2025-12-19T12:00:42-06:00 2025-06-30 332621854 CRI CAPIN CROUSE ADVISORS LLC 345 MASSACHUSETTS AVE STE 300 INDIANAPOLIS IN 46204 990 2024-07-01 953392299 INSIGHT FOR LIVING INSI 4695358300 5330 PARKWOOD BLVD FRISCO TX 75034 WILLIAM GEMAEHLICH EXECUTIVE VP & COO 4695358300 2025-12-19 1 0 ANDREA SALAMY P00705827 5055022746 2025-12-18 2024 2025-03-06 01:10:19Z CHARISSA SWINDOLL GAITHER 5330 PARKWOOD BLVD FRISCO TX 75034 20974788 0 X WWW.INSIGHT.ORG X 1979 TX INSIGHT FOR LIVING - CHRISTIAN RADIO MINISTRY THAT TEACHES PRACTICAL APPLICATION OF THE BIBLE. 14 10 118 15 349583 0 18591862 17627622 378964 15400 164182 213113 807098 952057 19942106 18808192 1401306 1336503 0 0 8418358 8188185 0 0 1242592 9405627 9534642 19225291 19059330 716815 -251138 24587437 23912025 14512333 14088059 10075104 9823966 INSIGHT FOR LIVING IS A CHRISTIAN RADIO MINISTRY THAT TEACHES THE PRACTICAL APPLICATION OF THE BIBLE. INSIGHT FOR LIVING REACHES AUDIENCES THROUGH RADIO SERMONS, COMPACT DISC RECORDINGS, DVD'S, PODCASTS, INTERNET ACCESS, BOOKS, PUBLICATIONS AND LETTERS. 0 0 15864939 1336503 479581 INSIGHT FOR LIVING IS THE BIBLE TEACHING MINISTRY OF CHARLES R. SWINDOLL. OUR 30 MINUTE DAILY BROADCAST AND TRANSLATIONS OF CHARLES R. SWINDOLL'S MESSAGES AIR WORLDWIDE. ALONG WITH BROADCASTING MESSAGES FROM GOD'S WORD, INSIGHT FOR LIVING ALSO SUPPORTS LISTENERS IN THEIR PERSONAL AND SPIRITUAL LIVES THROUGH CHRISTIAN RESOURCES. 15864939 1 1 0 0 0 0 0 0 0 1 1 0 0 0 1 0 1 0 0 1 1 1 0 0 0 0 0 0 0 1 0 0 0 0 0 1 1 1 1 0 0 0 0 0 0 0 0 1 47 0 1 118 1 1 1 0 0 0 0 0 0 0 0 0 0 0 X 14 10 1 0 0 0 0 0 0 1 1 0 0 1 1 1 1 1 1 1 1 0 AR CA CT FL GA HI IL KS KY MD MA MI MN MS NH NJ NM NY NC OR PA RI TN UT VA WV WI X WILLIAM GEMAEHLICH EXECUTIVE VP & COO 4695358300 5330 PARKWOOD BLVD FRISCO TX 75034 X DR CHARLES R SWINDOLL CHAIRMAN OF THE BOARD/CEO CO-FOUNDER 40.00 X X 191269 0 58034 TOM HAYES EVP AND CHIEF INTERNATIONAL OFFICER 40.00 X X 87031 0 141119 WILLIAM GEMAEHLICH EXEC. VP & COO 40.00 X 185918 0 36238 BRYCE KLABUNDE SENIOR VP AND CHIEF STS OFFICER 40.00 X 119900 0 88122 JAY DAVID DIRECTOR OF INFORMATION TECHNOLOGY 40.00 X 146146 0 51018 CHARISSA SWINDOLL-GAITHER PRESIDENT 40.00 X X 191053 0 1116 MICHAEL BERGERON SR. VP, OPERATIONS AND HR 40.00 X 139786 0 49332 BRIAN LEICHT SR. VP OF BIBLICAL COUNSELING 40.00 X 71076 0 117568 AARON MASSEY SR. VP, SEARCHING THE SCRIPTURES MINISTRIES 40.00 X 98774 0 84131 JOEL MORALES SR. VP, LIVING BRIDGE MEDIA 40.00 X 131055 0 47351 BRYANT KELLEY SR. VP, ADVANCEMENT 40.00 X 157261 0 20285 BILL LAMMIE SR. VP, INFORMATION TECHNOLOGY 40.00 X 159987 0 8249 JAMES DEATHERAGE DIRECTOR FULFILLMENT 40.00 X 125743 0 37423 LINDA RICKS SR. VP, COMMUNICATIONS & ENGAGEMENT 40.00 X 128461 0 34412 CARMEN MONTGOMERY SR. DIRECTOR, CENTRAL AND S. AMERICA 40.00 X 109570 0 47383 JOHN SHAPIRO VP, ADVANCEMENT 40.00 X 101794 0 45179 COLLEEN THOMPSON VP, REFRAMING MINISTRIES 40.00 X 117221 0 12201 SCOTT BEAN SR. DIRECTOR, EUROPE AND COMMONWEALTH MINISTRIES 40.00 X 119428 0 5630 CHRIS LIPPER SECRETARY/TREASURER 1.00 X X 0 0 0 DR STEPHEN BRAMER DIRECTOR 1.00 X 0 0 0 DR REG GRANT DIRECTOR 1.00 X 0 0 0 JOE ALLEN JR DIRECTOR 1.00 X 0 0 0 BILL BUTTERWORTH DIRECTOR 1.00 X 0 0 0 BRETT FLAGG DIRECTOR 1.00 X 0 0 0 DON JOHNSON DIRECTOR 1.00 X 0 0 0 ROGER KEMP DIRECTOR 1.00 X 0 0 0 JONATHAN MURPHY DIRECTOR 1.00 X 0 0 0 SEALY YATES DIRECTOR 1.00 X 0 0 0 DR BOB ROBERTS DIRECTOR 1.00 X 0 0 0 2381473 0 884791 15 0 1 0 BOTT RADIO NETWORK 10550 BARKLEY STE 100 OVERLAND PARK KS 66212 RADIO BROADCAST 542591 MOODY BROADCASTING NETWORK TOTAL PO BOX 75388 CHICAGO IL 60675 RADIO BROADCAST 328331 KKLA-FMAM RADIO TOTAL PO BOX 845581 LOS ANGELES CA 90084 RADIO BROADCAST 311359 THE 411 AGENCY 929 WHITE PORCH AVE FORNEY TX 75126 PRINTING 302015 KCBI 750 N ST PAUL DALLAS TX 75201 RADIO BROADCAST 301814 18 17627622 135327 17627622 PROGRAM EVENTS 900099 15400 15400 15400 205391 205391 1453 1453 136840 0 136840 136840 136840 1583162 7722 1583162 0 0 7722 7722 7722 1397198 583434 813764 464181 349583 18808192 479581 349583 351406 1336503 1336503 2699366 1772007 479186 448173 147907 147907 3518252 3061469 418901 37882 130293 130293 1297329 944854 198279 154196 395038 296170 71841 27027 9762 9762 50216 50216 803750 752480 11202 40068 1034920 797891 113285 123744 360230 266906 67639 25685 356976 138803 191653 26520 117977 117977 389094 276257 42800 70037 618633 408879 108751 101003 MEDIA COSTS 5078098 4965882 112216 PRINTING & PUBLICATIONS 376217 310459 23579 42179 POSTAGE & SHIPPING 270554 205431 31275 33848 SPECIAL EVENTS 54530 54530 13685 10534 3137 14 19059330 15864939 1951799 1242592 808158 972978 1009621 417560 55700 38073 257391 270922 166795 89839 25660671 7531932 18484873 18128739 2141444 2723089 1613942 1112364 49513 158461 24587437 23912025 2383537 2434872 12078848 11494385 49948 158802 14512333 14088059 X 9724082 9497894 351022 326072 10075104 9823966 24587437 23912025 -251138 0 X 0 1 X 1 0 X 18590439 20692422 17603263 18591862 17627622 93105608 18590439 20692422 17603263 18591862 17627622 93105608 3948293 89157315 2610 8991 129782 262588 343684 747655 2404 1686 296 4386 93857649 5528354 0.94990 0.95960 X SCHEDULE A, PART II, LINE 10, EXPLANATION OF OTHER INCOME: OTHER INCOME - 2020 AMOUNT: $ 2,404. 2021 AMOUNT: $ 1,686. 