2025-11-10T23:13:15-06:00 2025-06-30 390859910 BAKER TILLY ADVISORY GROUP LP 805 SW BROADWAY STE 1400 PORTLAND OR 97205 990 2024-07-01 820850234 OREGON CONSUMER JUSTICE OREG 5034063311 3055 NW YEON AVENUE 1336 PORTLAND OR 97210 AMANDA GREEN DIRECTOR OF FINANCE & ADMIN 5034063311 2025-11-10 1 1 MAGGIE ELLIOTT P01790721 5032421447 2025-11-10 2024 2025-03-06 01:10:19Z OCJ JAGJIT NAGRA 3055 NW YEON AVENUE 1336 PORTLAND OR 97210 9218548 0 X WWW.OCJ.ORG X 2016 OR OREGON CONSUMER JUSTICE (OCJ) ORGANIZES, ADVOCATES, AND SUPPORTS LITIGATION TO ADVANCE A JUSTICE MOVEMENT THAT PUTS PEOPLE FIRST, ENSURING ALL HAVE THE FREEDOM TO THRIVE AND EQUITABLY SHARE IN OUR ABUNDANCE OF RESOURCES. 8 1 22 7 0 0 12845980 7987778 0 0 720237 1230770 0 0 13566217 9218548 9575027 9151428 0 0 2161633 2106196 0 0 0 1754471 1018952 13491131 12276576 75086 -3058028 20126803 23226858 16067605 22054246 4059198 1172612 X OREGON CONSUMER JUSTICE (OCJ) ORGANIZES, ADVOCATES, AND SUPPORTS LITIGATION TO ADVANCE A JUSTICE MOVEMENT THAT PUTS PEOPLE FIRST, ENSURING ALL HAVE THE FREEDOM TO THRIVE AND EQUITABLY SHARE IN OUR ABUNDANCE OF RESOURCES. SEE SCHEDULE O.FOR TOO LONG, FLAWED SYSTEMS AND ECONOMIC POLICIES THAT FAVOR PROFITS OVER PEOPLE HAVE STOOD IN THE WAY OF THIS REALITY, WITH COMMUNITIES OF COLOR MOST OFTEN EXPERIENCING THE MOST SIGNIFICANT HARM. STRENGTHENED THROUGH RESPONSIVE AND ECIPROCAL COMMUNITY RELATIONSHIPS, OCJ IS BUILDING A FUTURE WHERE FINANCIAL AND BUSINESS TRANSACTIONS CAN BE RELIED UPON AS SAFE AND WHERE ALL OREGONIANS KNOW AND HAVE RECOURSE TO EXERCISE THEIR CONSUMER RIGHTS. 0 0 9467109 9151428 LAW: WE SUPPORT OREGONIANS CONFRONTING UNLAWFUL PRACTICES IN TAKING LEGAL ACTION AND FINDING JUSTICE THROUGH OUR COURTS. THROUGH OUR LEGAL PARTNERS AT OREGON CONSUMER JUSTICE LAW PC, AND OUR NETWORK OF CONSUMER ATTORNEYS STATEWIDE, WE CONNECT PEOPLE WITH THE SUPPORT THEY DESERVE - ESPECIALLY THOSE WHO'VE HAD LITTLE TO NO ACCESS TO LEGAL SERVICES. OCJ HAS PROVIDED EDUCATION AND ACCESS TO RESOURCES TO EXPAND THE POOL AND INCREASE THE CAPABILITIES OF SKILLED ATTORNEYS PRACTICING CONSUMER LAW IN OREGON. OVER THE PAST YEAR, WE HAVE PARTNERED WITH A MULTI-FACETED CONSUMER JUSTICE LAW FIRM, OREGON CONSUMER JUSTICE LAW, PC, TO PROVIDE LEGAL SERVICES TO OREGON CONSUMERS. BY THE END OF OUR PROGRAM YEAR, OCJ LAW HAD FILED 65 CASES WITH MANY MORE IN THE PIPELINE. SEE SCHEDULE OOCJ LAW HAS ALSO FILED THEIR FIRST IMPACT LITIGATION (E.G. CLASS ACTION) CASE TO AFFECT LARGE-SCALE CHANGE. 