2025-11-11T04:16:36-06:00 2024-12-31 521446779 JOHNSON LAMBERT LLP 4242 SIX FORKS ROAD SUITE 1500 RALEIGH NC 27609 990 2024-01-01 770203935 NONPROFITS INSURANCE ALLIANCE OF CALIFORNIA INC NONP 8314590980 PO BOX 8507 SANTA CRUZ CA 950618507 CARLOS BALLESTEROS CFO & TREASURER 8314590980 2025-10-30 1 1 J CALVIN MARKS P01226973 9197196400 2024 2025-03-06 01:10:19Z PAMELA DAVIS 300 PANETTA AVE SANTA CRUZ CA 95060 188801825 0 X WWW.INSURANCEFORNONPROFITS.ORG X 1988 CA CHARITABLE RISK POOL FOR CALIFORNIA NONPROFIT ORGANIZATIONS. 13 12 0 13 0 0 0 0 102490230 121691142 8681672 11975255 463560 543780 111635462 134210177 0 0 0 0 0 0 0 0 0 130224520 171758446 130224520 171758446 -18589058 -37548269 464492768 535730681 321797692 431275263 142695076 104455418 X NONPROFITS INSURANCE ALLIANCE OF CALIFORNIA (NIAC) IS A CHARITABLE RISK POOL WHOSE PURPOSE IS TO PROVIDE AFFORDABLE, APPROPRIATE, STABLE, AND SPECIALIZED INSURANCE COVERAGES TO OTHER 501(C)(3) NONPROFIT ORGANIZATIONS IN CALIFORNIA AND TO DEVELOP AND DELIVER TRAINING AND PRODUCTS TO ASSIST THESE ORGANIZATIONS TO PROVIDE THEIR SERVICES EFFECTIVELY AND EFFICIENTLY WHILE MINIMIZING THE FREQUENCY AND SEVERITY OF ACCIDENTS AND INJURY TO OTHERS DURING THE DELIVERY OF THEIR SERVICES TO OUR COMMUNITIES. 0 0 170803736 121691142 PROVIDED 12,152 501(C)(3) ORGANIZATIONS WITH A STABLE SOURCE OF REASONABLY PRICED LIABILITY INSURANCE TAILORED TO THE SPECIALIZED NEEDS OF THE NONPROFIT SECTOR. 444842 ASSISTED NONPROFIT ORGANIZATIONS WITH DEVELOPMENT AND IMPLEMENTATION OF SUCCESSFUL LOSS CONTROL AND RISK MANAGEMENT PROGRAMS BY PROVIDING LOSS CONTROL PUBLICATIONS, EMPLOYEE HANDBOOK REVIEWS, PRE-TERMINATION LEGAL CONSULTATIONS,DEFENSIVE DRIVER TRAINING, CHILD SEXUAL ABUSE PREVENTION TRAINING, AND ACCESS TO EMPLOYMENT BACKGROUND CHECK SERVICES. 171248578 1 0 0 1 0 0 0 0 0 0 1 0 0 1 1 1 1 1 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 1 791 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 X 13 12 0 0 0 0 1 1 1 1 1 0 0 1 1 1 1 1 1 0 0 0 CA X CARLOS BALLESTEROS CFO TREASURER 8314590980 300 PANETTA AVE SANTA CRUZ CA 95060 PAMELA DAVIS PRESIDENT & CEO 17.00 23.00 X X 0 498564 25928 TAMMY WILSON CHAIRMAN 1.00 2.00 X X 0 0 0 DANILO GARCIA VICE CHAIRMAN 1.00 X X 0 0 0 RACHEL KATZ SECRETARY 1.00 X X 0 0 0 KRISTIN BRADBURY DIRECTOR 1.00 1.00 X 0 0 0 NORRIS CLARK DIRECTOR 1.00 1.00 X 0 0 0 DEBRA GORE DIRECTOR 1.00 X 0 0 0 JOSEPH HARRINGTON DIRECTOR 1.00 X 0 0 0 MARTHA MARCON DIRECTOR 1.00 3.00 X 0 0 0 DANIEL MAYDECK DIRECTOR 1.00 X 0 0 0 MEGHAN MCGOWAN DIRECTOR (TO FEB '24) 1.00 X 0 0 0 SARAH NEWKIRK DIRECTOR 1.00 X 0 0 0 GREGORY SCOTT DIRECTOR 1.00 X 0 0 0 CHRISTINE WESTBROOK DIRECTOR (FROM FEB '24) 1.00 X 0 0 0 KIM ADAY CFO & TREASURER (TO JUN '24) 17.00 23.00 X 0 296737 29535 CARLOS BALLESTEROS CFO & TREASURER (FROM JUN '24) 17.00 23.00 X 0 177433 6769 0 972734 62232 0 0 1 0 MESSNER REEVES LLP 650 TOWN CENTER DRIVE STE 700 DENVER CO 80202 MEMBER DEFENSE EXPENSES 2124130 BERGER KAHN A LAW