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        <FormAndLineReferenceDesc>Pt VI, Line 11b</FormAndLineReferenceDesc>
        <ExplanationTxt>THE ORGANIZATIONS PROCESS TO REVIEW FORM 990 THE FINANCE COMMITTEE PRESENTS IT TO THE BOARD.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Pt VI, Line 12c</FormAndLineReferenceDesc>
        <ExplanationTxt>ENFORCEMENT OF CONFLICTS POLICY UPON FULL DISCLOSURE BY A BOARD MEMBER, THE BOARD INVESTIGATES, ISSUES A 2/3 MAJORITY VOTE FOR A RESOLTUION AND DOCUMENTS THE RESULTS IN MEETING MINUTES.</ExplanationTxt>
      </SupplementalInformationDetail>
    </IRS990ScheduleO>
  </ReturnData>
</Return>