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        <FormAndLineReferenceDesc>Pt XI</FormAndLineReferenceDesc>
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        <FormAndLineReferenceDesc>Pt VI, Line 11b</FormAndLineReferenceDesc>
        <ExplanationTxt>Officer Review-The Treasurer and Clerk reviewed the Form 990 prior to filing.</ExplanationTxt>
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        <ExplanationTxt>Two of the Directors are related. Patricia and Michael Cusack are related by marriage.</ExplanationTxt>
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