2025-06-23T10:40:56-05:00 2024-12-31 332394145 RM ADVISORY LLC 9780 S MERIDIAN BLVD SUITE 500 ENGLEWOOD CO 80112 990 2024-01-01 454204135 RATE FOUNDATION NFP RATE 7735166800 1800 W LARCHMONT AVE STE 2 CHICAGO IL 60613 KENNETH KANE TREASURER 7732900426 2025-06-20 1 1 JEFF LLOYD P01537842 3037216131 2025-06-20 2024 2025-03-06 01:10:19Z VICTOR CIARDELLI 1800 W LARCHMONT AVE SUITE 2 CHICAGO IL 60613 2746204 0 X WWW.GR-FOUNDATION.ORG X 2012 IL TO PROVIDE SUPPORT AND ASSISTANCE TO FAMILIES AND PERSONS IN NEED AND AT TIMES OF CRISIS. 10 10 0 0 72246 0 471763 2673958 0 0 47050 72246 0 0 518813 2746204 676931 2475126 0 0 0 0 0 0 0 0 0 676931 2475126 -158118 271078 1338067 1609145 0 0 1338067 1609145 X FOUNDATION WAS CREATED BY GUARANTEED RATE, INC. TO FULFILL CHARITABLE AND BENEVOLENT PURPOSES BY PROVIDING SUPPORT AND ASSISTANCE TO FAMILIES AND PERSONS IN NEED AND AT TIMES OF CRISIS. WITH THE FINANCIAL ASSISTANCE OF PRIVATE DONORS, THE FOUNDATION AND ITS VOLUNTEERS WILL COLLECT MONEY AND ITEMS FOR DONATION AS WELL AS PROVIDE ASSISTANCE IN THE SPONSORSHIP AND ORGANIZATION OF BENEFIT DRIVES. THE FOUNDATION INTENDS TO PROVIDE ASSISTANCE TO THE PUBLIC AT LARGE, BUT WILL FOCUS ITS EFFORTS, BOTH IN FUNDRAISING AND AID DISTRIBUTION, IN THE REAL ESTATE AND MORTGAGE ORIGINATION COMMUNITIES THROUGHOUT THE UNITED STATES. THE COLLECTION AND DISTRIBUTION EFFORTS WILL BENEFIT THE RECIPIENTS, FOSTER A SENSE OF COMMUNITY AND ENCOURAGE CONTINUED CHARITABLE ACTIVITIES. 0 0 2475126 2475126 THE FOUNDATION PROVIDES FINANCIAL SUPPORT TO PEOPLE IN SITUATIONS ARISING FROM UNFORESEEN HARDSHIP AND/OR EMERGENCY CIRCUMSTANCES. REQUESTS HAVE RANGED FROM FOOD, CLOTHING AND SHELTER FOLLOWING A NATURAL DISASTER TO ASSISTING WITH HOUSING, TRANSPORTATION AND OUTSTANDING BILLS AS A RESULT OF A JOB LOSS OR MEDICAL EMERGENCY. 2475126 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 1 0 0 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 X 10 10 1 0 0 0 0 0 0 1 1 0 0 1 1 1 1 0 0 1 1 0 IL X RATE FOUNDATION NFP 7735166800 1800 W LARCHMONT AVE SUITE 2 CHICAGO IL 60613 X SCOTT UBERSOX VICE PRESIDENT, DIRECTOR 5.00 40.00 X X 0 0 0 KENNETH KANE TREASURER 4.00 40.00 X X 0 0 0 RAVEN ROBINSON SECRETARY 3.00 40.00 X X 0 0 0 VICTOR CIARDELLI PRESIDENT, DIRECTOR 2.00 40.00 X X 0 0 0 JASON OLENICZAK SENIOR DIRECTOR, GR FOUNDA 40.00 X 0 108808 0 0 108808 0 0 0 0 0 0 2253200 420758 2673958 72246 72246 0 2253200 0 0 2746204 0 72246 0 2122259 2122259 352867 352867 2475126 