2025-11-13T12:34:23-05:00 2024-12-31 994124805 KELLY PARTNERSFRS ACCOUNTANTS 1301 66TH ST N SAINT PETERSBURG FL 337105501 990 2024-01-01 431963410 HOUSING & EDUCATION ALLIANCE INC HOUS 8139324663 9215 N FLORIDA AVENUE STE 104 TAMPA FL 33612 SYLVIA ALVAREZ EXECUTIVE DIRECTOR 2025-11-04 true true PAUL E HOROWITZ P01474269 7273471120 2025-11-04 2024 2025-03-06 01:10:19Z X SYLVIA ALVAREZ 909155 false X WWW.HEAUSA.ORG X 2002 FL TO PROVIDE AND SUSTAIN HOMEOWNERSHIP OPPORTUNITIES THROUGH SERVICES IN HOMEBUYER EDUCATION, COUNSELING, LENDING AND THE DEVELOPMENT OF AFFORDABLE HOUSING. 7 7 8 7 0 1133397 834884 87017 74271 0 0 1220414 909155 240085 0 0 353644 432366 0 79300 521547 493766 1115276 926132 105138 -16977 739769 560965 206677 212084 533092 348881 X TO PROVIDE AND SUSTAIN HOMEOWNERSHIP OPPORTUNITIES THROUGH SERVICES IN HOMEBUYER EDUCATION, COUNSELING, LENDING AND THE DEVELOPMENT OF AFFORDABLE HOUSING. false false 334311 74271 HEA, A 501(C) 3 HUD CERTIFIED HOUSING COUNSELING AGENCY, WAS FOUNDED IN 2002 TO PROVIDE CULTURALLY SENSITIVE, MULTILINGUAL HOUSING COUNSELING SERVICES TO OUR COMMUNITY. AS A MEMBER OF NATIONAL HOUSING AND HOUSING COUNSELING ORGANIZATIONS, HEA CAN BRING ADDITIONAL RESOURCES TO HELP THE RESIDENTS OF THE COMMUNITIES WE SERVE. HEA HAS RECEIVED RECOGNITION AND MANY AWARDS BOTH LOCALLY AND NATIONALLY. EDUCATION & ONE-ON-ONE COUNSELING: SINCE ITS INCEPTION IN 2002, HEA HAS DELIVERED OVER 513,000 HOURS OF EDUCATION AND ONE-ON-ONE COUNSELING TO MORE THAN 56,200 FAMILIES AND INDIVIDUALS ON THE SUBJECTS OF FINANCIAL LITERACY AND THE HOME-BUYING PROCESS. OUT OF THOSE SERVED, MORE THAN 11,400 PURCHASED THEIR FIRST HOME EITHER WITH OR WITHOUT GOVERNMENT DOWN PAYMENT ASSISTANCE. HEA CERTIFIES HOMEBUYERS THROUGH AN EIGHT-HOUR, INSTRUCTOR-LED CLASS OFFERED VIA ZOOM AND IN-PERSON SESSIONS. PARTICIPANTS GAIN A SOLID UNDERSTANDING OF THE ENTIRE HOME-BUYING PROCESS IN THIS ENGAGING AND INFORMATIVE COURSE. IT IS HIGHLY RECOMMENDED FOR ANYONE PREPARING TO PURCHASE A HOME, APPLY FOR A MORTGAGE, OR SIGN A PURCHASE CONTRACT - EVEN THOSE WHO ARE NOT FIRST-TIME BUYERS. TOPICS INCLUDE UNDERSTANDING AND IMPROVING CREDIT, READING A CREDIT REPORT, SELECTING AND WORKING WITH A LENDER, NAVIGATING THE MORTGAGE PROCESS AND ITS TERMS, CHOOSING A REALTOR, FINDING THE RIGHT HOME, REVIEWING CLOSING DOCUMENTS, KNOWING WHAT TO EXPECT AT CLOSING, AND MORE. HEA USES ITS OWN PROPRIETARY, AWARD-WINNING CURRICULUM HOMETRACK, A PROGRAM THAT TEACHES THROUGH THE USE OF EDU-TAINMENT. THE CURRICULUM COVERS BOTH PRE- AND POST-PURCHASE TRAINING AND EXCEEDS HUD AND THE NATIONAL INDUSTRY STANDARDS FOR HOMEBUYER EDUCATION REQUIREMENTS. THE LESSONS ARE ENGAGING AND INTERACTIVE, HELPING DIFFICULT CONCEPTS BE EASILY UNDERSTOOD. WE HAVE ADAPTED OUR ONLINE VERSION FOR USE IN THE CLASSROOM. MORTGAGE READY: ONCE DEEMED MORTGAGE READY, OUR COUNSELORS DETERMINE WHICH DOWN PAYMENT ASSISTANCE PROGRAMS