2025-02-11T10:20:38-05:00 2024-12-31 852834343 BD CPA GROUP 5600 N RIVER RD STE 800 ROSEMONT IL 60018 990 2024-01-01 360902923 CHICAGO MUNICIPAL EMPLOYEE'S CREDIT UNION CHIC 3122362326 18 S MICHIGAN AVE 10TH FLOOR CHICAGO IL 60603 TIM LUKOMSKI CFO 8475787734 2025-02-10 true true BRETT DAVALLE P02376403 7737901052 2025-02-11 2024 2025-03-06 01:10:19Z DAVID BRYANT 18 S MICHIGAN AVE 10TH FLOOR CHICAGO IL 60603 4068517 false X WWW.CMECUONLINE.ORG X COOPERATIVE 1926 IL ILLINOIS STATE CHARTERED CREDIT UNION OPERATED FOR THE MUTUAL BENEFIT OF ITS MEMBERS 8 8 15 0 0 3728618 3671531 277674 396986 0 4006292 4068517 0 0 961894 1021260 0 0 3692703 6650699 4654597 7671959 -648305 -3603442 59128347 58360663 56267463 57472133 2860884 888530 X TO GIVE MEMBERS THE ABILITY TO CONTROL THEIR FINANCIAL DESTINY BY PROVIDING MEMBERS WITH THE MEANS TO SATISFY THEIR NEEDS FOR FINANCIAL SERVICES IN A COMFORTABLE FAMILY-LIKE ENVIRONMENT. IN DOING SO, THE CREDIT UNION STRIVES TO MAINTAIN LONG-TERM RELATIONSHIPS WITH MEMBERS. false false CREDIT UNION MAKES AND SERVICES CONSUMER AND REAL ESTATE LOANS TO MEMBERS. THE NUMBER OF LOANS OUTSTANDING AT 12/31/24 WAS 4,095 FOR A TOTAL OF 33,288,880. CREDIT UNION PAYS DIVIDENDS TO ITS MEMBERS ON SHARE DEPOSIT ACCOUNTS AT A MARKET RATE OF INTEREST. TOTAL NUMBER OF SHARE ACCOUNTS AT 12/31/24 WAS 11,592 IN THE AMOUNT OF 56,905,846. false false false false false false false false false true false false false true false false false false false false false false false false false false false false false false false false false false false false false false false false false false false true 1103 0 true 15 true false false false false false false false false X 8 8 false false false false true true true true true false true true false true true true true true true true false X DONNA WIOREK 8475787734 2111 WAUKEGAN ROAD BANNOCKBURN IL 60015 X DAVID BRYANT CHAIRMAN 1.50 X X 0 0 0 EUGENE WILLIAMS VICE CHAIRMA 1.50 X X 0 0 0 BEVERLY GULLEY SECRETARY 1.00 X X 0 0 0 LANCE LEWIS TREASURER 1.50 X X 0 0 0 PATRICIA RIOS DIRECTOR 1.50 X 0 0 0 MELANIE NEELY DIRECTOR 1.50 X 0 0 0 DAVID MCKINNEY DIRECTOR 1.50 X 0 0 0 PATRICIA JACKOWIAK DIRECTOR 1.50 X 0 0 0 false false false LOANS TO MEMBERS 522291 3101513 3101513 FEES & SERVICES 525990 570018 570018 3671531 396986 396986 4068517 3671531 396986 793885 11067 144033 72275 43500 691006 3435 361259 401405 45539 PROVISION FOR LOAN LOSS 2076851 DIVIDEND EXPENSE 1525914 MISC EXPENSES 1031697 LOAN SERVICING 467843 2250 7671959 0 0 0 984108 885025 1299495 18278001 1700110 38830552 33288880 911866 80112 2125830 590978 1842644 1534852 14559220 2593683 700462 59128347 58360663 766315 566287 300000 55201148 56905846 56267463 57472133 X 2860884 888530 2860884 888530 59128347 58360663 -3603442 1631088 X false false 2125830 590978 1534852 1534852 SHARE ACCOUNTS 56905846 56905846 FORM 990 - ORGANIZATION'S MISSION TO GIVE MEMBERS THE ABILITY TO CONTROL THEIR FINANCIAL DESTINY BY PROVIDING MEMBERS WITH THE MEANS TO SATISFY THEIR NEEDS FOR FINANCIAL SERVICES IN A COMFORTABLE FAMILY-LIKE ENVIRONMENT. IN DOING SO, THE CREDIT UNION STRIVES TO MAINTAIN LONG-TERM RELATIONSHIPS WITH MEMBERS. FORM 990, PAGE 6, PART VI, LINE 6 MEMBERSHIP CONSISTS OF INDIVIDUALS WITH FUNDS ON DEPOSIT WITH THE CREDIT UNION. FORM 990, PAGE 6, PART VI, LINE 7A MEMBERS OF THE CREDIT UNION HAVE THE AUTHORITY TO ELECT THE BOARD OF DIRECTORS AT THE ANNUAL MEETING. FORM 990, PAGE 6, PART VI, LINE 7B MEMBERS VOTE ON VARIOUS ISSUES AT THE ANNUAL MEETING. FORM 990, PAGE 6, PART VI, LINE 11B THE FORM 990 WAS REVIEWED BY CERTAIN BOARD OFFICERS FOR COMPLETENESS AND ACCURACY PRIOR TO FILING. FORM 990, PAGE 6, PART VI, LINE 12C BOARD MEMBERS AND KEY EMPLOYEES SIGN AN ANNUAL STATEMENT CERTIFYING THAT THEY HAVE READ, UNDERSTAND, AND AGREE WITH THE CONFLICT OF INTEREST POLICY IN ADDITION TO COMPLETING A STATEMENT OF BUSINESS AND FINANCIAL INTEREST QUESTIONNNAIRE. FORM 990, PAGE 6, PART VI, LINE 15A THE SALARY ADMINISTRATION PLAN GOVERNS POSITIONS AND SALARIES FOR ALL STAFF IN AN EFFORT TO REMAIN COMPETITIVE WITH INDUSTRY STANDARDS. MOST OF THE MINIMUM SALARIES WERE DETERMINED BASED ON TEH 75TH PERCENTILE OF CUNA'S SALARY SURVEY RESULTS. SALARIES FOR POSITIONS NOT SURVEYED BY CUNA WERE DETERMINED BASED ON BANKING INDUSTRY DATA PROVIDERS SUCH AS SALARY WIZARD AND SALARY.COM FORM 990, PAGE 6, PART VI, LINE 15B THE SALARY ADMINISTRATION PLAN GOVERNS POSITIONS AND SALARIES FOR ALL STAFF IN AN EFFORT TO REMAIN COMPETITIVE WITH INDUSTRY STANDARDS. MOST OF THE MINIMUM SALARIES WERE DETERMINED BASED ON TEH 75TH PERCENTILE OF CUNA'S SALARY SURVEY RESULTS. SALARIES FOR POSITIONS NOT SURVEYED BY CUNA WERE DETERMINED BASED ON BANKING INDUSTRY DATA PROVIDERS SUCH AS SALARY WIZARD AND SALARY.COM FORM 990, PAGE 6, PART VI, LINE 19 DOCUMENTS AVAILABLE UPON REQUEST.