1240873 POLICY: OVER THE PAST YEAR, THE POLICY TEAM HAS MADE SIGNIFICANT STRIDES, EXPANDING OUR ABILITY TO ENGAGE IN IMPACTFUL STATE AND FEDERAL WORK. WE'VE CREATED NEW ROLES, INCLUDING SEPARATE DIRECTORS FOR STATE AND FEDERAL POLICY, AND HAVE SEEN THE BENEFITS OF HIRING PERMANENT STAFF IN THE FALL. WE'VE ALSO INVESTED IN BUILDING THE NEXT GENERATION OF ADVOCATES BY LAUNCHING OUR POLICY FELLOW PROGRAM, HIRING A YEAR-LONG FELLOW TO PROVIDE AN EMERGING PROFESSIONAL WITH IN-DEPTH EXPERIENCE IN CONSUMER JUSTICE POLICY. WE COMPLETED OUR THIRD YEAR OF OUR POLICY INTERNSHIP PROGRAM, WHICH ALLOWS US TO MENTOR ASPIRING ADVOCATES AND BRING FRESH PERSPECTIVES TO OUR ORGANIZATION. WE PARTNERED WITH THE PORTLAND STATE UNIVERSITY SCHOOL OF SOCIAL WORK TO HOST A MASTER'S STUDENT FOR A NINE-MONTH PLACEMENT. SEE SCHEDULE OTHIS YEAR, WE ALSO HOSTED OUR FIRST PRE-SESSION POLICY SUMMIT, BRINGING COMMUNITY PARTNERS TOGETHER FOR A DEEP DIVE INTO KEY CONSUMER ISSUES. THESE EFFORTS, ALONG WITH OUR OTHER WORK, LED TO HUGE LEGISLATIVE WINS IN THE 2025 SESSION, WHERE WE SUPPORTED THE PASSAGE OF 18 PRO-CONSUMER BILLS. 926623 COMMUNICATIONS + ENGAGEMENT: LAST SUMMER, WE PUBLICLY ANNOUNCED THE ROLLOUT OF OUR NEW EDUCATIONAL TOOLS AND ACCESS TO JUSTICE SOLUTIONS TO PROVIDE OREGONIANS WITH GREATER SUPPORT TO PROTECT THEMSELVES AGAINST PREDATORY PRACTICES AND LAW-BREAKING COMPANIES. ONE WAY WE CONTINUE TO CENTER THE VOICES OF CONSUMERS IS THROUGH OUR STATEWIDE SURVEYS, WHERE WE UPLIFT THE FINDINGS TO SUPPORT PRO-CONSUMER POLICY AND CRAFT RESPONSIVE AND RELEVANT EDUCATIONAL TOOLS (INCLUDING OUR EXPANDED RESOURCE LIBRARY, INCLUDING A CONSUMER PROTECTION TIMELINE AND EXPLAINER VIDEOS). WE ALSO PARTNERED WITH IMPACTED CONSUMERS IDENTIFIED THROUGH THE SURVEY TO SHARE THEIR STORIES DIRECTLY WITH LAWMAKERS AND ADVOCATE FOR STRONGER PROTECTIONS FOR ALL OF US. SEE SCHEDULE OWE HOSTED TWO FAIR LEARNING FORUMS, FREE EDUCATIONAL EVENTS FOR ADVOCATES AND LEGAL PROFESSIONALS, COVERING TOPICS LIKE LAW CHANGES AND TRAUMA-INFORMED PRACTICES TO BETTER SHOW UP FOR OREGON CONSUMERS. OCJ ALSO PUBLISHED TWO NEW ISSUES OF OUR CONSUMER CONFIDENCE COMICS, FOCUSING ON DEBT COLLECTION AND SHIPPING THOUSANDS OF FREE COPIES (IN ENGLISH