2024-08-13T14:41:53-05:00 2023-12-31 221478099 COHNREZNICK LLP 7501 WISCONSIN AVENUE SUITE 400E BETHESDA MD 20814 990 2023-01-01 520192004 ENTERPRISE COMMUNITY LOAN FUND INC ENTE 4109640552 11000 BROKEN LAND PARKWAY 700 COLUMBIA MD 21044 WILLIAM BECKMANN CHIEF FINANCIAL OFFICER 4109640552 2024-08-13 1 1 LORI ROTHE YOKOBOSKY CPA P01273422 3016529100 2024-08-09 2023 2024-08-08 14:25:15Z ELISE BALBONI 11000 BROKEN LAND PARKWAY 700 COLUMBIA MD 21044 36120781 0 X WWW.ENTERPRISECOMMUNITY.COM X 1990 MD TO DELIVER INNOVATIVE FINANCIAL PRODUCTS AND TECHNICAL ASSISTANCE TO ORGANIZATIONS TO ACQUIRE, DEVELOP, AND PRESERVE QUALITY AFFORDABLE HOUSING AND TO REVITALIZE COMMUNITIES. 5 3 47 4 0 0 16174870 9747724 18156413 20055842 1398301 4813873 0 1503342 35729584 36120781 3544621 3255130 0 0 4957538 5299261 0 0 0 10981345 15199076 19483504 23753467 16246080 12367314 426085407 480806615 306594252 346098780 119491155 134707835 X SEE SCHEDULE O 0 0 22220937 3255130 21559184 ENTERPRISE COMMUNITY LOAN FUND HAS GENERATED CUMULATIVE LOAN VOLUME (INCLUDING COMMITMENTS) OF MORE THAN $2.9 BILLION, SUPPORTING THE DEVELOPMENT OR PRESERVATION OF AFFORDABLE HOUSING AND COMMUNITY AND COMMERCIAL FACILITIES. 22220937 1 1 0 0 0 0 0 0 0 0 1 0 0 0 1 1 1 1 0 0 0 0 0 0 0 0 0 1 0 1 0 0 0 1 0 0 0 0 0 0 0 0 0 1 1 1 1 0 1 78 0 1 47 1 0 0 0 0 0 0 0 0 0 0 0 0 X 5 3 0 0 0 0 0 0 0 1 1 0 0 1 1 1 1 1 1 1 1 0 CA MD X WILLIAM BECKMANN 4107722630 11000 BROKEN LAND PARKWAY SUITE 700 COLUMBIA MD 21044 LORI CHATMAN DIRECTOR 1.00 39.00 X 0 865253 34773 WILLIAM BECKMANN SVP & CHIEF FINANCIAL OFFICER 1.00 39.00 X 0 538609 31081 LINDA MANLEY GENERAL COUNSEL & SEC. AS OF 3/23 1.00 39.00 X 0 486453 56834 ELISE BALBONI PRESIDENT 40.00 X 450187 0 34205 CHARLOTTE CROW SENIOR VICE PRESIDENT AND TREASURER 40.00 X 308986 0 47649 TIMOTHY MARTIN VP & CHIEF CREDIT OFFICER 40.00 X 288357 0 50508 STEPHANIE SHACK GENERAL COUNSEL & SEC. UNTIL 3/23 4.00 36.00 X 0 327532 7249 JONATHAN CLARKE VP & CHIEF LENDING OFFICER 40.00 X 277080 0 32899 SHAUN DONOVAN DIRECTOR 1.00 39.00 X 0 248570 12827 CHARLES WERHANE FORMER DIRECTOR 0.00 40.00 X 0 250000 0 MONICA WARREN-JONES STRATEGIC PROJECTS DIRECTOR 40.00 X 199779 0 40924 JOSHUA GRIFF DIRECTOR, CREDIT 40.00 X 177162 0 41262 ANNA SMUKOWSKI SENIOR DIRECTOR, CAPITAL PROGRAMS 40.00 X 194077 0 23231 SHARON BOLLERS DIRECTOR, LENDING 40.00 X 187412 0 22072 STEPHANIE BARRETT SENIOR LOAN OFFICER 40.00 X 165198 0 41549 ALICE CARR DIRECTOR 1.00 X 0 0 0 CATHY DOLAN DIRECTOR 1.00 X 0 0 0 HAROLD PETTIGREW DIRECTOR UNTIL 3/23 1.00 X 0 0 0 CYNTHIA MULLER DIRECTOR 1.00 X 0 0 0 2248238 2716417 477063 29 1 1 0 HUSCH BLACKWELL LLP PO BOX 790379 ST