CLIENTS QUALIFY FOR AND HELP ASSEMBLE ALL THE DOCUMENTATION FOR THE PROGRAMS AND FUNDING OPTIONS. OUR COUNSELORS ARE UP TO DATE ON ALL THE BEST PROGRAMS FOR FIRST-TIME HOMEBUYERS, WITH THE PROGRAMS CHANGING FREQUENTLY. OUR EXPERT STAFF CAN EVEN LAYER DOWN PAYMENT ASSISTANCE FUNDS TO MAXIMIZE A CLIENT'S BUYING POWER. IT MAY BE POSSIBLE TO TAKE ADVANTAGE OF LOCAL MUNICIPALITY, THE STATE OF FLORIDA, AS WELL AS ASSISTANCE FROM BANKS AND LENDERS. OUR COUNSELORS CAN HELP ACCESS ALL THEY ARE ELIGIBLE FOR AND DEPENDING WHERE THEY WANT TO PURCHASE AND THEIR OWN PARTICULAR SITUATION, THEY COULD RECEIVE UP TO 100,000 OR MORE TO HELP PURCHASE THEIR HOME. HOMEBUYER ADVANCEMENT PROGRAM (HAP): THE HAP PROGRAM IS THE BEST TOOL WE HAVE TO HELP CLIENTS WHO WANT TO PURCHASE A HOME BUT NEED HELP FIXING THEIR CREDIT. OUR HAP PROGRAM NOT ONLY HELPS CLIENTS REPAIR AND REBUILD THEIR CREDIT, BUT ALSO HOW TO BUDGET AND PAY DOWN BILLS FOR THOSE OVERLOADED WITH DEBT. HAP WILL HELP FIX ALL THE OBSTACLES KEEPING CLIENTS FROM ACHIEVING THE GOAL OF HOMEOWNERSHIP. HAP HAS ALWAYS BEEN 100% FREE. WE HOPE WE CAN KEEP IT THAT WAY; HOWEVER, IF WE HAVE TO START CHARGING, IT WILL BE A MINIMAL CHARGE. CLIENTS MUST TAKE A CLASS AND PAY FOR A CREDIT REPORT, THEY PAY NOTHING MORE. ALSO, THE COUNSELING CAN BE DONE AFTER NORMAL BUSINESS HOURS UNTIL 8 P.M. REMOVING THE BARRIER OF HAVING TO TRAVEL, LEAVE HOME, NEED CHILD CARE, OR TAKE TIME OFF FROM WORK. OUR COUNSELORS WILL WORK WITH CLIENTS AS LONG AS IT TAKES, 6 MONTHS, 1 YEAR, 2 YEARS, ETC., UNTIL THEY ARE MORTGAGE READY. HOPE ADVANTAGE PROGRAM (HAP2): FOR THOSE WHO ARE NOT QUITE READY TO BUY A HOUSE BUT NEED HELP WITH CREDIT OR BUDGETING, THE HAP2 PROGRAM WILL DELIVER RESULTS. NOT HAVING GOOD CREDIT CAN PREVENT SOMEONE FROM GETTING A BETTER PAYING JOB, RENTING AN APARTMENT, AFFECTING THE RATE THEY PAY FOR LOANS, CREDIT CARDS, AUTO INSURANCE, AND MUCH MORE. THE SUCCESS OF OUR HAP PROGRAM PROMPTED HEA TO EXPAND THIS PROGRAM TO THOSE WHO JUST WANT TO FIX THEIR CREDIT AND GET THEIR FINANCIAL HOUSE IN ORDER. HEA HAS PARTNERED WITH CAREERSOURCE TAMPA BAY TO BRING THE HAP2 PROGRAM TO THEIR CLIENTS AND INTO OUR COMMUNITY. 334311 true true false false false false false false false false true false false false true false true false false false false false false false false false false false false false false false false false false false false false false false false false false false false false false true 5 0 8 true false false false false false false false false X 7 7 false false false false false false false true true false false true true true true true true false false false FL X X SYLVIA ALVAREZ 8139324663 9215 N FLORIDA AVE STE 104 TAMPA FL 33612 X SYLVIA ALVAREZ EXECUTIVE DI 40.00 X 0 0 0 JIM PARKER CHAIR 1.00 X X 0 0 0 PATRICIA CAMPBELL SEC/TREAS 1.00 X X 0 0 0 DARIO JIMENEZ DIRECTOR 1.00 X 0 0 0 DAN MCDONALD DIRECTOR 1.00 X 0 0 0 RENE MARTINEZ DIRECTOR 1.00 X 0 0 0 WALTER WALKER JR DIRECTOR 1.00 X 0 0 0 MIREYA LOCICERO DIRECTOR 1.00 X 0 0 0 false false false 558677 276207 834884 EDUCATION AND COUNSELING 611600 74271 74271 74271 909155 74271 X 402091 180941 180941 40209 30275 13624 13624 3027 36064 36064 3000 3000 146956 73478 73478 74544 40351 34193 28934 14467 14467 22752 11376 11376 9786 9786 BAD DEBT 171656 171656 74 74 926132 334311 512521 79300 424747 307330 315022 122406 131229 21779 21779 739769 560965 31206 43573 116900 109940 58571 58571 206677 212084 X 533092 348881 533092 348881 739769 560965 X -16977 -167234 X false true true false X 450317 807846 2479578 1133397 834884 5706022 94455 53478 52641 87017 74271 361862 77010 77010 544772 938334 2532219 1220414 909155 6144894 6144894 544772 938334 2532219 1220414 909155 6144894 1.00000 1.00000 0.00000 0.00000 X RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED 21779 21779 HOGAR HISPANO - PROFIT SHARING 58571 58571 909155 909155 909155 926132 926132 926132 FORM 990, PAGE 1, ITEM B AMENDED RETURN FILED TO CORRECT PROGGRAM SERVICE ACCOMPLISHMENTS (SCHEDULE O). FORM 990, PAGE 2, PART III, LINE 4A HEA, A 501(C) 3 HUD CERTIFIED HOUSING COUNSELING AGENCY, WAS FOUNDED IN 2002 TO PROVIDE CULTURALLY SENSITIVE, MULTILINGUAL HOUSING COUNSELING SERVICES TO OUR COMMUNITY. AS A MEMBER OF NATIONAL HOUSING AND HOUSING COUNSELING ORGANIZATIONS, HEA CAN BRING ADDITIONAL RESOURCES TO HELP THE RESIDENTS OF THE COMMUNITIES WE SERVE. HEA HAS RECEIVED RECOGNITION AND MANY AWARDS BOTH LOCALLY AND NATIONALLY. EDUCATION & ONE-ON-ONE COUNSELING: SINCE ITS INCEPTION IN 2002, HEA HAS DELIVERED OVER 513,000 HOURS OF EDUCATION AND ONE-ON-ONE COUNSELING TO MORE THAN 56,200 FAMILIES AND INDIVIDUALS ON THE SUBJECTS OF FINANCIAL LITERACY AND THE HOME-BUYING PROCESS. OUT OF THOSE SERVED, MORE THAN 11,400 PURCHASED THEIR FIRST HOME EITHER WITH OR WITHOUT GOVERNMENT DOWN PAYMENT ASSISTANCE. HEA CERTIFIES HOMEBUYERS THROUGH AN EIGHT-HOUR, INSTRUCTOR-LED CLASS OFFERED VIA ZOOM AND IN-PERSON SESSIONS. PARTICIPANTS GAIN A SOLID UNDERSTANDING OF THE ENTIRE HOME-BUYING PROCESS IN THIS ENGAGING AND INFORMATIVE COURSE. IT IS HIGHLY RECOMMENDED FOR ANYONE PREPARING TO PURCHASE A HOME, APPLY FOR A MORTGAGE, OR SIGN A PURCHASE CONTRACT - EVEN THOSE WHO ARE NOT FIRST-TIME BUYERS. TOPICS INCLUDE UNDERSTANDING AND IMPROVING CREDIT, READING A CREDIT REPORT, SELECTING AND WORKING WITH A LENDER, NAVIGATING THE MORTGAGE PROCESS AND ITS TERMS, CHOOSING A REALTOR, FINDING THE RIGHT HOME, REVIEWING CLOSING DOCUMENTS, KNOWING WHAT TO EXPECT AT CLOSING, AND MORE. HEA USES ITS OWN PROPRIETARY, AWARD-WINNING CURRICULUM HOMETRACK, A PROGRAM THAT TEACHES THROUGH THE USE OF EDU-TAINMENT. THE CURRICULUM COVERS BOTH PRE- AND POST-PURCHASE TRAINING AND EXCEEDS HUD AND THE NATIONAL INDUSTRY STANDARDS FOR HOMEBUYER EDUCATION REQUIREMENTS. THE LESSONS ARE ENGAGING AND INTERACTIVE, HELPING DIFFICULT