2024-07-29T13:25:05-05:00 2023-12-31 362985770 SELDEN FOX LTD ONE PARKVIEW PLAZA SUITE 710 OAKBROOK TERRACE IL 60181 990 2023-01-01 363966573 ALLIES FOR COMMUNITY BUSINESS INC ACCI 3129242180 135 N KEDZIE AVE CHICAGO IL 60612 BRAD MCCONNELL CHIEF EXECUTIVE OFFICER 3129242180 2024-07-10 1 0 PAUL J ROZEK P00542258 6309541400 2023 2024-08-08 14:25:15Z BRAD MCCONNELL 135 N KEDZIE AVE CHICAGO IL 60612 9347693 0 X A4CB.ORG X 1994 IL PROVIDE CREDIT AND SERVICES TO SMALL BUSINESSES WITHOUT ACCESS TO TRADITIONAL SOURCES OF FINANCING. 13 13 39 65 0 0 7235138 7140700 1680781 1938034 77621 79460 -19071 -18997 8974469 9139197 60103 952540 0 0 3460569 3758883 0 0 556478 4316234 4137195 7836906 8848618 1137563 290579 47279806 35556703 27426274 21223186 19853532 14333517 ALLIES FOR COMMUNITY BUSINESS IS A NONPROFIT THAT PROVIDES THE CAPITAL, COACHING, AND CONNECTIONS ENTREPRENEURS NEED TO GROW GREAT BUSINESSES THAT CREATE JOBS AND WEALTH IN THEIR COMMUNITIES. 0 0 7595298 952540 1938034 ALLIES FOR COMMUNITY BUSINESS (A4CB) SUPPORTS SMALL BUSINESSES THAT STRENGTHEN THEIR COMMUNITIES. THEY PROVIDE THE CAPITAL, COACHING, AND CONNECTIONS ENTREPRENEURS NEED TO GROW GREAT BUSINESSES THAT CREATE JOBS AND WEALTH THEIR COMMUNITIES. AS A NONPROFIT LOCATED ON CHICAGO'S WEST SIDE, A4CB PRIORITIZES BLACK, HISPANIC/LATINX, WOMEN, AND LOW-INCOME ENTREPRENEURS THROUGHOUT THE CHICAGOLAND AREA AND BEYOND. THEY OFFER LOANS BETWEEN $500 AND $100,000 TO EARLY, EMERGING, AND ESTABLISHED BUSINESSES AT FAIR PRICES. IN ADDITION, THEY PROVIDE FREE COACHING TO ANYONE WHO WANTS TO START OR GROW A BUSINESS, AND THEY CONNECT ENTREPRENEURS TO TRUSTED PARTNERS THAT CAN HELP FURTHER. 7595298 1 1 0 0 0 0 0 0 0 0 1 0 1 1 1 1 1 0 0 0 0 0 0 0 1 0 0 1 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 98 0 1 39 1 0 0 0 0 0 1 1 0 0 0 0 0 0 X 13 13 0 0 0 0 0 0 0 1 1 0 0 1 1 1 1 1 1 1 0 0 IL X X MARION MOORE 3129242161 135 N KEDZIE AVE CHICAGO IL 60612 BRAD MCCONNELL CHIEF EXECUTIVE OFFICER 40.00 X 217337 0 7039 MARY TRITSIS DIRECTOR OF COMMUNITY BUSI 40.00 X 168842 0 17688 ROWAN RICHARDS DIRECTOR OF COACHING AND C 40.00 X 178478 0 5352 JENNIE MOTTO MESTERHARM CHIEF OF STAFF 40.00 X 140481 0 21589 MARY RILEY DIRECTOR OF COMMUNITY RELA 40.00 X 142208 0 10385 JILL KOZELUH DIRECTOR OF DEVELOPMENT 40.00 X 146399 0 4658 S MICHAEL MCCRACKEN CHAIR, PORTFOLIO AND CREDIT COMMITTEE 2.25 X X 0 0 0 MICHELLE T THOM CHAIR 2.25 X X 0 0 0 JOE NERI SECRETARY AND TREASURER 2.25 X X 0 0 0 BEN BOCHNOWSKI DIRECTOR 2.25 X 0 0 0 DARLENE HIGHTOWER CHAIR, OUTREACH 2.25 X 0 0 0 OSCAR JOHNSON DIRECTOR 2.25 X 0 0 0 BERNITA JOHNSON-GABRIEL DIRECTOR 2.25 X 0 0 0 HORACIO MENDEZ DIRECTOR 2.25 X 0 0 0 