2025-05-15T10:27:19-05:00 2024-06-30 362938874 OSTROW REISIN BERK & ABRAMS LTD 455 N CITYFRONT PLAZA DR SUITE 1600 CHICAGO IL 60611 990 2023-07-01 363488628 WOMEN'S BUSINESS DEVELOPMENT CENTER WOME 3128533477 8 S MICHIGAN AVENUE 400 CHICAGO IL 60603 ERICA KUHLMANN PRESIDENT AND CEO 3128533477 2025-05-08 1 1 FRANK L WASHELESKY P00079647 3126707444 2025-05-08 2023 2025-03-06 01:10:19Z ERICA KUHLMANN 8 S MICHIGAN AVENUE 400 CHICAGO IL 60603 64780073 0 X WWW.WBDC.ORG X 1986 IL TO SUPPORT AND ACCELERATE BUSINESS DEVELOPMENT AND GROWTH, SERVING ALL BUSINESS OWNERS TO STRENGTHEN THEIR PARTICIPATION IN, AND IMPACT ON, THE ECONOMY. 21 19 50 33 0 0 12770631 62145620 1725939 1959901 407192 674552 0 0 14903762 64780073 2445962 52229175 0 0 4171891 4745983 0 0 281511 7604048 6449535 14221901 63424693 681861 1355380 35543569 10230080 28637167 1968298 6906402 8261782 X THE MISSION OF THE WOMEN'S BUSINESS DEVELOPMENT CENTER (WBDC) IS TO SUPPORT AND ACCELERATE BUSINESS DEVELOPMENT AND GROWTH, SERVING ALL BUSINESS OWNERS TO STRENGTHEN THEIR PARTICIPATION IN, AND IMPACT ON, THE ECONOMY. 0 0 56872310 51916175 97063 THE ACCESS TO CAPITAL PROGRAM FOCUSES ON HELPING BUSINESS OWNERS DEVELOP A BETTER UNDERSTANDING OF THEIR BUSINESS FINANCES BY PROVIDING FINANCIAL ASSESSMENT AND COUNSELING, LOAN APPLICATION ASSISTANCE AS WELL AS EQUITY OPTIONS, AND DIRECT LENDING. ADDITIONALLY, ON BEHALF OF VARIOUS GOVERNMENT AGENCIES, THE WBDC ADMINISTERED GOVERNMENT PANDEMIC RELIEF PROGRAMS. IN 2024, APPROXIMATELY $50,000,000 WAS DISTRIBUTED TO GRANTEES AND PARTNERS. IN TOTAL, 18,669 PERSONS SERVED DURING FISCAL YEAR. 1613771 313000 3736 THE ESTABLISHED BUSINESS PROGRAM SERVES ESTABLISHED BUSINESSES WHO WOULD LIKE TO GROW THEIR BUSINESS AND BUILD CAPACITY. SERVICES INCLUDE WORKSHOPS, CERTIFICATION SERVICES, ASSISTANCE WITH CORPORATE AND GOVERNMENT CONTRACTING, AND BUSINESS ADVISING. 2,372 PERSONS SERVED DURING FISCAL YEAR. 1218536 THE EMERGING BUSINESS PROGRAM SERVES INDIVIDUALS WHO WANT TO START A BUSINESS OR ARE IN THE EARLY STAGES OF GROWING THEIR BUSINESS BY PROVIDING BUSINESS DEVELOPMENT COUNSELING AND WORKSHOPS. 1,951 PERSONS SERVED DURING FISCAL YEAR. 1126635 1785979 THE WBDC PROVIDES WOMEN'S BUSINESS ENTERPRISE (WBE) CERTIFICATION TO WOMEN-OWNED BUSINESSES IN A NINE STATE MIDWEST REGION THROUGH A PARTNERSHIP WITH THE WOMEN'S BUSINESS ENTERPRISE NATIONAL COUNCIL (WBENC). 