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      <PreparerPersonNm>CLINT LEHMAN CPA</PreparerPersonNm>
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      <PrincipalOfficerNm>CHRIS VANDERGRIFT</PrincipalOfficerNm>
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      <ActivityOrMissionDesc>THE ORGANIZATION'S MISSION IS "SEEKING TO PUT GOD'S LOVE INTO ACTION, HABITAT FOR HUMANITY BRINGS PEOPLE TOGETHER TO BUILD HOMES, COMMUNITIES AND HOPE." IN FREDERICK, THAT MISSION DRIVES THE ORGANIZATION TO PARTNER WITH INDIVIDUALS AND FAMILIES WHO ARE IN NEED OF THE STRENGTH, STABILITY AND SELF-RELIANCE THAT COMES WITH AFFORDABLE HOME OWNERSHIP. HABITAT FOR HUMANITY OF FREDERICK COUNTY, MD PARTNERS WITH THESE LOCAL CITIZENS TO BUILD A NEW HOME, PURCHASE A NEWLY RENOVATED HOME THROUGH THE FREDERICK COUNTY AFFORDABLE HOUSING LAND TRUST, OR MAKE NECESSARY REPAIRS TO THEIR CURRENT HOME. IT IS THE BELIEF OF THE ORGANIZATION THAT EVERYONE DESERVES A DECENT PLACE TO LIVE.</ActivityOrMissionDesc>
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      <MissionDesc>THE ORGANIZATION'S MISSION IS "SEEKING TO PUT GOD'S LOVE INTO ACTION, HABITAT FOR HUMANITY BRINGS PEOPLE TOGETHER TO BUILD HOMES, COMMUNITIES AND HOPE." IN FREDERICK, THAT MISSION DRIVES THE ORGANIZATION TO PARTNER WITH INDIVIDUALS AND FAMILIES WHO ARE IN NEED OF THE STRENGTH, STABILITY AND SELF-RELIANCE THAT COMES WITH AFFORDABLE HOME OWNERSHIP. HABITAT FOR HUMANITY OF FREDERICK COUNTY, MD PARTNERS WITH THESE LOCAL CITIZENS TO BUILD A NEW HOME, PURCHASE A NEWLY RENOVATED HOME THROUGH THE FREDERICK COUNTY AFFORDABLE HOUSING LAND TRUST, OR MAKE NECESSARY REPAIRS TO THEIR CURRENT HOME. IT IS THE BELIEF OF THE ORGANIZATION THAT EVERYONE DESERVES A DECENT PLACE TO LIVE.</MissionDesc>
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      <Desc>HABITAT RESTORE: THOUSANDS OF TONS OF USEABLE BUILDING MATERIALS, HOUSEHOLD GOODS AND FURNITURE ARE DONATED TO THE HABITAT FOR HUMANITY RESTORE OF FREDERICK COUNTY, MD. NOT ONLY DO THESE DONATIONS KEEP THESE MATERIALS OUT OF LOCAL LANDFILLS BUT THE RESTORE IS ALSO ABLE TO RECYCLE AND SELL THESE DONATIONS BACK TO THE COMMUNITY. PROCEEDS FROM THESE SALES SUPPORT THE OPERATING EXPENSES OF THE ORGANIZATION SO THAT MORE HOMES CAN BE BUILT, RENOVATED AND REPAIRED FOR LOCAL CITIZENS WHO ARE IN NEED OF THE STRENGTH, STABILITY AND SELF-RELIANCE THAT COMES FROM AFFORDABLE HOME OWNERSHIP.</Desc>
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        <Desc>HABITAT FOR HUMANITY OF FREDERICK COUNTY MD'S HOME REPAIR PROGRAM: BUILDS ON THE ORGANIZATION'S TRADITIONAL PARTNERSHIP MODEL USING GRANT AND DONOR FUNDS COMBINED WITH VOLUNTEER LABOR TO SERVE LOW-TO MODERATE-INCOME FREDERICK COUNTY HOMEOWNERS WITH HOME REPAIRS AND MODIFICATIONS. THIS PROGRAM FOCUSES ON IMPROVING QUALITY OF LIFE, MAINTAINING FINANCIAL STABILITY, AND KEEPING HOMES SAFE. EACH PROJECT UNIQUELY ADDRESSES THE NEEDS OF THE INDIVIDUAL HOMEOWNER(S). SERVICES CAN RANGE FROM MINOR REPAIRS TO THE INSTALLATION OF GRAB BARS, ACCESSIBILITY RAMPS, PLUMBING REPAIRS AND OTHER SAFETY MEASURES, ALL DESIGNED TO IMPROVE THE QUALITY OF LIFE IN THOSE HOMES, AND FOR SENIOR CLIENTS, TO ALLOW THEM MORE OPPORTUNITIES TO SAFELY AGE-IN-PLACE. IN FY23, 43 LOCAL HOMEOWNERS RECEIVED SERVICES THIS PROGRAM TO SOLVE OR IMPROVE SIGNIFICANT CHALLENGES THEY WERE FACING.</Desc>
