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        <CityNm>Morris Plains</CityNm>
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      <ActivityOrMissionDesc>To improve the quality of life for low-to-moderate income people of Chester County, PA, by providing the ability to acquire and maintain decent affordable housing.</ActivityOrMissionDesc>
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      <Desc>First Time Home Buyers Program - assists low to moderate income individuals and families interested in purchasing a home within Chester County, PA. Program provides pre- purchase home ownership counseling and a maximum loan of $20,000 for down payment and closing costs to first time home buyers.</Desc>
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        <Desc>Pennsylvania Housing Affordability and Rehabilitation Enhancement Fund (PHARE) may be used for the following purposes: to provide safe and sanitary dwellings for sale or rent to low income and moderate income individuals; to increase the availability or quality of housing for elderly persons; to increase the availability or quality of accessible housing for persons with disabilities; to prevent or reduce homelessness; to provide mortgage or rental assistance, including housing counseling, foreclosure prevention and refinancing products; and/or to provide loans, low-interest loans or grants to low-income and moderate-income individuals or families who are owner-occupants for repairs and improvement to sustain or increase the conditions of the home.</Desc>
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        <Desc>Senior Citizen Home Maintenance Program - provides basic home maintenance, repairs and access modifications for residents of Chester County, 65 years of age and older. Costs are limited to $4,500 and are considered a one time full grant.</Desc>
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        <Desc>Credit Counseling / Foreclosure Prevention Provides, free of charge, counseling to individuals who are having credit problems. Individual and group counseling sessions are available. Provides information for families in danger of losing their homes to foreclosure.</Desc>
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        <Desc>Chester County Home Modification Program - funds are used to provide assistance to low and moderate- income residents of Chester County with permanent disabilities in making their current residences more accessible. Program allows for wide range of adaptive modifications.</Desc>
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        <Desc>Rehab - Funds received from a contract with DCD are used to administer the program helping low to moderate income home owners correct violations of the BOCA Property Maintenance Code, Local and State Codes, and the Section 8 Housing Quality Standards. Typical violations include, but are not limited to: structural, plumbing, heating, electrical, and lead based paint problems. Handicap accessible modifications are also included in the program.</Desc>
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        <Desc>American Rescue Plan Act - funds received from the Federal stimulus bill to aid public health and economic recovery from the COVID-19 pandemic. Proceeds are administered by Chester County and may be used for home reconstruction and emergency home repairs.</Desc>
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        <PersonNm>Kenneth R Hutton</PersonNm>
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        <PersonNm>John Yurkutat</PersonNm>