2475126 0 0 1338067 1609145 1338067 1609145 0 0 X 1338067 1609145 1338067 1609145 1338067 1609145 271078 0 X X 0 1 X 1 0 X 8244822 5812096 790907 471763 2673958 17993546 8244822 5812096 790907 471763 2673958 17993546 8522704 9470842 0 0 0 47050 72246 119296 18112842 0.52290 0.48090 X RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED 0 2746204 0 2746204 0 2746204 2475126 0 2475126 0 2475126 INTERNET AND EMAIL SOLICITATIONS 1086944 1086944 INTERNET AND EMAIL SOLICITATIONS 911913 911913 1 250644 250644 2249501 2249501 1 FISHER HOUSE FOUNDATION INC 12300TWINBROOKPKWY SUITE410 ROCKVILLE MD 20852 113158401 46343 0 2024 MILITARY FUNDRAISER - MILITARY NONPROFIT ORGANIZATION GRANTEE OPERATION HEALING FORCES INC 5100 W KENNEDY BLVD STE 100 TAMPA FL 33609 453798803 569659 0 2024 MILITARY FUNDRAISER - MILITARY NONPROFIT ORGANIZATION GRANTEE VETERANS FUTURE FOUNDATION 240 S MAIN ST BENTONVILLE AR 72712 821433446 72590 0 2024 MILITARY FUNDRAISER - MILITARY NONPROFIT ORGANIZATION GRANTEE TEAM RED WHITE & BLUE INC PO BOX 127 FLOYDS KNOBS FLOYDS KNOBS IN 47119 272196347 36416 0 2024 MILITARY FUNDRAISER - MILITARY NONPROFIT ORGANIZATION GRANTEE OPERATION DEPLOY YOUR DRESS 7519 AMESBURY COURT ALEXANDRIA VA 22315 814978393 106969 0 2024 MILITARY FUNDRAISER - MILITARY NONPROFIT ORGANIZATION GRANTEE BLINDED VETERANS ASSOCIATION PO BOX 90770 WASHINGTON DC 20090 530214281 85454 0 2024 MILITARY FUNDRAISER - MILITARY NONPROFIT ORGANIZATION GRANTEE HIRING OUR HEROES 722 E MARKET STREET SUITE 102 LEESBURG VA 20176 463027051 67944 0 2024 MILITARY FUNDRAISER - MILITARY NONPROFIT ORGANIZATION GRANTEE OPERATION GRATITUDE INC 19748 DEARBORN STREET CHATSWORTH CHATSWORTH CA 91311 200103575 57082 0 2024 MILITARY FUNDRAISER - MILITARY NONPROFIT ORGANIZATION GRANTEE OPERATION HOMEFRONT INC 17319 SAN PEDRO AVE SUITE 505 SAN ANTONIO TX 78232 562324386 44538 0 2024 MILITARY FUNDRAISER - MILITARY NONPROFIT ORGANIZATION GRANTEE HOPE LOVES COMPANY INC 800 DENOW RD PENNINGTON NJ 08534 208418402 106579 0 2024 ALS FUNDRAISER - ALS NONPROFIT ORGANIZATION GRANTEE TEAM GLEASON FOUNDATION 1450 POYDRAS ST SUITE 2550 NEW ORLEANS LA 70122 453689316 301037 0 2024 ALS FUNDRAISER - ALS NONPROFIT ORGANIZATION GRANTEE LES TURNER ALS FOUNDATION 5550 W TOUHY AVE SKOKIE IL 60077 362916466 105535 0 2024 ALS FUNDRAISER - ALS NONPROFIT ORGANIZATION GRANTEE I AM ALS 1200 PENNSYLVANIA AVE NW UNIT 14135 WASHINGTON DC 20044 832016277 104460 0 2024 ALS FUNDRAISER - ALS NONPROFIT