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        <Desc>HABITAT FOR HUMANITY'S NEIGHBORHOOD REVITALIZATION PROGRAM SEEKS TO SERVE THE COMMUNITY BY PROVIDING SAFE AND AFFORDABLE HOUSING TO THE LOCAL AREA. THIS IS BASED ON A FRAMEWORK THAT FOCUSES ON FIRST UNDERSTANDING THE CONCERNS OF COMMUNITY AND HABITAT STAKEHOLDERS, AND THEN EMPOWERING THESE GROUPS TO LEAD THE PROJECTS THEY WANT TO ACCOMPLISH. IN ADDITION TO INVOLVING HOMEOWNERS, VOLUNTEERS AND HABITAT STAFF MEMBERS THROUGH A VARIETY OF COMMUNICATION CHANNELS, THIS ALSO INVOLVES PARTNERSHIPS WITH COMMUNITY NONPROFITS, FAITH-BASED INSTITUTIONS, SCHOOLS, NEW AND LONGSTANDING NEIGHBORHOOD COALITIONS, LOCAL, COUNTY, STATE AND FEDERAL GOVERNMENT, AS WELL AS ADDITIONAL COMMUNITY LEADERS, TO ACHIEVE THEIR GOALS. IN ORDER FOR QUALIFIED INDIVIDUALS IN THE COMMUNITY TO KNOW ABOUT THE SERVICES OFFERED THROUGH HABITAT FOR HUMANITY OF FREDERICK COUNTY, MD AND ASSOCIATED COMMUNITY PARTNERSHIPS, THESE COMMUNICATION CHANNELS INCLUDE ATTENDANCE AT LOCAL EVENTS, PRINT AND VERBAL ADVERTISING, COMMUNITY-TYPE FORUMS, SOCIAL MEDIA SHARING AND MONITORING, LEGISLATIVE ADVOCACY, ETC. ONCE A CLIENT OR PROJECT HAS BEEN IDENTIFIED AS REQUIRING SUPPORT, HABITAT RELIES HEAVILY ON VOLUNTEERS TO PHYSICALLY PERFORM THE WORK NEEDED TO BUILD OR REPAIR THE HOMES OR COMPLETE THE ASSIGNED PROJECTS. THEREFORE, IT IS NECESSARY TO RECRUIT, SCREEN AND TRAIN LOCAL VOLUNTEERS. TOGETHER, THIS NEIGHBORHOOD REVITALIZATION PROGRAM WORKS SIMULTANEOUSLY WITH THE OTHER NECESSARY PARTS OF THE ORGANIZATION TO ACCOMPLISH ITS VISION OF A WORLD WHERE EVERYONE HAS A DECENT PLACE TO LIVE.</Desc>
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        <Desc>HABITAT FOR HUMANITY OF FREDERICK COUNTY'S AWARD-WINNING LAND TRUST PROGRAM, THE FIRST OF ITS KIND IN MARYLAND, ALLOWS LOW- TO MID-INCOME APPLICANTS THE OPPORTUNITY TO PURCHASE A HOME WHILE THE ORGANIZATION RETAINS OWNERSHIP OF THE LAND. THIS MODEL REDUCES THE PURCHASE PRICE TO THE BUYER AND, THROUGH RESALE CLAUSES, ENSURES THE HOUSING UNITS WILL BE KEPT IN AFFORDABILITY IN PERPETUITY. RECENT OPERATIONS OF THIS PROGRAM FOCUSED ON INFRASTRUCTURE GROWTH IN PREPARATION FOR A LARGE-SCALE PROJECT IN THE CITY OF FREDERICK, MARYLAND. THE FREDERICK COUNTY AFFORDABLE HOUSING LAND TRUST (FCAHLT) ACQUIRED A LARGE GRANT FROM THE MARYLAND DEPARTMENT OF HOUSING &amp; COMMUNITY DEVELOPMENT TO PURCHASE THREE BLIGHTED PROPERTIES. THE FCAHLT IS IN THE PROCESS OF REHABILITATING, RENOVATING AND BUILDING ON THE PROPERTIES IN ORDER TO MAKE 12 UNITS OF AFFORDABLE HOUSING AVAILABLE TO LOCAL FAMILIES. SUBSTANTIAL WORK BEGAN ON THIS PROJECT IN FISCAL YEAR 2022.</Desc>