LOUIS MS 63179 LEGAL SERVICES 143957 1 7547724 2200000 9747724 INTEREST INCOME 531110 18680412 18680412 LOAN FEE INCOME 531110 1375430 1375430 20055842 4813873 4813873 OTHER REVENUE 531110 1048142 1048142 EQUITY IN EARN OF SUBS 531110 455200 455200 1503342 36120781 21559184 0 4813873 3255130 3255130 1454174 1206507 247667 3123683 2591675 532008 131671 109245 22426 266013 220708 45305 323720 268586 55134 497011 411573 85438 643342 532749 110593 821127 679972 141155 783698 648977 134721 396249 344737 51512 72107 62733 9374 7897412 7897412 142093 123621 18472 PROVISION FOR LOAN LOSS 3340469 3340469 605568 526843 78725 23753467 22220937 1532530 0 82384202 93237235 3160176 0 2229861 2245512 270908101 369290780 1721351 1042362 563052 678989 57844122 8242389 7469729 7111710 1526164 0 426085407 480806615 1988964 2098012 756196 745680 6532724 4467637 50353 50982 38605057 37492686 258441951 296260876 219007 4982907 306594252 346098780 X 81746511 96339206 37744644 38368629 119491155 134707835 426085407 480806615 X 12367314 34495 2814871 X 0 1 X 1 1 1 X 960652 24025849 11057795 16174870 9747724 61966890 15501670 14831263 14913018 18156413 20055842 83458206 16462322 38857112 25970813 34331283 29803566 145425096 10000000 10000000 6143690 1929034 2831729 4038966 2995367 17938786 6143690 11929034 2831729 4038966 2995367 27938786 117486310 606528 206339 25940 1398301 4813873 7050981 606528 206339 25940 1398301 4813873 7050981 1503342 1503342 17068850 39063451 25996753 35729584 36120781 153979419 0.76300 0.78880 0.04580 0.01910 X RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED 1 22865249 9727489 6543631 26049107 1 X 1721351 1042362 678989 678989 DUE TO PARENT AND AFFILIATES 1350284 CONDITIONAL GRANTS 3043258 UNFUNDED LOAN COMMITMENTS RESERVE 589365 4982907 X 36155276 34495 34495 36120781 0 36120781 23753467 0 23753467 0 23753467 PART IV, LINE 2B: WE HOLD ASSETS, PRIMARILY CASH AND CASH EQUIVALENTS, FOR THIRD PARTIES PURSUANT TO FISCAL AGENCY AND SIMILAR CONTRACTUAL ARRANGEMENTS. THE ASSETS HELD ARE CLASSIFIED AS RESTRICTED, AND THE LIABILITY IS INCLUDED IN FUNDS HELD FOR OTHERS. PART X, LINE 2: LOAN FUND IS RECOGNIZED AS A 501(C)(3) CHARITABLE ORGANIZATION AND IS EXEMPT FROM INCOME TAXES WITH RESPECT TO CHARITABLE ACTIVITIES. WE DID NOT HAVE ANY UNRELATED BUSINESS INCOME DURING THE YEARS ENDED DECEMBER 31, 2023 AND 2022. ACCORDINGLY, NO PROVISION OR BENEFIT FOR INCOME TAXES HAS BEEN RECORDED IN THE ACCOMPANYING FINANCIAL STATEMENTS AND THERE ARE NO OTHER TAX POSITIONS WHICH MUST BE CONSIDERED FOR DISCLOSURE. WE DO FILE TAX RETURNS REQUIRED TO BE COMPLETED BY TAX-EXEMPT ENTITIES WITH THE INTERNAL REVENUE SERVICE ("IRS") AND OTHER TAXING AUTHORITIES. THESE INCOME TAX RETURNS ARE SUBJECT TO EXAMINATION BY THE IRS FOR A PERIOD OF THREE YEARS FROM THE DATE THE RETURN IS FILED. WHILE NO INCOME TAX RETURNS ARE CURRENTLY BEING EXAMINED BY THE IRS, TAX YEARS SINCE 2020 REMAIN OPEN FOR EXAMINATION. 