2025-11-14T14:06:29+00:00 2024-12-31 346565596 ERNST & YOUNG US LLP 2100 ONE PPG PLACE PITTSBURGH PA 15222 990 2024-01-01 043362283 BLUE CROSS BLUE SHIELD OF MASSACHUSETTS HMO BLUE INC BLUE 6172465313 101 HUNTINGTON AVE 1300 BOSTON MA 02199 RUBY KAM CFO 2025-11-14 true Eileen Webb P01641852 4126447800 2025-11-14 2024 2025-03-06 01:10:19Z SARAH ISELIN 101 HUNTINGTON AVE 1300 BOSTON MA 02199 6385851972 false X WWW.BLUECROSSMA.COM X 2005 MA IT IS A HEALTH MAINTENANCE ORGANIZATION THAT PROVIDES MEDICAL AND OTHER HEALTH BENEFITS TO MEMBERS THROUGH CONTRACTS WITH HOSPITALS, PHYSICIANS, NURSING HOMES, ETC. 5 0 139 0 -76937 0 0 5770512275 5804825685 80916368 123769732 0 -76937 5851428643 5928518480 0 0 5033264555 5377706536 218234215 225172656 0 0 0 412201443 546282237 5663700213 6149161429 187728430 -220642949 3446766844 3575326930 1065071321 1394642616 2381695523 2180684314 THE COMPANY OFFERS HEALTH MAINTENANCE ORGANIZATION SERVICES AND SUPPLEMENTARY PROGRAMS FOR THE BENEFIT OF ITS MEMBERS, PROVIDING HOSPITALIZATION, MEDICAL, AND OTHER HEALTH BENEFITS TO MEMBERS THROUGH CONTRACTS WITH HOSPITALS, PHYSICIANS, NURSING FACILITIES, AND OTHER HEALTH CARE PROVIDERS. false false 5377706536 0 5804825685 PROVISION OF HOSPITAL AND MEDICAL BENEFITS. 5377706536 false false false false false false false false false false true true false false true false true false false false true false false false false false false false false true false false false false false false false false false false false false false false false true false false false false true 0 0 139 true true true false false false false false false false X 5 0 false false false false true true true true true false false false true true true true true true true true true true MA X MICHAEL CARDER 6172465313 101 HUNTINGTON AVENUE SUITE 1300 BOSTON MA 02199 DONALD SAVERY DIRECTOR, GENERAL COUNSEL AND SECRETARY 0.0 37.5 X X 0 972049 33792 DOROTHY PUHY DIRECTOR & CHAIR 0.0 4.0 X X 0 150112 0 RICHARD LYNCH DIRECTOR, SVP & COO 0.0 37.5 X X 0 2614483 203096 RUBY KAM DIRECTOR, EVP & CHIEF FINANCIAL OFFICER 0.0 37.5 X X 0 2925925 146972 SARAH ISELIN DIRECTOR, PRESIDENT & CEO 0.0 37.5 X X 0 6801311 395807 ALONA ABALOS VICE PRESIDENT & ASST. CLERK 0.0 37.5 X 0 421505 24974 ANTHONY CRISCUOLO VP OF TREASURY AND INVESTMENTS 0.0 37.5 X 0 986412 45888 DAWN PERRY SVP CHIEF RISK & AUDIT OFFICER 0.0 37.5 X 0 835856 29516 ENRICO GIAMMARCO ASSISTANT TREASURER 15.0 22.5 X 96576 144864 18595 MARK COLLURA ASSISTANT TREASURER 15.0 22.5 X 96402 144603 18408 MICHAEL GURRIERE SVP & CHIEF ACTUARY 0.0 37.5 X 0 1044943 31393 BENJAMIN KRUSKAL ASSOCIATE MEDICAL DIRECTOR 11.6 25.9 X 89835 201325 24192 JOSEPH SCHWARTZ PHYSICIAN