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            <CityNm>Downingtown</CityNm>
            <StateAbbreviationCd>PA</StateAbbreviationCd>
            <ZIPCd>19335</ZIPCd>
          </USAddress>
        </ContractorAddress>
        <ServicesDesc>Construction</ServicesDesc>
        <CompensationAmt>174600</CompensationAmt>
      </ContractorCompensationGrp>
      <CntrctRcvdGreaterThan100KCnt>1</CntrctRcvdGreaterThan100KCnt>
      <FundraisingAmt>24523</FundraisingAmt>
      <GovernmentGrantsAmt>104054</GovernmentGrantsAmt>
      <AllOtherContributionsAmt>221827</AllOtherContributionsAmt>
      <TotalContributionsAmt>350404</TotalContributionsAmt>
      <ProgramServiceRevenueGrp>
        <Desc>Govt Grants Access</Desc>
        <BusinessCd>900099</BusinessCd>
        <TotalRevenueColumnAmt>141050</TotalRevenueColumnAmt>
        <UnrelatedBusinessRevenueAmt>0</UnrelatedBusinessRevenueAmt>
        <ExclusionAmt>0</ExclusionAmt>
      </ProgramServiceRevenueGrp>
      <ProgramServiceRevenueGrp>
        <Desc>Govt Grants First Time Home Buyer</Desc>
        <BusinessCd>900099</BusinessCd>
        <TotalRevenueColumnAmt>40000</TotalRevenueColumnAmt>
        <UnrelatedBusinessRevenueAmt>0</UnrelatedBusinessRevenueAmt>
        <ExclusionAmt>0</ExclusionAmt>
      </ProgramServiceRevenueGrp>
      <ProgramServiceRevenueGrp>
        <Desc>Govt Grants Home Maintenance</Desc>
        <BusinessCd>900099</BusinessCd>
        <TotalRevenueColumnAmt>96102</TotalRevenueColumnAmt>
        <UnrelatedBusinessRevenueAmt>0</UnrelatedBusinessRevenueAmt>
        <ExclusionAmt>0</ExclusionAmt>
      </ProgramServiceRevenueGrp>
      <ProgramServiceRevenueGrp>
        <Desc>Govt Grants Rehabilitation</Desc>
        <BusinessCd>900099</BusinessCd>
        <TotalRevenueColumnAmt>61483</TotalRevenueColumnAmt>
        <UnrelatedBusinessRevenueAmt>0</UnrelatedBusinessRevenueAmt>
        <ExclusionAmt>0</ExclusionAmt>
      </ProgramServiceRevenueGrp>
      <ProgramServiceRevenueGrp>
        <Desc>Govt Grants PHARE</Desc>
        <BusinessCd>900099</BusinessCd>
        <TotalRevenueColumnAmt>21136</TotalRevenueColumnAmt>
        <UnrelatedBusinessRevenueAmt>0</UnrelatedBusinessRevenueAmt>
        <ExclusionAmt>0</ExclusionAmt>
      </ProgramServiceRevenueGrp>
      <TotalOthProgramServiceRevGrp>
        <TotalRevenueColumnAmt>51631</TotalRevenueColumnAmt>
        <UnrelatedBusinessRevenueAmt>0</UnrelatedBusinessRevenueAmt>
        <ExclusionAmt>0</ExclusionAmt>
      </TotalOthProgramServiceRevGrp>
      <TotalProgramServiceRevenueAmt>411402</TotalProgramServiceRevenueAmt>
      <InvestmentIncomeGrp>
        <TotalRevenueColumnAmt>7903</TotalRevenueColumnAmt>
        <UnrelatedBusinessRevenueAmt>0</UnrelatedBusinessRevenueAmt>
        <ExclusionAmt>0</ExclusionAmt>
      </InvestmentIncomeGrp>
      <FundraisingGrossIncomeAmt>0</FundraisingGrossIncomeAmt>
      <ContriRptFundraisingEventAmt>24523</ContriRptFundraisingEventAmt>
      <FundraisingDirectExpensesAmt>13454</FundraisingDirectExpensesAmt>
      <NetIncmFromFundraisingEvtGrp>
        <TotalRevenueColumnAmt>-13454</TotalRevenueColumnAmt>
        <UnrelatedBusinessRevenueAmt>0</UnrelatedBusinessRevenueAmt>
        <ExclusionAmt>-13454</ExclusionAmt>
      </NetIncmFromFundraisingEvtGrp>
      <TotalRevenueGrp>
        <TotalRevenueColumnAmt>756255</TotalRevenueColumnAmt>
        <RelatedOrExemptFuncIncomeAmt>419305</RelatedOrExemptFuncIncomeAmt>
        <UnrelatedBusinessRevenueAmt>0</UnrelatedBusinessRevenueAmt>
        <ExclusionAmt>-13454</ExclusionAmt>