2022 AMOUNT: $ 296. RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED 84126 84126 84126 84126 84126 84126 84126 84126 84126 84126 0.00000 1.00000 0.00000 0 0 2151054 2151054 19785149 4356979 15428170 14635 14635 0 3423204 2917014 506190 286629 243304 43325 18128739 OPERATING LEASE OBLIGATIONS 150909 FINANCING LEASE OBLIGATIONS 7893 158802 20084813 693187 583434 1276621 18808192 0 18808192 20335951 693187 583434 1276621 19059330 0 19059330 PART XI, LINE 2D - OTHER ADJUSTMENTS: COST OF GOODS SOLD 583,434. PART XII, LINE 2D - OTHER ADJUSTMENTS: COST OF GOODS SOLD 583,434. 1 SOUTH AMERICA 1 0 GRANTS TO RECIPIENTS LOCATED IN REGION 317580 EUROPE (INCLUDING ICELAND AND GREENLAND) 4 0 GRANTS TO RECIPIENTS LOCATED IN REGION 498415 RUSSIA AND NEIGHBORING STATES 1 0 GRANTS TO RECIPIENTS LOCATED IN REGION 171094 MIDDLE EAST AND NORTH AFRICA 1 0 GRANTS TO RECIPIENTS LOCATED IN REGION 349414 EAST ASIA AND THE PACIFIC 1 4 PROGRAM SERVICES TRAVEL EXPENSES 39096 SOUTH ASIA 1 0 PROGRAM SERVICES TRANSLATION SERVICES 32640 CENTRAL AMERICA AND THE CARIBBEAN 1 0 PROGRAM SERVICES GENERAL OFFICE EXPENSES 135606 10 4 0 0 10 4 1543845 0 1543845 SOUTH AMERICA BROADCAST TRANSLATION AND ADMINISTRATIVE 317580 WIRE 0 EUROPE BROADCAST TRANSLATION AND ADMINISTRATIVE 205418 WIRE 0 EUROPE BROADCAST TRANSLATION AND ADMINISTRATIVE 138975 WIRE 0 EUROPE BROADCAST TRANSLATION AND ADMINISTRATIVE 122781 WIRE 0 EUROPE BROADCAST TRANSLATION AND ADMINISTRATIVE 31241 WIRE 0 MIDDLE EAST AND NORTH AFRICA BROADCAST TRANSLATION AND ADMINISTRATIVE 349414 WIRE 0 RUSSIA & NEIGHBORING STATES BROADCAST TRANSLATION AND ADMINISTRATIVE 171094 WIRE 0 7 0 0 0 0 0 0 0 PART I, LINE 2: INSIGHT FOR LIVING HAS ASSISTED IN THE ESTABLISHMENT OF LEGAL ORGANIZATIONS ORGANIZED UNDER THE CHARITY LAWS OF THE LOCAL JURISDICTION. THESE ORGANIZATIONS BROADCAST THE SERMONS OF CHARLES R. SWINDOLL AND SUPPORT THE LOCAL CONSTITUENTS WITH MATERIALS AND PASTORAL COMMUNICATIONS. IN ADDITION TO THE ABOVE FUNCTIONS, IF THE LOCAL LANGUAGE IS NOT ENGLISH, THE LOCAL STAFF WILL TRANSLATE SERMONS AND WRITTEN MATERIAL INTO THE LOCAL LANGUAGE AND MAKE ADJUSTMENTS FOR THE DIFFERENCE BETWEEN THE UNITED STATES AND THE LOCAL CULTURE. USE OF GRANT FUNDS OUTSIDE THE UNITED STATES IS MONITORED BY IFL'S EXECUTIVE VICE PRESIDENT / CHIEF INTERNATIONAL OFFICER AND BY THE INTERNATIONAL TEAM. GRANT RECIPIENTS SUBMIT REGULAR REPORTS, AND THE ORGANIZATION CONDUCTS SITE VISITS TO MONITOR THE USE OF GRANT FUNDS RECEIVED. PART I, LINE 3: THE ORGANIZATION TRACKED EXPENDITURES IN ACCORDANCE WITH ACCRUAL BASIS OF ACCOUNTING USING PROJECT REPORTS. X 1 1 X X 1 0 0 0 0 0 0 0 0 DR CHARLES R SWINDOLL CHAIRMAN OF THE BOARD/CEO CO-FOUNDER 187266 0 4003 0 0 0 35644 0 22390 0 249303 0 0 0 TOM HAYES EVP AND CHIEF INTERNATIONAL OFFICER 83567 0 3464 0 0 