CORPORATION 1 PARK PLAZA STE 340 IRVINE CA 92614 MEMBER DEFENSE EXPENSES 1998131 CLOUSESPANIAC ATTORNEYS 8038 HAVEN AVE STE E RANCHO CUCAMONGA CA 91730 MEMBER DEFENSE EXPENSES 1880696 FRIEDENTHAL HEFFERNAN & BROWN LLP 1520 W COLORADO BLVD 2ND FL PASADENA CA 91105 MEMBER DEFENSE EXPENSES 1278210 VOGL MEREDITH BURKE LLP 456 MONTGOMERY ST STE 1300 SAN FRANCISCO CA 94104 MEMBER DEFENSE EXPENSES 1186089 37 NET EARNED PREMIUMS 524126 120269967 120269967 COMMISSIONS RECEIVED 524298 1421175 1421175 121691142 9777650 9777650 543780 0 543780 543780 543780 56789253 54591648 2197605 2197605 2197605 134210177 121691142 0 12519035 X 14449131 14449131 69816 69816 133391 133391 173035 173035 531921 531921 18834154 18833337 817 46200 46200 4057 4057 423880 423880 3549 3549 10918 10918 760780 760780 92455 92455 LOSS & LOSS ADJUSTMENT 136959021 137278446 -319425 MEMBER SERVICES 428672 428672 INSPECTION FEE 98370 98370 DEFERRED ACQUISITION CO -1362245 -1362245 101341 85957 15384 171758446 171248578 509868 0 13461007 18217187 57877190 42761023 509713 504213 10326643 13480569 26033449 3471251 23322979 22562198 271399418 247629452 87595818 190576039 464492768 535730681 893528 604747 320904164 430670516 321797692 431275263 X 0 0 900507 900507 141794569 103554911 142695076 104455418 464492768 535730681 X -37548269 -1170915 479526 X 0 1 X 1 0 X 70115680 77825887 87995233 102490230 121691142 460118172 70115680 77825887 87995233 102490230 121691142 460118172 0 460648 930814 1150244 1011697 2105819 5659222 460648 930814 1150244 1011697 2105819 5659222 454458950 7123064 6853803 7264109 9198853 10321430 40761259 7123064 6853803 7264109 9198853 10321430 40761259 5001 25965 5468 36434 77243745 84705655 95264810 111689083 132012572 500915865 0.90730 0.90300 0.08140 0.08680 X 0 0 0 0 0 0 1 173035 0 0 173035 0 PART II-B, LINE 1: NIAC SUPPORTED THE LOBBYING EFFORTS OF THE ALLIANCE OF NONPROFITS FOR INSURANCE (ANI). ANI'S BOARD HAS CONCLUDED THAT TO BE ABLE TO PROVIDE ITS MEMBERS WITH THE STANDALONE PROPERTY PRODUCTS THEY CANNOT FIND IN THE COMMERCIAL MARKET, ANI NEEDS TO HAVE THE AUTHORITY TO PROVIDE THESE COVERAGES TO ITS MEMBERS, IN ADDITION TO THE LIABILITY INSURANCE IT ALREADY PROVIDES. THAT REQUIRES AN AMENDMENT TO THE LIABILITY RISK RETENTION ACT OF 1986, A FEDERAL LAW. TO HELP WITH THIS EFFORT, WE HAVE ENGAGED CONSULTANTS IN DC AND ANI'S CEO HAS BEEN WORKING WITH MEMBERS OF CONGRESS AND THEIR STAFFS TO EDUCATE ABOUT THE NEED FOR AND ENCOURAGE SUPPORT OF THE NONPROFIT PROPERTY PROTECTION ACT WHICH IS PRESENTLY BEING CIRCULATED AS A DISCUSSION DRAFT. 2338112 2338112 22677256 2747598 19929658 1018081 723653 294428 22562198 REINSURANCE RECOVERABLE 120794390 PREPAID REINSURANCE PREMIUM 21818022 INTEREST RECEIVABLE 1539029 BOND COLLATERAL 32880980 RECEIVABLE FROM AFFILIATES 13543618 190576039 LOSS & LOSS ADJUSTMENT RESERVES 340756999 UNEARNED PREMIUM RESERVE 84495262 REINSURANCE PAYABLE 5418255 430670516 X 132507341 -1170915 -1170915 133678256 531921 531921 134210177 171241525 15000 15000 171226525 531921 531921 171758446 PART X, LINE 2: MANAGEMENT CONCLUDED THAT THE COMPANY HAS PROPERLY MAINTAINED ITS EXEMPT STATUS AND THAT NO UNCERTAIN TAX POSITIONS EXIST AS OF DECEMBER 31, 2024. PART XII, LINE 2D - OTHER ADJUSTMENTS: BAD DEBT 15,000. 