2024-10-07T16:11:17-07:00 2023-12-31 932248142 Henderson CPAs 7086 N Maple Ave Ste 104 Fresno CA 93720 990 2023-01-01 261177785 Fresno Community Development Financial Institution dba Access Plus Capital FRES 5595524200 2607 Fresno Street Fresno CA 93721 Tate Hill President & CEO 2024-10-07 true true Brian Henderson P01814976 5594127576 2023 2024-10-15 13:58:12Z Tate Hill 2607 Fresno Street Fresno CA 93721 4923185 false X www.accesspluscapital.com X 2008 CA ACCESS PLUS CAPITAL IS NONPROFIT SMALL BUSINESS LENDER AND SERVICE PROVIDER WITH THE MISSION TO ELIMINATE ECONOMIC BARRIERS TO FINANCIAL SUCCESS THROUGH FAIR AND EQUITABLE COMMUNITY INVESTMENT. 11 11 0 0 2268341 2521362 1376823 2396779 0 7911 5044 3653075 4923185 0 0 1841053 2441313 0 0 2605611 3178664 4446664 5619977 -793589 -696792 30893281 27780738 16658887 14243136 14234394 13537602 ACCESS PLUS CAPITAL IS NONPROFIT SMALL BUSINESS LENDER AND SERVICE PROVIDER WITH THE MISSION TO ELIMINATE ECONOMIC BARRIERS TO FINANCIAL SUCCESS THROUGH FAIR AND EQUITABLE COMMUNITY INVESTMENT. false false 4993524 2401823 ACCESS PLUS CAPITAL PROVIDES CAPITAL, NO-COST BUSINESS COACHING & TRAINING, AND OTHER FINANCIAL RESOURCES TO SMALL BUSINESSES AND ENTREPRENEURS IN CENTRAL CALIFORNIA'S MOST ECONOMICALLY DISADVANTAGED COMMUNITIES TO BUILD WEALTH AND GROW JOBS. ITS LENDING RANGES FROM $5000 TO $500,000 INCLUDING START-UP & REAL ESTATE LOANS TO STABILIZE AND GROWTH BUSINESSES WITH A FOCUS ON PEOPLE OF COLOR, WOMEN, AND BUSINESSES IN LOW-INCOME AND RURAL COMMUNITIES FROM SACRAMENTO TO BAKERSFIELD. 4993524 true true false false false false false false false false true false false false true true true false false false false false false false false false false false false true false false false false false false false false false false false false false false false false false true 23 27 true 0 false false false false false false false 0 false false false false false false false X 11 11 false false false false false false false true true false false true false true true true true false CA X X Tate Hill 5595524200 2607 Fresno Street Fresno CA 93721 Tate Hill President & CEO 40.00 0.00 X 170000 0 13460 Elliott Balch Chairman 2.00 0.00 X 0 0 0 James Martinez Vice Chair 2.00 0.00 X 0 0 0 Debra Bradley Secretary 2.00 0.00 X X 0 0 0 Donald Terry Treasurer 2.00 0.00 X 0 0 0 Linda Hayes Member 2.00 0.00 X X 0 0 0 Kaya Herron Member 2.00 40.00 X X 0 0 0 Carlos Mendoza Member 2.00 0.00 X 0 0 0 Emogene Nelson Member 2.00 0.00 X 0 0 0 Rupal Patel Member 2.00 0.00 X X 0 0 0 Itzi Robles Member 2.00 0.00 X 0 0 0 Tom Vanderheiden Member 2.00 0.00 X 0 0 0 170000 13460 1 false true false 0 2521362 2521362 Fee for services 522291 893676 893676 Interest Income 522291 1503103 1503103 2396779 0 0 0 0 0 0 0 0 Miscellaneous Income 522291 5044 5044 5044 4923185 2401823 0 0 0 0 183460 159610 23850 0 1751406 1519854 231552 0 0 506447 439596 66851 0 0 0 0 0 0 0 108916 108916 122316 101630 20686 0 0 176901 129047 47854 123120 106320 16800 0 0 366009 366009 0 5586 5586 46912 46301 611 Provision for loan losses 894053 894053 CONTRACT SERVICES 836607 783841 52766 OTHER PROGRAM EXPENSES 244273 233182 11091 Admin Services 127204 127204 126767 105165 21602 5619977 4993524 626453 0 7846128 617458 5391546 3218492 167242 1800000 445998 1202817 0 0 16953260 18971995 0 0 1717811 5585 52993 1712226 0 0 0 0 36114 257750 30893281 27780738 189409 211089 265639 265639 4570027 3835096 11596821 9896217 36991 35095 16658887 14243136 X 13599394 12237602 635000 1300000 14234394 13537602 30893281 27780738 -696792 X false true X false true true X 4798948 2687088 7391254 2268341 2521362 19666993 1526647 1217552 1595685 1376823 2396779 8113486 0 0 0 6325595 3904640 8986939 3645164 4918141 27780479 0 0 27780479 0 0 0 2941 906407 7911 5044 922303 6325595 3907581 9893346 3653075 4923185 28702782 0.96790 0.96430 0.00000 X RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED 228575 228575 1191425 2545 1188880 185682 397 185285 112129 2643 109486 1712226 VACATION LIABILITY 35095 35095 X 4923185 4923185 4923185 5619977 5619977 5619977 Part X : FIN48 Footnote The Organization is a tax-exempt organization under Section 501(c)(3) of the Internal Revenue Code and Section 23701(d) of the State of California Corporate Code. The Organization is subject to taxation on any unrelated business income. Accounting principles generally accepted in the United States of America require the Organization's management to evaluate tax positions taken by the Organization and recognize a tax liability (or asset) if the Organization has taken an uncertain position that more likely than not would be sustained upon examination by the Internal Revenue Service. There were no uncertain positions taken or expected to be taken that would require recognition of a liability (or asset) or disclosure in the financial statements in the current year. false false false false false false false false false Tate Hill President & CEO 170000 6260 7200 183460 Form 990, Part VI, Section B, Line 11b FORM 990 IS REVIEWED AND APPROVED BY THE CHIEF EXECUTIVE OFFICER, FINANCIAL OFFICER AND COMMISSIONERS. Form 990, Part VI, Section B, Line 12c BOARD MEMBERS WILL EXCUSE HIM/HERSELF, OR WILL BE ASKED TO EXCUSE HIM/HERSELF FROM ACTIONS INVOLVING CONFLICTS OF INTEREST. ANNUAL TRAINING IS PROVIDED ON THIS MATTER. TRAINING IS ALSO PROVIDED TO STAFF TO ASSIST IN IDENTIFYING CONFLICT OF INTEREST SITUATIONS. ENFORCEMENT AND TRAINING ARE LINKED TO AREAS OF EXPOSURE BY PROGRAM AND ARE HANDLED ON A CASE BY CASE BASIS. Form 990, Part VI, Section B, Line 15b WAGE COMPARABILITY SURVEYS ARE COMPLETED BY THE RELATED ENTITY AT THE NATIONAL AND STATE LEVEL. ALSO, WAGE STUDIES OF LIKE-AGENCIES WITHIN THE CENTRAL VALLEY REGION ARE PERFORMED. COMPENSATION FOR THE CHIEF EXECUTIVE OFFICER OF THE RELATED ENTITY IS APPROVED BY THE BOARD OF DIRECTORS OF THE RELATED ENTITY. Form 990, Part VI, Section C, Line 18 DOCUMENTS ARE AVAILABLE UPON REQUEST. Form 990, Part VI, Section C, Line 19 No documents available to the public.