      </TotalRevenueGrp>
      <GrantsToDomesticIndividualsGrp>
        <TotalAmt>306587</TotalAmt>
        <ProgramServicesAmt>306587</ProgramServicesAmt>
      </GrantsToDomesticIndividualsGrp>
      <CompCurrentOfcrDirectorsGrp>
        <TotalAmt>104702</TotalAmt>
        <ProgramServicesAmt>83762</ProgramServicesAmt>
        <ManagementAndGeneralAmt>10470</ManagementAndGeneralAmt>
        <FundraisingAmt>10470</FundraisingAmt>
      </CompCurrentOfcrDirectorsGrp>
      <OtherSalariesAndWagesGrp>
        <TotalAmt>198429</TotalAmt>
        <ProgramServicesAmt>181773</ProgramServicesAmt>
        <ManagementAndGeneralAmt>16656</ManagementAndGeneralAmt>
        <FundraisingAmt>0</FundraisingAmt>
      </OtherSalariesAndWagesGrp>
      <OtherEmployeeBenefitsGrp>
        <TotalAmt>38988</TotalAmt>
        <ProgramServicesAmt>31191</ProgramServicesAmt>
        <ManagementAndGeneralAmt>3898</ManagementAndGeneralAmt>
        <FundraisingAmt>3899</FundraisingAmt>
      </OtherEmployeeBenefitsGrp>
      <PayrollTaxesGrp>
        <TotalAmt>25831</TotalAmt>
        <ProgramServicesAmt>22447</ProgramServicesAmt>
        <ManagementAndGeneralAmt>2583</ManagementAndGeneralAmt>
        <FundraisingAmt>801</FundraisingAmt>
      </PayrollTaxesGrp>
      <FeesForServicesManagementGrp>
        <TotalAmt>66020</TotalAmt>
        <ProgramServicesAmt>6733</ProgramServicesAmt>
        <ManagementAndGeneralAmt>34161</ManagementAndGeneralAmt>
        <FundraisingAmt>25126</FundraisingAmt>
      </FeesForServicesManagementGrp>
      <FeesForServicesAccountingGrp>
        <TotalAmt>8806</TotalAmt>
        <ProgramServicesAmt>7925</ProgramServicesAmt>
        <ManagementAndGeneralAmt>881</ManagementAndGeneralAmt>
        <FundraisingAmt>0</FundraisingAmt>
      </FeesForServicesAccountingGrp>
      <OfficeExpensesGrp>
        <TotalAmt>22790</TotalAmt>
        <ProgramServicesAmt>18232</ProgramServicesAmt>
        <ManagementAndGeneralAmt>2279</ManagementAndGeneralAmt>
        <FundraisingAmt>2279</FundraisingAmt>
      </OfficeExpensesGrp>
      <TravelGrp>
        <TotalAmt>2052</TotalAmt>
        <ProgramServicesAmt>1847</ProgramServicesAmt>
        <ManagementAndGeneralAmt>205</ManagementAndGeneralAmt>
        <FundraisingAmt>0</FundraisingAmt>
      </TravelGrp>
      <ConferencesMeetingsGrp>
        <TotalAmt>1024</TotalAmt>
        <ProgramServicesAmt>921</ProgramServicesAmt>
        <ManagementAndGeneralAmt>103</ManagementAndGeneralAmt>
        <FundraisingAmt>0</FundraisingAmt>
      </ConferencesMeetingsGrp>
      <InterestGrp>
        <TotalAmt>3389</TotalAmt>
        <ProgramServicesAmt>3050</ProgramServicesAmt>
        <ManagementAndGeneralAmt>339</ManagementAndGeneralAmt>
        <FundraisingAmt>0</FundraisingAmt>
      </InterestGrp>
      <DepreciationDepletionGrp>
        <TotalAmt>6527</TotalAmt>
        <ProgramServicesAmt>5874</ProgramServicesAmt>
        <ManagementAndGeneralAmt>653</ManagementAndGeneralAmt>
        <FundraisingAmt>0</FundraisingAmt>
      </DepreciationDepletionGrp>
      <InsuranceGrp>
        <TotalAmt>10012</TotalAmt>
        <ProgramServicesAmt>9011</ProgramServicesAmt>
        <ManagementAndGeneralAmt>1001</ManagementAndGeneralAmt>
        <FundraisingAmt>0</FundraisingAmt>
      </InsuranceGrp>
      <OtherExpensesGrp>
        <Desc>Miscellaneous</Desc>
        <TotalAmt>1323</TotalAmt>
        <ProgramServicesAmt>1059</ProgramServicesAmt>
        <ManagementAndGeneralAmt>132</ManagementAndGeneralAmt>
        <FundraisingAmt>132</FundraisingAmt>
      </OtherExpensesGrp>