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        <IndividualTrusteeOrDirectorInd>X</IndividualTrusteeOrDirectorInd>
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        <IndividualTrusteeOrDirectorInd>X</IndividualTrusteeOrDirectorInd>
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      <Form990PartVIISectionAGrp>
        <PersonNm>ERIC C ANDERSON</PersonNm>
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      <FormerOfcrEmployeesListedInd>false</FormerOfcrEmployeesListedInd>
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        <ContractorAddress>
          <USAddress>
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            <StateAbbreviationCd>MD</StateAbbreviationCd>
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        </ContractorAddress>
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      <CntrctRcvdGreaterThan100KCnt>1</CntrctRcvdGreaterThan100KCnt>
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      <NoncashContributionsAmt>970204</NoncashContributionsAmt>
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      <ProgramServiceRevenueGrp>
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        <ProgramServicesAmt>16059</ProgramServicesAmt>
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      <Form990ScheduleAPartVIGrp>
        <FormAndLineReferenceDesc>PART II, LINE 10</FormAndLineReferenceDesc>
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      <OtherLiabilitiesOrgGrp>
        <Desc>LINE OF CREDIT</Desc>
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      <FootnoteTextInd>X</FootnoteTextInd>
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      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>SCHEDULE D, PAGE 2, PART V, LINE 4</FormAndLineReferenceDesc>
        <ExplanationTxt>THE ORGANIZATION INTENDS TO CONTINUE RECEIVING A SMALL PERCENTAGE OF THE FUND'S GROWTH EACH YEAR AS A CASH DISTRIBUTION TO BENEFIT ITS GENERAL OPERATIONS. IT IS THE INTENT OF THE ORGANIZATION TO ALLOW THE MAJORITY OF THE CORPUS OF THESE ENDOWMENT FUNDS, HELD AT THE COMMUNITY FOUNDATION OF FREDERICK COUNTY, TO CONTINUE TO GROW BASED ON ADDITIONAL COMMUNITY DONATIONS AND MARKET GROWTH, FOR AN INDETERMINATE PERIOD OF TIME.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>SCHEDULE D, PAGE 3, PART X</FormAndLineReferenceDesc>
        <ExplanationTxt>THE ORGANIZATION IS EXEMPT FROM FEDERAL INCOME TAXES UNDER SECTION 501(C)(3) OF THE INTERNAL REVENUE CODE. IN ADDITION, DONATIONS MADE TO THE ORGANIZATION QUALIFY FOR CHARITABLE DEDUCTIONS UNDER SECTION 170(B)(1)(A). THE ORGANIZATION HAS BEEN CLASSIFIED AS AN ORGANIZATION THAT IS NOT A PRIVATE FOUNDATION UNDER SECTION 509(A)(1). INCOME WHICH IS NOT RELATED TO EXEMPT PURPOSES, LESS APPLICABLE DEDUCTIONS, IS SUBJECT TO FEDERAL AND STATE CORPORATE INCOME TAXES. THE ORGANIZATION CONSIDERS THE POSSIBILITY OF UNCERTAIN TAX POSITIONS AND THEIR IMPACT ON THE FINANCIAL POSITION OF THE ORGANIZATION. THE MOST