2025-01-23T15:11:47-05:00 2024-06-30 843068935 PRZ CPAS & ADVISORS 4200 JENNY LIND RD STE B FORT SMITH AR 72901 990 2023-07-01 710772094 CREDIT COUNSELING OF ARKANSAS INC CRED 4795218877 PO BOX 10168 FAYETTEVILLE AR 72703 MARY CATHERINE HARCOURT EXECUTIVE DIRECTOR 4795218877 2025-01-22 true true MARC LUX CPA P00588449 4796490888 2025-01-23 2023 2024-10-15 13:58:12Z MARY CATHERINE HARCOURT PO BOX 10168 FAYETTEVILLE AR 72703 1035446 false X WWW.CCOACARES.COM X 1995 AR TO IMPROVE THE QUALITY OF LIFE OF INDIVIDUALS AND FAMILIES THROUGH FINANCIAL EDUCATION, CREDIT AND HOUSING COUNSELING, AND MONEY MANAGEMENT SERVICES. 11 11 12 0 704649 563149 331710 413265 12816 33732 24900 25300 1074075 1035446 0 0 629385 696646 0 166779 260954 234180 890339 930826 183736 104620 675533 713687 280448 205221 395085 508466 TO IMPROVE THE QUALITY OF LIFE OF INDIVIDUALS AND FAMILIES THROUGH FINANCIAL EDUCATION, CREDIT AND HOUSING COUNSELING, AND MONEY MANAGEMENT SERVICES. false false 586134 413265 DEBT MANAGEMENT - THE ORGANIZATION WORKS WITH CREDITORS TO CONSOLIDATE DEBT AND ARRANGE BETTER REPAYMENT TERMS. COUNSELING AND EDUCATION - THE ORGANIZATION OFFERS CREDIT REPORT REVIEWS, PRE AND POST-DISCHARGE BANKRUPTCY, AND STUDET LOAN COUNSELING AND EDUCATION AS WELL A BUDGETING COUNSELING SERVICES. HOUSING - THE ORGANIZATION OFFERS FREE PRE-HOME PURCHASE AND MORTGAGE DELINQUENCY COUNSELING. REVERSE MORTAGE COUNSELING IS ALSO AVAILABLE FOR SENIOR CITIZENS FOR A FEE. IN ADDITION, THE ORGANIZATION PROVIDES HOUSING AND FORECLOSURE COUNSELING FOR ELIGIBLE INDIVIDUALS UNDER FEE FOR SERVICE CONTRACTS WITH FEDERAL AND STATE AGENCIES. 586134 true true false false false false false false true false true false false false true true true false false false false false false false false false false false false false false false false false false false false false false false false false false false false false false true 6 0 12 true false false false false false false false false X 11 11 false false false false false false false true true false false true true true true true true true true false AR X MARY CATHERINE HARCOURT 4795218877 PO BOX 10168 FAYETTEVILLE AR 72703 X CHAD CHANCE BOARD MEMBER 1.00 X 0 0 0 CEDRIC FONVILLE BOARD MEMBER 1.00 X 0 0 0 BRAD GARRARD BOARD MEMBER 1.00 X 0 0 0 MAURICIO HERRERA SECRETARY 1.00 X X 0 0 0 TOM JENSEN VICE-CHAIR 1.00 X X 0 0 0 BLAIR JOHANSON CHAIRMAN 1.00 X X 0 0 0 NANCY LEAKE BOARD MEMBER 1.00 X 0 0 0 DANIEL LEWIS BOARD MEMBER 1.00 X 0 0 0 MIKE ROBARDS BOARD MEMBER 1.00 X 0 0 0 CRAIG SHY BOARD MEMBER 1.00 X 0 0 0 KELEY SIMPSON BOARD MEMBER 1.00 X 0 0 0 false false false 563149 563149 FEDERAL AND STATE HOUSING 265917 265917 PROGRAM SERVICE FEES 121143 121143 PROGRAM INCOME 22742 22742 OTHER 3463 3463 413265 8352 8352 25300 25300 25300 25300 25380 25380 25380 25380 1035446 413265 59032 614315 383579 102406 128330 34521 21555 5755 7211 47810 29853 7970 9987 20547 2047 18500 7494 4679 1249 1566 66225 39010 15690 11525 3356 3060 296 620 387 103 130 17792 11109 2966 3717 10520 4964 3895 1661 PROFESSIONAL FEES 46482 32604 13878 COMMUNITY OUTREACH 32471 32471 DUES AND MEMBERSHIPS 15065 12506 2234 325 TELEPHONE 8309 5188 1385 1736 5299 3122 1586 591 930826 586134 177913 166779 184635 