2025-11-03T11:53:01-06:00 2024-12-31 410746749 CLIFTONLARSONALLEN LLP 4334 MUNSON STREET SUITE 200 CANTON OH 44718 990 2024-01-01 341964742 CHRISTIAN HEALTHCARE MINISTRIES INC CHRI 8007916225 127 HAZELWOOD AVENUE BARBERTON OH 44203 J CRAIG BROWN II PRESIDENT AND CEO 8007916225 2025-11-01 1 1 JENNIFER COLEMAN P00743188 3304972000 2025-10-31 2024 2025-03-06 01:10:19Z J CRAIG BROWN II 127 HAZELWOOD AVENUE BARBERTON OH 44203 754679157 0 X WWW.CHMINISTRIES.ORG X 2001 OH TO GLORIFY GOD, SHOW CHRISTIAN LOVE, AND EXPERIENCE GOD'S PRESENCE AS CHRISTIANS SHARE EACH OTHER'S MEDICAL BILLS. 8 1 457 30 0 0 778593183 745385789 0 0 5227793 9035892 224798 257476 784045774 754679157 749340 424380 642469829 644567557 26621267 32339105 0 0 18221071 41039963 33303230 710880399 710634272 73165375 44044885 245426664 292833908 5917040 6100203 239509624 286733705 X TO GLORIFY GOD, SHOW CHRISTIAN LOVE, AND EXPERIENCE GOD'S PRESENCE AS CHRISTIANS SHARE EACH OTHER'S MEDICAL BILLS. 0 0 681763135 424380 0 FOUNDED IN 1981, CHRISTIAN HEALTHCARE MINISTRIES (CHM) IS THE ORIGINAL HEALTH CARE SHARING MINISTRY FOR CHRISTIANS. CHM IS A NONPROFIT VOLUNTARY COST-SHARING MINISTRY THROUGH WHICH PARTICIPATING CHRISTIANS PAY EACH OTHER'S MEDICAL BILLS. CHM IS BASED ON GALATIANS 6:2 AND ACTS 2 AND 4. GALATIANS 6:2 STATES, "BEAR YE ONE ANOTHER'S BURDENS, AND SO FULFILL THE LAW OF CHRIST." ACTS 2:44-45 STATES, AND ALL THAT BELIEVED WERE TOGETHER AND HAD ALL THINGS COMMON; AND SOLD THEIR POSSESSIONS AND GOODS, AND PARTED THEM TO ALL MEN, AS EVERY MAN HAD NEED." ACTS 4:32 STATES, AND THE MULTITUDE OF THEM THAT BELIEVED WERE OF ONE HEART AND OF ONE SOUL; NEITHER SAID ANY OF THEM THAT OUGHT OF THE THINGS WHICH HE POSSESSED WAS HIS OWN; BUT THEY HAD ALL THINGS COMMON." CHM IS BASED ON THESE BIBLICAL TEACHINGS THAT THE FAMILY OF GOD COMES TOGETHER AND BEARS EACH OTHER'S BURDENS. MINISTRY MEMBERS PUT THESE TEACHINGS INTO PRACTICE BY VOLUNTARILY CONTRIBUTING THEIR RESOURCES TO SHARE (PAY) EACH OTHER'S MEDICAL BILLS SO THAT NO ONE IS IN NEED. CHM MEMBERS HAVE ACCOMPLISHED THIS TASK BY SATISFYING MORE THAN $11.8 BILLION IN MEDICAL BILLS SINCE INCEPTION. IN 2024, MEMBERS SENT $639,376,957 FOR MEDICAL BILLS TO OTHER MEMBERS.MEMBERSHIP IN CHRISTIAN HEALTHCARE MINISTRIES (CHM) IS VOLUNTARY AND CANNOT BE DENIED BASED ON AGE, WEIGHT, HEALTH HISTORY, OR GEOGRAPHIC LOCATION. MEMBERS COMPLETE AND SIGN AN APPLICATION ON WHICH THEY ATTEST THAT PARTICIPATING ADULTS ARE CHRISTIANS LIVING BY BIBLICAL PRINCIPLES, ATTEND GROUP WORSHIP REGULARLY (HEALTH PERMITTING), FOLLOW SCRIPTURAL TEACHING WITH REGARD TO ALCOHOL, AND DO NOT USE TOBACCO OR DRUGS ILLEGALLY. AT THE END OF 2024, THE TOTAL NUMBER OF MEMBERSHIPS WAS OVER 153,000 CHRISTIAN HOUSEHOLDS SERVING OVER 352,000 INDIVIDUALS.CHM, AN ELIGIBLE OPTION FOR INDIVIDUALS UNDER THE U.S. PATIENT PROTECTION