984 1734293 1364093 35389078 40893473 X 60453825 59669272 9233721 21622866 69687546 81292138 105076624 122185611 11437983 166609 0 X 0 1 X 1 1 1 X 16740893 19110296 30316587 27869261 43041952 137078989 16740893 19110296 30316587 27869261 43041952 137078989 34039418 103039571 160501 332951 46884 543164 1152053 2235553 118059 103772 885824 831576 314470 2253701 141568243 73789814 0.72780 0.81750 X SCHEDULE A, PART II, LINE 10, EXPLANATION OF OTHER INCOME: MISCELLANEOUS REVENUE - 2020 AMOUNT: $ 103,772. 2021 AMOUNT: $ 146,776. 2022 AMOUNT: $ 119,502. 2023 AMOUNT: $ 229,320. FUNDRAISING EVENTS - 2019 AMOUNT: $ 118,059. 2021 AMOUNT: $ 739,048. 2022 AMOUNT: $ 712,074. 2023 AMOUNT: $ 85,150. RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED X X 24610 22533 47143 39593447 39640590 1000000 250000 0 0 1000000 1000000 1000000 1000000 4000000 6000000 53859 46960 59955 47143 207917 250000 250000 250000 250000 1000000 1500000 36295 27519 31240 24610 119664 1492422 158847 1651269 1374584 117838 1492422 1582991 -208407 1374584 1263495 31696 287800 1582991 792388 500000 -28893 1263495 0.00000 1.00000 0.00000 0 0 1570872 1570872 8495066 3021924 5473142 1493896 1246219 247677 1108219 548698 559521 7851212 LEASE LIABILITY 1364093 1364093 X PART V, LINE 4: THE ORGANIZATION MAINTAINS AN ENDOWMENT TO PROVIDE OPERATING SUPPORT TO ITS PROGRAMS. PART X, LINE 2: THE ORGANIZATION AND TCHFH LENDING, INC. HAVE EXEMPT STATUS RELATIVE TO FEDERAL AND MINNESOTA CORPORATE INCOME TAXES UNDER INTERNAL REVENUE CODE SECTION 501(C)(3) AND APPLICABLE STATE STATUTES. THE ORGANIZATION IS NOT A PRIVATE FOUNDATION AND CONTRIBUTIONS TO THE ORGANIZATION QUALIFY AS CHARITABLE TAX DEDUCTIONS BY THE CONTRIBUTOR. TCHFH LENDING, INC. IS A SUPPORTING ORGANIZATION OF THE ORGANIZATION. THE ORGANIZATION FOLLOWS THE ACCOUNTING STANDARDS FOR CONTINGENCIES IN EVALUATING UNCERTAIN TAX POSITIONS. THIS GUIDANCE PRESCRIBES RECOGNITION THRESHOLD PRINCIPLES FOR THE CONSOLIDATED FINANCIAL STATEMENT RECOGNITION OF TAX POSITIONS TAKEN OR EXPECTED TO BE TAKEN ON A TAX RETURN THAT ARE NOT CERTAIN TO BE REALIZED. NO LIABILITY HAS BEEN RECOGNIZED BY THE ORGANIZATION AS A RESULT OF THE IMPLEMENTATION OF THIS STANDARD. THE ORGANIZATION'S RETURNS ARE SUBJECT TO REVIEW AND EXAMINATION BY FEDERAL AND STATE AUTHORITIES. 