REVIEWER 10.4 27.1 X 88821 232543 30721 MARK IRZYK ASSOCIATE DIRECTOR, NATL SALES 33.7 3.8 X 271558 30655 15638 MICHAEL CONTI ASSOCIATE DIRECTOR, NATL SALES 33.7 3.8 X 299663 33827 15438 MONICA RUEHLI PHYSICIAN REVIEWER 10.4 27.1 X 83132 217650 24125 ANDREANA SANTANGELO FORMER DIRECTOR, EVP & CFO 0.0 0.0 X 0 2667315 0 ANDREW DREYFUS FORMER DIRECTOR, PRESIDENT & CEO 0.0 0.0 X 0 2921387 0 LINDA WILLIAMS FORMER SVP & CHIEF AUDIT EXECUTIVE 0.0 0.0 X 0 1360779 42236 STEPHANIE LOVELL FORMER DIRECTOR AND FORMER CHIEF LEGAL OFFICER 0.0 0.0 X 0 599061 0 1025987 25306605 1100791 237 true true false PERFICIENT INC 455 GRAND UNION BLVD SOMERVILLE MA 02145 IT CONSULTING 13719389 COGNIZANT WORLDWIDE LIMTED 6 TRAFALGAR SQ NASHUA NH 03063 IT CONSULTING 6554295 PRICEWATERHOUSE COOPERS LLP 101 SEAPORT BLVD BOSTON MA 02210 BUSINESS CONSULTING 1523645 ERNST & YOUNG LLP 200 CLARENDON ST BOSTON MA 02116 AUDIT & CONSULTING 1382978 WEBRUNNERS INC 330 HAMILTON ROW STE 200 BIRMINGHAM MI 48009 BUSINESS CONSULTING 1359858 43 0 PREMIUMS EARNED 524114 5804825685 5804825685 0 0 0 0 5804825685 104057753 104057753 0 0 311117635 165927836 297868253 159465239 13249382 6462597 19711979 19711979 PARTNERSHIP UBTI 900099 -76937 -76937 0 0 0 0 -76937 5928518480 5804825685 -76937 123769732 5377706536 5377706536 192978 192978 175544262 175544262 6059397 6059397 31461010 31461010 11915009 11915009 114182 114182 1302996 1302996 21756423 21756423 128882912 0 128882912 0 5065710 5065710 5681352 5681352 45669554 45669554 10390342 10390342 2012144 2012144 64430539 64430539 OTHER - BROKER FEES 102576019 102576019 OTHER - DUES AND ASSESSMENTS 33250932 33250932 OTHER - OUT OF AREA PROGRAM 930106 930106 DONATIONS AND PUBLIC RELATIONS 1549092 1549092 122669934 0 122669934 0 6149161429 5377706536 771454893 0 7377501 11070756 185748064 58410429 190727230 151916724 0 0 0 0 105453533 54393460 60555560 51060073 1971885950 2036057383 996439563 1252203394 0 34032976 14608171 3446766844 3575326930 53871988 53579240 0 0 157683627 277371712 853515706 1063691664 1065071321 1394642616 X 2381695523 2180684314 2381695523 2180684314 3446766844 3575326930 X -220642949 -1823371 21455111 X false true true true true 7546776 7546776 79710610 39476304 40234306 18196147 14917156 3278991 51060073 Closely-held equity interests Financial derivatives JOINT VENTURE - FIXED INCOME 159150000 F JOINT VENTURE - COMMON STOCK 190346714 F JOINT VENTURE - REAL ESTATE 169111332 F JOINT VENTURE - OTHER UNAFFIL 214600091 F JOINT VENTURE -OTHER AFFILIATE 4854977 F SURPLUS DEBENTURES-UNAFFIL. 