2025-05-15T11:09:54-04:00 2024-12-31 202711127 CU AUDIT & COMPLIANCE GROUP 3692 COOLIDGE CT TALLAHASSEE FL 323117890 990 2024-01-01 620156027 CHATTANOOGA FEDERAL EMPLOYEES CREDIT UNION CHAT 4238923738 P O BOX 22205 CHATTANOOGA TN 374222205 MARK FRAKER CEO 4238923738 2025-05-14 true false AMANDA ONKST P02387288 2054372176 2025-05-15 2024 2025-03-06 01:10:19Z MARK FRAKER P O BOX 22205 CHATTANOOGA TN 37422 3714111 false X WWW.CFECU.ORG X CREDIT UNION 1925 CREDIT UNION - TO PROVIDE FINANCIAL SERVICES FOR ITS MEMBERS. 7 7 11 7 0 0 2217839 2635427 599132 875115 203867 203569 3020838 3714111 0 0 671283 727709 0 0 1801080 2477667 2472363 3205376 548475 508735 65716328 71242332 54162487 59179756 11553841 12062576 CREDIT UNION - TO PROVIDE SERVICES FOR APPROXIMATELY 2,853 MEMBERS IN THE FORM OF LOANS, SAVINGS, AND OTHER FINANCIAL SERVICES. false false 1694888 THE CREDIT UNION PROVIDED A VARIETY OF LOAN SERVICES FOR ITS MEMBERS. 1510488 THE CREDIT UNION PROVIDED A VARIETY OF DEPOSIT SERVICES FOR ITS MEMBERS. 3205376 false false false false false false false false false true false false false true false false false false false false false false false false false false false false true false false false false false false false false false false false false false false true X 1842 0 true 11 true false false false false false false false false X 7 7 false false false false true true true true true false false false false false true false false false TN X MARK FRAKER 4238923738 P O BOX 22205 CHATTANOOGA TN 37422 X MARK FRAKER CEO 40.00 X 156826 0 81718 JACK BORAN BOARD CHAIR 1.00 X 0 0 0 JUDY MAHAFFEY BOARD VICE C 1.00 X 0 0 0 NEAL DEKICH BOARD SECRET 1.00 X 0 0 0 WILLIAM K COMBS BOARD MEMBER 1.00 X 0 0 0 LAURA SHARP BOARD MEMBER 1.00 X 0 0 0 BILL SWAFFORD BOARD MEMBER 1.00 X 0 0 0 BROOKE WEAVER BOARD MEMBER 1.00 X 0 0 0 156826 81718 1 false true false INTEREST ON LOANS 522291 2533446 2533446 FEE INCOME 522100 101981 101981 2635427 875115 875115 OTHER NON-INTEREST INCOME 145141 145141 OTHER INCOME 58428 58428 203569 3714111 3714111 503473 503473 61965 61965 123859 123859 38412 38412 121599 121599 92609 92609 73388 73388 1510488 1510488 PROF & OUTSIDE SERVICES 346943 346943 PROVISION FOR LOAN LOSSES 134500 134500 LOAN SERVICING EXP 103057 103057 EDUCATIONAL & PROMO EXP 61244 61244 33839 33839 3205376 0 3205376 0 4069830 7947321 18235000 17737000 39673766 40038975 2285075 2349550 2963238 801443 499607 2161795 256209 256209 696841 751482 65716328 71242332 51852 77974 54110635 59101782 54162487 59179756 X 2573944 2573944 8979897 9488632 11553841 12062576 65716328 71242332 X 508735 X false false 174396 174396 2483324 642689 1840635 305518 158754 146764 2161795 ALL OTHER SHARES 47710855 REGULAR SHARES 6672569 SHARE DRAFTS 4718358 59101782 false false false MARK FRAKER CEO 138000 18826 81718 238544 FORM 990, PAGE 1, PART I, LINE 6 HOURS OF SERVICE ARE RELATED TO DUTIES OF THE BOARD OF DIRECTORS WITHOUT COMPENSATION. FORM 990, PAGE 5, PART V, LINE 3B THE CREDIT UNION HAD NO UNRELATED BUSINESS INCOME. FORM 990, PAGE 6, PART VI, LINE 6 THE CREDIT UNION IS OWNED BY THE MEMBERS. FORM 990, PAGE 6, PART VI, LINE 7A THE BOARD OF DIRECTORS IS ELECTED BY THE MEMBERSHIP (ONE MEMBER, ONE VOTE). ALL DUTIES, POWERS, AND RESPONSIBILITIES ARE CONTROLLED BY THE BOARD OF DIRECTORS. THE MEMBERS ELECT THE BOARD OF DIRECTORS AT THE ANNUAL MEETING EVERY YEAR. FORM 990, PAGE 6, PART VI, LINE 7B SOME DECISIONS MADE BY THE BOARD OF DIRECTORS ARE AFFIRMED BY THE MEMBERS. FORM 990, PAGE 6, PART VI, LINE 11B THE MANAGER REVIEWS THE FORM 990. THE FORM 990 IS AVAILABLE FOR REVIEW BY THE BOARD OF DIRECTORS UPON REQUEST. FORM 990, PAGE 6, PART VI, LINE 19 FINANCIAL DOCUMENTS ARE POSTED IN THE CREDIT UNION LOBBY BY THE 15TH OF THE SUBSEQUENT MONTH. FORM 990, PART VII ANNUAL AGREED UPON PROCEDURES ARE PERFORMED BY AN INDEPENDENT AUDITOR. FORM 990, PART XI, LINE 9 DUE TO ROUNDING 0 DUE TO ROUNDING 0