CLEMENTE NICADO DIRECTOR 2.25 X 0 0 0 JUAN ORTIZ DIRECTOR 2.25 X 0 0 0 ADRIANNE SPIVEY DIRECTOR 2.25 X 0 0 0 SHANDRA RICHARDSON DIRECTOR 2.25 X 0 0 0 ANTHONY WALLER DIRECTOR 2.25 X 0 0 0 993745 0 66711 10 0 1 0 0 74068 1962771 5103861 7140700 LOAN INTEREST 900099 1270119 1270119 LOAN FEES 900099 663175 663175 PARTICIPATION INCOME 900099 4740 4740 1938034 79460 79460 189499 189499 0 0 0 74068 18997 -18997 -18997 9139197 1938034 0 60463 901833 901833 50707 50707 235930 202074 18544 15312 2910706 2250467 356749 303490 76363 58746 9981 7636 281487 216548 36790 28149 254397 197849 30830 25718 562 480 82 128007 104114 17689 6204 288397 258789 29608 22536 19002 1039 2495 83161 64420 10378 8363 350931 276288 42288 32355 652155 501703 85237 65215 5040 4022 577 441 957090 957090 223273 171764 29182 22327 31169 23978 4074 3117 PROVISION FOR LOAN LOSS 828476 828476 CREDIT AND COLLECTIONS 457094 457021 41 32 OTHER 72587 22133 19043 31411 TRAINING 36717 27794 4710 4213 8848618 7595298 696842 556478 2958840 6281152 11468202 4335500 407576 590801 23366049 15824898 230748 218796 1384903 1026115 460355 358788 4579459 4330956 3808577 3615812 47279806 35556703 715022 364859 10000 60000 22594847 16576071 4106405 4222256 27426274 21223186 X 6246543 6772125 13606989 7561392 19853532 14333517 47279806 35556703 X 290579 -248503 -5562091 X 0 1 X 1 1 1 X 5503257 16894624 10881988 7235138 7140700 47655707 5503257 16894624 10881988 7235138 7140700 47655707 6211088 41444619 929 13015 34649 77621 79460 205674 47861381 6710803 0.86590 0.84480 X RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED 196141 166649 29492 544774 471362 73412 643988 388104 255884 358788 THE HATCHERY TITLE HOLDING CORPORATION NFP 242456 F THE HATCHERY MASTER TENANT LLC 4088500 F 4330956 OPERATING LEASE RIGHT-OF-USE ASSET 3615812 3615812 FUNDS HELD FOR OTHERS 471204 OPERATING LEASE LIABILITY 3751052 4222256 X 8909691 -248503 18997 -229506 9139197 0 9139197 8867615 18997 18997 8848618 0 8848618 PART X, LINE 2: THE ORGANIZATION WAS GRANTED AN EXEMPTION FROM FEDERAL INCOME TAXES BY THE INTERNAL REVENUE SERVICE PURSUANT TO THE PROVISIONS OF INTERNAL REVENUE CODE SECTION 501(C)(3). THE ORGANIZATION QUALIFIES FOR THE CHARITABLE CONTRIBUTION DEDUCTION UNDER SECTION 170(B)(1)(A)(VI) AND HAS BEEN CLASSIFIED AS AN ORGANIZATION THAT IS NOT A PRIVATE FOUNDATION UNDER SECTION 509(A)(1). THE TAX EXEMPT PURPOSE OF THE ORGANIZATION AND THE NATURE IN WHICH IT OPERATES IS DESCRIBED IN THE FIRST PARAGRAPH OF NOTE 1. MANAGEMENT BELIEVES THE ORGANIZATION CONTINUES TO OPERATE IN COMPLIANCE WITH ITS TAX EXEMPT PURPOSE. THE ORGANIZATION HAD NO UNRELATED BUSINESS INCOME THAT MANAGEMENT BELIEVES IS