ORGANIZATION GRANTEE HEALING ALS PO BOX 980201 PARK CITY UT 84098 854388263 313745 0 2024 ALS FUNDRAISER - ALS NONPROFIT ORGANIZATION GRANTEE AUGIES QUEST TO CURE ALS INC 225 S BROADWAY 9886 DENVER CO 80209 830934624 103908 0 2024 ALS FUNDRAISER - ALS NONPROFIT ORGANIZATION GRANTEE 15 SINGLE MOTHER (DOMESTIC VIOLENCE SURVIVOR) TO THREE KIDS. WE GRANTED USED CAR AND INSURANCE. 4 11994 SINGLE MOTHER WITH PERSISTANT HEALTH ISSUES. WE GRANTED MORTGAGE ASSISTANCE. 1 19500 SINGLE MOTHER AND SURVIVOR OF A HATE CRIME. WE GRANTED RENTAL AND GROCERY ASSISTANCE. 1 4850 HOMELESS, SINGLE MOTHER OF FOUR WHO IS DEALING WITH MEDICAL ISSUES DUE TO A BUS ACCIDENT. HELPED WITH SECURITY DEPOSIT/RENT, UTILITY BILLS, AND FURNITURE/HOUSEHOLD ITEMS. 5 62 AMPUTEE WHO WAS GRANTED MEDICAL EQUIPMENT, RENTAL AND UTILITY ASISTANCE. 1 5300 NIECE OF GR EMPLOYEE LEFT TO CARE FOR HER 7 SIBLINGS AFTER THEIR MOTHER DIED OF CANCER. ASSISTED WITH RENT, CLOTHING, GROCERIES, FURNITURE 8 26635 SPOUSE TO A HUSBAND WHO SUFFERED A MENTAL HEALTH CRISIS THAT LEFT HIM OUT OF WORK. WE GRANTED MORTGAGE ASSISTANCE. 2 6341 MOTHER TO A CHILD WITH POLYCYSTIC KIDNEY DISEASE WHO WILL NEED A KIDNEY TRANSPLANT. MELISSA HAS NOT BEEN ABLE TO WORK WHILE HER CHILD IS IN THE HOSPITAL. WE ASSISTED WITH RENT AND UTILITIES. 2 2813 PARENT TO A CHILD WITH CEREBRAL PALSY WHO NEEDED A VEHICLE LIFT. 2 13135 EMPLOYEE UNDERGOING CANCER TREATMENTS WHO IS UNABLE TO WORK. WE GRANTED MORTGAGE ASSISTANCE. 1 5864 SINGLE MOTHER WHO LOST HER HUSBAND AND WAS LEFT TO CARE FOR A PARALYZED SON AFTER A CAR ACCIDENT. WE ASSISTED WITH RENT AND UTILITIES. 2 8308 SURVIVOR OF SEXUAL ABUSE AND HUMAN TRAFFICKING WHO IS ALSO IS A RECOVERING SUBSTANCE ABUSER WITH A SMALL CHILD. WE SUPPORTED WITH RENT PAYMENTS. 2 650 SURVIVOR OF TRAFFICKING AND WHO IS COMPLETING A WORKFORCE DEVELOPMENT PROGRAM. WE PROVIDED SECURITY DEPOSIT AND RENT TO HELP WITH HER TRANSITION OUT OF PROGRAM. 1 3700 SINGLE MOTHER OF FIVE-CHILDREN WHO WAS BATTLING HOMELESSNESS. PROVIDED SECURITY DEPOSIT AND RENT. 6 3705 SINGLE MOTHER TO TWO YOUNG CHILDREN WHO IS DEALING WITH THE LOSS OF HER HUSBAND TO SUICIDE. GRANTED ASSISTANCE FOR MORTGAGE PAYMENTS AND THERAPY. 3 7447 FUNERAL EXPENSES FOR GUN SHOT VICTIM'S FAMILY. 1 7500 DOMESTIC VIOLENCE AND GUN VIOLENCE SURVIVOR WHO RECEIVED COUNSELING AND RENTAL SUPPORT. 