0 0 0 0 0 0 0 0 0 PAMELA DAVIS PRESIDENT & CEO 0 381456 0 110928 0 6180 0 13200 0 12728 0 524492 0 0 KIM ADAY CFO & TREASURER (TO JUN '24) 0 263859 0 32878 0 0 0 13200 0 16335 0 326272 0 0 CARLOS BALLESTEROS CFO & TREASURER (FROM JUN '24) 0 177433 0 0 0 0 0 0 0 6769 0 184202 0 0 FORM 990, PART VI, SECTION A, LINE 6 NONPROFITS INSURANCE ALLIANCE OF CALIFORNIA MEMBERSHIP IS COMPRISED OF NONPROFIT ORGANIZATIONS INCORPORATED OR QUALIFIED TO DO BUSINESS IN CALIFORNIA WHICH ARE INSURED BY NIAC. FORM 990, PART VI, SECTION A, LINE 7A NONPROFITS INSURANCE ALLIANCE OF CALIFORNIA MEMBER INSUREDS ELECT THE BOARD OF DIRECTORS ANNUALLY. FORM 990, PART VI, SECTION A, LINE 7B MEMBERS HAVE THE RIGHT TO VOTE ON THE DISPOSITION OF ALL OR SUBSTANTIALLY ALL THE ORGANIZATION'S ASSETS, ON ANY MERGER, AND ON ANY ELECTION TO DISSOLVE THE ORGANIZATION. FORM 990, PART VI, SECTION B, LINE 11B A COPY OF FORM 990 WILL BE MADE AVAILABLE ELECTRONICALLY TO THE NONPROFITS INSURANCE ALLIANCE OF CALIFORNIA MANAGEMENT, OFFICERS, AND BOARD OF DIRECTORS FOR REVIEW AND DISCUSSION PRIOR TO FILING. FORM 990, PART VI, SECTION B, LINE 12C MEMBERS OF THE BOARD OF DIRECTORS AND OFFICERS ARE REQUIRED TO COMPLETE A CONFLICT OF INTEREST FORM. THESE FORMS ARE REVIEWED BY THE CHAIRMAN OF THE AUDIT COMMITTEE. FORM 990, PART VI, SECTION C, LINE 19 NONPROFITS INSURANCE ALLIANCE OF CALIFORNIA'S GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, FINANCIAL STATEMENTS AND FORM 990 ARE AVAILABLE UPON REQUEST. FORM 990, PART IX, LINE 11G COMMISSIONS: PROGRAM SERVICE EXPENSES 18,308,148. MANAGEMENT AND GENERAL EXPENSES 0. FUNDRAISING EXPENSES 0. TOTAL EXPENSES 18,308,148. PROFESSIONAL SERVICES: PROGRAM SERVICE EXPENSES 314,989. MANAGEMENT AND GENERAL EXPENSES 0. FUNDRAISING EXPENSES 0. TOTAL EXPENSES 314,989. ACTUARIAL FEES: PROGRAM SERVICE EXPENSES 210,200. MANAGEMENT AND GENERAL EXPENSES 0. FUNDRAISING EXPENSES 0. TOTAL EXPENSES 210,200. CONTRACT LABOR: PROGRAM SERVICE EXPENSES 0. MANAGEMENT AND GENERAL EXPENSES 817. FUNDRAISING EXPENSES 0. TOTAL EXPENSES 817. FORM 990, PART XI, LINE 9: CHANGE IN OTHER COMPREHENSIVE INCOME 494,526. BAD DEBT -15,000. ALLIANCE MEMBER SERVICES 300 PANETTA AVE SANTA CRUZ CA 95060 061555318 SUPPORTING ORGANIZATION VT 501(C)(3) 12-I N/A 0 ALLIANCE OF NONPROFITS FOR INSURANCE RISK RETENTION GROUP 300 PANETTA AVE SANTA CRUZ CA 95060 061555320 CHARITABLE RISK POOL VT 501(C)(3) 10 N/A 0 NATIONAL ALLIANCE OF NONPROFITS FOR INSURANCE INC 300 PANETTA AVE SANTA CRUZ CA 95060 061555321 CHARITABLE RISK POOL VT 501(C)(3) 10 N/A 0 AMS INSURANCE SERVICES INC PO BOX 8507 SANTA CRUZ CA 95061 770513798 INSURANCE BROKER CA N/A C 0 0 0 0 0 0 0 0 0 0 1 0 0 1 1 1 1 1 1 1