2,492 PERSONS CERTIFIED DURING FISCAL YEAR. 360345 73123 THE WBDC HOSTS AN ANNUAL MIDWEST BUSINESS PROGRAM FOR IT'S MIDWEST REGION. 520 PERSONS ATTENDED AND WERE SERVED DURING FISCAL YEAR. 318857 THE WBDC PROVIDED TECHNICAL ASSISTANCE AND CAPACITY BUILDING SERVICES FOR DISPROPORTIONATELY IMPACTED NONPROFITS, HELPING TO STABILIZE AND SCALE THEIR OPERATIONS. THESE INCLUDED WEBINARS ON NONPROFIT MANAGEMENT TOPICS, SMALL GROUP DISCUSSIONS ON ISSUES OF CURRENT INTEREST TO NONPROFIT MANAGERS AND INDIVIDUALIZED COUNSELING FOR NONPROFIT STAFF MEMBERS. IN TOTAL, 247 PERSONS SERVED DURING FISCAL YEAR. 285420 THE CHILDHOOD EDUCATION ENTREPRENEURSHIP SERVICES ARE DESIGNED TO PROVIDE BUSINESS INSIGHTS TO PROSPECTIVE AND EXISTING CHILDCARE ENTERPRENEURS FOR HOME AND CENTER-BASED BUSINESSES. WE PROVIDE BUSINESS DEVELOPMENT COUNSELING AND WORKSHOPS. 433 PERSONS SERVED DURING FISCAL YEAR. 14535 THE VETERANS PROGRAM SERVES ACTIVE DUTY SERVICE MEMBERS, GUARD, RESERVE, VETERANS AND THEIR FAMILY MEMBERS WHO WANT TO START A BUSINESS OR GROW AN EXISTING BUSINESS THROUGH BUSINESS DEVELOPMENT COUNSELING AND WORKSHOPS. 45 PERSONS SERVED DURING FISCAL YEAR. 2105792 1859102 61810409 1 1 0 0 0 0 0 0 0 0 1 0 0 0 1 1 1 0 0 0 0 0 0 0 0 0 0 1 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 72 0 50 1 0 0 0 0 0 0 0 0 0 0 0 0 X 21 19 0 0 0 0 0 0 0 1 1 0 1 1 1 1 1 1 1 1 1 0 0 IL MN WI X X ERICA KUHLMANN 3128533477 8 S MICHIGAN AVENUE 400 CHICAGO IL 60603 EMILIA DIMENCO PRESIDENT & CHIEF EXECUTIVE 40.00 X X 223485 0 15957 HEDY M RATNER CO-FOUNDER & CO-PRESIDENT 10.00 X 51563 0 0 SANDRA RAND CHAIR 3.00 X X 0 0 0 LINDA CHAPLIK HARRIS VICE CHAIR 2.00 X X 0 0 0 EVA BROWN 1ST VICE CHAIR 2.00 X X 0 0 0 MICHELLE BLAISE 2ND VICE CHAIR 2.00 X X 0 0 0 ALISON CHUNG SECRETARY 2.00 X X 0 0 0 CASSANDRA SANFORD ASSISTANT SECRETARY 2.00 X X 0 0 0 RISA R DAVIS TREASURER 2.00 X X 0 0 0 MARY HOUPT ASSISTANT TREASURER 2.00 X X 0 0 0 BETH KIEFFER LEONARD CPA AUDIT COMMITTEE CHAIR 2.00 X X 0 0 0 RONA FOURTE AUDIT COMMITTEE VICE CHAIR 2.00 X X 0 0 0 DEBRA JENNINGS-JOHNSON EX-OFFICIO 2.00 X X 0 0 0 S CAROL DOUGAL CO-FOUNDER & CO-PRESIDENT 1.00 X 0 0 0 LAUREL G BELLOWS DIRECTOR 2.00 X 0 0 0 LINDA BOASMOND DIRECTOR 2.00 X 0 0 0 PATTY GREENE DIRECTOR 2.00 X 0 0 0 MICHELLE KANTOR DIRECTOR 2.00 X 0 0 0 ARABEL ALVA ROSALES DIRECTOR 2.00 X 0 0 0 JENNIFER SCHLOTT-ROUZAN DIRECTOR 2.00 X 0 0 0 AMY YUHN DIRECTOR 2.00 X 0 0 0 JENNIFER MARIANI DIRECTOR - TERM 1.00 X 0 0 0 MEGAN EVERETT DIRECTOR - TERM 1.00 X 0 0 0 