2025-02-11T15:59:56-05:00 2024-12-31 453033860 Madeley CPA LLC PO Box 2351 Anniston AL 36202 990 2024-01-01 636043518 CHEM FAMILY CREDIT UNION % ASHLEY PATRICK CHEM 2562370651 702 CLYDESDALE AVENUE Anniston AL 36201 ASHLEY PATRICK TREASURER 2562370651 2025-02-08 true true STEPHEN D MADELEY P00576268 2568356082 2025-02-11 2024 2025-03-06 01:10:19Z 169805 false X www.creditunionaccess.com X 1928 AL Credit Union providing banking, loan, and savings services to its members which are employees or retirees of Eastman Corporation. 7 7 3 0 0 0 0 84549 95208 48010 74597 132559 169805 0 0 38345 29444 0 0 94094 139878 132439 169322 120 483 5646750 4423190 17789 4743 5628961 4418447 Credit Union providing banking, loan, and savings services to its members which are employees or retirees of Eastman Corporation. false false 169322 169805 Credit Union providing services including savings and loans to its members. 169322 false false false false false false false false false true false false true true false false false false false false false false false false false false false false false false false false false false false false false false false false false false false true 1 0 true 3 true false false false false false false false false X 7 7 false false false false true true true true true false false true false false true false false false X ASHLEY PATRICK 2562370651 77 YOUNGS DRIVE Lineville AL 36266 X JERRY L BROWN BD OF DIRECTORS MEMBER 1.00 0.00 X 0 0 0 MICHELLE SPURLIN BD OF DIRECTORS MEMBER 1.00 0.00 X 0 0 0 CHAD MOORE BD OF DIRECTORS MEMBER 1.00 0.00 X 0 0 0 ALAN RUTHERFORD PRESIDENT 1.00 0.00 X X 0 0 0 DAVID NORTON VICE PRESIDENT 1.00 0.00 X X 0 0 0 TRENICE MARTIN SECRETARY 1.00 0.00 X 0 0 0 ASHLEY PATRICK TREASURER MANAGER 20.00 0.00 X 0 0 0 0 0 0 0 false false false 95208 95208 0 INTEREST ON LOANS 522100 72480 72480 LOAN FEES AND OTHER 522100 2117 2117 74597 169805 169805 0 0 27325 27325 2119 2119 6600 6600 2241 2241 3801 3801 83821 83821 ASSOCIATION DUES 7263 7263 SURETY BOND PREMIUM 6107 6107 AUDIT FEE 27091 27091 CREDIT REPORTS 903 903 2051 2051 169322 169322 0 0 167533 69939 1195652 1422268 2679 2679 4283565 2930983 5646750 4423190 17789 4743 17789 4743 X 5628961 4418447 5628961 4418447 5646750 4423190 X 483 -1210997 X false false false 2679 2679 NATIONAL SHARE INS FUND RESERVE 44957 DEPOSITS IN CENTRAL CR UNION 3955 CERTIFICATE OF DEPOSIT 2880000 ACCU MCSD RESERVE 2071 2930983 PAYROLL TAXES PAYABLE 827 BACKUP WITHHOLDING PAYABLE AUDIT FEE ACCRUAL 3916 4743 Members or stockholder classes and rights Part VI line 6 Being a 501c14 organization, Credit Union. The Credit Union has members which hold accounts within the credit union. Members have the right to receive dividends from their investments within the Credit Union. Member election for additional members Part VI line 7a The members that hold accounts with the credit union hold the right to vote on issues regarding the credit union. Governing body decisions Part VI line 7b The members of the credit union have the right to vote on general issues regarding the credit union. Form 990 governing body review Part VI line 11 The governing body reviewed and approved the current Form 990 before it was filed with the Internal Revenue Service. Governing documents etc available to public Part VI line 19 All documents are available, upon request, for the members or general public. General information is also available on the internet at www.creditunionaccess.com. Explanation of other changes in net assets or fund balances Part XI line 9 Change in market value of assets for current year as well as a net decrease in Share deposits.