      <OtherExpensesGrp>
        <Desc>Cleaning &amp; maintenance</Desc>
        <TotalAmt>46939</TotalAmt>
        <ProgramServicesAmt>42245</ProgramServicesAmt>
        <ManagementAndGeneralAmt>4694</ManagementAndGeneralAmt>
        <FundraisingAmt>0</FundraisingAmt>
      </OtherExpensesGrp>
      <OtherExpensesGrp>
        <Desc>Dues and memberships</Desc>
        <TotalAmt>2129</TotalAmt>
        <ProgramServicesAmt>1916</ProgramServicesAmt>
        <ManagementAndGeneralAmt>213</ManagementAndGeneralAmt>
        <FundraisingAmt>0</FundraisingAmt>
      </OtherExpensesGrp>
      <OtherExpensesGrp>
        <Desc>Directors &amp; Officers Insurance</Desc>
        <TotalAmt>2151</TotalAmt>
        <ProgramServicesAmt>1936</ProgramServicesAmt>
        <ManagementAndGeneralAmt>215</ManagementAndGeneralAmt>
        <FundraisingAmt>0</FundraisingAmt>
      </OtherExpensesGrp>
      <AllOtherExpensesGrp>
        <TotalAmt>9043</TotalAmt>
        <ProgramServicesAmt>8139</ProgramServicesAmt>
        <ManagementAndGeneralAmt>904</ManagementAndGeneralAmt>
        <FundraisingAmt>0</FundraisingAmt>
      </AllOtherExpensesGrp>
      <TotalFunctionalExpensesGrp>
        <TotalAmt>856742</TotalAmt>
        <ProgramServicesAmt>734648</ProgramServicesAmt>
        <ManagementAndGeneralAmt>79387</ManagementAndGeneralAmt>
        <FundraisingAmt>42707</FundraisingAmt>
      </TotalFunctionalExpensesGrp>
      <CashNonInterestBearingGrp>
        <BOYAmt>854793</BOYAmt>
        <EOYAmt>842326</EOYAmt>
      </CashNonInterestBearingGrp>
      <PledgesAndGrantsReceivableGrp>
        <BOYAmt>0</BOYAmt>
        <EOYAmt>0</EOYAmt>
      </PledgesAndGrantsReceivableGrp>
      <AccountsReceivableGrp>
        <BOYAmt>9298</BOYAmt>
        <EOYAmt>5833</EOYAmt>
      </AccountsReceivableGrp>
      <OthNotesLoansReceivableNetGrp>
        <BOYAmt>3127570</BOYAmt>
        <EOYAmt>2232469</EOYAmt>
      </OthNotesLoansReceivableNetGrp>
      <PrepaidExpensesDefrdChargesGrp>
        <BOYAmt>4987</BOYAmt>
        <EOYAmt>5306</EOYAmt>
      </PrepaidExpensesDefrdChargesGrp>
      <LandBldgEquipCostOrOtherBssAmt>258504</LandBldgEquipCostOrOtherBssAmt>
      <LandBldgEquipAccumDeprecAmt>133848</LandBldgEquipAccumDeprecAmt>
      <LandBldgEquipBasisNetGrp>
        <BOYAmt>131183</BOYAmt>
        <EOYAmt>124656</EOYAmt>
      </LandBldgEquipBasisNetGrp>
      <OtherAssetsTotalGrp>
        <BOYAmt>71355</BOYAmt>
        <EOYAmt>134417</EOYAmt>
      </OtherAssetsTotalGrp>
      <TotalAssetsGrp>
        <BOYAmt>4199186</BOYAmt>
        <EOYAmt>3345007</EOYAmt>
      </TotalAssetsGrp>
      <AccountsPayableAccrExpnssGrp>
        <BOYAmt>19984</BOYAmt>
        <EOYAmt>4614</EOYAmt>
      </AccountsPayableAccrExpnssGrp>
      <MortgNotesPyblScrdInvstPropGrp>
        <BOYAmt>64788</BOYAmt>
        <EOYAmt>55067</EOYAmt>
      </MortgNotesPyblScrdInvstPropGrp>
      <OtherLiabilitiesGrp>
        <BOYAmt>3623130</BOYAmt>
        <EOYAmt>2894529</EOYAmt>
      </OtherLiabilitiesGrp>
      <TotalLiabilitiesGrp>
        <BOYAmt>3707902</BOYAmt>
        <EOYAmt>2954210</EOYAmt>
      </TotalLiabilitiesGrp>
      <OrganizationFollowsFASB117Ind>X</OrganizationFollowsFASB117Ind>
      <NoDonorRestrictionNetAssetsGrp>
        <BOYAmt>87638</BOYAmt>
        <EOYAmt>-3779</EOYAmt>
      </NoDonorRestrictionNetAssetsGrp>
      <DonorRestrictionNetAssetsGrp>
        <BOYAmt>403646</BOYAmt>
        <EOYAmt>394576</EOYAmt>
      </DonorRestrictionNetAssetsGrp>
      <TotalNetAssetsFundBalanceGrp>
        <BOYAmt>491284</BOYAmt>
        <EOYAmt>390797</EOYAmt>