ROXANNE WARD CHIEF OF STAFF 40.00 X 123568 0 15160 GEORGIA MARSH CHIEF DEVELOPMENT OFFICER 40.00 X 117308 0 6059 BLANCA BERTHIER MANAGING DIR ENTREPRENEURIAL SVCS 40.00 X 103312 0 17771 KAREN GOLDNER MANAGING DIR ESTABLISHED BUS SVCS 40.00 X 103768 0 12923 723004 0 67870 5 0 1 0 NEXT STREET FINANCIAL LLC 75 BROAD ST SUITE 702 NEW YORK NY 10004 COOK COUNTY PROGRAM COORDINATOR 3017250 OSTROW REISIN BERK & ABRAMS LTD 455 N CITYFRONT PLAZA DR CHICAGO IL 60614 ACCOUNTING SERVICES 215000 HAWTHORNE STRATEGY GROUP 3660 N LAKESHORE DR CHICAGO IL 60613 MARKETING/GRANT WORK 104500 3 58932418 3213202 62145620 WOMEN'S BUSINESS CERT FEES 900099 1531023 1531023 NATIONAL CERT FEES 900099 335733 335733 SEMINARS 611710 76606 76606 PROGRAM INTEREST 900099 13764 13764 LOAN FEES 900099 2775 2775 1959901 674552 674552 64780073 1959901 0 674552 52229175 52229175 385471 322028 63443 3510221 2931689 401581 176951 440315 365474 53695 21146 112071 94704 11847 5520 297905 229167 56015 12723 251900 251900 5057425 4684463 346526 26436 10470 9068 1075 327 274321 205677 55539 13105 203818 165060 31109 7649 322458 281123 28798 12537 51452 40724 9608 1120 214719 196504 16725 1490 9199 7835 954 410 42727 36706 3928 2093 BAD DEBT EXPENSE 5139 5139 PROGRAM SUPPLIES 4563 4529 30 4 LOAN FEES 1344 1344 63424693 61810409 1332773 281511 33122184 6877380 1673155 2732681 31023 5103 100503 125239 278421 250157 17019 28264 62871 108926 536814 352487 35543569 10230080 743161 1054728 27894006 913570 28637167 1968298 X 6052826 7024309 853576 1237473 6906402 8261782 35543569 10230080 1355380 0 X 0 1 X 1 1 1 X 4423174 36789613 9070958 12770631 62145620 125199996 4423174 36789613 9070958 12770631 62145620 125199996 125199996 4095 2598 2410 407192 674552 1090847 126290843 8479534 0.99140 0.99370 X RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED 105201 105201 0 137956 136315 1641 35264 8641 26623 28264 GOVERNMENT ADVANCE 524739 OPERATING LEASE LIABILITY 388831 913570 X 64939943 159870 159870 64780073 0 64780073 63584563 159870 159870 63424693 0 63424693 PART X, LINE 2: WBDC IS A TAX-EXEMPT ORGANIZATION AS DESCRIBED IN SECTION 501(C)(3) OF THE INTERNAL REVENUE CODE (THE CODE) AND IS EXEMPT FROM FEDERAL INCOME TAXES PURSUANT TO SECTION 501(A) OF THE CODE. IN ADDITION, THE IRS HAS DETERMINED THAT WBDC IS NOT A PRIVATE FOUNDATION WITHIN THE MEANING OF SECTION 509(A) OF THE CODE. WBDC HAD ADOPTED THE REQUIREMENTS FOR ACCOUNTING FOR UNCERTAIN TAX POSITIONS AND MANAGEMENT HAS DETERMINED THAT WBDC WAS NOT REQUIRED TO RECORD A LIABILITY RELATED TO UNCERTAIN TAX POSITIONS AS OF JUNE 30, 2024 AND 2023. WBDC IS NO LONGER SUBJECT TO EXAMINATION BY THE INTERNAL REVENUE SERVICE FOR YEARS PRIOR TO 2021. 