2024-08-19T06:11:48-07:00 2023-12-31 621767845 Bean Rhoton & Kelley PLLC 300 South Jefferson Street Winchester TN 37398 990EZ 2023-01-01 823083483 BETTERFI BETT 9313139942 PO BOX 27 COALMONT TN 37313 AUGUSTINE HOSCH Executive Director 2024-08-19 true true DELANNA M RHOTON CPA P01439522 9319670611 X 2023 2024-08-08 14:25:15Z X BETTERFI.COM X X 136745 X 112566 24179 0 0 0 0 136745 126538 14252 96514 237304 -100559 464684 364125 X 400095 272417 67775 96960 467870 369377 3186 5252 464684 364125 TO PROVIDE RELIEF TO THE POOR, DISTRESSED AND UNDERPRIVILEGED, SPECIFICALLY THROUGH PROGRAMS OF FINANCIAL ASSISTANCE IN THE FORM OF AFFORDABLE FINANCIAL PRODUCTS AND SERVICES AS WELL AS FINANCIAL EDUCATION AND COACHING SERVICES FOR LOW INCOME INDIVIDUALS AND FAMILIES. PROVIDED FINANCIAL ASSISTANCE TO LOW-INCOME INDIVIDUALS THROUGH NEW & REFINANCED CONSUMER LOANS OFFERING LOWER INTEREST RATES AND LONGER PAYOFF. WE OFFER FREE INCOME TAX FILING AS WELL AS COACHING FOR BETTER BUDGETING OF PERSONAL FINANCES. 140415 140415 JEANNINE CLEMENTS VICE-CHAIR 3.00 0 JOHN GOODSON Director 1.00 0 BARRY ROLLINS Director 2.00 0 NICOLETTE HAMILTON Director 1.00 0 ANDY ANDERSON Director 1.00 0 JAYNA JOHNSON Director 1.00 0 JOHN SOLOMON Treasurer 3.00 0 WILLIAM TITUS President 3.00 0 JERRY ADAMS Director 1.00 0 TINA WILLIAMS Director 1.00 0 JAY FISHER Director 1.00 0 AUGUSTINE HOSCH EXECUTIVE DIRECTOR 40.00 58096 false false false false false false false 0 0 0 false 0 0 false TN AUGUSTINE HOSCH 9933 TN-56 COALMONT TN 37313 9313139942 false false false false false false false false false false false NONE NONE true X 63358 151154 363737 221786 112566 912601 4982 5110 5420 12683 24179 52374 0 0 0 68340 156264 369157 234469 136745 964975 50000 130500 114765 79000 60764 435029 2488 981 3469 52488 130500 115746 79000 60764 438498 526477 0 0 0 0 68340 156264 369157 234469 136745 964975 0.54560 0.46380 0.00000 X RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED Other Expenses.1001 Advertising and Promotion $5410 Other Expenses.1005 Travel $4603 Other Expenses.1010 Amortization $334 Other Expenses.1012 Insurance $8530 Other Expenses.1 BAD DEBTS $28933 Other Expenses.2 SUPPLIES $10517 Other Expenses.3 DUES & SUBSCRIPTIONS $9272 Other Expenses.4 PROVISION FOR LOAN LOSS $6549 Other Expenses.5 SYSTEM DEVELOPMENT EXPENSE $5724 Other Expenses.6 CLIENT REIMBURSEMENTS $3585 Other Expenses.7 CREDIT REPORTING & ACCESS $3526 Other Expenses.8 UTILITIES $2799 Other Expenses.9 DIRECT GIVING $2295 Other Expenses.10 TAXES $1832 Other Expenses.11 PRINTING $893 Other Expenses.12 PAYROLL PROCESSING $524 Other Expenses.13 CONTRACT LABOR $469 Other Expenses.14 WEBSITE $316 Other Expenses.15 STRIPE FEES $246 Other Expenses.16 BANK CHARGES $67 Other Expenses.17 MISCELLANEOUS EXPENSE $65 Other Expenses.18 TRAINING & EDUCATION $25 Other Assets.1012 Intangible Assets - Beginning $613 Intangible Assets - Ending $279 Other Assets.1 ACCRUED INTEREST RECEIVABLE - Beginning $2689 ACCRUED INTEREST RECEIVABLE - Ending $3187 Other Assets.2 LOANS RECEIVABLE - Beginning $64473 LOANS RECEIVABLE - Ending $93494 Total Liabilities.1001 Accounts Payable and Accrued Expenses - Beginning $1032 Accounts Payable and Accrued Expenses - Ending $2000 Total Liabilities.1 SERVICED LOANS LIABILITY - Beginning $304 SERVICED LOANS LIABILITY - Ending $304 Total Liabilities.2 PAYROLL PROTECTION PROGRAM LOAN - Beginning $1850 PAYROLL PROTECTION PROGRAM LOAN - Ending $976 Total Liabilities.3 ACCRUED VACATION EXPENSE - Beginning $0 ACCRUED VACATION EXPENSE - Ending $1972