AND SPANISH) STATEWIDE. EDUCATION: DURING THE PAST YEAR, OCJ WORKED TO CONNECT THE LEGAL COMMUNITY WITH COMMUNITY MEMBERS TO DEVELOP AN UNDERSTANDING OF THE ISSUES OREGON CONSUMERS FACE AND BUILD LOCAL LEADERSHIP TO CREATE SOLUTIONS. THIS WAS ACCOMPLISHED THROUGH A RESEARCH PARTNERSHIP WITH THE UNIVERSITY OF OREGON THROUGH CONSUMER PROTECTION GRANTS AS OUTLINED IN OUR FOUNDING COURT ORDER. ADDITIONALLY, WE ENGAGED OVER 230 ATTORNEYS, JUDGES, LAW STUDENTS, LEGAL PROFESSIONALS, AND ADVOCATES DURING OUR TWO FAIR LEARNING FORUM EVENTS AND PROVIDED 65 SCHOLARSHIPS TO CONSUMER JUSTICE ATTORNEYS TO ATTEND NATIONAL CONSUMER LAW CENTER'S CONSUMER RIGHTS LITIGATION CONFERENCE AND SPRING TRAINING. 11634605 1 1 0 1 0 0 0 0 0 0 0 0 0 0 0 1 1 0 0 0 0 0 0 0 0 0 0 1 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 40 0 1 22 1 0 0 0 0 0 0 0 0 0 0 0 0 X 8 1 0 0 0 0 0 0 0 1 1 0 0 1 1 1 1 1 1 1 1 0 OR X X X AMANDA GREEN 9714213900 3055 NW YEON AVENUE SUITE 1336 PORTLAND OR 97210 SEE-AH-DOM EDMO CHAIR 2.00 X X 6000 0 0 EMILY REIMAN SECRETARY 2.00 X X 6000 0 0 SAYER JONES TREASURER 2.00 X X 6000 0 0 JENNIFER POOL RADWAY DIRECTOR 2.00 X 6000 0 0 KATRINA HOLLAND DIRECTOR 2.00 X 6000 0 0 MARCUS MUNDY DIRECTOR 2.00 X 6000 0 0 RICHARD SLOTTEE DIRECTOR 2.00 X 6000 0 0 SYBIL HEBB DIRECTOR 2.00 X 0 0 0 JAGJIT NAGRA EXECUTIVE DIRECTOR 40.00 X 236945 0 67380 AMANDA GREEN DIRECTOR OF FINANCE & ADMINISTRATION 40.00 X 169482 0 43553 CHRISTINA COUGLIN POLICY DIRECTOR 40.00 X 156271 0 38335 LISA WATSON ASSOCIATE DIRECTOR 40.00 X 149608 0 37519 MICHELLE LUEDTKE COMMUNICATIONS & ENGAGEMENT DIRECTOR 40.00 X 130548 0 20871 REJEANA ORR DIRECTOR OF EXECUTIVE OFFICE OPS 40.00 X 108665 0 29362 993519 0 237020 6 0 1 0 SMITH & CONNORS 4110 SE HAWTHORNE BLVD APT 213 PORTLAND OR 97214 WEBSITE DESIGN AND MAINTENANCE 146674 EARTHSEED LLC 121 TOWNE ST APT 606 STAMFORD CT 06905 DIVERSIY, EQUITY & INCLUSION 144000 2 7987778 7987778 823074 823074 407696 0 407696 407696 407696 9218548 0 0 1230770 X 9011799 9011799 139629 139629 588518 340573 247945 1391161 1230617 160544 126517 102687 23830 37894 10193 27701 62566 6295 56271 481310 446783 34527 23074 23074 64073 46820 17253 115885 92837 23048 31255 24721 6534 54782 47530 7252 47888 22418 25470 39430 39430 30721 26202 4519 EVENTS 28220 22997 5223 BOARD EXPENSE 1854 0 1854 12276576 11634605 641971 0 497685 