514140280 F 1252203394 Federal Income Taxes CLAIMS UNPAID 577895058 AGGREGATE POLICY RESERVES 220324351 PREMIUMS RECEIVED IN ADVANCE 95895226 OTHER LIABILITIES 161028464 UNPAID CLAIMS ADJUSTMENT EXPEN 4716157 PAYABLE FOR SECURITIES 3832408 1063691664 5928518480 0 0 5928518480 0 0 5928518480 6149161429 0 0 6149161429 0 0 6149161429 Europe (Including Iceland and Greenland) Investments 51624362 Central America and the Caribbean Investments 72135137 North America (Canada & Mexico only) Investments 72729777 0 0 0 0 0 0 196489276 0 196489276 true false true true true false X true true true true false false false true true false false ANDREW DREYFUS FORMER DIRECTOR, PRESIDENT & CEO 0 0 0 2167745 0 753642 0 0 0 0 0 2921387 0 1902969 ANDREANA SANTANGELO FORMER DIRECTOR, EVP & CFO 0 0 0 1696831 0 970484 0 0 0 0 0 2667315 0 1053901 SARAH ISELIN DIRECTOR, PRESIDENT & CEO 0 1341346 0 5437000 0 22965 0 362687 0 33120 0 7197118 0 0 RUBY KAM DIRECTOR, EVP & CHIEF FINANCIAL OFFICER 0 725000 0 2175000 0 25925 0 113852 0 33120 0 3072897 0 0 RICHARD LYNCH DIRECTOR, SVP & COO 0 720192 0 1719305 0 174986 0 162833 0 40263 0 2817579 0 591667 DONALD SAVERY DIRECTOR, GENERAL COUNSEL AND SECRETARY 0 480769 0 467700 0 23580 0 0 0 33792 0 1005841 0 133333 DOROTHY PUHY DIRECTOR & CHAIR 0 140000 0 0 0 10112 0 0 0 0 0 150112 0 0 LINDA WILLIAMS FORMER SVP & CHIEF AUDIT EXECUTIVE 0 8203 0 496113 0 856463 0 41580 0 656 0 1403015 0 425108 STEPHANIE LOVELL FORMER DIRECTOR AND FORMER CHIEF LEGAL OFFICER 0 0 0 306876 0 292185 0 0 0 0 0 599061 0 459877 MICHAEL GURRIERE SVP & CHIEF ACTUARY 0 425157 0 602363 0 17423 0 0 0 31393 0 1076336 0 131100 ANTHONY CRISCUOLO VP OF TREASURY AND INVESTMENTS 0 411359 0 559070 0 15983 0 0 0 45888 0 1032300 0 105000 DAWN PERRY SVP CHIEF RISK & AUDIT OFFICER 0 370000 0 449365 0 16491 0 0 0 29516 0 865372 0 0 ALONA ABALOS VICE PRESIDENT & ASST. CLERK 0 264870 0 141195 0 15440 0 0 0 24974 0 446479 0 42011 ENRICO GIAMMARCO ASSISTANT TREASURER 80713 121069 15195 22793 668 1002 0 0 7438 11157 104014 156021 0 0 MARK COLLURA ASSISTANT TREASURER 80694 121041 15108 22662 600 900 0 0 7363 11045 103765 155648 0 0 JOSEPH SCHWARTZ PHYSICIAN REVIEWER 74625 195376 14034 36743 162 424 0 0 8491 22230 97312 254773 0 0 MICHAEL CONTI ASSOCIATE DIRECTOR, NATL SALES 110256 12446 167217 18876 22190 2505 0 0 13872 1566 313535 35393 0 0 MONICA RUEHLI PHYSICIAN REVIEWER 69317 181479 13637 35704 178 467 0 0 6668 17457 89800 235107 0 0 MARK IRZYK ASSOCIATE DIRECTOR, NATL SALES 117820 13300 129368 14604 24370 2751 0 0 14052 1586 285610 32241 0 0 BENJAMIN KRUSKAL ASSOCIATE MEDICAL DIRECTOR 76024 170373 13430 30098 381 854 0 0 7464 16728 97299 218053 0 0 Schedule J, Part I, Line 1a First-class or charter travel THE ORGANIZATION'S SENIOR MANAGEMENT IS EXPECTED TO MAINTAIN A DEMANDING TRAVEL SCHEDULE. THE