CONCEPTS BE EASILY UNDERSTOOD. WE HAVE ADAPTED OUR ONLINE VERSION FOR USE IN THE CLASSROOM. MORTGAGE READY: ONCE DEEMED MORTGAGE READY, OUR COUNSELORS DETERMINE WHICH DOWN PAYMENT ASSISTANCE PROGRAMS CLIENTS QUALIFY FOR AND HELP ASSEMBLE ALL THE DOCUMENTATION FOR THE PROGRAMS AND FUNDING OPTIONS. OUR COUNSELORS ARE UP TO DATE ON ALL THE BEST PROGRAMS FOR FIRST-TIME HOMEBUYERS, WITH THE PROGRAMS CHANGING FREQUENTLY. OUR EXPERT STAFF CAN EVEN LAYER DOWN PAYMENT ASSISTANCE FUNDS TO MAXIMIZE A CLIENT'S BUYING POWER. IT MAY BE POSSIBLE TO TAKE ADVANTAGE OF LOCAL MUNICIPALITY, THE STATE OF FLORIDA, AS WELL AS ASSISTANCE FROM BANKS AND LENDERS. OUR COUNSELORS CAN HELP ACCESS ALL THEY ARE ELIGIBLE FOR AND DEPENDING WHERE THEY WANT TO PURCHASE AND THEIR OWN PARTICULAR SITUATION, THEY COULD RECEIVE UP TO 100,000 OR MORE TO HELP PURCHASE THEIR HOME. HOMEBUYER ADVANCEMENT PROGRAM (HAP): THE HAP PROGRAM IS THE BEST TOOL WE HAVE TO HELP CLIENTS WHO WANT TO PURCHASE A HOME BUT NEED HELP FIXING THEIR CREDIT. OUR HAP PROGRAM NOT ONLY HELPS CLIENTS REPAIR AND REBUILD THEIR CREDIT, BUT ALSO HOW TO BUDGET AND PAY DOWN BILLS FOR THOSE OVERLOADED WITH DEBT. HAP WILL HELP FIX ALL THE OBSTACLES KEEPING CLIENTS FROM ACHIEVING THE GOAL OF HOMEOWNERSHIP. HAP HAS ALWAYS BEEN 100% FREE. WE HOPE WE CAN KEEP IT THAT WAY; HOWEVER, IF WE HAVE TO START CHARGING, IT WILL BE A MINIMAL CHARGE. CLIENTS MUST TAKE A CLASS AND PAY FOR A CREDIT REPORT, THEY PAY NOTHING MORE. ALSO, THE COUNSELING CAN BE DONE AFTER NORMAL BUSINESS HOURS UNTIL 8 P.M. REMOVING THE BARRIER OF HAVING TO TRAVEL, LEAVE HOME, NEED CHILD CARE, OR TAKE TIME OFF FROM WORK. OUR COUNSELORS WILL WORK WITH CLIENTS AS LONG AS IT TAKES, 6 MONTHS, 1 YEAR, 2 YEARS, ETC., UNTIL THEY ARE MORTGAGE READY. HOPE ADVANTAGE PROGRAM (HAP2): FOR THOSE WHO ARE NOT QUITE READY TO BUY A HOUSE BUT NEED HELP WITH CREDIT OR BUDGETING, THE HAP2 PROGRAM WILL DELIVER RESULTS. NOT HAVING GOOD CREDIT CAN PREVENT SOMEONE FROM GETTING A BETTER PAYING JOB, RENTING AN APARTMENT, AFFECTING THE RATE THEY PAY FOR LOANS, CREDIT CARDS, AUTO INSURANCE, AND MUCH MORE. THE SUCCESS OF OUR HAP PROGRAM PROMPTED HEA TO EXPAND THIS PROGRAM TO THOSE WHO JUST WANT TO FIX THEIR CREDIT AND GET THEIR FINANCIAL HOUSE IN ORDER. HEA HAS PARTNERED WITH CAREERSOURCE TAMPA BAY TO BRING THE HAP2 PROGRAM TO THEIR CLIENTS AND INTO OUR COMMUNITY. FORM 990, PAGE 6, PART VI, LINE 11B THE FORM 990 IS PROVIDED THE BOARD FOR REVIEW PRIOR TO FILING. FORM 990, PAGE 6, PART VI, LINE 12C AT EACH BOARD MEETING, A GENERAL INQUIRY IS MADE AS TO WHETHER ANY BOARD MEMBER HAS MADE A CHANGE IN THEIR BUSINESS OR OTHER RELATIONSHIPS THAT COULD POTENTIALLY CREATE A CONFLICT. FORM 990, PAGE 6, PART VI, LINE 19 ALL GOVERNING DOCUMENTS ARE AVAILABLE TO THE PUBLIC UPON REQUEST. FORM 990, PART IX, LINE 11G PROFESSIONAL SERVICES 73,478 73,478 0 FORM 990, PART XI, LINE 9 PRIOR YEAR RECEIVABLE ADJ -167,234