      </TotalNetAssetsFundBalanceGrp>
      <TotLiabNetAssetsFundBalanceGrp>
        <BOYAmt>4199186</BOYAmt>
        <EOYAmt>3345007</EOYAmt>
      </TotLiabNetAssetsFundBalanceGrp>
      <ReconcilationRevenueExpnssAmt>-100487</ReconcilationRevenueExpnssAmt>
      <MethodOfAccountingAccrualInd>X</MethodOfAccountingAccrualInd>
      <AccountantCompileOrReviewInd>false</AccountantCompileOrReviewInd>
      <FSAuditedInd>true</FSAuditedInd>
      <FSAuditedBasisGrp>
        <SeparateBasisFinclStmtInd>X</SeparateBasisFinclStmtInd>
      </FSAuditedBasisGrp>
      <AuditCommitteeInd>true</AuditCommitteeInd>
      <FederalGrantAuditRequiredInd>false</FederalGrantAuditRequiredInd>
    </IRS990>
    <IRS990ScheduleA documentId="IRS990ScheduleA-01" softwareId="23017509">
      <PublicOrganization170Ind>X</PublicOrganization170Ind>
      <OtherSupportSumAmt>0</OtherSupportSumAmt>
      <GiftsGrantsContriRcvd170Grp>
        <CurrentTaxYearMinus4YearsAmt>267867</CurrentTaxYearMinus4YearsAmt>
        <CurrentTaxYearMinus3YearsAmt>270278</CurrentTaxYearMinus3YearsAmt>
        <CurrentTaxYearMinus2YearsAmt>282584</CurrentTaxYearMinus2YearsAmt>
        <CurrentTaxYearMinus1YearAmt>359725</CurrentTaxYearMinus1YearAmt>
        <CurrentTaxYearAmt>350404</CurrentTaxYearAmt>
        <TotalAmt>1530858</TotalAmt>
      </GiftsGrantsContriRcvd170Grp>
      <TaxRevLeviedOrgnztnlBnft170Grp>
        <TotalAmt>0</TotalAmt>
      </TaxRevLeviedOrgnztnlBnft170Grp>
      <GovtFurnSrvcFcltsVl170Grp>
        <TotalAmt>0</TotalAmt>
      </GovtFurnSrvcFcltsVl170Grp>
      <TotalCalendarYear170Grp>
        <CurrentTaxYearMinus4YearsAmt>267867</CurrentTaxYearMinus4YearsAmt>
        <CurrentTaxYearMinus3YearsAmt>270278</CurrentTaxYearMinus3YearsAmt>
        <CurrentTaxYearMinus2YearsAmt>282584</CurrentTaxYearMinus2YearsAmt>
        <CurrentTaxYearMinus1YearAmt>359725</CurrentTaxYearMinus1YearAmt>
        <CurrentTaxYearAmt>350404</CurrentTaxYearAmt>
        <TotalAmt>1530858</TotalAmt>
      </TotalCalendarYear170Grp>
      <SubstantialContributorsTotAmt>0</SubstantialContributorsTotAmt>
      <PublicSupportTotal170Amt>1530858</PublicSupportTotal170Amt>
      <GrossInvestmentIncome170Grp>
        <CurrentTaxYearMinus4YearsAmt>257</CurrentTaxYearMinus4YearsAmt>
        <CurrentTaxYearMinus3YearsAmt>313</CurrentTaxYearMinus3YearsAmt>
        <CurrentTaxYearMinus2YearsAmt>165</CurrentTaxYearMinus2YearsAmt>
        <CurrentTaxYearMinus1YearAmt>156</CurrentTaxYearMinus1YearAmt>
        <CurrentTaxYearAmt>7903</CurrentTaxYearAmt>
        <TotalAmt>8794</TotalAmt>
      </GrossInvestmentIncome170Grp>
      <UnrelatedBusinessNetIncm170Grp>
        <TotalAmt>0</TotalAmt>
      </UnrelatedBusinessNetIncm170Grp>
      <OtherIncome170Grp>
        <TotalAmt>0</TotalAmt>
      </OtherIncome170Grp>
      <TotalSupportAmt>1539652</TotalSupportAmt>
      <PublicSupportCY170Pct>0.99430</PublicSupportCY170Pct>
      <PublicSupportPY170Pct>0.99920</PublicSupportPY170Pct>
      <ThirtyThrPctSuprtTestsCY170Ind>X</ThirtyThrPctSuprtTestsCY170Ind>
      <PublicSupportTotal509Amt>0</PublicSupportTotal509Amt>
      <PublicSupportCY509Pct>0</PublicSupportCY509Pct>
      <InvestmentIncomeCYPct>0</InvestmentIncomeCYPct>
    </IRS990ScheduleA>
    <IRS990ScheduleB documentId="IRS990ScheduleB-01">
      <ContributorInformationGrp>
        <ContributorNum>RESTRICTED</ContributorNum>
        <ContributorBusinessName>
          <BusinessNameLine1>RESTRICTED</BusinessNameLine1>
        </ContributorBusinessName>
        <ContributorUSAddress>
          <AddressLine1>RESTRICTED</AddressLine1>