ORGANIZATION'S BOARD OF DIRECTORS HAS APPROVED AN ACCOUNTABLE PLAN FOR PAYMENT AND REIMBURSEMENT FOR TRAVEL POLICIES DESIGNED TO ASSURE THAT THE ORGANIZATION IS ABLE TO MEET SENIOR MANAGEMENT'S TRAVEL COMMITMENTS. THE ORGANIZATION PERMITS APPROPRIATE TRAVEL AND AMENITIES FOR SENIOR LEVEL MANAGEMENT. BUSINESS TRAVEL IS NOT TAXABLE TO THOSE EMPLOYEES OF THE ORGANIZATION AS COMPENSATION. Schedule J, Part I, Line 3 Arrangement used to establish the top management official's compensation THE ORGANIZATION'S SENIOR LEVEL MANAGEMENT SERVICES ARE PROVIDED BY BLUE CROSS BLUE SHIELD OF MASSACHUSETTS, INC., A RELATED ORGANIZATION, UNDER AN ARM'S LENGTH SERVICES AGREEMENT. THE ORGANIZATION'S CEO IS COMPENSATED SOLELY BY BLUE CROSS BLUE SHIELD OF MASSACHUSETTS INC. THE ORGANIZATION'S CEO COMPENSATION IS DETERMINED UNDER THE DIRECTION OF THE HUMAN RESOURCES COMMITTEE OF THE BLUE CROSS BLUE SHIELD OF MASSACHUSETTS, INC. BOARD OF DIRECTORS USING MARKET ASSESSMENT INFORMATION PROVIDED BY INDEPENDENT COMPENSATION CONSULTANTS. FINAL APPROVAL OF THE ORGANIZATION'S CEO COMPENSATION IS PERFORMED BY THE FULL BOARD OF DIRECTORS OF BLUE CROSS BLUE SHIELD OF MASSACHUSETTS, INC. Schedule J, Part I, Line 4a Severance or change-of-control payment IN 2024 THE FOLLOWING INDIVIDUALS RECEIVED SEVERANCE PAYMENTS: ANDREW DREYFUS ($11,539), ANDREANA SANTANGELO ($750,750), AND LINDA WILLIAMS ($348,173). Schedule J, Part I, Line 4b Supplemental nonqualified retirement plan THE ORGANIZATION'S OFFICERS PARTICIPATED IN A SUPPLEMENTAL NON-QUALIFIED RETIREMENT PLAN SPONSORED BY THEIR EMPLOYER, BLUE CROSS BLUE SHIELD OF MASSACHUSETTS, INC. PAYMENTS WERE MADE TO ANDREW DREYFUS ($725,481), STEPHANIE LOVELL ($292,185), LINDA WILLIAMS ($425,108) AND ANDREANA SANTANGELO ($219,734) AND ARE REPORTED ON FORM 990 PART VII. THE ACTUARIALLY DETERMINED PRESENT VALUE OF THE BENEFITS ACCRUED UNDER THIS PLAN IS INCLUDED IN EACH APPLICABLE INDIVIDUAL'S DEFERRED COMPENSATION AMOUNT ON THIS FORM. Schedule J, Part I, Line 6a Compensation contingent on net earnings of the organization THE EMPLOYEES OF THE ORGANIZATION PARTICIPATED IN AN INCENTIVE PAY PLAN DESIGNED TO RECOGNIZE AND REWARD SIGNIFICANT ACCOMPLISHMENTS THAT HAVE CONTRIBUTED TO THE OVERALL SUCCESS OF THE ORGANIZATION IN THE FULFILLMENT OF ITS ORGANIZATIONAL MISSION. THE ORGANIZATION'S GOALS ARE ESTABLISHED AT THE BEGINNING OF THE CALENDAR YEAR BY THE INDEPENDENT BOARD OF DIRECTORS OF BLUE CROSS BLUE SHIELD OF MASSACHUSETTS, INC. ("BCBSMA"), A RELATED ORGANIZATION. THESE GOALS COVER IMPORTANT MEASURES OF THE ORGANIZATION'S SUCCESS SUCH AS NET FINANCIAL RESULTS, MEMBER SATISFACTION, AND NET MEMBERSHIP GROWTH. AT THE END OF THE YEAR, RESULTS