0 ALLIES FOR COMMUNITY BUSINESS FKA ACCION CHICAGO INC 135 N KEDZIE AVE CHICAGO IL 60612 363966573 501(C)(3) 309667 0 BUSINESS SUPPORT ORGANIZATIONS PROVIDING TECHNICAL ASSISTANCE TO ENTREPRENEURS. BERWYN DEVELOPMENT CORPORATION 3322 SOUTH OAK PARK AVENUE 2ND FLOOR BERWYN IL 60402 363301829 501(C)(3) 293567 0 BUSINESS SUPPORT ORGANIZATIONS PROVIDING TECHNICAL ASSISTANCE TO ENTREPRENEURS. 36 SQUARED BUSINESS INCUBATOR 3636 SOUTH IRON STREET 3RD FLR CHICAGO IL 60609 821466120 501(C)(3) 58541 0 BUSINESS SUPPORT ORGANIZATIONS PROVIDING TECHNICAL ASSISTANCE TO ENTREPRENEURS. AUSTIN CHAMBER OF COMMERCE 645 S CENTRAL AVE CHICAGO IL 60644 364275054 501(C)(6) 15000 0 BUSINESS SUPPORT ORGANIZATIONS (WE RISE) PROVIDING TECHNICAL ASSISTANCE GREATER AUBURN GRESHAM DEVELOPMENT CORPORATION 1159 WEST 79TH STREET CHICAGO IL 60620 364377387 501(C)(3) 15000 0 BUSINESS SUPPORT ORGANIZATIONS (WE RISE) PROVIDING TECHNICAL ASSISTANCE CHICAGO MINORITY SUPPLIER DEVELOPMENT COUNCIL INC 216 WEST JACKSON BOULEVARD CHICAGO IL 60606 362815054 501(C)(3) 191043 0 BUSINESS SUPPORT ORGANIZATION PROVIDING TECHNICAL ASSISTANCE TO ENTREPRENEURS. 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ILLINOIS RESTAURANT ASSOCIATION 33 WEST MONROE SUITE 250 CHICAGO IL 60603 360904760 501(C)(6) 269228 0 BUSINESS SUPPORT ORGANIZATIONS PROVIDING TECHNICAL ASSISTANCE TO ENTREPRENEURS. ROGERS PARK BUSINESS ALLIANCE 1448 W MORSE AVENUE CHICAGO IL 60626 363357551 501(C)(3) 49997 0 BUSINESS SUPPORT ORGANIZATION PROVIDING TECHNICAL ASSISTANCE TO ENTREPRENEURS. SOUTHLAND DEVELOPMENT AUTHORITY 30 W MONROE ST SUITE 510 CHICAGO IL 60603 842818243 501(C)(3) 260328 0 BUSINESS SUPPORT ORGANIZATIONS PROVIDING TECHNICAL ASSISTANCE TO ENTREPRENEURS. 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THE WBDC HIRED A SUBCONTRACTOR, NEXT STREET FINANCIAL LLC, TO PERFORM THE PROGRAM AND FINANCIAL MONITORING OF THE BSO/SUBRECIPIENTS. THE WBDC HAD WEEKLY MEETINGS WITH NEXT STREET AND THE COUNTY OF COOK TO MONITOR NEXT STREET'S COMPLIANCE WORK. WBDC MONITORED THE BUSINESS SUPPORT ORGANIZATIONS (BSO) (WE RISE TOGETHER) TO ENSURE THAT THEY WERE COMPLIANT WITH THE GRANT AS WELL AS THE DELIVERABLES AND REQUIREMENTS