1 A & D QUALITY CONSTRUCTION CO 11412 148TH AVE SE RENTON WA 980594304 911947780 FOR PROFIT 50000 0 FOR CAPACITY BUILDING FOR PREDEVELOPMENT COSTS FOR BIPOC DEVELOPERS. AFRICAN COMMUNITY HOUSING AND DEVELOPMENT 16256 MILITARY ROAD SOUTH SEATAC WA 98188 831665288 501(C)(3) 50000 0 FOR CAPACITY BUILDING FOR PREDEVELOPMENT COSTS FOR BIPOC DEVELOPERS. AFRICATOWN COMMUNITY LAND TRUST 1437 S JACKSON ST SUITE 100 SEATTLE WA 98144 821710458 501(C)(3) 200000 0 FOR CAPACITY BUILDING FOR PREDEVELOPMENT COSTS FOR BIPOC DEVELOPERS. AGORSOR EQUITY 1255 UNION ST NE 7TH FLOOR WASHINGTON DC 20002 461112711 FOR PROFIT 300000 0 FOR CAPACITY BUILDING FOR PREDEVELOPMENT COSTS FOR BIPOC DEVELOPERS. CJG LLC 2737 S 124TH LN BURIEN WA 98168 843379044 FOR PROFIT 250000 0 FOR CAPACITY BUILDING FOR PREDEVELOPMENT COSTS FOR BIPOC DEVELOPERS. A-PEACE LLC 1429 22ND ST SE WASHINGTON DC 20020 113642427 FOR PROFIT 50000 0 FOR CAPACITY BUILDING FOR PREDEVELOPMENT COSTS FOR BIPOC DEVELOPERS. BANNEKER VENTURES 1738 ELTON RD 215 SILVER SPRING MD 20903 203281638 FOR PROFIT 199680 0 FOR CAPACITY BUILDING FOR PREDEVELOPMENT COSTS FOR BIPOC DEVELOPERS. BE A HELPING HAND FOUNDATION 827 W MCKENNIE AVE NASHVILLE TN 37206 621853537 501(C)(3) 200000 0 FOR CAPACITY BUILDING FOR PREDEVELOPMENT COSTS FOR BIPOC DEVELOPERS. CAMPAGNA CENTER 418 S WASHINGTON ST ALEXANDRIA VA 22314 540534609 501(C)(3) 60000 0 FOR CAPACITY BUILDING FOR PREDEVELOPMENT COSTS FOR BIPOC DEVELOPERS. EMBOLDEN REAL ESTATE 2227 20TH STREET NW APT 406 WASHINGTON DC 20009 843559853 FOR PROFIT 135000 0 FOR CAPACITY BUILDING FOR PREDEVELOPMENT COSTS FOR BIPOC DEVELOPERS. GREENBIRDZ LLC 4316 S WARSAW ST SEATTLE WA 981183552 843884523 FOR PROFIT 160000 0 FOR CAPACITY BUILDING FOR PREDEVELOPMENT COSTS FOR BIPOC DEVELOPERS. HILOA 9435 LORTON MARKET ST SUITE 121 LORTON VA 22079 852187548 501(C)(3) 100000 0 FOR CAPACITY BUILDING FOR PREDEVELOPMENT COSTS FOR BIPOC DEVELOPERS. KNGDM GROUP 7115 SOUTHPOINTE PKWY UNIT 5 108 BRENTWOOD TN 37027 842553827 FOR PROFIT 100000 0 FOR CAPACITY BUILDING FOR PREDEVELOPMENT COSTS FOR BIPOC DEVELOPERS. LITTLE LIGHTS URBAN MINISTRIES 760 7TH ST SE WASHINGTON DC 20003 522125232 501(C)(3) 40950 0 FOR CAPACITY BUILDING FOR PREDEVELOPMENT COSTS FOR BIPOC DEVELOPERS. MARLEX CP 2700 NEABSCO COMMON PL SUITE 101 WOODBRIDGE VA 22191 923149149 FOR PROFIT 200000 0 FOR CAPACITY BUILDING FOR