          <AddressLine2>RESTRICTED</AddressLine2>
          <City>RESTRICTED</City>
          <State>RESTRICTED</State>
          <ZIPCode>RESTRICTED</ZIPCode>
        </ContributorUSAddress>
        <TotalContributionsAmt>RESTRICTED</TotalContributionsAmt>
      </ContributorInformationGrp>
    </IRS990ScheduleB>
    <IRS990ScheduleD documentId="IRS990ScheduleD-01" softwareId="23017509">
      <AgentTrusteeEtcInd>false</AgentTrusteeEtcInd>
      <InclEscrowCustodialAcctLiabInd>false</InclEscrowCustodialAcctLiabInd>
      <LandGrp>
        <InvestmentCostOrOtherBasisAmt>0</InvestmentCostOrOtherBasisAmt>
        <OtherCostOrOtherBasisAmt>29302</OtherCostOrOtherBasisAmt>
        <BookValueAmt>29302</BookValueAmt>
      </LandGrp>
      <BuildingsGrp>
        <OtherCostOrOtherBasisAmt>209799</OtherCostOrOtherBasisAmt>
        <DepreciationAmt>121264</DepreciationAmt>
        <BookValueAmt>88535</BookValueAmt>
      </BuildingsGrp>
      <EquipmentGrp>
        <OtherCostOrOtherBasisAmt>19403</OtherCostOrOtherBasisAmt>
        <DepreciationAmt>12584</DepreciationAmt>
        <BookValueAmt>6819</BookValueAmt>
      </EquipmentGrp>
      <TotalBookValueLandBuildingsAmt>124656</TotalBookValueLandBuildingsAmt>
      <OtherAssetsOrgGrp>
        <Desc>Right to use asset</Desc>
        <BookValueAmt>1387</BookValueAmt>
      </OtherAssetsOrgGrp>
      <OtherAssetsOrgGrp>
        <Desc>Due from net assets without donor restrictions</Desc>
        <BookValueAmt>133030</BookValueAmt>
      </OtherAssetsOrgGrp>
      <TotalBookValueOtherAssetsAmt>134417</TotalBookValueOtherAssetsAmt>
      <OtherLiabilitiesOrgGrp>
        <Desc>Deferred program income</Desc>
        <Amt>2232469</Amt>
      </OtherLiabilitiesOrgGrp>
      <OtherLiabilitiesOrgGrp>
        <Desc>Deferred income - Access</Desc>
        <Amt>0</Amt>
      </OtherLiabilitiesOrgGrp>
      <OtherLiabilitiesOrgGrp>
        <Desc>Deferred income - First Time Home Buyer</Desc>
        <Amt>60645</Amt>
      </OtherLiabilitiesOrgGrp>
      <OtherLiabilitiesOrgGrp>
        <Desc>Deferred income - Home Maintenance</Desc>
        <Amt>19332</Amt>
      </OtherLiabilitiesOrgGrp>
      <OtherLiabilitiesOrgGrp>
        <Desc>Deferred income - Rehabilitation</Desc>
        <Amt>405525</Amt>
      </OtherLiabilitiesOrgGrp>
      <OtherLiabilitiesOrgGrp>
        <Desc>Deferred income - PHARE</Desc>
        <Amt>0</Amt>
      </OtherLiabilitiesOrgGrp>
      <OtherLiabilitiesOrgGrp>
        <Desc>Deferred income - ARPA</Desc>
        <Amt>42141</Amt>
      </OtherLiabilitiesOrgGrp>
      <OtherLiabilitiesOrgGrp>
        <Desc>Lease payable</Desc>
        <Amt>1387</Amt>
      </OtherLiabilitiesOrgGrp>
      <OtherLiabilitiesOrgGrp>
        <Desc>Due to net assets with donor restrictions</Desc>
        <Amt>133030</Amt>
      </OtherLiabilitiesOrgGrp>
      <TotalLiabilityAmt>2894529</TotalLiabilityAmt>
      <TotalRevEtcAuditedFinclStmtAmt>769709</TotalRevEtcAuditedFinclStmtAmt>
      <OtherRevenueAmt>13454</OtherRevenueAmt>
      <RevenueNotReportedAmt>13454</RevenueNotReportedAmt>
      <RevenueSubtotalAmt>756255</RevenueSubtotalAmt>
      <TotalRevenuePerForm990Amt>756255</TotalRevenuePerForm990Amt>
      <TotExpnsEtcAuditedFinclStmtAmt>870196</TotExpnsEtcAuditedFinclStmtAmt>
      <OtherExpensesIncludedAmt>13454</OtherExpensesIncludedAmt>
      <ExpensesNotReportedAmt>13454</ExpensesNotReportedAmt>
      <ExpensesSubtotalAmt>856742</ExpensesSubtotalAmt>
      <TotalExpensesPerForm990Amt>856742</TotalExpensesPerForm990Amt>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Pt XI, Line 2d</FormAndLineReferenceDesc>