AGAINST THOSE GOALS ARE REVIEWED BY THE BCBSMA BOARD OF DIRECTORS UNDER WHOSE SOLE DISCRETION THE DETERMINATION OF ANY PAYOUT LEVEL IS MADE. THERE IS NO GUARANTEE THAT AMOUNTS WILL BE PAID FOR ANY CALENDAR YEAR. Schedule J, Part I, Line 6b Compensation contingent on net earnings of a related organization THE EMPLOYEES OF THE ORGANIZATION PARTICIPATED IN AN INCENTIVE PAY PLAN DESIGNED TO RECOGNIZE AND REWARD SIGNIFICANT ACCOMPLISHMENTS THAT HAVE CONTRIBUTED TO THE OVERALL SUCCESS OF THE ORGANIZATION IN THE FULFILLMENT OF ITS ORGANIZATIONAL MISSION. THE ORGANIZATION'S GOALS ARE ESTABLISHED AT THE BEGINNING OF THE CALENDAR YEAR BY THE INDEPENDENT BOARD OF DIRECTORS OF BLUE CROSS BLUE SHIELD OF MASSACHUSETTS, INC. ("BCBSMA"), A RELATED ORGANIZATION. THESE GOALS COVER IMPORTANT MEASURES OF THE ORGANIZATION'S SUCCESS SUCH AS NET FINANCIAL RESULTS, MEMBER SATISFACTION, AND NET MEMBERSHIP GROWTH. AT THE END OF THE YEAR, RESULTS AGAINST THOSE GOALS ARE REVIEWED BY THE BCBSMA BOARD OF DIRECTORS UNDER WHOSE SOLE DISCRETION THE DETERMINATION OF ANY PAYOUT LEVEL IS MADE. THERE IS NO GUARANTEE THAT AMOUNTS WILL BE PAID FOR ANY CALENDAR YEAR. Form 990, Part VI, Line 6 Classes of members or stockholders THE ORGANIZATION'S BOARD OF DIRECTORS ARE APPOINTED BY, AND ACCOUNTABLE TO, THE BOARD OF DIRECTORS OF BLUE CROSS AND BLUE SHIELD OF MASSACHUSETTS, INC., THE ORGANIZATION'S PARENT COMPANY, WHICH IS COMPRISED OF A MAJORITY OF INDEPENDENT VOTING MEMBERS AND WHICH RESERVES THE RIGHT TO ACT AS THE BOARD COMMITTEES OF THE ORGANIZATION. Form 990, Part VI, Line 7a Members or stockholders electing members of governing body THE ORGANIZATION'S BOARD OF DIRECTORS ARE APPOINTED BY, AND ACCOUNTABLE TO, THE BOARD OF DIRECTORS OF BLUE CROSS AND BLUE SHIELD OF MASSACHUSETTS, INC., THE ORGANIZATION'S PARENT COMPANY, WHICH IS COMPRISED OF A MAJORITY OF INDEPENDENT VOTING MEMBERS AND WHICH RESERVES THE RIGHT TO ACT AS THE BOARD COMMITTEES OF THE ORGANIZATION. Form 990, Part VI, Line 7b Decisions requiring approval by members or stockholders THE ORGANIZATION'S BOARD OF DIRECTORS ARE APPOINTED BY, AND ACCOUNTABLE TO, THE BOARD OF DIRECTORS OF BLUE CROSS AND BLUE SHIELD OF MASSACHUSETTS, INC., THE ORGANIZATION'S PARENT COMPANY, WHICH IS COMPRISED OF A MAJORITY OF INDEPENDENT VOTING MEMBERS AND WHICH RESERVES THE RIGHT TO ACT AS THE BOARD COMMITTEES OF THE ORGANIZATION. Form 990, Part VI, Line 11b Review of form 990 by governing body THE ORGANIZATION'S FORM 990 WAS PREPARED BY THE ORGANIZATION'S FINANCE DEPARTMENT AND REVIEWED BY A PAID PREPARER, WITH RELEVANT INPUT AND REVIEW BY SUBJECT MATTER PERSONNEL FROM THROUGHOUT THE ORGANIZATION. THE COMPLETED FORM 990 WAS PROVIDED TO