SUBJECT TO TAX IN 2023 OR 2022. THE ORGANIZATION'S ANNUAL INFORMATIONAL RETURNS FILED WITH THE FEDERAL AND STATE GOVERNMENTS ARE GENERALLY SUBJECT TO EXAMINATION BY THE INTERNAL REVENUE SERVICE (IRS) FOR THREE YEARS AFTER FILING. THUS, RETURNS FOR 2020, 2021 AND 2022 REMAIN OPEN TO IRS EXAMINATION. PART XI, LINE 2D - OTHER ADJUSTMENTS: DIRECT FUNDRAISING EXPENSES ARE PRESENTED GROSS ON THE AUDIT REPORT AS PART 18,997. OF CONTRIBUTION REVENUE, BUT NET ON THE 990 PART XII, LINE 2D - OTHER ADJUSTMENTS: DIRECT FUNDRAISING EXPENSES ARE PRESENTED GROSS ON THE AUDIT REPORT AS PART 18,997. OF CONTRIBUTION REVENUE, BUT NET ON THE 990 TASTE TO COMMUNITY BUSINESS 74068 74068 13578 1025 4394 74068 74068 13578 1025 4394 18997 -18997 1 AFRO JOES 1818 W 99TH STREET CHICAGO IL 60643 821805208 20510 0 SUPPORT FOR NEIGHBORHOOD ENTREPRENEURSHIP LAB COHORTS DESIGNED TO PROVIDE ASSISTANCE TO SMALL BUSINESSES CHAZERLY DESIGNS LLC 59 S LASALLE STREET AURORA IL 60505 300589229 20510 0 SUPPORT FOR NEIGHBORHOOD ENTREPRENEURSHIP LAB COHORTS DESIGNED TO PROVIDE ASSISTANCE TO SMALL BUSINESSES ESSENTIAL CREATIONS 2112 W 95TH STREET CHICAGO IL 60643 465636685 20510 0 SUPPORT FOR NEIGHBORHOOD ENTREPRENEURSHIP LAB COHORTS DESIGNED TO PROVIDE ASSISTANCE TO SMALL BUSINESSES FOOD HERO 3331 W 26TH STREET CHICAGO IL 60623 465066814 20510 0 SUPPORT FOR NEIGHBORHOOD ENTREPRENEURSHIP LAB COHORTS DESIGNED TO PROVIDE ASSISTANCE TO SMALL BUSINESSES G & B FILLING STATION 2002 DEMPSTER STREET EVANSTON IL 60202 881663458 20510 0 SUPPORT FOR NEIGHBORHOOD ENTREPRENEURSHIP LAB COHORTS DESIGNED TO PROVIDE ASSISTANCE TO SMALL BUSINESSES GREEN GARDEN CAFE 3517 W ARTHINGTON CHICAGO IL 60624 474009059 20510 0 SUPPORT FOR NEIGHBORHOOD ENTREPRENEURSHIP LAB COHORTS DESIGNED TO PROVIDE ASSISTANCE TO SMALL BUSINESSES GROWING BOUNDLESSLY 56 E 47TH STREET SUITE 400C CHICAGO IL 60653 842259505 20510 0 SUPPORT FOR NEIGHBORHOOD ENTREPRENEURSHIP LAB COHORTS DESIGNED TO PROVIDE ASSISTANCE TO SMALL BUSINESSES HOLD YOUR LUGGAGE 203 N LASALLE STREET SUITE 2100 CHICAGO IL 60601 883631547 20510 0 SUPPORT FOR NEIGHBORHOOD ENTREPRENEURSHIP LAB COHORTS DESIGNED TO PROVIDE ASSISTANCE TO SMALL BUSINESSES IDA'S ARTISAN ICE CREAM 1948 S HAMLIN AVE CHICAGO IL 60623 863375318 20510 0 SUPPORT FOR NEIGHBORHOOD ENTREPRENEURSHIP LAB COHORTS DESIGNED TO PROVIDE ASSISTANCE TO SMALL BUSINESSES INSPIRE BY TYLER 4544 S WOODLAWN AVE CHICAGO IL 60653 851076386 20510 0 SUPPORT FOR NEIGHBORHOOD ENTREPRENEURSHIP LAB COHORTS DESIGNED TO PROVIDE ASSISTANCE TO SMALL BUSINESSES KRIBI COFFEE COMPANY 536 N OAK PARK AVE OAK PARK IL 60302 853795219 20510 0 SUPPORT FOR NEIGHBORHOOD ENTREPRENEURSHIP LAB COHORTS DESIGNED