AND AFFORDABLE CARE ACT (PPACA), IS AN AFFORDABLE HEALTH CARE SOLUTION FOR CHRISTIAN FAMILIES. IN 2024, FAMILY PROGRAM COSTS RANGE FROM $276 - $720 PER MONTH. PARTICIPANTS ARE NEVER DENIED OR DROPPED FROM MEMBERSHIP FOR POOR HEALTH OR COSTLY MEDICAL BILLS. CHM'S REGULAR PROGRAMS (GOLD, SILVER, AND BRONZE) OFFER ASSISTANCE UP TO $125,000 PER ILLNESS. CHM ALSO HAS AN OPTIONAL (BUT HIGHLY RECOMMENDED) PROGRAM CALLED CHM PLUS. CHM PLUS OFFERS UNLIMITED COST SHARING PROVISION FOR GOLD MEMBERS AND AN ADDITIONAL $100,000 PER YEAR (UP TO $1 MILLION PER ILLNESS) FOR SILVER AND BRONZE MEMBERS.CHM ALSO HAS PROGRAMS FOR PREEXISTING CONDITIONS THAT DO NOT QUALIFY FOR SHARING THROUGH THE REGULAR CHM PROGRAM). THESE NEEDS ARE SATISFIED BY MEMBERS' DONATIONS (OVER AND ABOVE THE MONTHLY FINANCIAL CONTRIBUTION AMOUNT REQUIRED FOR MEMBERSHIP). CHM ALSO ALLOCATES A PORTION OF THE MONTHLY CONTRIBUTIONS TO AID IN SHARING THESE NEEDS. IN 2024, CHM MEMBERS GAVE $2,724,157 TOWARD THESE NEEDS. CHM SETS FUNDS ASIDE TO AID MEMBERS WHO FALL INTO FINANCIAL HARDSHIP AND NEED HELP PAYING THEIR MONTHLY FINANCIAL GIFT AMOUNT. CHM EXISTS TO SERVE THE BODY OF CHRIST AND THEREFORE NOT ABANDON MEMBERS IN THEIR TIME OF NEED. USE OF THESE FUNDS IS APPROVED ON A CASE BY CASE BASIS AND FUNDS ARE CREDITED TO THE APPROPRIATE MEMBERSHIP ACCOUNTS ACCORDING TO CHM POLICY AND APPROVAL. ANOTHER KEY FUNCTION OF CHM IS SUPPORTING MEMBERS SPIRITUALLY AND THROUGH PRAYER. MEMBERS AND PROSPECTIVE MEMBERS CALL, WRITE, OR POST PRAYER REQUESTS AND PRAISE REPORTS ON THE CHM SOCIAL MEDIA PLATFORMS. STAFF MEMBERS COMMUNICATE ALL PRAYER REQUESTS TO OTHER STAFF MEMBERS AND PRAY OVER THE REQUESTS DURING THE WEEK UPON RECEIPT. CHM HOLDS WEEKLY CHAPEL SERVICES IN PERSON AND VIRTUALLY AND MINISTERED FROM THE BIBLE TO THE STAFF OF CHM. PRAYER REQUESTS ALSO ARE COMMUNICATED TO CHM MEMBERS ACROSS THE COUNTRY BY WAY OF THE MEMBER PORTAL ONLINE AND AN INSERT SENT WITH MONTHLY MAILINGS IF THE MEMBER WITH THE REQUEST GIVES PERMISSION FOR CHM TO DO SO. 681763135 1 0 0 1 0 0 0 0 0 0 1 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 1 0 1 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 1 646 0 1 457 1 0 0 0 0 1 1 0 0 0 0 0 0 0 X 8 1 0 0 0 0 0 0 0 1 1 0 0 1 1 1 1 1 1 1 1 0 AL AR CA FL GA HI IL KS KY MA MD MI MN MS NC NH NJ NM NY OR PA RI SC TN VA WI WV UT WA X CHARITY C BEALL 8007916225 127 HAZELWOOD AVENUE BARBERTON OH 44203 J CRAIG BROWN II CEO, PRESIDENT, DIRECTOR 40.00 X X 538864 0 18033 ROY HAMILTON CHAIRMAN 1.00 X X 17000 0 0 JOSEPH EMERT VICE CHAIRMAN 1.00 X X 11900 0 0 DR CAROL PETERS-TANKSLEY SECRETARY 1.00 X X 18200 0 0 DANIEL BRAKE DIRECTOR 1.00 X 12600 0 0 JAMES DETWILER DIRECTOR THRU DEC 2024 1.00 X 10500 0 0 CLAUDE HOPPER DIRECTOR 1.00 X 4200 0 0 BRUCE HUGILL DIRECTOR THRU JAN 2024 1.00 X 5600 0 0 ROB KOPP DIRECTOR 1.00 X 0 0 0 