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        <FormAndLineReferenceDesc>SCHEDULE C, PART II-B, LINE 1</FormAndLineReferenceDesc>
        <ExplanationTxt>1) WRITING COMMENT LETTERS TO TREASURY OFFICIALS, AND 2) IN-PERSON VISITS TO CAPITOL HILL TO SPEAK WITH SENATORS OR CONGRESSMEN</ExplanationTxt>
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        <FormAndLineReferenceDesc>SCHEDULE D, PAGE 3, PART X</FormAndLineReferenceDesc>
        <ExplanationTxt>THE ASSOCIATION IS EXEMPT FROM INCOME TAX UNDER SECTION 501(C)(6) OF THE INTERNAL REVENUE CODE. AS SUCH, IT IS EXEMPT FROM INCOME TAXES ON ALL BUT UNRELATED BUSINESS INCOME. THE ASSOCIATION HAS NOT RECEIVED ANY NOTICE FROM THE INTERNAL REVENUE SERVICE THAT WOULD AFFECT ITS STATUS AS AN EXEMPT TRADE ASSOCIATION. THERE WAS NO UNRELATED BUSINESS INCOME DURING 2024. THE ASSOCIATION COMPLIES WITH FASB ASC 740-10 AND ACCOUNTING STANDARDS UPDATE (ASU) 2009-06. THE ASSOCIATION CONSIDERED THE POSSIBILITY OF UNCERTAIN TAX POSITIONS AND THEIR IMPACT ON THE FINANCIAL POSITION OF THE ASSOCIATION. THE MOST SIGNIFICANT TAX POSITIONS OF THE ASSOCIATION ARE ITS TAX-EXEMPT STATUS AND THE DETERMINATION OF UNRELATED BUSINESS TAXABLE INCOME. AS OF DECEMBER 31, 2024, MANAGEMENT DID NOT IDENTIFY ANY UNCERTAIN TAX POSITIONS.</ExplanationTxt>
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        <FormAndLineReferenceDesc>FORM 990 - ORGANIZATION'S MISSION</FormAndLineReferenceDesc>
        <ExplanationTxt>THE MISSION OF THE COMMUNITY DEVELOPMENT BANKERS ASSOCIATION IS TO FURTHER THE REBUILDING OF LOW INCOME COMMUNITIES VIA EDUCATING THE FINANCIAL SERVICES INDUSTRY, INCLUDING SOCIALLY MOTIVATED INVESTORS AND COMMUNITY DEVELOPMENT BANKS, IN REGARDS TO THE CREDIT AND FINANCIAL SERVICE NEEDS OF THESE COMMUNITIES.</ExplanationTxt>
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      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PAGE 2, PART III, LINE 4A</FormAndLineReferenceDesc>
        <ExplanationTxt>THE COMMUNITY DEVELOPMENT BANKERS ASSOCIATION IS THE VOICE AND CHAMPION OF THE COMMUNITY DEVELOPMENT BANKING INDUSTRY. WE EDUCATE POLICYMAKERS, REGULATORS, AND LEGISLATORS ON THE IMPORTANCE OF COMMUNITY DEVELOPMENT BANKS WITH A MISSION TO SERVE LOW- AND MODERATE-INCOME COMMUNITIES. THROUGH OUR ADVOCACY, THESE CONSTITUENCIES GAIN A CLEAR PERSPECTIVE ON THE CIRCUMSTANCES UNDER WHICH OUR MEMBERS OPERATE AND THE NEEDS OF THE COMMUNITIES THEY SERVE. CDBA ALSO LEADS THE GROWTH AND DEVELOPMENT OF THE SECTOR THROUGH PROGRAMMING AND INFORMATION-SHARING FOCUSED ON BUILDING HEALTHY INSTITUTIONS THAT HAVE THE CAPACITY TO PROMOTE ACCESS TO CAPITAL AND FINANCIAL SERVICES IN THEIR COMMUNITIES. THESE INCLUDE WEBINARS, IN-PERSON MEETINGS, NEWSLETTERS, DATA SOURCES, AND OUR ANNUAL CONFERENCE, THE CDBA PEER FORUM. TOGETHER, THESE CHANNELS HELP US EDUCATE OUR MEMBER BANKS ABOUT THE RESOURCES AVAILABLE TO THEM IN FURTHERING THEIR SHARED COMMUNITY DEVELOPMENT MISSION.</ExplanationTxt>
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      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PAGE 6, PART VI, LINE 3</FormAndLineReferenceDesc>
        <ExplanationTxt>JEANINE JACOKES, PRESIDENT OF THE PARTNERS FOR THE COMMON GOOD, IS CONTRACTED TO PERFORM THE DAY TO DAY MANAGEMENT OF THE CDBA.</ExplanationTxt>
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      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PAGE 6, PART VI, LINE 11B</FormAndLineReferenceDesc>
        <ExplanationTxt>THE TREASURER REVIEWS THE FORM 990 AND PROVIDES A COPY OF THE BOARD OF DIRECTOR PRIOR TO IT BEING FILED WITH THE IRS.</ExplanationTxt>
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      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PAGE 6, PART VI, LINE 12C</FormAndLineReferenceDesc>
        <ExplanationTxt>TO ENSURE THAT CDBA OPERATES IN A MANNER CONSISTENT WITH ITS CHARITABLE PURPOSES AND THAT IT DOES NOT ENGAGE IN ACTIVITIES THAT COULD JEOPARDIZE ITS STATUS AS AN ORGANIZATION EXEMPT FROM FEDERAL INCOME TAX, PERIODIC REVIEWS ARE BE CONDUCTED. THE PERIODIC REVIEWS SHALL, AT A MINIMUM DETERMINE WHETHER COMPENSATION ARRANGEMENTS AND BENEFITS ARE REASONABLE AND REQUIRE BOARD MEMBERS TO COMPLETE A CONFLICT OF INTEREST DISCLOSURE STATEMENT.</ExplanationTxt>
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        <FormAndLineReferenceDesc>FORM 990, PAGE 6, PART VI, LINE 19</FormAndLineReferenceDesc>
        <ExplanationTxt>GOVERNING DOCUMENTS, CONFLICTS OF INTEREST POLICY AND FINANCIAL STATEMENTS ARE MADE AVAILABLE TO THE PUBLIC UPON REQUEST.</ExplanationTxt>
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</Return>