PREDEVELOPMENT COSTS FOR BIPOC DEVELOPERS. MEDICI ROAD 1629 K STREET NW SUITE 300 WASHINGTON DC 20006 813752369 501(C)(3) 250000 0 FOR CAPACITY BUILDING FOR PREDEVELOPMENT COSTS FOR BIPOC DEVELOPERS. MI CASA 6230 3RD ST NW 2 WASHINGTON DC 20011 521796840 501(C)(3) 43500 0 FOR CAPACITY BUILDING FOR PREDEVELOPMENT COSTS FOR BIPOC DEVELOPERS. NIX DEVELOPMENT COMPANY LLC 6411 IVY LANE SUITE 506 GREENBELT MD 20770 460786848 FOR PROFIT 150000 0 FOR CAPACITY BUILDING FOR PREDEVELOPMENT COSTS FOR BIPOC DEVELOPERS. PARAGON CONSTRUCTION GROUP 7467 RIDGE RD SUITE 310 HANOVER MD 21076 822171020 FOR PROFIT 150000 0 FOR CAPACITY BUILDING FOR PREDEVELOPMENT COSTS FOR BIPOC DEVELOPERS. SEATTLE YMCA 909 4TH AVE SEATTLE WA 98104 910482710 501(C)(3) 50000 0 FOR CAPACITY BUILDING FOR PREDEVELOPMENT COSTS FOR BIPOC DEVELOPERS. SIGNATURE ON 35TH LLC 9 CLARK PLACE TACOMA WA 98409 534901462 FOR PROFIT 250000 0 FOR CAPACITY BUILDING FOR PREDEVELOPMENT COSTS FOR BIPOC DEVELOPERS. TENGEN RESIDENTIAL 213 49TH ST NE WASHINGTON DC 20019 824180898 FOR PROFIT 25000 0 FOR CAPACITY BUILDING FOR PREDEVELOPMENT COSTS FOR BIPOC DEVELOPERS. WILTRUST GROUP 1385 SHERIDAN ST NW WASHINGTON DC 20011 834516635 FOR PROFIT 241000 0 FOR CAPACITY BUILDING FOR PREDEVELOPMENT COSTS FOR BIPOC DEVELOPERS. 9 14 PART I, LINE 2: GRANT FUNDS ARE MONITORED THROUGH REQUIRED REPORTING PROVIDED BY THE GRANTEE. THE REPORTING FOCUSES ON FINANCIAL PERFORMANCE, PROGRAM AND ORGANIZATIONAL OUTCOMES. X X 0 0 0 0 0 0 1 1 0 LORI CHATMAN DIRECTOR 0 434598 0 428333 0 2322 0 24894 0 9879 0 900026 0 0 WILLIAM BECKMANN SVP & CHIEF FINANCIAL OFFICER 0 410245 0 124800 0 3564 0 9900 0 21181 0 569690 0 0 LINDA MANLEY GENERAL COUNSEL & SEC. AS OF 3/23 0 368301 0 115830 0 2322 0 24894 0 31940 0 543287 0 0 ELISE BALBONI PRESIDENT 321865 0 126000 0 2322 0 24894 0 9311 0 484392 0 0 0 CHARLOTTE CROW SENIOR VICE PRESIDENT AND TREASURER 243545 0 61250 0 4191 0 23418 0 24231 0 356635 0 0 0 TIMOTHY MARTIN VP & CHIEF CREDIT OFFICER 229475 0 57635 0 1247 0 21759 0 28749 0 338865 0 0 0 STEPHANIE SHACK GENERAL COUNSEL & SEC. UNTIL 3/23 0 81396 0 111000 0 135136 0 4923 0 2326 0 334781 0 0 JONATHAN CLARKE VP & CHIEF LENDING OFFICER 220965 0 55000 0 1115 0 20538 0 12361 0 309979 0 0 0 SHAUN DONOVAN DIRECTOR 0 247990 0 0 0 580 0 5625 0 7202 0 261397 0 0 CHARLES WERHANE FORMER DIRECTOR 0 250000 0 0 0 0 0 0 0 0 0 250000 0 0 MONICA WARREN-JONES STRATEGIC PROJECTS DIRECTOR 161705 0 35690 0 2384 0 14161 0 26763 0 240703 0 0 0 JOSHUA GRIFF DIRECTOR, CREDIT 148392 0 28293 0 477 0 11872 0 29390 0 218424 0 0 0 ANNA SMUKOWSKI SENIOR DIRECTOR, CAPITAL PROGRAMS 176696 0 17045 0 336 0 12951 0 10280 0 217308 0 