JEFF YOUNT DIRECTOR 1.00 X 7000 0 0 CHARITY BEALL VICE PRESIDENT, CFO 40.00 X 199774 0 29881 DERRILL WAKEFIELD VICE PRESIDENT, CIO 40.00 X 221564 0 25901 RICH BOCHART VICE PRESIDENT 40.00 X 212898 0 33875 NORMA MULL VICE PRESIDENT 40.00 X 152907 0 14752 LAUREN GAJDEK VICE PRESIDENT 40.00 X 144437 0 26461 DAVID ZAHN VICE PRESIDENT 40.00 X 190996 0 25638 DENNIS MCGLONE DIRECTOR OF PROJECT MANAGEMENT 40.00 X 160212 0 12759 1908652 0 187300 28 0 1 0 CONQUER LLC 135 N PENNSYLVANIA ST STE 250 INDIANAPOLIS IN 46204 MARKETING 7005231 RUMBLE CONSTRUCTION SOLUTIONS 1474 CENTER ROAD NEW FRANKLIN OH 44216 CONSTRUCTION 2033267 JOSEPH DAVID ADVERTISING 135 PENNSYLVANIA ST 250 INDIANAPOLIS IN 46204 MARKETING 1436270 LIFE SURGE LLC 2511 CORPORATE WAY PALMETTO FL 34221 MARKETING 655000 PROLIFIC 135 N PENNSYLVANIA ST STE 250 INDIANAPOLIS IN 46204 MARKETING 281450 6 745385789 745385789 8663033 8663033 357513 15346 0 0 357513 15346 372859 372859 MISCELLANEOUS REVENUE 900099 257476 257476 257476 754679157 0 0 9293368 424380 424380 644567557 644567557 1034017 747095 232931 53991 24867065 17966864 5601753 1298448 1181918 920450 207652 53816 3151026 2453597 553913 143516 2105079 1637237 371737 96105 127575 127575 70416 70416 11010 11010 666767 666767 1128305 264178 862717 1410 16254642 16254642 1649684 1472261 75682 101741 2067334 1264426 793667 9241 876124 639570 192748 43806 376336 3763 334939 37634 114805 83808 25257 5740 1191301 869650 262086 59565 93854 68513 20648 4693 BANK SERVICE CHARGES 7540630 7540630 MISCELLANEOUS EXPENSES 498415 363843 109651 24921 REPAIRS & MAINTENANCE 380015 277411 83603 19001 DUES & SUBSCRIPTIONS 247244 180488 54394 12362 8773 6404 1930 439 710634272 681763135 10650066 18221071 102864890 94842734 1099446 1124906 22655430 6104472 14237884 16550958 126518871 179655724 576572 576572 129001 83014 245426664 292833908 5917040 6100203 5917040 6100203 X 239509624 286733705 239509624 286733705 245426664 292833908 44044885 3179196 0 X 0 1 X 1 0 X 629901603 676409282 750718199 778593183 745385789 3581008056 629901603 676409282 750718199 778593183 745385789 3581008056 3581008056 2194506 2717847 3450284 6641912 8663033 23667582 90839 4850305 244872 224798 257476 5668290 3610343928 0.99190 0.99290 X 0 0 0 0 0 0 0 0 1 11010 11010 0 PART II-B, LINE 1: PAYMENTS TO VARIOUS CONSULTANTS HIRED FOR GOVERNMENT RELATIONS MANAGEMENT. 183168 183168 13684399 1565914 12118485 6202498 4050988 2151510 2585365 487570 2097795 16550958 757191587 3179196 3179196 754012391 666766 666766 754679157 709967506 0 709967506 666766 666766 710634272 1 AMERICAN OF FAITH 3414 PEACHTREE ROAD NE SUITE 1080 ATLANTA OH 30326 200742507 501(C)(3) 35000 0 GENERAL SUPPORT CHRISTIAN CHILDREN'S HOME OF OHIO 2685 ARMSTRONG RD WOOSTER OH 44691 341056506 501(C)(3) 7500 0 GENERAL SUPPORT CHURCH OF THE NAZARENE 602 MARTINSBURG RD MT