856786 2160000 0 16822 0 1690342 1679674 49144 56408 15712810 20633990 20126803 23226858 132570 223733 7956371 10145416 7978664 11685097 16067605 22054246 X 4019198 1162612 40000 10000 4059198 1172612 20126803 23226858 -3058028 171442 0 X 0 1 X 1 0 X 5969140 5000000 7034433 12845980 7987778 38837331 5969140 5000000 7034433 12845980 7987778 38837331 38837331 3188 3764 81978 69431 823074 981435 526 376 902 39819668 0.97530 0.99490 X SCHEDULE A, PART II, LINE 10, EXPLANATION OF OTHER INCOME: REBATE CREDIT - 2020 AMOUNT: $ 526. MISCELLANOUS - 2021 AMOUNT: $ 376. RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED 3985 39354 43339 12233237 12276576 763829 190957 0 0 427669 330326 824557 763829 2346381 3519572 314304 28547 12119 43339 398309 106917 82582 206139 190957 586595 879893 919 7550 455 3985 12909 0 X 9389990 171442 171442 9218548 0 9218548 12276576 0 12276576 0 12276576 PART X, LINE 2: THE ORGANIZATION IS EXEMPT FROM FEDERAL INCOME TAXES UNDER INTERNAL REVENUE CODE SECTION 501(C)(3). THE ORGANIZATION RECOGNIZES THE TAX BENEFIT FROM UNCERTAIN TAX POSITIONS ONLY IF IT IS MORE LIKELY THAN NOT THAT THE TAX POSITIONS WILL BE SUSTAINED ON EXAMINATION BY THE TAX AUTHORITIES, BASED ON THE TECHNICAL MERITS OF THE POSITION. THE TAX BENEFIT IS MEASURED BASED ON THE LARGEST BENEFIT THAT HAS A GREATER THAN 50% LIKELIHOOD OF BEING REALIZED UPON ULTIMATE SETTLEMENT. THE ORGANIZATION RECOGNIZES INTEREST AND PENALTIES RELATED TO INCOME TAX MATTERS, IF ANY, IN GENERAL AND ADMINISTRATION EXPENSE. THE ORGANIZATION HAD NO UNRECOGNIZED TAX BENEFITS AT JUNE 30, 2025. THE ORGANIZATION FILES AN EXEMPT RETURN IN THE U.S. FEDERAL JURISDICTION. 1 UNIVERSITY OF OREGON PO BOX 3237 EUGENE OR 97403 464727800 STATE OF OREGON 300000 0 LEGAL EDUCATION & ACCESS OCJ LAW 850 SE 3RD AVE SUITE 302 PORTLAND OR 97214 990396048 9011799 0 CONSUMER ADVOCACY 1 1 LAW CONFERENCE ATTENDANCE & TRAVEL 65 139629 PART I, LINE 2: OREGON CONSUMER JUSTICE CURRENTLY MANAGES TWO GRANT PROGRAMS, ONE TO FUND LITIGATION ON BEHALF OF OREGON CONSUMERS AND ONE TO FUND RESEARCH ON BEHALF OF OREGON CONSUMERS. BOTH OF THESE PROGRAMS ARE MANDATED IN OUR FUNDING CY PRES AWARD. TO ENSURE THAT GRANT FUNDS ARE USED IN ACCORDANCE WITH OUR CY PRES MANDATE, OUR GRANT AGREEMENT, AND APPLICABLE REGULATIONS, AND WHILE MAINTAINING TRANSPARENCY AND ACCOUNTABILITY FOR IRS FORM 990 