2025-11-11T10:59:00-06:00 2024-12-31 881478669 CBIZ ADVISORS LLC 1899 L STREET NW 850 WASHINGTON DC 20036 990 2024-01-01 841899948 COMMUNITY CREDIT LAB COMM 2536930009 450 ALASKAN WAY SOUTH 200 SEATTLE WA 981042785 SANDHYA NAKHASI PRESIDENT 2536930009 2025-11-11 1 1 AARON M FOX P01365820 2022274000 2025-11-11 2024 2025-03-06 01:10:19Z SANDHYA NAKHASI 450 ALASKAN WAY SOUTH 200 SEATTLE WA 981042785 887481 0 X WWW.COMMUNITYCREDITLAB.ORG X 2019 WA TO SUPPORT EQUITABLE ACCESS TO ECONOMIC OPPORTUNITIES FOR IMMIGRANTS, REFUGEES, LOW-INCOME, MARGINALIZED, AND UNDERSERVED COMMUNITIES IN KING COUNTY AND THE UNITED STATES. 5 0 0 0 0 0 232463 689645 0 0 69307 85628 0 112208 301770 887481 0 0 0 0 0 0 0 0 0 667141 3395 667141 3395 -365371 884086 7718349 8960354 2406175 2764094 5312174 6196260 TO SUPPORT EQUITABLE ACCESS TO ECONOMIC OPPORTUNITIES FOR IMMIGRANTS, REFUGEES, LOW-INCOME, MARGINALIZED, AND UNDERSERVED COMMUNITIES IN KING COUNTY AND THE UNITED STATES. 0 0 3395 DESIGN AND MANAGEMENT OF AFFORDABLE LENDING PROGRAMS THAT SEEK TO INCREASE ECONOMIC EQUALITY FOR COMMUNITIES FACING DISCRIMINATION. 3395 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 1 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 X 5 0 0 0 0 0 1 1 0 1 1 0 0 1 1 1 1 1 1 0 0 0 WA X X KAUTHAR KEBEL 2536930009 450 ALASKAN WAY SOUTH 200 SEATTLE WA 981042785 SANDHYA NAKHASI DIRECTOR AND PRESIDENT 1.00 32.00 X X 0 205434 17288 JESSICA FEINGOLD DIRECTOR AND VICE PRESIDENT 1.00 32.00 X X 0 205748 24288 JENNIFER NJUGUNA DIRECTOR 1.00 32.00 X 0 209265 9068 TYRA EDMOND TREASURER 1.00 32.00 X X 0 157680 14529 VICTORIA MONTEIRO SECRETARY 1.00 32.00 X X 0 138209 17161 0 916336 82334 0 0 1 0 0 689645 689645 85628 85628 GAIN ON DEBT FORGIVENE 900099 112208 112208 112208 887481 0 0 197836 2962 2962 LOAN FORGIVENESS 433 433 3395 3395 0 0 4683856 5302481 0 250000 272812 0 2760381 3406574 1300 1299 7718349 8960354 2406175 2764094 2406175 2764094 X 2630458 3669545 2681716 2526715 5312174 6196260 7718349 8960354 884086 0 X X 0 1 X 1 0 X 467313 1278948 1168146 232463 689645 3836515 467313 1278948 1168146 232463 689645 3836515 1619832 2216683 831 2260 4950 69307 85628 162976 37 737 458037 112208 571019 4570510 0.48500 0.91220 X RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED 0 X PART X, LINE 2: THE ORGANIZATION FOLLOWS THE AUTHORITATIVE GUIDANCE RELATING TO ACCOUNTING FOR UNCERTAINTY IN INCOME TAXES INCLUDED IN FASB CODIFICATION TOPIC 740, INCOME TAXES. THESE PROVISIONS PROVIDE CONSISTENT GUIDANCE FOR