0 SUB-SAHARAN AFRICA 0 0 GRANTS TO RECIPIENTS LOCATED IN THE REGION SUPPORT BUILDING OF INFRASTRUCTURE 88000 CENTRAL AMERICA & CARIBBEAN 0 0 GRANTS TO RECIPIENTS LOCATED IN THE REGION SUPPORT BUILDING OF INFRASTRUCTURE 138000 0 0 0 0 0 0 226000 0 226000 CENTRAL AMERICA & CARIBBEAN HOME BUILDING SUPPORT SENT THROUGH HABITAT FOR HUMANITY INTERNATIONAL 88000 CHECK 0 N/A BOOK SUB-SAHARAN AFRICA HOME BUILDING SUPPORT SENT THROUGH HABITAT FOR HUMANITY INTERNATIONAL 138000 CHECK 0 N/A BOOK 1 0 0 0 0 0 0 0 PART I, LINE 2: THE ORGANIZATION MAKES A TITHE TO HABITAT FOR HUMANITY INTERNATIONAL (HFHI) TO SEND TO OTHER HABITAT ORGANIZATIONS OUTSIDE OF THE UNITED STATES. THE SELECTION PROCESS BEGINS WITH A STAFF COMMITTEE RESEARCHING HFHI'S RECOMMENDED COUNTRIES. STAFF SELECTION CRITERIA IS BASED ON A REVIEW OF THE INTERNATIONAL AFFILIATES: -MUST NOT HAVE MORE THAN 30% OF ITS FUNDS SPENT ON ADMINISTRATION -HAS BEEN OPERATING FOR MORE THAN SEVEN YEARS -IS USING HIGH IMPACT, COMMUNITY DRIVEN INTERVENTION STRATEGIES TO IMPROVE LIVING SITUATIONS -IS ABLE TO HOST GV TEAMS AND THEIR HOST PROGRAM HAS GOOD REFERENCES FROM PAST TEAMS THE STAFF THEN MAKES RECOMMENDATIONS TO THE BOARD OF DIRECTORS TASK FORCE WHICH THEN DISCUSSES AND MAKES RECOMMENDATIONS TO FULL BOARD. THE FULL BOARD MAKES FINAL DECISION ON ACTUAL GRANTS. HFHI HAS PRIMARY RESPONSIBILITY FOR MONITORING ORGANIZATIONS TCHFH FUNDS. ADDITIONALLY, TCHFH REVIEWS THE ANNUAL REPORT OF THE AFFILIATE TCHFH PROVIDES GRANT FUNDS TO. TCHFH WILL ALSO SPEAK WITH THEIR LEADERSHIP DIRECTLY ABOUT USAGE, CHALLENGES THE AFFILIATE IS HAVING, ETC. OCCASIONALLY, THE AFFILIATE'S LEADERSHIP ALSO VISITS TCHFH AND PROVIDES A REPORT TO TCHFH STAFF. PART I, LINE 3: ACCRUAL HARD HAT DINNER 913336 844183 69153 187272 400 183085 117503 RAISE THE ROOF GOLF EVENT 110623 94620 16003 3645 35697 11334 4521 1 1946 17811 3254 1023959 938803 85156 190917 38043 212230 125278 566468 -481312 1 HABITAT FOR HUMANITY INTERNATIONAL INC 330 9TH STREET MARYSVILLE CA 95901 680301692 501(C)(3) 74000 0 HOME BUILDING SUPPORT SENT THROUGH HABITAT FOR HUMANITY INTERNATIONAL 1 0 PART I, LINE 2: TWIN CITIES HABITAT FOR HUMANITY, INC. USES AN APPLICATION PROCESS TO DETERMINE THE PROCESS, AMOUNT, AND ALIGNMENT. THE GRANTS FUNDED ARE THEN MONITORED THROUGH AN INTERNAL TRACKING. X X X X X X 0 0 0 0 0 0 0 0 0 CHRISTOPHER COLEMAN PRESIDENT & CEO 360908 0 0 0 0 0 14436 0 21564 0 396908 0 0 0 ROBYN BIPES-TIMM CHIEF STRATEGY & OPERATION 231481 0 0 0 0 0 9259 0 36930 0 277670 0 0 0 CATHY LAWRENCE CHIEF OF STAFF 236120 0 0 0 0 0 9445 