0 13932 0 127187 0 228150 0 0 0 WILLIAM GEMAEHLICH EXEC. VP & COO 182464 0 3454 0 0 0 4619 0 31619 0 222156 0 0 0 BRYCE KLABUNDE SENIOR VP AND CHIEF STS OFFICER 113960 0 5940 0 0 0 34376 0 53746 0 208022 0 0 0 JAY DAVID DIRECTOR OF INFORMATION TECHNOLOGY 136371 0 9775 0 0 0 3538 0 47480 0 197164 0 0 0 CHARISSA SWINDOLL-GAITHER PRESIDENT 187453 0 3600 0 0 0 0 0 1116 0 192169 0 0 0 MICHAEL BERGERON SR. VP, OPERATIONS AND HR 134601 0 5185 0 0 0 3505 0 45827 0 189118 0 0 0 BRIAN LEICHT SR. VP OF BIBLICAL COUNSELING 66753 0 4323 0 0 0 30172 0 87396 0 188644 0 0 0 AARON MASSEY SR. VP, SEARCHING THE SCRIPTURES MIN 95499 0 3275 0 0 0 1932 0 82199 0 182905 0 0 0 JOEL MORALES SR. VP, LIVING BRIDGE MEDIA 127030 0 4025 0 0 0 2644 0 44707 0 178406 0 0 0 BRYANT KELLEY SR. VP, ADVANCEMENT 152514 0 4747 0 0 0 3822 0 16463 0 177546 0 0 0 BILL LAMMIE SR. VP, INFORMATION TECHNOLOGY 156116 0 3871 0 0 0 3979 0 4270 0 168236 0 0 0 JAMES DEATHERAGE DIRECTOR FULFILLMENT 120773 0 4970 0 0 0 3149 0 34274 0 163166 0 0 0 LINDA RICKS SR. VP, COMMUNICATIONS & ENGAGEMENT 125686 0 2775 0 0 0 3220 0 31192 0 162873 0 0 0 CARMEN MONTGOMERY SR. DIRECTOR, CENTRAL AND S. AMERICA 104921 0 4649 0 0 0 2740 0 44643 0 156953 0 0 0 PART I, LINE 1A PURSUANT TO INTERNAL REVENUE CODE SECTION 107, MINISTERIAL HOUSING ALLOWANCES ARE PROVIDED FOR QUALIFYING MINISTERIAL EMPLOYEES. TOM HAYES, EVP AND CHIEF INTERNATIONAL OFFICER AND BOARD MEMBER, BRYCE KLABUNDE, SENIOR VP AND CHIEF STS OFFICER, AARON MASSEY, SENIOR VP OF SEARCHING THE SCRIPTURE, AND BRIAN LEICHT, SENIOR VP OF BIBLICAL COUNSELING RECEIVE A DESIGNATED MINISTER'S HOUSING ALLOWANCE, WHICH IS A NON-TAXABLE BENEFIT. PART I, LINE 4A BILL LAMMIE RECEIVED SEVERANCE OF $42,016. COLLEEN THOMPSON FAMILY MEMBER OF PRES CHARISSA SWINDOLL GAITHER & CHAIRMAN CHARLES SWINDOLL 133524 EMPLOYEE COMPENSATION 0 RK MEDIA OWNED BY BOARD MEMBER ROGER KEMP 205434 IFL PAID FOR CONSULTING SERVICES THAT WERE PERFORMED BY ROGER KEMP'S ORGANIZATION, KEMP & CO. THIS TRANSACTION TOOK PLACE AT OR BELOW FAIR MARKET VALUE AND WAS APPROVED BY THE INDEPENDENT BOARD. $2,063 OF THE TOTAL WAS FOR REIMBURSED EXPENSES. 0 CRS INC OWNED BY CHAIRMAN OF THE BOARD CHARLES SWINDOLL 200000 IFL UTILIZES COPYRIGHTED SERMONS OF CHARLES R. SWINDOLL, WHO IS COMPENSATED WITH AN ANNUAL NONEXCLUSIVE FEE. PAYMENTS ARE MADE FROM IFL TO CRS, INC., WHICH IS WHOLLY OWNED BY CHARLES SWINDOLL. 