2024-11-13T03:42:07-00:00 2023-12-31 462360134 Richard N GInnis CPA PO Box 30081 Seattle WA 98113 990 2023-01-01 912061723 Consumer Education and Training Services CONS 2062677017 PMB 215 10002 Aurora Ave N APT 36 Seattle WA 98133 Kern Gillette Treasurer 2062677017 2024-11-13 true Richard N Ginnis P01214500 2067836588 2024-11-13 X 2023 2024-10-15 13:58:12Z Kern Gillette 2815 Eastlake Ave East STE 300 Seattle WA 98102 371319 false X www.centsprogram.com X 2000 WA Consumer bankruptcy education 29 29 4 0 214289 323017 0 31 1602 39632 35186 253952 359805 0 0 197608 200763 0 11514 23319 74562 220927 275325 33025 84480 325804 429539 26728 45983 299076 383556 X CENTS is a financial education nonprofit organization with a mission of helping people to improve their financial health. In 1995, CENTS was founded by the Honorable Karen A. Overstreet, the first women bankruptcy judge in the history of Washington, and veteran attorneys and financial professionals. false false 103625 DEBT SLAPPED CENTS designed a financial curriculum to help high school students make informed decisions about postsecondary education or training, The curriculum was used as the centerpiece of the statewide Student Loan Awareness Month SLAM campaign, which received a proclamation from Governor Jay Inslee. In the 2022-23 academic year, CENTS provided 122 Debt Slapped community enagements classes, interviews and focus groups accross the state, focusing on areas with higher percentages of Latino/Latina/Latinix students. CENTS also designed a curriculum in Spanish. In the 2023-24 academnic year, CENTS provided 75 Debt Slapped classes accross the state, again focusing on areas with higher percentages of Latino/Latina/Latinix students, while enhancing the curriculum. www.debtslapped.org. 9905 SENIOR MONEY CENTS partnered with Washington State Attorney General Bob Ferguson to create a project to help senior citizens identify and avoid scams. The project consists of in-person and virtual presentations educational videos articles written for the newsletters of senior citizens and further resources. CENTS wrote six articles and made two presentations since May of 2023. www.seniormoneyproject.org. 6600 DEBT SLAPPED FOR PARENTS CENTS partnered with the Washington Student Achievement Commission to create a companion program to help parents of K-12 students plan for their childrens future higher education. The program consists of a workbook, videos, and resource guide and is specifically provided to the schools CENTS reaches, but is available to any school/parent. https//centsprogram.org/debt-alapped-for-parents/. 59505 179635 true true false false false false false false false false true false false false false false false false false false false false false true true false false false false true false false false false false false false false false false false false false false false false false true 8 0 true 4 true false false false false false false false false false false false X 29 29 false false false false false false false true true false false false false false false false false true false false X Kern Gillette 2068493826 2815 Eastlake Avenue E Suite 300 Seattle WA 98102 Tony Leahy Executive Director 060.00 X X 165000 0 0 Sandra Jones Director 001.00 X 0 0 0 Jennifer Aspaas Director 001.00 X 0 0 0 David Neu Director 001.00 X 0 0 0 Brian Free Director 001.00 X 0 0 0 Melissa Huelsman Director 001.00 X 0 0 0 John Kaplan Director 001.00 X 0 0 0 William Malaier Director 001.00 X 0 0 0 Hugh McCullough Director 001.00 X 0 0 0 Andrew Morton Director 001.00 X 0 0 0 Todd Tracy Director 001.00 X 0 0 0 David Papiez Director 001.00 X 0 0 0 Michelle Kaplan Director 001.00 X 0 0 0 Garrett Sloan Director 001.00 X 0 0 0 James Zack President 002.00 X X 0 0 0 Jane Pearson Director 001.00 X 0 0 0 Alicia Thomas Director 001.00 X 0 0 0 Hilary Mohr Director 001.00 X 0 0 0 Aditi Paranjpye Vice President 002.00 X X 0 0 0 Vincente Barraza Director 001.00 X 0 0 0 Thomas Buford Director 001.00 X 0 0 0 Kern Gillette Treasurer 002.00 X X 0 0 0 Dan Hagen Director 001.00 X 0 0 0 Ella Vincent Director 001.00 X 0 0 0 Dan Youngblut Secretary 002.00 X X 0 0 0 Latife Neu Director 001.00 X 0 0 0 Will Corbit Director 001.00 X 0 0 0 Fayre Rasch Director 001.00 X 0 0 0 Mallory Satre Director 001.00 X 0 0 0 CHristy Tobin-Presser Director 001.00 X 0 0 0 165000 1 false true false 51852 66000 205165 323017 1602 1602 46700 51852 11514 35186 359805 1602 0 0 0 0 181671 152301 29370 0 638 638 0 5473 5473 12981 10746 2235 0 0 8673 8673 0 0 0 284 284 2418 2418 6210 6210 0 0 9755 9755 0 671 671 986 986 0 2333 2333 6396 6396 Merchant Chgs 3662 3662 Program Expense 16588 16588 Training Costs 1077 1077 Gala expenses 11514 11514 3995 3995 275325 179635 84176 11514 200123 212149 125416 202022 16328 6026 10302 265 5066 325804 429539 728 983 16000 45000 10000 26728 45983 X 299076 383556 299076 383556 325804 429539 84480 X false false false X 197520 198098 171531 214289 323017 1104455 197520 198098 171531 214289 323017 1104455 4014 1100441 302 97 13 31 1602 2045 48204 48204 1154704 0.95300 0.94250 X RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED false 16328 6026 10302 10302 Financial derivatives and other financial products Closely-held equity interests Federal income taxes X false Annual Dinner Gala 82338 40338 42000 9110 2404 CLE Event 4700 4700 87038 40338 46700 9110 2404 11514 35186 true X X false false false false false false false false false false Tony Leahy Executive Director 90000 75000 165000 Form 990, Part III, Line 4d Program Service Expenses 726, Grants and allocations 0, Revenue 0 DEBT CLINIC The Debt Clinic has continued to offer telephonic or remote assistance. CENTS helps recruit and train the volunteer attorneys for the King County Bar Associations Debt Clinic, which provides people the opportunity to speak to an experienced bankruptcy attorney free-of-charge for 30 minutes. In a typical year, the Debt Clinic helps approximately 500 people obtain pro bono legal advice. Form 990, Part III, Line 4d Program Service Expenses 56,889, Grants and allocations 0, Revenue 0 CANCER AND FINANCES RESEARCH CENTS partnered with the Fred Hutchinson Cancer Research Center the Hutch on several human-subjects research projects to study the impact a cancer diagnosis has on the physical, mental, and financial health of patients. Since May of 2023, CENTS has completed one research project with the Hutch and is finalizing the completion of a second. The research projects provide the patients and their families with classes, counseling, educational videos and resources to mitigate negative outcomes. Form 990, Part III, Line 4d Program Service Expenses 1,890, Grants and allocations 0, Revenue 0 MONEY STEPS CENTS partnered with the U.S. Probation and Pretrial Services to create a financial education reentry program for people who have experienced incarceration. The program consists of classes, educational videos, resources, and a website. Since May of 2023, CENTS has completed 12 in-person class series for people who have experienced incarceration. www.moneystepsproject.org. Form 990, Part VI, Section B, Line 11b The tax return is given to the Executive Director and the Treasurer to review before filing. Form 990, Part VI, Section B, Line 15a A compensation committee reviews and determines the Executive Directors compensation after considering experience and education, comparing it to similar positions in the industry.