2024-11-12T12:32:29-06:00 2023-12-31 202153727 SB & COMPANY LLC 10200 GRAND CENTRAL AVE SUITE 250 OWINGS MILLS MD 21117 990 2023-01-01 922086375 BUSINESS DEVELOPMENT & RESOURCE CENTER - BCL COMMUNITY FACILITY INC BUSI 4107278590 875 HOLLINS STREET SUITE 301 BALTIMORE MD 21201 WATCHEN HARRIS BRUCE PRESIDENT & CEO 4107278590 2024-11-08 1 0 MONIQUE BOOKER P00644231 4105840060 2023 2024-10-15 13:58:12Z WATCHEN HARRIS BRUCE 875 HOLLINS STREET SUITE 301 BALTIMORE MD 21201 195236 0 X WWW.BCLENDING.ORG X 2023 MD 4 5 4 0 4 0 0 0 195236 0 0 0 0 0 0 0 195236 0 0 0 0 0 0 0 0 0 0 149193 0 149193 0 46043 0 3749134 0 3703091 0 46043 TO IMPROVE AND STRENGTHEN THE ENABLING ENVIRONMENT FOR SMALL BUSINESS DEVELOPMENT SERVICES, ENHANCING THE ECOSYSTEM OF SMALL BUSINESS LENDING FOR BIPOC AND OTHER UNDERSERVED COMMUNITIES IN THE BALTIMORE REGION. 0 0 149193 BALTIMORE COMMUNITY LENDING 149193 1 1 0 0 0 0 0 0 0 0 1 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 1 0 0 1 0 0 0 0 0 0 0 0 0 0 0 X 5 4 0 0 0 0 0 0 0 1 1 0 0 1 1 1 1 1 1 1 1 0 MD X X SUSAN KELLY 4107278590 875 HOLLINS STREET STE 301 BALITMORE MD 21201 X ANTONY GROSS BOARD MEMBER 0.30 X 0 0 0 LINDA HARRINGTON BOARD MEMBER 0.30 X 0 0 0 GERARD JOAB BOARD MEMBER 0.30 X 0 0 0 NICHOLE DOYLE BATTLE BOARD MEMBER 0.30 X 0 0 0 WATCHEN HARRIS BRUCE PRESIDENT AND CEO - BCL 1.00 39.00 X X 0 0 148479 0 0 148479 0 0 0 0 0 195236 195236 195236 0 0 0 52752 52752 14713 14713 8866 8866 5784 5784 16883 16883 1241 1241 40468 40468 8486 8486 149193 149193 0 0 359803 66976 3323596 1241 0 3322355 0 3749134 2 824764 2878325 0 3703091 X 46043 0 46043 0 3749134 46043 0 X 0 1 X 1 0 X 45104 195236 240340 45104 195236 240340 0 0 0 240340 45104 195236 240340 1.00000 0.00000 X RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED 3210841 3210841 112755 1241 111514 3322355 X 195236 0 195236 0 195236 149193 0 149193 0 149193 PART X, LINE 2: BALTIMORE COMMUNITY LENDING, INC., CREO INC., AND BD&RC ARE EXEMPT FROM THE PAYMENT OF INCOME TAXES ON INCOME OTHER THAN NET UNRELATED BUSINESS INCOME UNDER SECTION 501(C) (3) OF THE INTERNAL REVENUE CODE. THE PROVISIONS INCLUDED IN ACCOUNTING PRINCIPLES GENERALLY ACCEPTED IN THE UNITED STATES OF AMERICA PROVIDE CONSISTENT GUIDANCE FOR THE ACCOUNTING FOR UNCERTAINTY IN INCOME TAXES RECOGNIZED IN AN ENTITY'S FINANCIAL STATEMENTS AND PRESCRIBE A THRESHOLD OF "MORE LIKELY THAN NOT" FOR RECOGNITION OF TAX POSITIONS TAKEN OR EXPECTED TO BE TAKEN IN A TAX RETURN. BCL PERFORMED AN EVALUATION OF UNCERTAIN TAX POSITIONS AS OF JUNE 30, 2024, AND DETERMINED THAT THERE WERE NO MATTERS THAT WOULD REQUIRE RECOGNITION IN THE CONSOLIDATED FINANCIAL STATEMENTS OR THAT MAY HAVE ANY EFFECT ON ITS TAX-EXEMPT STATUS. AS OF JUNE 30, 2024, THE STATUTE OF LIMITATIONS FOR FISCAL YEARS 2021 THROUGH 2024 REMAIN OPEN WITH THE U.S. FEDERAL JURISDICTION OR THE STATE AND LOCAL JURISDICTION IN WHICH BCL FILES TAX RETURNS. IT IS BCL'S POLICY TO RECOGNIZE INTEREST AND/OR PENALTIES RELATED TO UNCERTAIN TAX POSITIONS, IF ANY, AS INCOME TAX EXPENSE. FORM 990, PART VI, SECTION B, LINE 11B PRIOR TO ITS FILING, THE FORM 990 WAS REVIEWED BY MANAGEMENT AND THE AUDIT & FINANCE COMMITTEE. A COPY OF THE FINAL VERSION WAS PROVIDED TO EACH BOARD MEMBER PRIOR TO FILING. FORM 990, PART VI, SECTION B, LINE 12C GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, AND FINANCIAL STATEMENTS ARE MADE AVAILABLE UPON REQUEST. FORM 990, PART VI, SECTION B, LINE 15 THE BOARD EXECUTIVE COMMITTEE REVIEWS AND APPROVES ALL OFFICERS' COMPENSATION. COMMUNITY DEVELOPMENT FINANCIAL INSTITUTIONS INDUSTRY PEER COMPENSATION IS CONSIDERED IN MAKING COMPENSATION DECISIONS. FORM 990, PART VI, SECTION C, LINE 18 AVAILABLE UPON REQUEST FORM 990, PART VI, SECTION C, LINE 19 AVAILABLE UPON REQUEST BALTIMORE COMMUNITY LENDING INC 875 HOLLINS STREET SUITE 301 BALTIMORE MD 21201 521632468 ADMINISTERING COMMUNITY DEVELOPMENT FINANCING MD LINE 12B, II 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 BALTIMORE COMMUNITY LENDING INC E 2878325