2025-11-10T17:33:40-06:00 2024-12-31 954083485 TURNER WARREN HWANG & CONRAD ACCTCY 100 NORTH FIRST ST STE 202 BURBANK CA 91502 990 2024-01-01 950945085 POSTCITY FINANCIAL CREDIT UNION POST 5624986057 3738 BAYER AVENUE 102 LONG BEACH CA 90808 CHRISTINE HALEY PRESIDENT/CEO 5624986057 2025-11-07 1 1 NATALIE HULL CPA P00089332 8189549700 2024 2025-03-06 01:10:19Z CHRISTINE HALEY 3738 BAYER AVENUE 102 LONG BEACH CA 90808 3075288 0 X WWW.POSTCITYCU.ORG X CREDIT UNION 1933 CA A COOPERATIVE, ORGANIZED FOR THE PURPOSE OF PROMOTING THRIFT AND SAVINGS AMONG ITS MEMBERS. 5 5 16 6 4949 2716 0 0 1723652 2152193 842686 900392 48766 22703 2615104 3075288 2250 3250 0 0 1200609 1305741 0 0 0 1406410 1763514 2609269 3072505 5835 2783 77122049 78518033 68080560 69478827 9041489 9039206 X POSTCITY FINANCIAL CREDIT UNION IS A COOPERATIVE, ORGANIZED FOR THE PURPOSE OF PROMOTING THRIFT AND SAVINGS AMONG ITS MEMBERS, CREATING A SOURCE OF CREDIT FOR THEM AT RATES OF INTEREST SET BY THE BOARD OF DIRECTORS, AND PROVIDING AN OPPORTUNITY FOR THEM TO USE AND CONTROL THEIR OWN MONEY ON A DEMOCRATIC BASIS IN ORDER TO IMPROVE THEIR ECONOMIC AND SOCIAL CONDITIONS. AS A COOPERATIVE, POSTCITY FINANCIAL CREDIT UNION CONDUCTS ITS BUSINESS FOR THE MUTUAL BENEFIT AND GENERAL WELFARE OF ITS MEMBERS WITH THE EARNINGS, SAVINGS, BENEFIT, OR SERVICE OF THE CREDIT UNION BEING DISTRIBUTED TO ITS MEMBERS AS PATRONS. 0 0 ACHIEVEMENT OF SATISFACTORY SERVICES PROVIDED TO MEMBERS IN CONNECTION WITH CONSUMER LOANS, I.E., AUTO LINES, VISA AND PERSONAL LINES OF CREDIT. ACCOMPLISHMENT OF TARGET GOALS IN CONNECTION WITH PROVISION OF MORTGAGE LOAN PRODUCTS TO EXISTING MEMBERS. MEMBER SATISFACTION IN CONNECTION WITH SERVICES PERTAINING TO CHECKING/SAVINGS ACCOUNTS, ATTRACTIVE CD RATES, IRA AND SIMILAR ACCOUNTS. 0 0 1 0 0 0 0 0 0 1 0 1 0 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 1151 0 1 16 1 1 1 0 0 0 0 0 0 0 X 5 5 0 0 0 0 1 1 1 1 1 0 1 1 1 1 1 1 1 1 1 0 0 CA X X CHRISTINE HALEY PRESIDENTCEO 5624986057 3738 BAYER AVE SUITE 102 LONG BEACH CA 90808 DANNY MASTREN CHAIRMAN 1.00 X 0 0 0 ALFRED SOUDER VICE CHAIRMAN 1.00 X 0 0 0 KENNETH RULE TREASURER 1.00 X 0 0 0 CARNELL DUNSTON SECRETARY/AUDIT CMTE 1.00 X 0 0 0 RITA GUTIERREZ BOARD MEMBER/AUDIT CMTE 1.00 X 0 0 0 CHRISTINE CHAVIRA AUDIT CMTE 1.00 X 0 0 0 CHRISTINE HALEY PRESIDENT/CEO 45.00 X 194810 0 20430 ASTRID RIVES VICE PRESIDENT 45.00 X 157927 0 28191 352737 0 48621 2 0 1 0 SHARE ONE 1790 KIRBY PARKWAY SUITE 200 MEMPHIS TX 38138 PROCESSOR 111793 CU COOPERATIVE SYSTEMS INC 4950 AMON CARTER BLVD FORTWORTH TX 76155 ATM PROCESSOR 107772 2 INCOME FROM LOANS 522100 1630867 1630867 FEE INCOME 522100 484397 484071 326 OTHER OPERATING INCOME 522100 36929 32306 4623 2152193 900392 900392 GAIN ON ALL OTHER INVE 522100 22703 22703 22703 3075288 3070339 4949 0 X 3250 352737 640126 229033 83845 32757 39632 308587 174055 451957 44651 33124 20676 342413 59430 PROVISION FOR LOAN & LE 164952 MISC OPERATING EXPENSES 41822 LOAN SERVICING EXPENSE 25418 OPERATING FEES AND ASSO 12410 11630 3072505 1562669 2363484 26813000 26031000 104154 104875 2772014 837115 1991149 1934899 44103051 44303443 2548026 3780332 77122049 78518033 423856 283829 67656704 69194998 68080560 