2024-11-12T12:32:32-06:00 2023-12-31 410746749 CLIFTONLARSONALLEN LLP 8101 WEST GRANDRIDGE BLVD SUITE 130 KENNEWICK WA 99336 990 2023-01-01 264216937 NORTHWEST NATIVE DEVELOPMENT FUND NORT 5096339940 PO BOX 154 COULEE DAM WA 99116 JORDAN RUIZ EXECUTIVE DIRECTOR 5096339940 2024-11-11 1 1 EMILY MCCANN P01759947 5097351561 2024-11-11 2023 2024-10-15 13:58:12Z JORDAN RUIZ PO BOX 154 COULEE DAM WA 99116 2671149 0 X THENNDF.ORG X 2008 WA TO FOSTER ECONOMIC AND FINANCIAL INDEPENDENCE FOR NATIVE PEOPLE. 5 0 6 0 0 0 463013 1723335 414136 554752 3246 28289 -6951 51869 873444 2358245 0 0 0 0 380864 460970 0 0 88315 412183 1317901 793047 1778871 80397 579374 14910017 16083149 4349668 6689396 10560349 9393753 THE ORGANIZATION SEEKS TO FOSTER ECONOMIC AND FINANCIAL INDEPENDENCE FOR NATIVE PEOPLE BY ASSISTING IN THE DEVELOPMENT OF PERSONAL ASSETS THROUGH FINANCIAL AND ENTREPRENEURIAL EDUCATION AS WELL AS PROVIDING ACCESS TO CAPITAL THROUGH CREATIVE LENDING PRODUCTS. 0 0 941329 0 606621 DURING 2023, THE ORGANIZATION MADE 57 LOANS TOTALING $2,262,407. THE FUNDS WERE DISBURSED THROUGH 12 SMALL BUSINESS LOANS, 6 COMMERCIALS LOANS, 1 HOME, 36 CONSUMER LOANS, AND 2 MERCY LOANS. 163972 0 0 INDIANPRENUERSHIP WAS FOSTERED THROUGH BOTH GROUP AND ONE-ON-ONE MEETINGS LOCATED IN OMAK, SPOKANE, AND COULEE DAM. THESES SMALL BUSINESS COUNSELING SESSIONS LED TO FUNCTIONAL BUSINESS PLANS, AS WELL AS MARKETING PLANS. APPROXIMATELY 16 MEETINGS WERE HELD DURING 2023. 29894 0 0 THE ORGANIZATION CONDUCTED SEVERAL OUTREACH AND COMMUNITY ENGAGEMENT WORKSHOPS THAT FOCUSED ON FINANCIAL SUBJECTS INCLUDING BUDGETING, HOMEOWNERSHIP, FINANCIAL SOFTWARE, AND BUSINESS PLANNING. APPROXIMATELY 9 WORKSHOPS WERE HELD DURING 2023. 1135195 1 1 0 0 0 0 0 0 0 0 1 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 1 1 0 0 0 0 0 0 0 0 0 0 1 18 0 1 6 1 0 0 0 0 0 0 0 0 0 0 0 0 X 5 0 0 0 0 0 0 0 0 0 0 0 0 1 1 1 1 1 1 1 0 0 X JORDAN RUIZ 5096338076 540 FIR ST COULEE DAM WA 99116 KENNETH STANGER CHAIRMAN 0.50 X X 3150 0 0 MOLLY MORRIS-HOBRECHT VICE CHAIR 0.50 X X 2850 0 0 TERESA PAYNE SECRETARY 0.50 X X 2650 0 0 KIM PEONE TREASURER/INTERIM ED 0.50 X X 77450 0 0 MARINA TURNINGROBE DIRECTOR 0.50 X 2450 0 0 JORDAN RUIZ AS OF 102023 EXECUTIVE DIRECTOR 40.00 X 91103 0 3286 THEODORE PICCOLO THRU 82023 EXECUTIVE DIRECTOR 40.00 X 75866 0 3004 CASSANDRA WATERS DIRECTOR OF FINANCE 40.00 X 92656 0 3620 348175 0 9910 0 0 0 0 0 1033899 689436 1723335 LOAN INTEREST AND FEES 525990 475720 475720 CONTRACT REVENUE 561000 79032 79032 554752 26405 26405 314788 312904 1884 1884 1884 OTHER REVENUE 900099 51869 51869 51869 2358245 606621 0 28289 282336 56362 208670 17304 138426 91719 42661 4046 2763 2620 133 10 10740 5998 4313 429 26705 9636 15729 1340 5445 422 4463 560 36019 2788 29525 3706 114529 8866 93879 11784 30838 5607 10929 14302 18295 6495 11800 21940 8008 13932 60365 7618 44362 8385 47473 5991 34887 6595 79611 79611 1198 1198 17228 17228 PROVISION FOR NOTES REC 798245 798245 OUTREACH AND COMMUNITY 43954 29894 1764 12296 DUES AND SUBSCRIPTIONS 18931 7304 11627 REPAIRS