1 2967 DV SURVIVOR, ASSISTED WITH SECURITY DEPOSIT, RENT, GROCERIES, TRANSLATOR CERTIFICATION 1 1580 SINGLE MOTHER OF TWO WHOSE YOUNGEST HAS HEMIMEGALOENCEPHALY AND NEEDS INTENSIVE THERAPY SESSIONS WHICH INSURANCE DOES NOT PAY FOR AND ARE EXTREMELY COSTLY. WE GRANTED INTENSIVE THERAPY SESSIONS. 3 10200 FUNERAL EXPENSES FOR LATE HUSBAND'S UNEXPECTED PASSING. 1 10000 MORTGAGE ASSISTANCE FOR ELDERLY CANCER SURVIVOR WHO WAS AT RISK OF DEFAULT. 1 4999 SERVICE DOG AND TRAINING FOR A 14-YEAR OLD WITH AUTISM LEVEL III. 1 3628 MEDICAL EQUIPMENT FOR 5 YEAR OLD WITH CHRONIC LUNG AND HEART CONDITIONS DUE TO 22Q DELETION SYNDROME AND DIGEORGE SYNDROME. 1 10000 MORTGAGE ASSISTANCE FOR FIREFIGHTER WHO WAS INJURED ON THE JOB. 1 5000 ASSISTIVE EYE EQUIPMENT FOR CHILD WHO IS LEGALLY BLIND. 1 4300 ASSISTIVE EQUIPMENT FOR 28-YEAR OLD WITH SPINAL MUSCULAR ATROPHY AND QUADRIPLEGIA. 1 3018 GROCERIES AND ASSISTIVE MEDICAL EQUIPMENT FOR MEDICALLY FRAGILE ADULT. 1 3000 COLLEGE TUITION FOR 1ST YEAR STUDENT WHOSE PARENTS PASSED AWAY. 1 15260 COBRA PAYMENTS AND COUNSELING FOR FAMILY WHOSE HUSBAND/DAD PASSED AWAY UNEXPECTEDLY. 3 8842 FUNDS FOR EVACUATION FROM HURRICANE MILTON FOR FOOD, GAS, AND SUPPLIES. 1 750 FUNDS FOR EVACUATION FROM HURRICANE HELENE FOR FOOD, GAS, AND SUPPLIES. 1 790 FUNDS FOR EVACUATION FROM HURRICANE MILTON FOR FOOD AND GAS FOR GENERATOR. 1 500 FUNDS FOR EVACUATION FROM HURRICANE MILTON FOR HOTEL. 2 359 FUNDS FOR EVACUATION FROM HURRICANE HELENE FOR FOOD AND HOTEL. 1 468 FUNDS FOR EVACUATION FROM HURRICANE HELENE FOR GROCERIES. 1 292 FUNDS FOR EVACUATION FROM HURRICANE HELENE FOR FOOD AND HOTEL. 1 316 FUNDS FOR GROCERIES RELATED TO HURRICANE HELENE. 1 151 FUNDS FOR A GENERATOR RELATED TO LOSS OF ELECTRICITY DUE TO HURRICANE HELENE. 1 1199 FUNDS FOR EVACUATION FROM HURRICANE MILTON FOR TEMPORARY HOUSING (AIRBNB). 1 1461 FUNDS FOR EVACUATION FROM HURRICANE MILTON FOR FLIGHTS. 1 1120 FUNDS FOR A GENERATOR RELATED TO LOSS OF ELECTRICITY DUE TO HURRICANE MILTON. 1 1113 FUNDS FOR A GENERATOR RELATED TO LOSS OF ELECTRICITY DUE TO HURRICANE MILTON. 1 1518 FUNDS FOR A GENERATOR RELATED TO LOSS OF ELECTRICITY DUE TO HURRICANE MILTON. 1 962 FUNDS FOR EVACUATION FROM HURRICANE MILTON FOR LODGING. 1 406 FUNDS FOR EVACUATION FROM HURRICANE MILTON FOR HOTEL. 1 203 FUNDS FOR EVACUATION FROM HURRICANE MILTON FOR LODGING. 1 488 FUNDS FOR EVACUATION FROM HURRICANE MILTON FOR HOTEL. 1 656 FUNDS FOR FOOD, CLOTHING, GENERATOR, HOTSPOT, TREE REMOVAL, ETC. RELATED TO HURRICANE MILTON. 1 1541 FUNDS FOR TREE REMOVAL FROM HOUSE RELATED TO HURRICANE MILTON. 