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        <FormAndLineReferenceDesc>Pt VI, Line 7a</FormAndLineReferenceDesc>
        <ExplanationTxt>CPA REVIEWS AND SUBSEQUENTLY IT IS REVIEWED BY THE EXECUTIVE VICE PRESIDENT</ExplanationTxt>
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      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Pt VI, Line 12c</FormAndLineReferenceDesc>
        <ExplanationTxt>OFFICERS, DIRECTORS, TRUSTEES AND KEY EMPLOYEES ARE MONITORED FOR ADHERENCE TO CONFLICT OF INTEREST POLICY BY SUBMITTING WRITTEN STATEMENTS DISCLOSING POTENTIAL CONFLICTS OF INTEREST AS THEY ARISE</ExplanationTxt>
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      <SupplementalInformationDetail>
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      <SupplementalInformationDetail>
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        <ExplanationTxt>ALL VOTING MEMBERS ARE PRESENTED WITH FORMS PRIOR TO FILING FOR REVIEW</ExplanationTxt>
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      <SupplementalInformationDetail>
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