THE ACCOUNTING FOR UNCERTAINTY IN INCOME TAXES RECOGNIZED IN AN ENTITY'S FINANCIAL STATEMENTS AND PRESCRIBE A THRESHOLD OF "MORE LIKELY THAN NOT" FOR RECOGNITION AND DERECOGNITION OF TAX POSITIONS TAKEN OR EXPECTED TO BE TAKEN IN A TAX RETURN. THE ORGANIZATION PERFORMED AN EVALUATION OF UNCERTAINTY IN INCOME TAXES FOR THE YEAR ENDED DECEMBER 31, 2024, AND DETERMINED THAT THERE WERE NO MATTERS THAT WOULD REQUIRE RECOGNITION IN THE CONSOLIDATED FINANCIAL STATEMENTS OR THAT MAY HAVE ANY EFFECT ON ITS TAX-EXEMPT STATUS. 0 0 0 0 0 0 0 0 0 JESSICA FEINGOLD DIRECTOR AND VICE PRESIDENT 0 205748 0 0 0 0 0 9068 0 15220 0 230036 0 0 SANDHYA NAKHASI DIRECTOR AND PRESIDENT 0 205434 0 0 0 0 0 9068 0 8220 0 222722 0 0 JENNIFER NJUGUNA DIRECTOR 0 208765 0 500 0 0 0 9068 0 0 0 218333 0 0 TYRA EDMOND TREASURER 0 157680 0 0 0 0 0 6198 0 8331 0 172209 0 0 VICTORIA MONTEIRO SECRETARY 0 138209 0 0 0 0 0 8848 0 8313 0 155370 0 0 PART I, LINE 3 NO COMPENSATION IS PAID FROM THE ORGANIZATION BUT PAID FROM RELATED ORGANIZATION. FORM 990, PART VI, SECTION A, LINE 6 COMMON FUTURE IS THE SOLE MEMBER OF COMMUNITY CREDIT LAB. FORM 990, PART VI, SECTION A, LINE 7A ALL OF THE BOARD DIRECTORS OF CCL SHALL BE APPOINTED BY THE SOLE MEMBER, COMMON FUTURE. FORM 990, PART VI, SECTION B, LINE 11B COPY OF THE RETURN IS GIVEN TO THE BOARD FOR REVIEW PRIOR TO FILING. FORM 990, PART VI, SECTION B, LINE 12C CONFLICT OF INTEREST POLICY IS REVIEWED ANNUALLY BY THE BOARD. UPON ELECTING A NEW BOARD MEMBER, A COPY OF THE POLICY IS GIVEN TO THE NEW MEMBER. FORM 990, PART VI, SECTION B, LINE 15 THE CEO/TOP MANAGEMENT OFFICIAL OF COMMUNITY CREDIT LAB IS THE SAME AS COMMON FUTURE. THERE ARE NO SEPARATE OFFICERS. CCL DOES NOT DIRECTLY HIRE OR COMPENSATE EMPLOYEES. ALL EMPLOYEES ARE EMPLOYEES OF COMMON FUTURE, A RELATED ORGANIZATION. THE COMMON FUTURE BOARD OF DIRECTORS OVERSEES THE HIRING AND SALARY OF THE CEO USING COMPARABILITY DATA AND REVIEW AND APPROVED BY INDEPENDENT PERSONS. THE CEO, COO, AND VP OF PEOPLE OPERATIONS HIRES AND APPROVES THE SALARY OF ALL STAFF USING COMPARABILITY DATA AND OTHER MARKET COMPENSATION RESOURCES. FORM 990, PART VI, SECTION C, LINE 19 THE DOCUMENTS ARE AVAILABLE UPON REQUEST, ON CANDID & GUIDESTAR'S WEBSITE, AND ON THE RELATED ORGANIZATION'S WEBSITE. FORM 990, PART XII, LINE 2C: THE PROCESS HAS NOT CHANGED FROM PRIOR YEAR. COMMON FUTURE 2323 BROADWAY OAKLAND CA 94612 201544255 COMMUNITY IMPROVEMENT CA 501(C)(3) LINE 7 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 1 0 0 0 0