1 2900 FUNDS FOR EVACUATION FROM HURRICANE MILTON FOR TEMPORARY HOUSING (AIRBNB). 1 304 FUNDS FOR EVACUATION FROM HURRICANE MILTON FOR HOTEL. 1 377 FUNDS FOR GROCERIES RELATED TO HURRICANE MILTON SHUTDOWNS. 1 804 FUNDS FOR GROCERIES RELATED TO HURRICANE MILTON SHUTDOWNS. 1 374 FUNDS FOR EVACUATION FROM HURRICANE MILTON FOR HOTEL. 1 661 FUNDS FOR EVACUATION FROM HURRICANE MILTON FOR LODGING. 1 907 FUNDS FOR GROCERIES RELATED TO HURRICANE MILTON SHUTDOWNS. 1 392 FUNDS FOR EVACUATION FROM HURRICANE HELENE FOR LODGING (AIRBNB) AS HOUSE WAS DESTROYED. 1 6900 FUNDS FOR EVACUTION FROM HURRICANE MILTON FOR HOTEL. 1 460 FUNDS FOR EVACUTION FROM HURRICANE MILTON FOR LODGING. 1 557 FUNDS FOR EVACUTION FROM HURRIANE MILTON FOR HOTEL. 1 1580 FUNDS FOR EVACUTION FROM HURRICANE MILTON FOR HOTEL, RENTAL CAR, CHARGING STATION. 1 980 FUNDS FOR EVACUTION FROM HURRICANE MILTON FOR LODGING. 1 895 FUNDS FOR GENERATOR RELATED TO HURRICANE MILTON. 1 884 FUNDS FOR EVACUATION RELATED TO HURRICANE MILTON FOR AIRBNB. 1 1182 FUNDS FOR GROCERIES RELATED TO HURRICANE MILTON SHUTDOWNS. 1 238 FUNDS FOR GROCERIES RELATED TO HURRICANE MILTON SHUTDOWNS. 1 550 FUNDS FOR GROCERIES RELATED TO HURRICANE MILTON SHUTDOWNS. 1 500 ADDITIONAL FUNDS FOR EVACUATION RELATED TO HURRICANE MILTON FOR HOTEL STAY. 1 413 FUNDS FOR GROCERIES RELATED TO HURRICANE MILTON SHUTDOWNS. 1 456 FUNDS FOR EVACUATION RELATED TO HURRICANE HELENE FOR HOTEL STAY. 1 4753 FUNDS FOR EVACUATION RELATED TO HURRICANE MILTON FOR AIRBNB STAY. 1 200 FUNDS FOR EVACUATION FROM HURRICANE MILTON FOR LODGING. 1 1499 SINGLE MOTHER TO TWO BOYS WITH SEVERE SKIN CONDITIONS WHO NEEDED CLOTHES AND SUPPORT WITH LAUNDRY SERVICES. 3 4904 RENTAL SUPPORT FOR SINGLE WOMAN WITH CANCER WITH LIMITED INCOME. 1 1275 ASSISTIVE HOME MODIFICATIONS FOR FAMILY LIVING WITH DAD/HUSBAND WITH ALS. 4 13900 MEDICALLY COMPLEX YOUNG ADULT WHOSE PARENTS NEEDED A CEILING LIFT TO MOVE/TRANSFER HIM IN THEIR HOUSE. 3 15029 SINGLE MOTHER OF TWO DEALING WITH BRAIN CANCER WHO NEEDED A MEDICAL BED AND GROCERY SUPPORT. 3 8900 FUNDS FOR EVACUATION FROM HURRICANE MILTON FOR AIRNB STAY. 1 800 FUNDS FOR EVACUATION RELATED TO HURRICANE MILTON FOR HOTEL STAY. 1 720 FUNDS FOR EVACUATION FROM HURRICANE MILTON FOR FOOD, GAS, SUPPLIES. 1 607 FUNDS FOR GENERATOR RELATED TO HURRICANE MILTON. 1 1079 FUNDS FOR EVACUATION FROM HURRICANE MILTON FOR TEMPORARY HOUSING AS HIS HOME WAS SEVERELY DAMAGED. 1 6203 FUNDS FOR GENERATOR RELATED TO HURRICANE HELENE DUE TO ELECTRICITY SHUTTING DOWN. 1 2769 FUNDS FOR EVACUATION RELATED TO HURRICANE MILTON FOR GAS AND GROCERIES. 