TO PROVIDE ASSISTANCE TO SMALL BUSINESSES LINGUA NIGRA LLC 8641 S KING DRIVE APT 1 CHICAGO IL 60619 841868434 20510 0 SUPPORT FOR NEIGHBORHOOD ENTREPRENEURSHIP LAB COHORTS DESIGNED TO PROVIDE ASSISTANCE TO SMALL BUSINESSES MIDWEST AIRCRAFT DETAILERS CORP 28261 S KEDZIE AVE SUITE 209 MONEE IL 60449 852378288 20510 0 SUPPORT FOR NEIGHBORHOOD ENTREPRENEURSHIP LAB COHORTS DESIGNED TO PROVIDE ASSISTANCE TO SMALL BUSINESSES PILLARS FASHION CLUB 1167 W MADISON STREET CHICAGO IL 60607 813417087 20510 0 SUPPORT FOR NEIGHBORHOOD ENTREPRENEURSHIP LAB COHORTS DESIGNED TO PROVIDE ASSISTANCE TO SMALL BUSINESSES PREXODUS ENTERPRISES 424 E OAKWOOD BLVD 10 CHICAGO IL 60653 843838745 20510 0 SUPPORT FOR NEIGHBORHOOD ENTREPRENEURSHIP LAB COHORTS DESIGNED TO PROVIDE ASSISTANCE TO SMALL BUSINESSES SNACK BETTER LLC DBA CAROLYN'S KRISP 135 N KEDZIE AVE CHICAGO IL 60612 861550223 20510 0 SUPPORT FOR NEIGHBORHOOD ENTREPRENEURSHIP LAB COHORTS DESIGNED TO PROVIDE ASSISTANCE TO SMALL BUSINESSES STEM GENERATION LLC 200 S WACKER DRIVE STE 3100 CHICAGO IL 60606 842793592 20510 0 SUPPORT FOR NEIGHBORHOOD ENTREPRENEURSHIP LAB COHORTS DESIGNED TO PROVIDE ASSISTANCE TO SMALL BUSINESSES STITCHME LLC 329 WEST 18TH STREET- UNIT 308 CHICAGO IL 60616 800539346 20510 0 SUPPORT FOR NEIGHBORHOOD ENTREPRENEURSHIP LAB COHORTS DESIGNED TO PROVIDE ASSISTANCE TO SMALL BUSINESSES SUGA & SPICE INC 135 N KEDZIE AVE CHICAGO IL 60612 822869490 20510 0 SUPPORT FOR NEIGHBORHOOD ENTREPRENEURSHIP LAB COHORTS DESIGNED TO PROVIDE ASSISTANCE TO SMALL BUSINESSES THE PR SHOPPE 243 E 31ST STREET 201 CHICAGO IL 60616 462986192 20510 0 SUPPORT FOR NEIGHBORHOOD ENTREPRENEURSHIP LAB COHORTS DESIGNED TO PROVIDE ASSISTANCE TO SMALL BUSINESSES TRINI'S TASTY PASTRIES LLC 3811 WEST MAYPOLE AVENUE CHICAGO IL 60624 822074733 20510 0 SUPPORT FOR NEIGHBORHOOD ENTREPRENEURSHIP LAB COHORTS DESIGNED TO PROVIDE ASSISTANCE TO SMALL BUSINESSES WEST SIDE INSURANCE 906 S HOMAN AVE STE 102 CHICAGO IL 60624 472563399 20510 0 SUPPORT FOR NEIGHBORHOOD ENTREPRENEURSHIP LAB COHORTS DESIGNED TO PROVIDE ASSISTANCE TO SMALL BUSINESSES XAYAH ENTERPRISES LLC 1505 W MADISON STREET CHICAGO IL 60607 821687271 20510 0 SUPPORT FOR NEIGHBORHOOD ENTREPRENEURSHIP LAB COHORTS DESIGNED TO PROVIDE ASSISTANCE TO SMALL BUSINESSES BULLY BUNDLES 1649 N CLAREMONT AVE APT 1R CHICAGO IL 60647 474077492 20000 0 SUPPORT FOR NEIGHBORHOOD ENTREPRENEURSHIP LAB COHORTS DESIGNED TO PROVIDE ASSISTANCE TO SMALL BUSINESSES FUELED BY AF 135 N KEDZIE AVE CHICAGO IL 60612 852540869 20000 0 SUPPORT FOR NEIGHBORHOOD ENTREPRENEURSHIP LAB COHORTS DESIGNED TO PROVIDE ASSISTANCE TO SMALL BUSINESSES LIFE AT HOME SENIOR CARE LLC 8300 BROADWAY STE