0 0 SHARON BOLLERS DIRECTOR, LENDING 166935 0 19857 0 620 0 12281 0 9791 0 209484 0 0 0 STEPHANIE BARRETT SENIOR LOAN OFFICER 148329 0 15364 0 1505 0 10864 0 30685 0 206747 0 0 0 PART I, LINE 6 THE SUPPLEMENTAL NONQUALIFIED RETIREMENT PLAN AMOUNT IS PARTIALLY CALCULATED BASED ON THE NET INCOME OF RELATED ORGANIZATIONS AS WELL AS SPECIFIC QUALITATIVE GOALS MET BY THE EMPLOYEE. PART I, LINE 7 ALL ECLF EMPLOYEES HAVE A PERFORMANCE BONUS PLAN BASED ON ACHIEVING CERTAIN FINANCIAL AND IMPACT TARGETS AND OTHER PERFORMANCE CRITERIA. CATHY DOLAN DIRECTOR IMPACT NOTE PROGRAM INVESTMENT X 50000 50982 0 1 1 50982 FORM 990, PART III, LINE 1, DESCRIPTION OF ORGANIZATION MISSION: ENTERPRISE COMMUNITY LOAN FUND DELIVERS INNOVATIVE FINANCIAL PRODUCTS AND TECHNICAL ASSISTANCE TO MISSION-ALIGNED ORGANIZATIONS TO ACQUIRE, DEVELOP AND PRESERVE QUALITY AFFORDABLE HOUSING FOR LOW AND MODERATE-INCOME FAMILIES, AND TO REVITALIZE THEIR COMMUNITIES BY PROVIDING ACCESS TO GOOD JOBS, QUALITY AFFORDABLE HOUSING, FIRST RATE SCHOOLS, TRANSPORTATION AND HEALTHY LIVING ENVIRONMENTS. FORM 990, PART VI, SECTION B, LINE 11B THE ENTIRE BOARD IS GIVEN THE OPPORTUNITY TO REVIEW THE 990 AND PROVIDE ANY COMMENTS AND CONCERNS. AFTER ALL COMMENTS AND CONCERNS HAVE BEEN ADDRESSED, THE FORM 990 IS FILED. FORM 990, PART VI, SECTION B, LINE 12C THE ORGANIZATION COMPLETES A CONFLICT OF INTEREST DISCLOSURE EXERCISE ANNUALLY FOR OFFICERS, DIRECTORS, KEY EMPLOYEES AND STAFF. EMPLOYEES ARE ASKED TO READ AND ACKNOWLEDGE THE BUSINESS ETHICS POLICY AND COMPLETE THE CONFLICT OF INTEREST DISCLOSURE FORM IDENTIFYING ANY POSSIBLE CONFLICTS KNOWN BY THE EMPLOYEE. NEW EMPLOYEES ARE ALSO REQUIRED TO COMPLETE THE CONFLICT OF INTEREST DISCLOSURE FORM UPON HIRING. A LOG IS MAINTAINED OF ANY DOCUMENTED CONFLICTS FOR FUTURE REFERENCING. ADDITIONALLY, ON AN ANNUAL BASIS, ALL DIRECTORS, OFFICERS AND KEY EMPLOYEES MUST ACKNOWLEDGE THEIR FAMILIARITY WITH THE LOAN FUND CONFLICT OF INTEREST POLICY AND COMPLETE THE DISCLOSURE STATEMENT. THE COMPLETED STATEMENTS ARE REVIEWED BY THE GENERAL COUNSEL. ANY ISSUES NOTED ARE REFERRED TO THE BOARD OR THE APPROPRIATE COMMITTEE. FORM 990, PART VI, SECTION B, LINE 15 THE PROCESS FOR DETERMINING COMPENSATION FOR ELISE BALBONI, CHARLOTTE CROW, TIMOTHY MARTIN AND JAMES CLARKE IS AS FOLLOWS. THE HR AND COMPENSATION COMMITTEE OF ENTERPRISE COMMUNITY LOAN FUND'S PARENT REVIEWS THE PRESIDENT OF ENTERPRISE COMMUNITY LOAN FUND'S COMPENSATION FOR REASONABLENESS AND MAKES A RECOMMENDATION TO THE ENTERPRISE COMMUNITY LOAN FUND BOARD WHO THEN REVIEWS AND APPROVES THE PRESIDENT'S COMPENSATION. THE WORK OF THE HR AND COMPENSATION COMMITTEE IS INFORMED