        <ExplanationTxt>Direct fundraising expenses are reported as expenses on the Statement of Functional Expenses on the Audited Financial Statements instead of an offset to other revenue on Part VIII, Statement of Revenue, Line 8b.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Pt XII, Line 2d</FormAndLineReferenceDesc>
        <ExplanationTxt>Direct fundraising expenses are reported as expenses on the Statement of Functional Expenses on the Audited Financial Statements instead of an offset to other revenue on Part VIII, Statement of Revenue, Line 8b.</ExplanationTxt>
      </SupplementalInformationDetail>
    </IRS990ScheduleD>
    <IRS990ScheduleG documentId="IRS990ScheduleG-01">
      <FundraisingEventInformationGrp>
        <Event1Nm>Gala</Event1Nm>
        <GrossReceiptsEvent1Amt>24523</GrossReceiptsEvent1Amt>
        <CharitableContriEvent1Amt>24523</CharitableContriEvent1Amt>
        <GrossRevenueEvent1Amt>0</GrossRevenueEvent1Amt>
        <OtherDirectExpensesEvent1Amt>13454</OtherDirectExpensesEvent1Amt>
        <GrossReceiptsTotalAmt>24523</GrossReceiptsTotalAmt>
        <CharitableContributionsTotAmt>24523</CharitableContributionsTotAmt>
        <GrossRevenueTotalEventsAmt>0</GrossRevenueTotalEventsAmt>
        <OthDirectExpnssTotalEventsAmt>13454</OthDirectExpnssTotalEventsAmt>
        <DirectExpenseSummaryEventsAmt>13454</DirectExpenseSummaryEventsAmt>
        <NetIncomeSummaryAmt>-13454</NetIncomeSummaryAmt>
      </FundraisingEventInformationGrp>
    </IRS990ScheduleG>
    <IRS990ScheduleI documentId="IRS990ScheduleI-01" softwareId="23017509">
      <GrantRecordsMaintainedInd>true</GrantRecordsMaintainedInd>
      <GrantsOtherAsstToIndivInUSGrp>
        <GrantTypeTxt>Governmental contracts - Access</GrantTypeTxt>
        <RecipientCnt>7</RecipientCnt>
        <NonCashAssistanceAmt>128377</NonCashAssistanceAmt>
        <ValuationMethodUsedDesc>Cost</ValuationMethodUsedDesc>
        <NonCashAssistanceDesc>Construction</NonCashAssistanceDesc>
      </GrantsOtherAsstToIndivInUSGrp>
      <GrantsOtherAsstToIndivInUSGrp>
        <GrantTypeTxt>Governmental contracts - FTHB</GrantTypeTxt>
        <RecipientCnt>2</RecipientCnt>
        <NonCashAssistanceAmt>40000</NonCashAssistanceAmt>
        <ValuationMethodUsedDesc>Cost</ValuationMethodUsedDesc>
        <NonCashAssistanceDesc>Settlement costs</NonCashAssistanceDesc>
      </GrantsOtherAsstToIndivInUSGrp>
      <GrantsOtherAsstToIndivInUSGrp>
        <GrantTypeTxt>Governmental contracts - Home Maintenance</GrantTypeTxt>
        <RecipientCnt>19</RecipientCnt>
        <NonCashAssistanceAmt>96560</NonCashAssistanceAmt>
        <ValuationMethodUsedDesc>Cost</ValuationMethodUsedDesc>
        <NonCashAssistanceDesc>Construction</NonCashAssistanceDesc>
      </GrantsOtherAsstToIndivInUSGrp>
      <GrantsOtherAsstToIndivInUSGrp>
        <GrantTypeTxt>Governmental contracts - Rehab</GrantTypeTxt>
        <RecipientCnt>1</RecipientCnt>
        <NonCashAssistanceAmt>2950</NonCashAssistanceAmt>
        <ValuationMethodUsedDesc>Cost</ValuationMethodUsedDesc>
        <NonCashAssistanceDesc>Construction</NonCashAssistanceDesc>
      </GrantsOtherAsstToIndivInUSGrp>
      <GrantsOtherAsstToIndivInUSGrp>
        <GrantTypeTxt>Governmental contracts - ARPA</GrantTypeTxt>
        <RecipientCnt>7</RecipientCnt>
        <NonCashAssistanceAmt>19522</NonCashAssistanceAmt>
        <ValuationMethodUsedDesc>Cost</ValuationMethodUsedDesc>
        <NonCashAssistanceDesc>Construction</NonCashAssistanceDesc>
      </GrantsOtherAsstToIndivInUSGrp>