OF CHICAGO COMMUNITY TRUST. BUSINESS SUPPORT ORGANIZATIONS (BSO) GRANTS - ALLSTATE GRANTS WERE DISTRIBUTED TO BSO RECIPIENTS BASED ON ELIGIBILITY DEFINED BY THE GRANT. ONCE ELIGIBILITY WAS ESTABLISHED FURTHER MONITORING WAS NOT REQUIRED EXCEPT FOR DISTRIBUTION OF ANNUAL 1099S. SMALL BUSINESS ASSISTANCE GRANTS WERE DISTRIBUTED BASED ON ELIGIBILITY DEFINED BY THE US TREASURY AS WELL AS COOK COUNTY. ONCE ELIGIBILITY WAS ESTABLISHED FURTHER MONITORING WAS NOT REQUIRED EXCEPT FOR DISTRIBUTION OF ANNUAL 1099S. SMALL BUSINESS ASSISTANCE GRANTS - ALLSTATE GRANTS WERE DISTRIBUTED BASED ON ELIGIBILITY DEFINED BY THE GRANT. ONCE ELIGIBILITY WAS ESTABLISHED FURTHER MONITORING WAS NOT REQUIRED EXCEPT FOR DISTRIBUTION OF ANNUAL 1099S. X X 0 0 0 0 0 0 0 0 0 EMILIA DIMENCO PRESIDENT & CHIEF EXECUTIVE 175775 0 0 0 47710 0 6004 0 9953 0 239442 0 0 0 FORM 990, PART VI, SECTION B, LINE 11B A DRAFT OF THE FORM 990 IS DISTRIBUTED TO THE AUDIT COMMITTEE AND PRESENTED BY THE ACCOUNTANTS AT A COMMITTEE MEETING. ALL QUESTIONS ARE ANSWERED BEFORE APPROVAL. AFTER APPROVAL BY THE AUDIT COMMITTEE, A DRAFT IS PRESENTED TO THE EXECUTIVE COMMITTEE BY THE ACCOUNTANTS, AUDIT COMMITTEE CHAIR AND THE PRESIDENT/CEO. AGAIN THE COMMITTEE MEMBERS ASKS ANY QUESTIONS WHICH ARE THEN ANSWERED BY THE ACCOUNTANTS AND THE PRESIDENT/CEO BEFORE APPROVAL. THE FINALIZED 990 IS SHARED WITH THE BOARD PRIOR TO FILING AND IS RATIFIED AT THE NEXT BOARD MEETING. FORM 990, PART VI, SECTION B, LINE 12C BOARD COMPLETES DISCLOSURE FORMS. IT IS THE CONTINUING RESPONSIBILITY OF THE BOARD AND OFFICIERS TO SCRUTINIZE THEIR TRANSACTIONS AND OUTSIDE BUSINESS INTERESTS AND RELATIONSHIPS FOR POTENTIAL CONFLICTS AND TO MAKE SUCH DISCLOSURES TO THE BOARD CHAIR AND UPDATE THEIR ANNUAL DISCLOSURE. UPON DISCLOSURE OF A CONFLICT OF INTEREST, THE BOARD MEMBER IS PRECLUDED FROM PARTICIPATION IN THE DISCUSSION AND/OR VOTE PERTINENT TO THE CONFLICT. FORM 990, PART VI, SECTION B, LINE 15A EXECUTIVE COMMITTEE OF THE BOARD OF DIRECTORS REVIEWS COMPENSATION COMPARABILITY SURVEY, EVALUATES PAST PERFORMANCE AND ANY BUDGET CONSIDERATIONS BEFORE COMPENSATION APPROVAL, THE PROCEDURES FOR WHICH ARE DULY DOCUMENTED IN THE MEETING MINUTES. FORM 990, PART VI, SECTION C, LINE 19 THE PUBLIC DISCLOSURE COPY OF THE ORGANIZATIONS FORM 990 ARE AVAILABLE ON THE ORGANIZATIONS WEBSITE. THE FORM 1023 IS MADE AVAILABLE UPON EVALUATION OF WRITTEN REQUEST TO CHIEF EXECUTIVE OFFICER OR BOARD CHAIR.