VERNON OH 43050 340879134 501(C)(3) 15000 0 GENERAL SUPPORT COLUMBIA INTERNATIONAL UNIVERSITY 7435 MONTICELLO ROAD COLUMBIA SC 29203 570352247 501(C)(3) 30000 0 GENERAL SUPPORT CONCERNED WOMEN FOR AMERICA 1000 N PAYNE ST ALEXANDRIA VA 22314 953580834 501(C)(3) 10000 0 GENERAL SUPPORT FAMILY RESEARCH COUNCIL 801 G STREET NW WASHINGTON DC 20001 521792772 501(C)(3) 10000 0 GENERAL SUPPORT FORGE LEADERSHIP NETWORK 707 MIAMISBURG-CENTERVILLE RD 202 DAYTON OH 45459 472275305 501(C)(3) 10000 0 GENERAL SUPPORT GOD'S BIBLE SCHOOL & COLLEGE 1810 YOUNG STREET CINCINNATI OH 45202 310544271 501(C)(3) 40000 0 GENERAL SUPPORT GRACE PLANO 3301 PRESTON RD PLANO TX 75093 752335554 501(C)(3) 10000 0 GENERAL SUPORT HOPE YOUTH RANCH 17933 EAST RD HUDSON FL 34667 201019180 501(C)(3) 15000 0 GENERAL SUPPORT KANSAS CITY COLLEGE & BIBLE SCHOOL 7401 METCALF AVENUE OVERLAND PARK KS 66204 480608889 501(C)(3) 20000 0 GENERAL SUPPORT LIFEWISE INC 5375 GRACE ST JILLIARD OH 43026 454002535 501(C)(3) 30000 0 GENERAL SUPPORT NEW DESTINY TREATMENT CENTER 6694 TAYLOR ROAD CLINTON OH 44216 237029330 501(C)(3) 50000 0 GENERAL SUPPORT OHIO RIGHT TO LIFE EDUCATIONAL FUND 65 EAST STATE STREET STE 300 COLUMBUS OH 43215 311218303 501(C)(3) 10000 0 GENERAL SUPPORT PENN VIEW BIBLE INSTITUTE PO BOX 970 PENNS CREEK PA 17862 231682978 501(C)(3) 25000 0 GENERAL SUPPORT TRAGEDY INTO TRIUMPH 1350 NORTH COURT ST SUITE B CIRCLEVILLE OH 43113 475435627 501(C)(3) 10000 0 GENERAL SUPPORT VILLAGE MISSIONS PO BOX 197 DALLAS OH 97338 436043847 501(C)(3) 20000 0 GENERAL SUPPORT 17 0 PART I, LINE 2: THE BOARD OF DIRECTORS VOTES TO MAKE CASH CONTRIBUTIONS TO ALL OF THE ORGANIZATIONS THAT RECEIVED ONE TIME PAYMENTS OVER $100,000 BASED ON MANAGEMENT'S RECOMMENDATIONS. CONTRIBUTING TO OTHER 501(C)(3) ORGANIZATIONS PROVIDES AN OPPORTUNITY TO FURTHER ACCOMPLISH CHM'S MISSION TO GLORIFY GOD. THESE CONTRIBUTIONS WERE DISBURSED AND RECORDED IN ACCORDANCE WITH CHM'S DISBURSEMENT POLICY. X X X X 1 1 X X X X X X 0 0 0 0 0 0 0 1 0 J CRAIG BROWN II CEO, PRESIDENT, DIRECTOR 372261 0 127640 0 38963 0 0 0 18033 0 556897 0 0 0 DERRILL WAKEFIELD VICE PRESIDENT, CIO 180309 0 39092 0 2163 0 10008 0 15893 0 247465 0 0 0 RICH BOCHART VICE PRESIDENT 176731 0 33898 0 2269 0 12638 0 21237 0 246773 0 0 0 CHARITY BEALL VICE PRESIDENT, CFO 178462 0 19003 0 2309 0 11848 0 18033 0 229655 0 0 0 DAVID ZAHN VICE PRESIDENT 186611 0 3703 0 682 0 12736 0 12902 0 216634 0 0 0 DENNIS MCGLONE DIRECTOR OF PROJECT MANAGEMENT 139319 0 19304 0 1589 0 9738 0 3021 0 172971 0 0 0 LAUREN GAJDEK VICE PRESIDENT 130125 0 10834 0 3478 0 8428 0 18033 0 170898 0 0 0 NORMA MULL VICE PRESIDENT 133573 0 18138 0 1196 0 13559 0 1193 0 167659 0 0 0 PART I, LINE 7 NON-FIXED PAYMENTS IN THE FORM OF BONUSES, WHICH ARE REPORTED IN PART II, COLUMN (B)(II), WHERE PAID BASED ON SATISFACTION OF PERFORMANCE