BOTH THE VOTING MEMBERS OF THE GOVERNING BOARD OF THE ORGANIZATION AND DESIGNATED REPRESENTATIVES OF THE INDEPENDENT GOVERNING BOARD OF BLUE CROSS BLUE SHIELD OF MASSACHUSETTS, INC. AT THE DIRECTION OF THE FULL BOARD OF DIRECTORS. Form 990, Part VI, Line 12c Conflict of interest policy THE AVOIDANCE OF ACTUAL OR PERCEIVED CONFLICTS OF INTEREST IS IMPORTANT TO BLUE CROSS BLUE SHIELD OF MASSACHUSETTS AND ITS RELATED ORGANIZATIONS. AS A MATTER OF CORPORATE RESPONSIBILITY THE BOARD ENSURES THAT THE COMPANY MAINTAINS A THOROUGH AND ROBUST DISCLOSURE PROCESS. MEMBERS OF THE BOARD OF DIRECTORS OF THE ORGANIZATION, ITS CORPORATE OFFICERS, SENIOR LEADERS, AND SELECT OTHER ASSOCIATES PARTICIPATE IN AN ANNUAL CONFLICT OF INTEREST DISCLOSURE PROCESS. THE CONFLICT PROCESS IS MANAGED BY THE BLUE CROSS BLUE SHIELD OF MASSACHUSETTS LEGAL DEPARTMENT AND IS DESIGNED TO IDENTIFY, AMONG OTHER MATTERS, SELF-REPORTED FINANCIAL RELATIONSHIPS BETWEEN THE ORGANIZATION, ITS DIRECTORS, AND SENIOR MANAGEMENT (INCLUDING FAMILY MEMBERS) AND OTHER ORGANIZATIONS. THE CONFLICT PROCESS PROVIDES AN OPPORTUNITY TO EVALUATE AND ADDRESS AS NECESSARY ACTUAL OR PERCEIVED CONFLICTS OF INTEREST. THE CONFLICT OF INTEREST POLICY, A CONFIDENTIALITY STATEMENT AND A DISCLOSURE QUESTIONNAIRE ARE DISTRIBUTED ANNUALLY TO DIRECTORS, OFFICERS, AND MEMBERS OF SENIOR MANAGEMENT. RESPONSES ARE SUBJECT TO EXTENSIVE EVALUATION BY THE LEGAL DEPARTMENT AND GOVERNANCE COMMITTEE. RECOMMENDATIONS AND SUMMARY REPORTS ARE PROVIDED TO AND EVALUATED ANNUALLY BY THE GOVERNANCE COMMITTEE. Form 990, Part VI, Line 15a Process to establish compensation of top management official THE ORGANIZATION'S SENIOR LEVEL MANAGEMENT SERVICES ARE PROVIDED BY BLUE CROSS BLUE SHIELD OF MASSACHUSETTS, INC., A RELATED ORGANIZATION, UNDER AN ARM'S LENGTH SERVICES AGREEMENT. THE ORGANIZATION'S CEO IS COMPENSATED SOLELY BY BLUE CROSS BLUE SHIELD OF MASSACHUSETTS INC. THE ORGANIZATION'S CEO COMPENSATION IS DETERMINED UNDER THE DIRECTION OF THE HUMAN RESOURCES COMMITTEE OF THE BLUE CROSS BLUE SHIELD OF MASSACHUSETTS, INC. BOARD OF DIRECTORS USING MARKET ASSESSMENT INFORMATION PROVIDED BY INDEPENDENT COMPENSATION CONSULTANTS. FINAL APPROVAL OF THE ORGANIZATION'S CEO COMPENSATION IS PERFORMED BY THE FULL BOARD OF DIRECTORS OF BLUE CROSS BLUE SHIELD OF MASSACHUSETTS, INC. Form 990, Part VI, Line 15b Process to establish compensation of other employees THE ORGANIZATION'S SENIOR LEVEL MANAGEMENT SERVICES ARE PROVIDED BY BLUE CROSS BLUE SHIELD OF MASSACHUSETTS, INC., A RELATED ORGANIZATION, UNDER AN ARM'S LENGTH SERVICES AGREEMENT. THE ORGANIZATION'S CEO IS COMPENSATED SOLELY BY BLUE CROSS BLUE SHIELD OF MASSACHUSETTS INC. THE