REPORTING WE DO THE FOLLOWING: 1. PRE-AWARD DUE DILIGENCE THOROUGHLY VET POTENTIAL GRANTEES, INCLUDING THEIR FINANCIAL HEALTH, PROGRAMMATIC CAPACITY, AND COMPLIANCE HISTORY. CLEARLY ARTICULATE GRANT TERMS AND CONDITIONS, INCLUDING ALLOWABLE AND UNALLOWABLE EXPENSES, PERFORMANCE METRICS, AND REPORTING REQUIREMENTS. ESTABLISH A STRONG GRANT AGREEMENT THAT OUTLINES EXPECTATIONS AND RESPONSIBILITIES FOR BOTH PARTIES. 2. ONGOING MONITORING REGULAR REPORTING: REQUIRE GRANTEES TO SUBMIT PERIODIC PROGRESS REPORTS, INCLUDING FINANCIAL STATEMENTS, NARRATIVE UPDATES, AND PERFORMANCE DATA. FINANCIAL REVIEWS: REVIEW GRANTEE FINANCIAL REPORTS TO ENSURE COMPLIANCE WITH THE BUDGET AND GRANT TERMS. DATA ANALYSIS: ANALYZE PERFORMANCE DATA TO TRACK PROGRESS TOWARD GRANT OBJECTIVES AND IDENTIFY POTENTIAL ISSUES. COMMUNICATION AND REGULAR MEETINGS: HOLD REGULAR MEETINGS AND MAINTAIN OPEN COMMUNICATION WITH GRANTEES TO ADDRESS QUESTIONS, PROVIDE GUIDANCE, AND MONITOR PROGRESS. 3. RISK ASSESSMENT AND MITIGATION CONDUCT RISK ASSESSMENTS TO IDENTIFY POTENTIAL COMPLIANCE RISKS AND VULNERABILITIES. IMPLEMENT RISK MITIGATION STRATEGIES, SUCH AS ADDITIONAL MONITORING, TRAINING, OR TECHNICAL ASSISTANCE. ADDRESS ANY IDENTIFIED ISSUES PROMPTLY AND COLLABORATIVELY WITH GRANTEES. 4. COMPLIANCE REQUIRE GRANTEES TO COMPLY WITH ALL APPLICABLE LAWS, REGULATIONS, AND GRANT TERMS. 5. PERFORMANCE EVALUATION ASSESS GRANTEE PERFORMANCE BASED ON AGREED-UPON METRICS AND OUTCOMES. PROVIDE FEEDBACK TO GRANTEES ON THEIR STRENGTHS AND AREAS FOR IMPROVEMENT. USE EVALUATION RESULTS TO INFORM FUTURE GRANTMAKING DECISIONS. 6. TRANSPARENCY AND ACCOUNTABILITY: MAINTAIN ACCURATE RECORDS OF GRANT AGREEMENTS, REPORTS, AND COMMUNICATIONS. DISCLOSE GRANT INFORMATION PUBLICLY, AS APPROPRIATE. COMPLY WITH IRS FORM 990 REPORTING REQUIREMENTS, INCLUDING ACCURATE REPORTING OF GRANT DISBURSEMENTS AND GRANTEE INFORMATION. X X X X X 0 0 0 0 0 0 0 0 0 JAGJIT NAGRA EXECUTIVE DIRECTOR 226945 0 10000 0 0 0 38375 0 29005 0 304325 0 0 0 AMANDA GREEN DIRECTOR OF FINANCE & ADMINISTRATION 167682 0 1800 0 0 0 18375 0 25178 0 213035 0 0 0 CHRISTINA COUGLIN POLICY DIRECTOR 155271 0 1000 0 0 0 18375 0 19960 0 194606 0 0 0 LISA WATSON ASSOCIATE DIRECTOR 148608 0 1000 0 0 0 18160 0 19359 0 187127 0 0 0 MICHELLE LUEDTKE COMMUNICATIONS & ENGAGEMENT DIRECTOR 129548 0 1000 0 0 0 18375 0 2496 