0 12837 0 258402 0 0 0 SHEREESE TURNER CHIEF PROGRAM OFFICER 175836 0 0 0 0 0 7033 0 11637 0 194506 0 0 0 KATE LOE VP OF RESOURCE DEVELOPMENT 142557 0 0 0 0 0 5702 0 34357 0 182616 0 0 0 WILLIAM KIRCHGESSNER VP OF FIELD OPERATIONS 142739 0 0 0 0 0 5710 0 32629 0 181078 0 0 0 CHAD BOULEY CREO 138499 0 0 0 0 0 5540 0 25688 0 169727 0 0 0 ELIZABETH MILLS VP OF FINANCE 120997 0 0 0 0 0 5702 0 34357 0 161056 0 0 0 X 8 897617 APPRAISAL X TOOLS AND EQUIPMENT 149 690506 FAIR MARKET VALUE X EVENTS 182 161069 FAIR MARKET VALUE 0 0 1 1 PART I, COLUMN (B): COLUMN (B) REPRESENTS THE NUMBER OF CONTRIBUTIONS. PART I, LINE 32B: HABITAT FOR HUMANITY INTERNATIONAL RECEIVES AND SELLS DONATED CARS FOR TWIN CITIES HABITAT FOR HUMANITY, INC. FORM 990, PART III, LINE 2 TWIN CITIES HABITAT FOR HUMANITY (TCHFH) IS COMMITTED TO ADVANCING BLACK HOMEOWNERSHIP BY PROVIDING TARGETED SUPPORT THROUGH OUR FIRST GENERATION DOWN PAYMENT ASSISTANCE PROGRAM. THIS INITIATIVE AIMS TO EMPOWER BLACK FAMILIES BY OFFERING FINANCIAL ASSISTANCE FOR DOWN PAYMENTS, MAKING THE DREAM OF HOMEOWNERSHIP MORE ACCESSIBLE AND ACHIEVABLE FOR FIRST-GENERATION HOMEBUYERS. THROUGH THIS PROGRAM, WE STRIVE TO ADDRESS HISTORICAL INEQUITIES AND PROMOTE SUSTAINABLE, LONG-TERM HOMEOWNERSHIP WITHIN THE BLACK COMMUNITY. FORM 990, PART VI, SECTION A, LINE 1A THE EXECUTIVE COMMITTEE SHALL CONSIST OF THE PRESIDENT, SECRETARY, TREASURER, CHAIR OF THE BOARD AND VICE CHAIR OF THE BOARD. THE EXECUTIVE COMMITTEE MAY RECOMMEND ACTIONS TO THE BOARD OF DIRECTORS BUT MAY NOT BY ITSELF TAKE ACTION ON BEHALF OF THE CORPORATION, EXCEPT TO THE EXTENT THE BOARD OF DIRECTORS EXPRESSLY DELEGATES SUCH AUTHORITY TO THE EXECUTIVE COMMITTEE. IN THE EVENT THAT THE EXECUTIVE COMMITTEE DETERMINES THAT AN ACTION NEEDS TO BE TAKEN BEFORE THE NEXT REGULARLY-SCHEDULED BOARD MEETING, THE CHAIR OF THE BOARD SHALL CALL A SPECIAL MEETING OF THE BOARD OR TAKE STEPS TO HAVE AN ACTION WITHOUT A MEETING. FORM 990, PART VI, SECTION B, LINE 11B THE FORM 990 IS PREPARED BY AN INDEPENDENT PUBLIC ACCOUNTING FIRM AND A DETAILED REVIEW IS CONDUCTED BY MANAGEMENT. THE FORM 990 IS FIRST REVIEWED AND APPROVED BY THE FINANCE COMMITTEE, AND THEN THE PUBLIC INSPECTION COPY IS FORWARDED ON TO THE BOARD OF DIRECTORS FOR FINAL APPROVAL BEFORE FILING. FORM 990, PART VI, SECTION B, LINE 12C MONITORING AND REPORTING BOARD OF DIRECTOR AND KEY EMPLOYEE CONFLICTS ARE DESCRIBED IN THE GOVERNING