ORGANIZATION'S CEO COMPENSATION IS DETERMINED UNDER THE DIRECTION OF THE HUMAN RESOURCES COMMITTEE OF THE BLUE CROSS BLUE SHIELD OF MASSACHUSETTS, INC. BOARD OF DIRECTORS USING MARKET ASSESSMENT INFORMATION PROVIDED BY INDEPENDENT COMPENSATION CONSULTANTS. FINAL APPROVAL OF THE ORGANIZATION'S CEO COMPENSATION IS PERFORMED BY THE FULL BOARD OF DIRECTORS OF BLUE CROSS BLUE SHIELD OF MASSACHUSETTS, INC. Form 990, Part VI, Line 19 Required documents available to the public THE ORGANIZATION'S GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, AND FINANCIAL STATEMENTS ARE AVAILABLE AT THE COMPANY'S HEADQUARTERS AT 101 HUNTINGTON AVENUE, SUITE 1300, BOSTON, MA 02199-7611. Form 990, Part XI, Line 9 Other changes in net assets or fund balances CHANGES IN NON-ADMITTED ASSETS - 22405545; UNREALIZED FOREIGN EXCHANGE CAPITAL LOSS - -950434; Total - 21455111; BCBSMA FOUNDATION FOR EXPANDING HEALTHCARE ACCESS 101 HUNTINGTON AVENUE SUITE 1300 BOSTON MA 02199 043148824 See Part VII MA 501(c)(3) PF NA false HEALTHCARE ASSISTANCE FOUNDATION INC 101 HUNTINGTON AVENUE SUITE 1300 BOSTON MA 02199 043453264 HEALTH CARE ASSISTANCE FOUNDATION, INC. IS INACTIVE. MA 501(c)(3) PF NA false BLUE CROSS AND BLUE SHIELD OF MA INC 101 HUNTINGTON AVENUE SUITE 1300 BOSTON MA 02199 041045815 See Part VII MA NA C Corporation 0 0 0 false false false false false false false false false false true false false false false false false false false false BLUE CROSS BLUE SHIELD OF MASSACHUSETTS INC J 32162853 TRANSFER PRICING Schedule R, Part II BCBSMA FOUNDATION FOR EXPANDING HEALTHCARE ACCESS'S PRIMARY ACTIVITY IS TO PROVIDE AND SUPPORT EDUCATION, TO RESEARCH AND FOSTER HEALTH CARE INNOVATION, AND TO REFORM, DEVELOP, PROMOTE, AND SUPPORT PROGRAMS TO IMPROVE HEALTH CARE ACCESS. Schedule R, Part IV BLUE CROSS AND BLUE SHIELD OF MASSACHUSETTS, INC. (THE PARENT COMPANY) IS ORGANIZED FOR THE PURPOSE OF ESTABLISHING, MAINTAINING ,AND OPERATING A NON-PROFIT HOSPITAL AND MEDICAL SERVICE COMPANY TO PROVIDE HOSPITAL AND MEDICAL CARE REIMBURSEMENT FOR HEALTH SERVICES TO ITS MEMBERS. HOSPITALIZATION, MEDICAL, AND OTHER HEALTH BENEFITS ARE PROVIDED TO MEMBERS THROUGH CONTRACTS WITH HOSPITALS, PARTICIPATING PHYSICIANS, SKILLED NURSING FACILITIES, NURSING HOMES, AND OTHER HEALTH CARE ORGANIZATIONS. BLUE CROSS BLUE SHIELD OF MASSACHUSETTS HMO BLUE, INC. ("HMO BLUE") IS A WHOLLY-CONTROLLED SUBSIDIARY ORGANIZATION OF BLUE CROSS AND BLUE SHIELD OF MASSACHUSETTS, INC. ("BCBSMA"). THE BOARD OF DIRECTORS OF HMO BLUE IS LARGELY MADE UP OF OFFICERS OF BCBSMA. HMO BLUE BOARD MEMBERS ARE APPROVED, APPOINTED AND OPERATE UNDER THE DIRECTION BY/OF THE BOARD OF DIRECTORS OF BCBSMA, AN INDEPENDENT GOVERNING BODY.