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      <FactsAndCircumstancesTestTxt>Part II Section B Line 10 OTHER INCOME IS COMPRISED OF REVENUE FROM PRE-HOME OWNERSHIP, COUNSELING SERVICES, LOAN PACKAGING SERVICE TO POTENTIAL FIRST TIME HOME OWNERS FOR LOW-MODERATE INCOME FAMILIES ON GUAM AND PAYMENTS PROVIDED FROM IRONWOOD TO MCDC STAFF FOR COMMUNITY PROGRAMS.</FactsAndCircumstancesTestTxt>
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      <OtherLandBuildingsGrp>
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        <DepreciationAmt>9200</DepreciationAmt>
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      <OtherSecuritiesGrp>
        <Desc>Closely-held equity interests</Desc>
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      <OtherAssetsOrgGrp>
        <Desc>LAND HELD FOR RESALE-S BONITA</Desc>
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        <Desc>Federal income taxes</Desc>
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        <Desc>OVERDRAFT PAYROLL-CHECKING</Desc>
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      <LoansBtwnOrgInterestedPrsnGrp>
        <PersonNm>DUE TO OFFICERS</PersonNm>
        <RelationshipWithOrgTxt>PRESIDENT</RelationshipWithOrgTxt>
        <LoanPurposeTxt>ADVANCES</LoanPurposeTxt>
        <LoanToOrganizationInd>X</LoanToOrganizationInd>
        <BalanceDueAmt>63932</BalanceDueAmt>
        <DefaultInd>false</DefaultInd>
        <BoardOrCommitteeApprovalInd>true</BoardOrCommitteeApprovalInd>
        <WrittenAgreementInd>false</WrittenAgreementInd>
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      <TotalBalanceDueAmt>63932</TotalBalanceDueAmt>
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      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Form 990, Part I, Line 1</FormAndLineReferenceDesc>
        <ExplanationTxt>MISSION STATEMENT TO PROMOTE BETTER LIVING CONDITIONS FOR LOW-MODERATE INCOME FAMILIES RESIDING IN GUAM TO ACQUIRE, CONSTRUCT, AND PROVIDE HOUSING AND RELATED FACILITIES SUITED TO THE SPECIAL NEEDS AND LIVING REQUIREMENTS OF ELIGIBLE OCCUPANTS AS DETERMINED BY FARMERS HOME ADMINISTRATION, US DEPARTMENT OF HUD AND OTHER FEDERAL, STATE, OR CITY AND COUNCIL PROGRAMS WITHOUT REGARD TO RACE, COLOR, CREED, OR NATIONAL ORIGIN.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Form 990, Part III, Line 1</FormAndLineReferenceDesc>
        <ExplanationTxt>MISSION STATEMENT TO PROMOTE BETTER LIVING CONDITIONS FOR LOW-MODERATE INCOME FAMILIES RESIDING IN GUAM TO ACQUIRE, CONSTRUCT, AND PROVIDE HOUSING AND RELATED FACILITIES SUITED TO THE SPECIAL NEEDS AND LIVING REQUIREMENTS OF ELIGIBLE OCCUPANTS AS DETERMINED BY FARMERS HOME ADMINISTRATION, US DEPARTMENT OF HUD AND OTHER FEDERAL, STATE, OR CITY AND COUNCIL PROGRAMS WITHOUT REGARD TO RACE, COLOR, CREED, OR NATIONAL ORIGIN.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Form 990, Part IV, Section B, Line 11A</FormAndLineReferenceDesc>
        <ExplanationTxt>FORM 990 WAS ONLY REVIEWED BY THE PRESIDENT OF THE ORGANIZATION BEFORE FILING THIS FORM.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Form 990, Part VI, Section C, Line 19</FormAndLineReferenceDesc>
        <ExplanationTxt>FORM 990 WAS ONLY REVIEWED BY THE PRESIDENT OF THE ORGANIZATION BEFORE FILING THIS FORM.</ExplanationTxt>
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</Return>