TARGETS, WHICH VARIED BY DEPARTMENT. THESE PAYMENTS WERE DISCRETIONARY AND WERE NOT TIED TO A CONTRACT PARKER BROWN PARKER BROWN IS THE SON OF J. CRAIG BROWN II, CEO 55621 PARKER BROWN IS AN EMPLOYEE OF THE ORGANIZATION AND RECEIVED BOX 5 MEDICARE WAGES OF $55,620.94 0 FORM 990, PART VI, SECTION A, LINE 1A THE BOARD OF DIRECTORS MAY ESTABLISH ONE OR MORE COMMITTEES DELEGATING SPECIFIED AUTHORITY TO A COMMITTEE. A COMMITTEE SHALL INCLUDE 2 OR MORE DIRECTORS. EACH COMMITTEE IS REQUIRED TO PROVIDE THEIR CONTEMPORANEOUS MINUTES TO THE BOARD OF DIRECTORS AS PART OF THE BOARD'S CONSENT AGENDA. FORM 990, PART VI, SECTION B, LINE 11B FORM 990 WAS PREPARED BY AN INDEPENDENT CPA BASED ON THE AUDITED FINANCIAL STATEMENTS AND OTHER INFORMATION PROVIDED BY THE ORGANIZATION. FORM 990 IS THEN REVIEWED BY THE ORGANIZATION'S CEO AND CFO, BOTH OF WHOM HAVE FINANCE DEGREES AND ONE OF WHICH IS A CPA, FOR COMPLETENESS AND ACCURACY. THE COMPLETED 990 WAS ALSO PROVIDED TO AND REVIEWED BY THE BOARD OF DIRECTORS PRIOR TO FILING WITH THE IRS. FORM 990, PART VI, SECTION B, LINE 12C THE CONFLICT OF INTEREST DISCLOSURE FORMS ARE UPDATED ANNUALLY BY ALL STAFF, BOARD MEMBERS AND UPON HIRING DURING THE YEAR. THE MINISTRY'S GENERAL COUNSEL REVIEWS THEM UPON RECEIPT AND DISCLOSES ANY CONFLICTS OF INTEREST TO THE CEO AND THE BOARD. IF A CONFLICT OF INTEREST WERE TO ARISE WITH MANAGEMENT OR A BOARD MEMBER, THE CONFLICTED INDIVIDUAL IS REQUIRED TO ABSTAIN FROM VOTING OR DECISION MAKING REGARDING THE SPECIFIC CONFLICT. ANY VIOLATIONS OF THE CONFLICT OF INTEREST POLICY SHOULD BE REPORTED TO THE BOARD CHAIRMAN, AND HE/SHE IS RESPONSIBLE FOR INVESTIGATING AND RESOLVING THE CONFLICT IN ACCORDANCE WITH THE WHISTLEBLOWER POLICY WHICH HAS BEEN PROVIDED TO EVERY EMPLOYEE AND BOARD MEMBER. FORM 990, PART VI, SECTION B, LINE 15 THE COMPENSATION OF THE CEO IS DETERMINED ANNUALLY BY THE EXECUTIVE COMMITTEE OF THE BOARD. THE DATA IS COMPARED TO EXPECTED BUDGET LEVELS AND IS PROVIDED TO THE HUMAN RESOURCE COMMITTEE AND THE BOARD PRESIDENT TO DETERMINE WHAT LEVEL OF COMPENSATION TO EXTEND IN THE UPCOMING YEAR. ONCE THE ANNUAL REVIEW IS PERFORMED THE NEW APPROVED COMPENSATION PACKAGE THE ORGANIZATION'S BOARD OF DIRECTORS EXECUTIVE COMMITTEE REVIEWS MARKET AND BENCHMARK COMPENSATION DATA PROVIDED BY A THIRD PARTY CONSULTANT. COMPENSATION FOR OFFICERS IS DETERMINED BY THE CEO BASED ON THEIR JOB DUTIES AND PERFORMANCE ON THEIR ANNUAL REVIEW ALONG WITH THIRD PARTY CONSULTANT BENCHMARK DATA. EXTERNAL SOURCES ARE REVIEWED FOR COMPARABILITY AND REASONABLENESS. KEY EMPLOYEES COMPENSATION IS DETERMINED BY THE VP TO WHICH THEY REPORT IN CONJUNCTION WITH HR. THE PROCESS DESCRIBED HERE WAS LAST COMPLETED IN 2024. FORM 990, PART VI, SECTION C, LINE 19 THE ORGANIZATION MAKES THE 990 AND FINANCIAL STATEMENTS AVAILABLE TO THE PUBLIC UPON REQUEST.