E-1 MERRILVILLE IN 46410 823903724 20000 0 SUPPORT FOR NEIGHBORHOOD ENTREPRENEURSHIP LAB COHORTS DESIGNED TO PROVIDE ASSISTANCE TO SMALL BUSINESSES LOVE CORK SCREW 4545 S DREXEL BLVD 2E CHICAGO IL 60653 473093325 20000 0 SUPPORT FOR NEIGHBORHOOD ENTREPRENEURSHIP LAB COHORTS DESIGNED TO PROVIDE ASSISTANCE TO SMALL BUSINESSES ESTHETIC HAUS 829 N CALIFORNIA AVE CHICAGO IL 60622 371836847 20000 0 SUPPORT FOR NEIGHBORHOOD ENTREPRENEURSHIP LAB COHORTS DESIGNED TO PROVIDE ASSISTANCE TO SMALL BUSINESSES ONIGIRI KORORIN 135 N KEDZIE AVE CHICAGO IL 60612 874445798 20000 0 SUPPORT FOR NEIGHBORHOOD ENTREPRENEURSHIP LAB COHORTS DESIGNED TO PROVIDE ASSISTANCE TO SMALL BUSINESSES PRESENT TENSE BAR LLC 4019 N SOUTHPORT CHICAGO IL 60613 852397734 20000 0 SUPPORT FOR NEIGHBORHOOD ENTREPRENEURSHIP LAB COHORTS DESIGNED TO PROVIDE ASSISTANCE TO SMALL BUSINESSES FUSION NATURAL HAIR & BRAID ACADEMY 1224 PULLMAN RD ROMEOVILLE IL 60446 883736724 20000 0 SUPPORT FOR NEIGHBORHOOD ENTREPRENEURSHIP LAB COHORTS DESIGNED TO PROVIDE ASSISTANCE TO SMALL BUSINESSES DILLY DALLY PROVISIONS 135 N KEDZIE AVE CHICAGO IL 60612 852915138 20000 0 SUPPORT FOR NEIGHBORHOOD ENTREPRENEURSHIP LAB COHORTS DESIGNED TO PROVIDE ASSISTANCE TO SMALL BUSINESSES HERAY SPICE 9332 LANDINGS LN DES PLAINES IL 60016 821092401 20000 0 SUPPORT FOR NEIGHBORHOOD ENTREPRENEURSHIP LAB COHORTS DESIGNED TO PROVIDE ASSISTANCE TO SMALL BUSINESSES TORI PRINCE BEAUTY LLC 928 W 38TH PL CHICAGO IL 60609 832063619 20000 0 SUPPORT FOR NEIGHBORHOOD ENTREPRENEURSHIP LAB COHORTS DESIGNED TO PROVIDE ASSISTANCE TO SMALL BUSINESSES CHICAGO MONOPOLY GROUP LLC 6127 S UNIVERSITY AVENUE SUITE 1216 CHICAGO IL 60637 611928410 20000 0 SUPPORT FOR NEIGHBORHOOD ENTREPRENEURSHIP LAB COHORTS DESIGNED TO PROVIDE ASSISTANCE TO SMALL BUSINESSES UNCLE EARL'S BBQ 35 CHURN RD MATTESON IL 60443 850570887 20000 0 SUPPORT FOR NEIGHBORHOOD ENTREPRENEURSHIP LAB COHORTS DESIGNED TO PROVIDE ASSISTANCE TO SMALL BUSINESSES DAZZLE EVENTS 3029 S AVERS AVE CHICAGO IL 60623 842145147 20000 0 SUPPORT FOR NEIGHBORHOOD ENTREPRENEURSHIP LAB COHORTS DESIGNED TO PROVIDE ASSISTANCE TO SMALL BUSINESSES WINDY CITY CATERING 67 E CERMAK RD CHICAGO IL 60616 831777149 20000 0 SUPPORT FOR NEIGHBORHOOD ENTREPRENEURSHIP LAB COHORTS DESIGNED TO PROVIDE ASSISTANCE TO SMALL BUSINESSES DOPE DRIP LLC 135 N KEDZIE CHICAGO IL 60612 852895062 20000 0 SUPPORT FOR NEIGHBORHOOD ENTREPRENEURSHIP LAB COHORTS DESIGNED TO PROVIDE ASSISTANCE TO SMALL BUSINESSES JIMENEZ FENCE CORP 2948 N KEATING AVE CHICAGO IL 60641 822105060 20000 0 SUPPORT FOR NEIGHBORHOOD ENTREPRENEURSHIP LAB COHORTS DESIGNED TO PROVIDE ASSISTANCE TO SMALL BUSINESSES I'M HOT SAUCE COMPANY 