AND MAINTENANCE 16272 8011 8261 7558 7558 1778871 1135195 555361 88315 3733318 7706704 2786795 1290728 1449496 457980 62893 719127 6209502 5518223 2200 353696 8556 2047 345140 665966 43047 14910017 16083149 125404 106582 2114954 4176456 4427730 47808 40130 4349668 6689396 X 6280428 6280428 4279921 3113325 10560349 9393753 14910017 16083149 579374 -1745970 0 X X 0 0 1 0 X 1107855 2354422 3573635 463013 1723335 9222260 1107855 2354422 3573635 463013 1723335 9222260 9222260 37581 25864 1285 3246 26405 94381 78 1110 1110 51869 54167 9370808 968888 0.98410 0.99010 X SCHEDULE A, PART II, LINE 10, EXPLANATION OF OTHER INCOME: OTHER INCOME - 2021 AMOUNT: $ 1,110. 2022 AMOUNT: $ 1,110. 2023 AMOUNT: $ 51,869. GALA INCOME - 2019 AMOUNT: $ 78. RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED 9405 8556 849 344291 344291 345140 LEASE LIABILITY 40130 40130 KENNETH STRANGER BOARD MEMBER SMALL BUSINESS LOAN X 8500 3984 0 1 1 KENNETH STRANGER BOARD MEMBER MERCY LOAN X 8810 3984 0 1 1 SISTER SKY MARINA TURNINGROBE, BOARD MEMBER OWNER OF SISTER SKY MERCY LOAN X 202115 135395 0 1 1 PAYNE RANCH TERESA PAYNE, BOARD MEMBER OWNER OF PAYNE RANCH SMALL BUSINESS LOAN X 41080 23304 0 1 1 KIM PEONE BOARD MEMBER SMALL BUSINESS LOAN X 150000 146399 0 1 1 DEBRA P STRANGER RELATIVE OF KENNETH STRANGER CONSUMER LOAN X 4609 2369 0 1 1 ANDREW STANGER RELATIVE OF KENNETH STRANGER CONSUMER LOAN X 5170 3286 0 1 1 COLBY PEONE RELATIVE OF KIMBERLY PEONE CONSUMER LOAN X 5170 5106 0 1 1 JORDAN RUIZ EXECUTIVE DIRECTOR HOME LOAN X 38129 34622 0 1 1 JORDAN RUIZ EXECUTIVE DIRECTOR HOME LOAN X 176920 168984 0 1 1 CASSANDRA WATERS FINANCIAL DIRECTOR CONSUMER LOAN X 4471 3977 0 1 1 CASSANDRA WATERS FINANCIAL DIRECTOR HOME LOAN X 178350 177159 0 1 1 CASSANDRA WATERS FINANCIAL DIRECTOR HOME LOAN X 10558 10558 0 1 1 719127 KIM PEONE BOARD MEMBER 75000 PAYMENT RECEIVED AS INTERIM ED 0 FORM 990, PART VI, SECTION A, LINE 8A WILL DOCUMENT MEETINGS OR WRITTEN ACTIONS UNDERTAKEN MOVING FORWARD. FORM 990, PART VI, SECTION A, LINE 8B WILL DOCUMENT MEETINGS OR WRITTEN ACTIONS UNDERTAKEN MOVING FORWARD. FORM 990, PART VI, SECTION B, LINE 11B A DRAFT COPY OF THE 990 IS REVIEWED BY THE DIRECTOR OF FINANCE AND EXECUTIVE DIRECTOR. A FINAL COPY IS PROVIDED TO THE BOARD PRIOR TO FILING. FORM 990, PART VI, SECTION B, LINE 12C THE BOARD MEMBERS REVIEW A LIST OF VENDORS ANNUALLY TO DETERMINE ANY CONFLICT OF INTEREST. IN ADDITION, THEY REVIEW THE WIRTTEN POLICY AND AVOW/DISAVOW ANY APPLICABLE CONFLICTS OF INTEREST. FORM 990, PART VI, SECTION B, LINE 15A THE EXECUTIVE DIRECTOR'S COMPENSATION IS DETERMINDED BY THE BOARD OF DIRECTORS WHO CONDUCT A COMPARISON STUDY OF EXECUTIVE DIRECTOR SALARIES AT OTHER NATIVE CDFI'S AND TOP MANAGMENT POSITIONS AT THE LOCAL TRIBAL OFFICE WHICH ARE DOCUMENTED IN THE BOARD MINTUES. FORM 990, PART VI, SECTION C, LINE 19 THE ORGANIZATION DOES NOT MAKE THESE DOCUMENTS AVAILABLE TO THE PUBLIC. FORM 990, PART XII, LINE 3B: THE ORGANIZATION IS UNDERGOING THE REQUIRED AUDIT, HOWEVER, IT HAS NOT BEEN COMPLETED AT THE TIME OF FILING THE FORM 990.