BY AN INDEPENDENT CONSULTING FIRM WITH SUBJECT MATTER EXPERTISE IN COMPENSATION OF THE REMAINING OFFICERS LISTED ABOVE. THEIR COMPENSATION IS APPROVED BY THE PRESIDENT OF ENTERPRISE COMMUNITY LOAN FUND. THE PROCESS FOR DETERMINING COMPENSATION FOR OFFICERS OF ENTERPRISE COMMUNITY LOAN FUND WHO RECEIVE THEIR COMPENSATION FROM A RELATED ORGANIZATION (WILLIAM BECKMANN AND LINDA MANLEY) IS AS FOLLOWS. AN INDEPENDENT CONSULTING FIRM WITH SUBJECT MATTER EXPERTISE IN COMPENSATION IS ENGAGED TO PROVIDE A COMPENSATION STUDY FOR THE CEO & OFFICERS POSITIONS OF ENTERPRISE COMMUNITY PARTERS AND ITS SUBSIDIARIES TO ESTABLISH REASONABLENESS. THE HUMAN RESOURCES AND COMPENSATION COMMITTEE OF THE ECP BOARD MEETS WITH THE INDEPENDENT CONSULTING FIRM, REVIEWS PROPOSED COMPENSATION AND RECOMMENDS THE CEO'S COMPENSATION, AND CERTAIN OTHER OFFICER'S' COMPENSATION TO THE FULL BOARD FOR APPROVAL. THIS PROCESS IS DOCUMENTED IN THE COMMITTEE AND BOARD MEETING MINUTES. FORM 990, PART VI, SECTION C, LINE 19 THE ORGANIZATION MAKES ITS CONFLICT OF INTEREST POLICY AND ENTERPRISE COMMUNITY LOAN FUND, INC. 52-0192004 INTERIM FINANCIAL STATEMENTS AVAILABLE TO THE PUBLIC UPON REQUEST. THE ANNUAL AUDIT IS MADE AVAILABLE ON ENTERPRISE'S WEBSITE WITHIN 120 DAYS OF YEAR END. FORM 990, PART XI, LINE 9: CREDIT LOSSES - MODIFIED RETROSPECTIVE METHOD 2,814,871. FORM 990, PART XI, LINE 9, CHANGES IN NET ASSETS: WE ADOPTED NEW GUIDANCE RELATED TO CREDIT LOSSES IN 2023, USING THE MODIFIED RETROSPECTIVE METHOD. THIS RESULTED IN THE RECOGNITION ON JANUARY 1, 2023 OF A CUMULATIVE EFFECT ADJUSTMENT OF $2,814,870. ENTERPRISE MARYLAND LLC 11000 BROKEN LAND PARKWAY 700 COLUMBIA MD 21044 263262997 AFFORDABLE HOUSING MD 501(C)(3) LINE 12A, I ENTERPRISE COMMUNITY PARTNERS INC (ECP) 0 NEIGHBORHOOD PARTNERSHIP HOUSING DEVELOPMENT FUND INC 1 WHITHALL STREET NEW YORK NY 10004 133811616 AFFORDABLE HOUSING NY 501(C)(3) LINE 12A, I ENTERPRISE COMMUNITY PARTNERS INC (ECP) 0 ENTERPRISE ADVISORS INC 11000 BROKEN LAND PARKWAY 700 COLUMBIA MD 21044 273846733 COMMUNITY DEVELOPMENT CONSULTING MD 501(C)(3) LINE 12A, I ENTERPRISE COMMUNITY PARTNERS INC (ECP) 0 AFFORDABLE HOUSING SOLUTIONS INC 11000 BROKEN LAND PARKWAY 700 COLUMBIA MD 21044 352389470 AFFORDABLE HOUSING MD 501(C)(3) LINE 12A, I ENTERPRISE COMMUNITY PARTNERS INC (ECP) 0 ENTERPRISE COMMUNITY INVESTMENT INC 11000 BROKEN LAND PARKWAY 700 COLUMBIA MD 21044 521206840 AFFORDABLE HOUSING FINANCE MD 501(C)(4) LINE 12A, I ENTERPRISE COMMUNITY PARTNERS INC (ECP) 0 ENTERPRISE COMMUNITY DEVELOPMENT INC 11000 BROKEN LAND PARKWAY 700 COLUMBIA MD 21044 521888775 REAL 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