1330 CLINTON AVENUE BERWYN IL 60402 464755026 20000 0 SUPPORT FOR NEIGHBORHOOD ENTREPRENEURSHIP LAB COHORTS DESIGNED TO PROVIDE ASSISTANCE TO SMALL BUSINESSES STEWARTS' CHEESECAKES 148 S BLOOMINGDALE RD SUITE 112 BLOOMINGDALE IL 60108 834660802 20000 0 SUPPORT FOR NEIGHBORHOOD ENTREPRENEURSHIP LAB COHORTS DESIGNED TO PROVIDE ASSISTANCE TO SMALL BUSINESSES CROWN FAMILY FOUNDATION 30 S WELLS ST 4049 CHICAGO IL 60606 363330462 501(C)(3) 50000 0 TO SUPPORT THE HATCHERY PROGRAMMING 2 41 CASH GRANTS PAID TO HATCHERY MASTER TENANT LLC 9 9687 EXPENSES PAID TO THE HATCHERY MASTER TENANT LLC FOR VARIOUS INDIVIDUALS' USE THE HATCHERY SPACE. CASH GRNATS IN SUPPORT OF NEIGHBORHOOD ENTREPRENEURSHIP LAB COHORTS 2 41020 SUPPORT FOR NEIGHBORHOOD ENTREPRENEURSHIP LAB COHORTS DESIGNED TO PROVIDE ASSISTANCE TO SMALL BUSINESSES. TWO INDIVIDUALS RECEIVED $20,510 EACH. PART I, LINE 2: GRANT EXPENSES CONSIST OF AMOUNTS DISBURSED TO BUSINESSES THAT PARTICIPATE IN ALLIES FOR COMMUNITY BUSINESS'S NEIGHBORHOOD ENTREPRENEURS PROGRAM,AS WELL AS A DONATION TO SUPPORT THE HATCHERY PROGRAMMING. GRANTEES FOR THE NEIGHBORHOOD ENTREPRENEURS PROGRAM ARE SELECTED FROM A POOL OF CANDIDATES AND MUST SATISFY PROGRAM REQUIREMENTS PRIOR TO DISBURSING FUNDS TO THE GRANTEES. X X 0 0 0 0 0 0 0 0 0 BRAD MCCONNELL CHIEF EXECUTIVE OFFICER 198744 0 18593 0 0 0 7039 0 0 0 224376 0 0 0 MARY TRITSIS DIRECTOR OF COMMUNITY BUSI 153150 0 15692 0 0 0 5352 0 12336 0 186530 0 0 0 ROWAN RICHARDS DIRECTOR OF COACHING AND C 162786 0 15692 0 0 0 5352 0 0 0 183830 0 0 0 JENNIE MOTTO MESTERHARM CHIEF OF STAFF 126996 0 13485 0 0 0 4881 0 16708 0 162070 0 0 0 MARY RILEY DIRECTOR OF COMMUNITY RELA 129290 0 12918 0 0 0 4403 0 5982 0 152593 0 0 0 JILL KOZELUH DIRECTOR OF DEVELOPMENT 133481 0 12918 0 0 0 4403 0 255 0 151057 0 0 0 FORM 990, PART VI, SECTION B, LINE 11B THE FEDERAL FORM 990 IS MADE AVAILABLE TO THE BOARD OF DIRECTORS PRIOR TO FILING THE FORM. FORM 990, PART VI, SECTION B, LINE 12C BOARD MEMBERS ARE ENCOURAGED TO DISCLOSE CONFLICTS OF INTEREST AS THEY OCCUR. FORM 990, PART VI, SECTION B, LINE 15A COMPENSATION OF THE CHIEF EXECUTIVE OFFICER IS DETERMINED BY THE BOARD OF DIRECTORS AND IS PERFORMANCE-BASED AND COMPARABLE TO SIMILAR NONPROFIT ORGANIZATIONS IN ILLINOIS AND INDIANA AND IN THE INDUSTRY IN WHICH ALLIES FOR COMMUNITY BUSINESS OPERATES. FORM 990, PART VI, SECTION C, LINE 19 GOVERNING DOCUMENTS, THE CONFLICT OF INTEREST POLICY, AND FINANCIAL STATEMENTS ARE AVAILABLE UPON REQUEST. FORM 990, PART XI, LINE 9: ADOPTION OF NEW ACCOUNTING PRONOUNCEMENT ASU 2016-13 FINANCIAL INSTRUMENTS -5,562,091. CREDIT LOSSES (TOPIC 326) MEASUREMENT OF CREDIT LOSSES ON FINANCIAL INSTRUMENTS