      <GrantsOtherAsstToIndivInUSGrp>
        <GrantTypeTxt>Fuel assistance</GrantTypeTxt>
        <RecipientCnt>38</RecipientCnt>
        <NonCashAssistanceAmt>19178</NonCashAssistanceAmt>
        <ValuationMethodUsedDesc>Cost</ValuationMethodUsedDesc>
        <NonCashAssistanceDesc>Heating oil</NonCashAssistanceDesc>
      </GrantsOtherAsstToIndivInUSGrp>
    </IRS990ScheduleI>
    <IRS990ScheduleO documentId="IRS990ScheduleO-01" softwareId="23017509">
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Pt VI, Line 11b</FormAndLineReferenceDesc>
        <ExplanationTxt>Organization submits an electronic copy of the draft 990</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Pt VI, Line 11b</FormAndLineReferenceDesc>
        <ExplanationTxt>to all Board Members for review and comment prior to</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Pt VI, Line 11b</FormAndLineReferenceDesc>
        <ExplanationTxt>Board meeting and after discussion, the Board approves</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Pt VI, Line 11b</FormAndLineReferenceDesc>
        <ExplanationTxt>changes and submission.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Pt VI, Line 12c</FormAndLineReferenceDesc>
        <ExplanationTxt>Organization requires annual representation from its</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Pt VI, Line 12c</FormAndLineReferenceDesc>
        <ExplanationTxt>Board Members regarding conflicts of interest to be</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Pt VI, Line 12c</FormAndLineReferenceDesc>
        <ExplanationTxt>discussed and approved by the entire Board. None noted.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Pt VI, Line 15a</FormAndLineReferenceDesc>
        <ExplanationTxt>Consulted with the Nonprofit Center at LaSalle University</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Pt VI, Line 15a</FormAndLineReferenceDesc>
        <ExplanationTxt>to draft the structure, duties and responsibilities of the</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Pt VI, Line 15a</FormAndLineReferenceDesc>
        <ExplanationTxt>Executive Director as well as appropriate compensation and</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Pt VI, Line 15a</FormAndLineReferenceDesc>
        <ExplanationTxt>benefits based on industry standards. Adopted a</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Pt VI, Line 15a</FormAndLineReferenceDesc>
        <ExplanationTxt>compensation structure consistent with the industry</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Pt VI, Line 15a</FormAndLineReferenceDesc>
        <ExplanationTxt>standard recommendations.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Form 990, Part III, Line 4d</FormAndLineReferenceDesc>
        <ExplanationTxt>Credit Counseling / Foreclosure Prevention 19594. 0. 18194.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Form 990, Part III, Line 4d</FormAndLineReferenceDesc>
        <ExplanationTxt>Chester County Home Modification Program - funds are 280277. 0. 141050.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Form 990, Part III, Line 4d</FormAndLineReferenceDesc>
        <ExplanationTxt>Rehab - Funds received from a contract with DCD 69162. 0. 61483.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Form 990, Part III, Line 4d</FormAndLineReferenceDesc>
        <ExplanationTxt>American Rescue Plan Act - funds received from 40545. 19522. 0.</ExplanationTxt>
      </SupplementalInformationDetail>
    </IRS990ScheduleO>
  </ReturnData>
</Return>