0 CHARLES R SWINDOLL FAMILY MEMBER OF PRESIDENT CHARISSA SWINDOLL GAITHER 258602 EMPLOYEE COMPENSATION 0 CHARISSA SWINDOLL GAITHER FAMILY MEMBER OF CHAIRMAN, CHARLES SWINDOLL 204217 EMPLOYEE COMPENSATION 0 AUTUMN SWINDOLL FAMILY MEMBER OF PRES CHARISSA SWINDOLL GAITHER & CHAIRMAN CHARLES SWINDOLL 57690 EMPLOYEE COMPENSATION 0 AUSTIN SWINDOLL-THOMPSON FAMILY MEMBER OF PRESIDENT CHARISSA SWINDOLL GAITHER 90217 EMPLOYEE COMPENSATION 0 X 28 135327 SELLING COST 0 0 0 0 PART I, COLUMN (B): THE NUMBER OF CONTRIBUTIONS REPRESENT THE NUMBER OF CONTRIBUTIONS RECEIVED, NOT THE NUMBER OF ITEMS DONATED. FORM 990, PART VI, SECTION A, LINE 1A THE ORGANIZATION HAS ESTABLISHED BY RESOLUTION SUCH EXECUTIVE COMMITTEE IN THE BEST INTEREST OF THE CORPORATION, CHAIRED BY ONE MEMBER OF THE BOARD OF DIRECTORS AND GIVEN SUCH POWERS AND AUTHORITY WHICH ARE NOT IN CONTRAVENTION WITH THE DUTIES AND RESPONSIBILITIES OF THE BOARD IMPOSED BY LAW, THE ARTICLES OF INCORPORATION, OR THE BYLAWS OF THIS CORPORATION. FORM 990, PART VI, SECTION A, LINE 2 CHARLES R. SWINDOLL, COLLEEN THOMPSON, CHARISSA SWINDOLL GAITHER - FAMILY RELATIONSHIP FORM 990, PART VI, SECTION B, LINE 11B THE FORM 990 IS PREPARED BY AN INDEPENDENT CPA FIRM, REVIEWED IN DETAIL BY FINANCIAL MANAGEMENT AND EVP/COO, AND THEN PROVIDED TO THE BOARD OF DIRECTORS PRIOR TO FILING WITH THE IRS. FORM 990, PART VI, SECTION B, LINE 12C THE ORGANIZATION REQUIRES ITS BOARD OF DIRECTORS AND OFFICERS TO DISCLOSE ANY POTENTIAL CONFLICTS OF INTEREST ON AN ANNUAL BASIS. THE PRESIDENT AND MEMBERS OF THE BOARD ARE RESPONSIBLE FOR REVIEWING AND MONITORING THE POLICY ON A REGULAR AND CONSISTENT BASIS, AND DETERMINING WHETHER ANY CONFLICTS EXIST. SHOULD A CONFLICT OF INTEREST EXIST, THE INTERESTED PARTIES ARE REQUIRED TO RECUSE THEMSELVES FROM THE DECISION MAKING PROCESS, AND ANY BOARD VOTE THAT FOLLOWS. FORM 990, PART VI, SECTION B, LINE 15 THE COMPENSATION FOR THE PRESIDENT IS DETERMINED BY INDEPENDENT MEMBERS OF THE BOARD USING COMPARABILITY DATA. THE PROCESS IS DOCUMENTED. THE COMPENSATION FOR THE ORGANIZATION'S OFFICERS AND KEY EMPLOYEES IS DETERMINED BY INDEPENDENT PERSONS USING COMPARABILITY DATA. THE PROCESS IS DOCUMENTED. FORM 990, PART VI, SECTION C, LINE 19 THE GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY AND FINANCIAL STATEMENTS ARE AVAILABLE TO THE PUBLIC AT THE ORGANIZATION'S MAIN OFFICE DURING NORMAL BUSINESS HOURS. FORM 990, PART VII, SECTION A, LINE 1A COMPENSATION REPORTED IN PART VII, COLUMN D AND SCHEDULE J, PART II, COLUMN B IS THE AMOUNT REPORTED ON THE INDIVIDUAL'S W-2, BOX 1 OR 5 (WHICHEVER AMOUNT IS GREATER) PER THE IRS INSTRUCTIONS. IN THE CASE OF MINISTER'S COMPENSATION WHEN BOX 5 OF THE W-2 IS NOT APPLICABLE, BOX 1 COMPENSATION IS USED. EMPLOYEE DEFERRALS TO QUALIFIED RETIREMENT PLANS ARE NORMALLY CAPTURED IN BOX 5, NOT BOX 1 OF FORM W-2. FOR REPORTING PURPOSES, WE HAVE INCLUDED THE MINISTER'S RETIREMENT PLAN DEFERRALS IN PART VII, COLUMN F AND SCHEDULE J, PART II, COLUMN C.