2024-05-14T18:49:32-04:00 2023-12-31 453033860 Madeley CPA LLC PO Box 2351 Anniston AL 36202 990 2023-01-01 636043518 CHEM FAMILY CREDIT UNION CHEM 702 CLYDESDALE AVENUE ANNISTON AL 36201 RHONDA V HEIFNER TREASURER 2562821143 2024-05-13 true RHONDA HEIFNER XXX-XX-XXXX true Stephen D Madeley P00576268 2568356082 2024-05-14 2 11 AAL2 IAL1 2023 2023-04-26 12:10:37Z 132559 false X www.creditunionaccess.com X 1928 AL Credit Union providing banking, loan, and savings services to its members which are employees or retirees of Eastman Corporation. 8 8 1 0 0 0 0 41309 84549 39315 48010 80624 132559 0 0 37645 38345 0 0 42898 94094 80543 132439 81 120 7263600 5646750 13605 17789 7249995 5628961 Credit Union providing banking, loan, and savings services to its members which are employees or retirees of Eastman Corporation. false false 132439 132559 Credit Union providing services including savings and loans to its members. 132439 false false false false false false false false false true false false true true false false false false false false false false false false false false false false false false false false false false false false false false false false false false false true 0 0 1 true false false false false false false false false X 8 8 false false false false true true true true true false false true false false true false false false X RHONDA V HEIFNER 2562370651 614 BERNARD COUCH DRIVE ANNISTON AL 36207 X MICHELLE SPURLIN BD OF DIRECTORS MEMBER 1.00 0.00 X 0 0 0 BRYAN THRASHER BD OF DIRECTORS MEMBER 1.00 0.00 X 0 0 0 CHAD MOORE BD OF DIRECTORS MEMBER 1.00 0.00 X 0 0 0 JERRY L BROWN BD OF DIRECTORS MEMBER 1.00 0.00 X 0 0 0 ALAN RUTHERFORD PRESIDENT 1.00 0.00 X X 0 0 0 DAVID NORTON VICE PRESIDENT 1.00 0.00 X X 0 0 0 RHONDA V HEIFNER TREASURER MANAGER 18.00 0.00 X 0 0 0 TRENICE MARTIN SECRETARY 1.00 0.00 X 0 0 0 0 0 0 0 false false false 84549 84549 INTEREST ON LOANS 522100 46950 46950 LOAN FEES AND OTHER 522100 1060 1060 48010 132559 132559 0 0 35620 35620 2725 2725 4200 4200 1996 1996 1729 1729 53203 53203 ASSOCIATION DUES 7939 7939 SURETY BOND PREMIUM 8557 8557 AUDIT FEE 10506 10506 CREDIT REPORTS 880 880 5084 5084 132439 132439 0 0 137110 167533 1009147 1195652 2679 2679 6117343 4283565 7263600 5646750 13605 17789 13605 17789 X 7249995 5628961 7249995 5628961 7263600 5646750 X 120 -1621154 X false false false 2679 2679 NATIONAL SHARE INS FUND RESERVE 61168 DEPOSITS IN CENTRAL CR UNION 56326 CERTIFICATE OF DEPOSIT 4164000 ACCU MCSD RESERVE 2071 4283565 PAYROLL TAXES PAYABLE 2523 BACKUP WITHHOLDING PAYABLE AUDIT FEE ACCRUAL 15266 17789 Members or stockholder classes and rights Part VI line 6 Being a 501c14 organization, Credit Union. The Credit Union has members which hold accounts within the credit union. Members have the right to receive dividends from their investments within the Credit Union. Member election for additional members Part VI line 7a The members that hold accounts with the credit union hold the right to vote on issues regarding the credit union. Governing body decisions Part VI line 7b The members of the credit union have the right to vote on general issues regarding the credit union. Form 990 governing body review Part VI line 11 The governing body reviewed and approved the current Form 990 before it was filed with the Internal Revenue Service. Governing documents etc available to public Part VI line 19 All documents are available, upon request, for the members or general public. General information is also available on the internet at www.creditunionaccess.com. Explanation of other changes in net assets or fund balances Part XI line 9 Change in market value of assets for current year as well as a net decrease in Share deposits.