1 596 ADDITIONAL FUNDS FOR AIRBNB STAY RELATED TO DAMAGED HOME FROM HURRICANE HELENE. 1 4000 SINGLE MOTHER TO THREE CHILDREN, ONE WITH SEVERE SPECIAL NEEDS, WHO NEEDED RENTAL AND UTILITY SUPPORT. 4 2800 SINGLE MOTHER TO A CHILD WITH SPECIAL NEEDS WHO NEEDED AN ACCESSIBLE BATHROOM. 2 7900 SINGLE PARENT TO A CHILD WITH COMPLEX MEDICAL NEEDS THAT RECEIVED RENTAL SUPPORT. 2 4200 MORTGAGE AND COUNSELING SUPPORT FOR SINGLE MOTHER WHO LOST THEIR CHILD. 1 4609 SINGLE MOTHER (DOMESTIC VIOLENCE SURVIVOR) TO TWO DAUGHTERS, INCLUDING ONE WHO RECEIVED A LIVER TRANSPLANT. WE PROVIDED CAR PAYMENT, GAS, AND SECURITY DEPOSIT. 3 1182 MEDICAL EQUIPMENT FOR CHILD WITH SEVERE MEDICAL ISSUES. 1 850 DENTURES FOR MAN WHO HAS SEVERE TEETH ISSUES DUE TO CANCER TREATMENTS. 1 4827 ASSISTANCE TO VARIOUS EMPLOYEES IN NEED 62 12060 PART I, LINE 2: THE PRIMARY WAY THE FOUNDATION MONITORS USE OF GRANT FUNDS IS TO SEND FUNDS DIRECTLY TO A VENDOR, SERVICE PROVIDER OR OTHER APPROPRIATE ENTITY ON BEHALF OF THE GRANT RECIPIENT. FORM 990, PART VI, SECTION A, LINE 2 EACH OF THE DIRECTORS OR FORMER DIRECTORS ARE EMPLOYEES OF GUARANTEED RATE, INC. VICTOR CIARDELLI IS THE PRESIDENT; SCOTT UBERSOX IS AN EXECUTIVE VICE PRESIDENT; KENNETH KANE IS THE CHIEF ACCOUNTING OFFICER. FORM 990, PART VI, SECTION B, LINE 11B THE BOARD OF DIRECTORS REVIEWS AND APPROVES THE FORM 990 BEFORE FILING. FORM 990, PART VI, SECTION B, LINE 12C THE BOARD APPOINTS A COMMITTEE TO ADJUDICATE POTENTIAL CONFLICT OF INTEREST ISSUES. A PRESENTATION CAN BE MADE TO THE COMMITTEE, HOWEVER THE PRESENTER MUST LEAVE THE MEETING DURING DISCUSSION OF AND THE VOTE ON THE TRANSACTION OR ARRANGEMENT INVOLVING THE POSSIBLE CONFLICT OF INTEREST. FORM 990, PART VI, SECTION B, LINE 15 OFFICER AND EXECUTIVE COMPENSATION LEVELS MUST BE APPROVED BY THE BOARD OF DIRECTORS RESOLUTION. RECOMMENDED COMPENSATION IS REVIEWED BY THE BOARD AND COMPARED WITH COMPARABLE COMPENSATION LEVELS FOR SIMILAR POSITIONS. COMPENSATION FOR NON-EXECUTIVE EMPLOYEES OF THE ORGANIZATION IS SET BY THE DIRECTOR, AND REVIEWED BY THE BOARD OF DIRECTORS. FORM 990, PART VI, SECTION C, LINE 19 GOVERNING DOCUMENTS ARE AVAILABLE UPON REQUEST. FORM 990, PART XII, LINE 2C THE PROCESS HAS REMAINED UNCHANGED FROM PRIOR YEARS GUARANTEED RATE INC 3940 N RAVENSWOOD AVENUE CHICAGO IL 60613 364327855 MORTGAGE LENDING IL N/A C 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0