240906 77843 41697 18200 10850 3640 4317 60055 32322 37787 27733 328191 370685 25237 17499 675533 713687 34219 23794 93750 81200 77843 41697 74636 58530 280448 205221 X 395085 508466 395085 508466 675533 713687 104620 13157 -4396 X false true X true X 963225 564181 430212 704649 563149 3225416 335467 227977 331710 413265 1308419 963225 899648 658189 1036359 976414 4533835 4533835 12544 19872 7951 32845 33652 106864 12544 19872 7951 32845 33652 106864 975769 919520 666140 1069204 1010066 4640699 0.97700 0.96560 0.02000 0.03000 X RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED false false 23361 14397 8964 36694 17925 18769 27733 ACCRUED COMPENSATED ABSENCES 41928 RIGHT-OF-USE FINANCE LEASE LIABILITY 16602 58530 X 1066360 13157 22153 35310 1031050 4396 4396 1035446 952979 22153 22153 930826 930826 SCHEDULE D, PAGE 3, PART X THE ORGANIZATION FOLLOWS THE GUIDANCE OF THE ACCOUNTING STANDARDS CODIFICATION (ASC) 740, ACCOUNTING FOR INCOME TAXES, RELATED TO UNCERTAINTIES IN INCOME TAXES, WHICH PRESCRIBES A THRESHOLD OF MORE LIKELY THAN NOT FOR RECOGNITION AND DERECOGNITION OF POSITIONS TAKEN OR EXPECTED TO BE TAKEN IN A TAX RETURN. FOR THE YEAR ENDED JUNE 30, 2024, MANAGEMENT OF THE ORGANIZATION IS NOT AWARE OF ANY MATERIAL UNCERTAIN TAX POSITIONS. ALL TAX EXEMPT ENTITIES ARE SUBJECT TO REVIEW AND AUDIT BY FEDERAL, STATE AND OTHER APPLICABLE AGENCIES. SUCH AGENCIES MAY REVIEW THE TAXABILITY OF UNRELATED BUSINESS INCOME, OR THE QUALIFICATION OF THE TAX-EXEMPT ENTITY UNDER THE INTERNAL REVENUE CODE AND APPLICABLE STATE STATUES. FOR FEDERAL TAX PURPOSES, THE TAX RETURNS REMAIN OPEN FOR POSSIBLE EXAMINATION FOR A PERIOD OF THREE YEARS AFTER THE RESPECTIVE FILING DEADLINES OF THOSE RETURNS. FORM 990, PAGE 6, PART VI, LINE 11B THE FORM 990 IS REVIEWED AND APPROVED FIRST BY THE BOARD FINANCE COMMITTEE AND THEN PRESENTED TO THE FULL BOARD OF DIRECTORS FOR REVIEW AND APPROVAL PRIOR TO FILING. FORM 990, PAGE 6, PART VI, LINE 12C EACH BOARD MEMBER, INCLUDING THE BOARD CHAIRMAN AND EXECUTIVE DIRECTOR IS REQUIRED TO ANNUALLY COMPLETE A CONFLICT OF INTEREST QUESTIONNAIRE TO TO INSURE THAT NO CONFLICT OF INTEREST EXISTS. ANY POTENTIAL CONFLICTS MUST BE DISCUSSED AND RESOLVED PRIOR TO THAT MEMBER CONTINUING TO SERVE IN THEIR POSITION ON THE GOVERNING BOARD. FORM 990, PAGE 6, PART VI, LINE 15A THE BOARD OF DIRECTORS EXECUTIVE COMMITTEE DETERMINES THE COMPENSATION OF THE EXECUTIVE DIRECTOR USING COMPARABLE COMPENSATION DATA FOR A SIMILARLY QUALIFIED PERSON IN A COMPARABLE POSITION AT A SIMILAR ORGANIZTION USING THE NATIONAL FOUNDATION FOR CREDIT COUNSLING COMPENSATING SURVEY. FORM 990, PAGE 6, PART VI, LINE 15B THERE ARE NO OTHER COMPENSATED OFFICERS OF THE ORGANIZATION. KEY EMPLOYEE ANNUAL PERFORMANCE REVIEW IS COMPLETED BY THE EXECUTIVE DIRECTOR. A MERIT INCREASE AND/OR COST OF LIVING INCREASE MAY BE AWARDED BASED ON THIS REVIEW. DURING THIS PROCESS, THE EXECUTIVE DIRECTOR COMPARES AND REVIEWS THE COMPENSATION PACKAGE OF KEY EMPLOYEES IN SIMILAR ORGANIZATIONS USING THE NATIONAL FOUNDATION FOR CREDIT COUNSELING COMPENSATION SURVEY. FORM 990, PAGE 6, PART VI, LINE 19 ALL GOVERNING DOCUMENTS, INCLUDING THE FORM 990 ARE AVAILABLE TO THE PUBLIC DURING REGULAR WORKING HOURS MONDAY THROUGH FRIDAY.