DOCUMENTS, REVIEWED IN INITIAL TRAINING, UPDATED ANNUALLY AND KNOWN BY OTHER MEMBERS. PROTOCOL FOR CONFLICTED VOTES OR DECISIONS IS PROVIDED IN GOVERNING DOCUMENTS AND USED IN MEETINGS. CONFLICTED DECISIONS AT THE BOARD LEVEL REQUIRES ANNOUNCEMENT OF THE CONFLICT AND WITHDRAWAL FROM VOTING ON THE ISSUE. IF THE CONFLICT IS SIGNIFICANT, THE MEMBER WILL BE ASKED TO LEAVE THE MEETING DURING DISCUSSIONS. AT THE STAFF LEVEL, CONFLICTS ARE IDENTIFIED VIA CONFLICT STATEMENTS PROVIDED UPON EMPLOYMENT AND REGULARLY UPDATED. NOTICE IS GIVEN TO THE SUPERVISOR OF POSSIBLE CONFLICT ACTIVITIES. SIGNIFICANT OR COMPLEX CONFLICTS ARE EXAMINED AND RESOLVED BY THE EXECUTIVE STAFF. OPERATING DECISIONS WHICH ARE CONFLICTED ARE MADE BY STAFF SENIOR TO THE PARTY INVOLVED. ALL PROCEEDINGS ARE DOCUMENTED IN THE MEETING MINUTES OR AS OTHERWISE APPROPRIATE. FORM 990, PART VI, SECTION B, LINE 15 ANNUALLY, A COMPETITIVE MARKET ANALYSIS IS COMPLETED BY AN OUTSIDE CONSULTANT WHICH INCLUDES A CROSS SECTION OF TWIN CITIES HABITAT'S C-LEVEL POSITIONS. THE SALARY FOR THE PRESIDENT IS DETERMINED THROUGH ALIGNMENT WITH OTHER C-LEVEL SALARIES OF THE ORGANIZATION. IT IS THEN SUBMITTED TO THE BOARD FOR REVIEW AND APPROVAL. THIS PROCESS WAS LAST COMPLETED IN 2022. ANNUALLY, A COMPETITIVE MARKET ANALYSIS IS COMPLETED BY AN OUTSIDE CONSULTANT WHICH INCLUDES A CROSS SECTION OF TWIN CITIES HABITAT'S C-LEVEL POSITIONS. COMPENSATION FOR POSITIONS BELOW THE CEO LEVEL WERE REVIEWED AND APPROVED BY THE CEO. AS PART OF THE ANNUAL PLANNING PROCESS THE BOARD OF DIRECTORS REVIEWS COMPENSATION AS PART OF THE OVERALL BUDGET AND DOCUMENTATION IS INCLUDED IN THE MEETING MINUTES. THIS PROCESS WAS LAST COMPLETED IN 2022. FORM 990, PART VI, SECTION C, LINE 19 THE ORGANIZATION MAKES ITS GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, AND FINANCIAL STATEMENTS AVAILABLE TO THE PUBLIC UPON REQUEST. FINANCIAL STATEMENTS ARE ALSO AVAILABLE ON THE ORGANIZATION'S WEBSITE. HABITAT HEIGHTS LLC 1954 UNIVERSITY AVENUE ST PAUL MN 55104 934775408 RAISE FUNDS AND CONSTRUCT HOMES MN 11090508 14563712 TWIN CITIES HABITAT FOR HUMANITY INC TCHFH LENDING INC 1954 UNIVERSITY AVENUE WEST ST PAUL MN 55104 811958719 MORTGAGE LENDING MN 501(C)(3) LINE 12A, I TWIN CITIES HABITAT FOR HUMANITY INC 1 0 0 0 1 0 0 0 0 0 0 1 1 1 1 1 0 0 1 0 TCHFH LENDING INC O 896006 ACTUAL COMPENSATION EXPENSE TCHFH LENDING INC D 300000 LOAN TCHFH LENDING INC L 113006 MANAGEMENT FEE PAID