0 151419 0 0 0 FORM 990, PART VI, SECTION B, LINE 11B THE EXECUTIVE DIRECTOR AND DIRECTOR OF FINANCE & ADMINISTRATION REVIEW THE 990 IN ADVANCE OF SIGNING. ADDITIONALLY THE 990 IS REVIEWED BY THE BOARD FINANCE COMMITTEE AND APPROVED TO SEND TO THE FULL BOARD WHERE A VOTE FOR FORMAL APPROVAL IS TAKEN IN ADVANCE OF FILING. AFTER APPROVAL AND FILING THE PUBLIC VERSION OF THE 990 IS POSTED ON THE ORGANIZATION'S WEBSITE. FORM 990, PART VI, SECTION B, LINE 12C EACH YEAR WE ASK OUR BOARD TO REVIEW, COMPLETE, AND SIGN A FORM REGARDING ANY POTENTIAL CONFLICT OF INTEREST. AT A BOARD MEETING WE DISCUSS WHAT A CONFLICT OF INTEREST WOULD LOOK LIKE AND REMIND THEM OF THEIR DUTY TO DISCLOSE ANY POTENTIAL CONFLICTS. THE FORM WE COLLECT ASKS THE BOARD MEMBERS TO SHARE ALL ORGANIZATIONAL AFFILIATIONS SO THAT MANAGEMENT CAN ALSO ENSURE THAT THERE ARE NO CONFLICTS. FORM 990, PART VI, SECTION B, LINE 15 THE BOARD OF DIRECTORS SETS THE EXECUTIVE DIRECTOR'S SALARY AND REVIEWS THEIR COMPENSATION AND CONTRACT ANNUALLY. THE BOARD USES AN INDEPENDENT CONTRACTOR / HR CONSULTANT TO REVIEW COMPARABLE COMPENSATION RATES. SIMILARLY THE EXECUTIVE DIRECTOR SETS THE SALARIES OF ALL OTHER EMPLOYEES AT OREGON CONSUMER JUSTICE. THE ORGANIZATION CONTRACTS WITH AN HR CONSULTANT TO PROVIDE COMPENSATION DATA. FORM 990, PART VI, SECTION C, LINE 19 FINANCIAL STATEMENTS AVAILABLE ON OUR WEBSITE; UPON REQUEST. FORM 990, PART IX, LINE 11G CONTRACT SERVICES - OTHER: PROGRAM SERVICE EXPENSES 208,385. MANAGEMENT AND GENERAL EXPENSES 250. FUNDRAISING EXPENSES 0. TOTAL EXPENSES 208,635. CONTRACT SERVICES - ADVISORY: PROGRAM SERVICE EXPENSES 62,974. MANAGEMENT AND GENERAL EXPENSES 0. FUNDRAISING EXPENSES 0. TOTAL EXPENSES 62,974. CONTRACT SERVICES - ADVISORY - EQUITY: PROGRAM SERVICE EXPENSES 63,543. MANAGEMENT AND GENERAL EXPENSES 14,776. FUNDRAISING EXPENSES 0. TOTAL EXPENSES 78,319. CONTRACT SERVICES - TEMPORARY STAFF AND INTERNS: PROGRAM SERVICE EXPENSES 33,557. MANAGEMENT AND GENERAL EXPENSES 0. FUNDRAISING EXPENSES 0. TOTAL EXPENSES 33,557. CONTRACT SERVICES - HR & RECRUITING: PROGRAM SERVICE EXPENSES 324. MANAGEMENT AND GENERAL EXPENSES 19,501. FUNDRAISING EXPENSES 0. TOTAL EXPENSES 19,825. CONTRACT SERVICES - COHORT & FOCUS GROUP STIPENDS: PROGRAM SERVICE EXPENSES 78,000. MANAGEMENT AND GENERAL EXPENSES 0. FUNDRAISING EXPENSES 0. TOTAL EXPENSES 78,000.