69478827 X 0 0 0 0 9041489 9039206 9041489 9039206 77122049 78518033 2783 -5066 0 X X 0 1 X 1 0 500 500 500 1 CCUL-PAC 2855 E GAUSTI ROAD SUITE 600 ONTARIO CA 91761 942329967 500 747505 747505 1482972 316482 1166490 541537 520633 20904 1934899 INVESTMENTS IN CUSOS 45000 C ASI DEPOSIT RESERVE 909537 C LOANS 31738331 F TRADING SECURITIES 11610575 F 44303443 TAXES PAYABLE 1608 MEMBER SHARES 69193390 69194998 X PART X, LINE 2: FASB ASC 740-10-65, INCOME TAXES, PROVIDES GUIDANCE FOR HOW UNCERTAIN TAX POSITIONS SHOULD BE RECOGNIZED, MEASURED, DISCLOSED AND PRESENTED IN THE FINANCIAL STATEMENTS. THIS REQUIRES THE EVALUATION OF TAX POSITIONS TAKEN OR EXPECTED TO BE TAKEN IN THE COURSE OF PREPARING THE CREDIT UNION'S TAX RETURNS TO DETERMINE WHETHER THE TAX POSITIONS ARE "MORE LIKELY THAN NOT" OF BEING SUSTAINED "WHEN CHALLENGED OR "WHEN EXAMINED" BY THE APPLICABLE TAX AUTHORITY. TAX POSITIONS DEEMED TO NOT MEET THE MORE-LIKELY-THAN-NOT THRESHOLD SHOULD BE RECORDED AS A TAX EXPENSE AND LIABILITY IN THE CURRENT YEAR. FOR THE YEARS ENDED JUNE 30, 2024 AND 2023, MANAGEMENT HAS DETERMINED THAT THERE ARE NO MATERIAL UNCERTAIN TAX POSITIONS. X X 0 0 0 CHRISTINE HALEY PRESIDENT/CEO 192478 0 0 0 2332 0 19483 0 947 0 215240 0 0 0 ASTRID RIVES VICE PRESIDENT 153363 0 3000 0 1564 0 16104 0 12087 0 186118 0 0 0 FORM 990, PART VI, SECTION A, LINE 6 POSTCITY FINANCIAL CREDIT UNION IS A COOPERATIVE FINANCIAL INSTITUTION THAT IS OWNED AND CONTROLLED BY ITS MEMBERS, AND OPERATED FOR THE PURPOSE OF PROMOTING THRIFT AND SAVINGS TO ITS MEMBERS. POSTCITY FINANCIAL CREDIT UNION DOES NOT HAVE STOCKHOLDERS. FORM 990, PART VI, SECTION A, LINE 7A THE GOVERNING BOARD OF POSTCITY FINANCIAL CREDIT UNION IS COMPRISED OF VOLUNTEER MEMBERS WHO ARE DIRECTLY ELECTED BY ITS MEMBERS. EACH MEMBER OF THE GOVERNING BOARD SERVES FOR A PERIOD AS PRESCRIBED BY OUR BY-LAWS. FORM 990, PART VI, SECTION A, LINE 7B AT THE END OF EACH TERM OF THE BOARD MEMBERS, ELECTIONS ARE HELD AND BOARD MEMBERS ARE VOTED BY THE MEMBERS OF THE CREDIT UNION PURSUANT TO ITS BY-LAWS. MEMBER VOTES ARE ALSO REQUIRED TO RATIFY DECISIONS DEALING WITH REORGANIZATIONS AS IN THE CASE OF MERGER OR DISSOLUTIONS. FORM 990, PART VI, SECTION B, LINE 11B THE BOARD AND MANAGEMENT REVIEW THE FORM 990 DURING THE BOARD MEETING AND PROVIDE COMMENTS AND MODIFICATIONS WHERE NECESSARY. FORM 990, PART VI, SECTION B, LINE 12C BOARD MEMBERS SIGN A CONFLICT OF INTEREST POLICY AFTER THEY ARE ELECTED AND ANNUALLY THEREAFTER. FORM 990, PART VI, SECTION B, LINE 15A AN HR COMMITTEE IS FORMED FROM THE BOARD OF DIRECTORS TO PREPARE THE CEO'S REVIEW. INDUSTRY REPORTS INDICATING TOTAL COMPENSATION ARE REVIEWED. THE COMMITTEE BRINGS THE INFORMATION TO THE FULL BOARD FOR REVIEW, INPUT AND FINAL APPROVAL. THE CEO PREPARES THE REVIEW FOR ALL DIRECT REPORTS, AND USES INDUSTRY REPORTS INDICATING SALARY RANGES SPECIFIC TO EACH POSITION. FORM 990, PART VI, SECTION C, LINE 19 THE CREDIT UNION POSTS A SIGN IN THE LOBBY TO INQUIRE WITHIN TO REVIEW THE CREDIT UNION'S FINANCIALS. FORM 990, PART IX, LINE 11G OTHER PROFESSIONAL FEES 308,587. FORM 990, PART XII, LINE 2C: THE ORGANIZATION HAS NOT CHANGED EITHER ITS OVERSIGHT PROCESS OR SELECTION PROCESS DURING THE TAX YEAR.