SIGNIFICANT TAX POSITIONS OF THE ORGANIZATION ARE ITS TAX-EXEMPT STATUS AND ITS DETERMINATION OF THE UNRELATED BUSINESS INCOME TAX. AS OF JUNE 30, 2023 AND 2022, MANAGEMENT DID NOT IDENTIFY ANY UNCERTAIN TAX POSITIONS. THE ORGANIZATION ACCRUES INTEREST AND PENALTIES (IF APPLICABLE) IN INCOME TAXES PAYABLE ON THE STATEMENT OF FINANCIAL POSITION AND RECORDS ANY EXPENSE IN THE PROVISION FOR INCOME TAXES IN THE STATEMENT OF ACTIVITIES AND CHANGES IN NET ASSETS. THE ORGANIZATION HAD NO PENALTIES OR INCOME TAXES FOR THE YEARS ENDED JUNE 30, 2023 AND 2022. PURSUANT TO INTERNAL REVENUE SERVICE RULES FOR THE STATUTE OF LIMITATIONS, THE ORGANIZATION BELIEVES IT IS NO LONGER SUBJECT TO U.S. FEDERAL, STATE, AND LOCAL INCOME TAX EXAMINATIONS BY TAXING AUTHORITIES FOR YEARS BEFORE 2020.</ExplanationTxt>
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      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>SCHEDULE D, PAGE 4, PART XI, LINE 2D</FormAndLineReferenceDesc>
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      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>SCHEDULE D, PAGE 4, PART XII, LINE 2D</FormAndLineReferenceDesc>
        <ExplanationTxt>GROSS COST OF SALES 965,835</ExplanationTxt>
      </SupplementalInformationDetail>
    </IRS990ScheduleD>
    <IRS990ScheduleG documentId="RetDoc4">
      <FundraisingEventInformationGrp>
        <Event1Nm>BLUE CRABS &amp; BL</Event1Nm>
        <GrossReceiptsEvent1Amt>91711</GrossReceiptsEvent1Amt>
        <GrossRevenueEvent1Amt>91711</GrossRevenueEvent1Amt>
        <RentFacilityCostsEvent1Amt>4515</RentFacilityCostsEvent1Amt>
        <FoodAndBeverageEvent1Amt>10450</FoodAndBeverageEvent1Amt>
        <OtherDirectExpensesEvent1Amt>5183</OtherDirectExpensesEvent1Amt>
        <GrossReceiptsTotalAmt>91711</GrossReceiptsTotalAmt>
        <GrossRevenueTotalEventsAmt>91711</GrossRevenueTotalEventsAmt>
        <RentFcltyCostsTotalEventsAmt>4515</RentFcltyCostsTotalEventsAmt>
        <FoodAndBeverageTotalEventsAmt>10450</FoodAndBeverageTotalEventsAmt>
        <OthDirectExpnssTotalEventsAmt>5183</OthDirectExpnssTotalEventsAmt>
        <DirectExpenseSummaryEventsAmt>20148</DirectExpenseSummaryEventsAmt>
        <NetIncomeSummaryAmt>71563</NetIncomeSummaryAmt>
      </FundraisingEventInformationGrp>
    </IRS990ScheduleG>
    <IRS990ScheduleL documentId="RetDoc5">
      <BusTrInvolveInterestedPrsnGrp>
        <NameOfInterested>
          <PersonNm>BRUCE ZAVOS FORMER BOARD PRESIDENT</PersonNm>
        </NameOfInterested>
        <RelationshipDescriptionTxt>FORMER BP</RelationshipDescriptionTxt>
        <TransactionAmt>6798</TransactionAmt>
        <TransactionDesc>ARCHITECTURE SERVICE</TransactionDesc>
        <SharingOfRevenuesInd>false</SharingOfRevenuesInd>
      </BusTrInvolveInterestedPrsnGrp>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>SCHEDULE L, PART V</FormAndLineReferenceDesc>
        <ExplanationTxt>DURING FISCAL YEAR 2021, THE ORGANIZATION EXECUTED A CONTRACT WITH AN ARCHITECTURAL SERVICE COMPANY FOR A TOTAL OF 176,150, WHICH IS OWNED BY THE PREVIOUS BOARD PRESIDENT. FOR THE YEARS ENDED JUNE 30, 2023 AND 2022, 6,798 AND 70,227, RESPECTIVELY WAS PAID TO THIS COMPANY RELATED TO THESE CONTRACTED SERVICES.</ExplanationTxt>
      </SupplementalInformationDetail>
    </IRS990ScheduleL>
    <IRS990ScheduleM documentId="RetDoc6">
      <OtherNonCashContriTableGrp>
        <NonCashCheckboxInd>X</NonCashCheckboxInd>
        <Desc>RESTORE DONATIO</Desc>
        <NoncashContributionsRptF990Amt>970067</NoncashContributionsRptF990Amt>
        <MethodOfDeterminingRevenuesTxt>RETAIL VALUE</MethodOfDeterminingRevenuesTxt>
      </OtherNonCashContriTableGrp>
      <OtherNonCashContriTableGrp>
        <NonCashCheckboxInd>X</NonCashCheckboxInd>
        <Desc>OTHER MISC.</Desc>
        <ContributionCnt>1</ContributionCnt>
        <NoncashContributionsRptF990Amt>137</NoncashContributionsRptF990Amt>
        <MethodOfDeterminingRevenuesTxt>FAIR MARKET VALUE</MethodOfDeterminingRevenuesTxt>
      </OtherNonCashContriTableGrp>
      <AnyPropertyThatMustBeHeldInd>false</AnyPropertyThatMustBeHeldInd>
      <ReviewProcessUnusualNCGiftsInd>true</ReviewProcessUnusualNCGiftsInd>
      <ThirdPartiesUsedInd>false</ThirdPartiesUsedInd>
    </IRS990ScheduleM>
    <IRS990ScheduleO documentId="RetDoc7">
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990 - ORGANIZATION'S MISSION</FormAndLineReferenceDesc>
        <ExplanationTxt>THE ORGANIZATION'S MISSION IS "SEEKING TO PUT GOD'S LOVE INTO ACTION, HABITAT FOR HUMANITY BRINGS PEOPLE TOGETHER TO BUILD HOMES, COMMUNITIES AND HOPE." IN FREDERICK, THAT MISSION DRIVES THE ORGANIZATION TO PARTNER WITH INDIVIDUALS AND FAMILIES WHO ARE IN NEED OF THE STRENGTH, STABILITY AND SELF-RELIANCE THAT COMES WITH AFFORDABLE HOME OWNERSHIP. HABITAT FOR HUMANITY OF FREDERICK COUNTY, MD PARTNERS WITH THESE LOCAL CITIZENS TO BUILD A NEW HOME, PURCHASE A NEWLY RENOVATED HOME THROUGH THE FREDERICK COUNTY AFFORDABLE HOUSING LAND TRUST, OR MAKE NECESSARY REPAIRS TO THEIR CURRENT HOME. IT IS THE BELIEF OF THE ORGANIZATION THAT EVERYONE DESERVES A DECENT PLACE TO LIVE.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PAGE 2, PART III, LINE 4B</FormAndLineReferenceDesc>
        <ExplanationTxt>HABITAT FOR HUMANITY OF FREDERICK COUNTY MD'S HOME REPAIR PROGRAM: BUILDS ON THE ORGANIZATION'S TRADITIONAL PARTNERSHIP MODEL USING GRANT AND DONOR FUNDS COMBINED WITH VOLUNTEER LABOR TO SERVE LOW-TO MODERATE-INCOME FREDERICK COUNTY HOMEOWNERS WITH HOME REPAIRS AND MODIFICATIONS. THIS PROGRAM FOCUSES ON IMPROVING QUALITY OF LIFE, MAINTAINING FINANCIAL STABILITY, AND KEEPING HOMES SAFE. EACH PROJECT UNIQUELY ADDRESSES THE NEEDS OF THE INDIVIDUAL HOMEOWNER(S). SERVICES CAN RANGE FROM MINOR REPAIRS TO THE INSTALLATION OF GRAB BARS, ACCESSIBILITY RAMPS, PLUMBING REPAIRS AND OTHER SAFETY MEASURES, ALL DESIGNED TO IMPROVE THE QUALITY OF LIFE IN THOSE HOMES, AND FOR SENIOR CLIENTS, TO ALLOW THEM MORE OPPORTUNITIES TO SAFELY AGE-IN-PLACE. IN FY23, 43 LOCAL HOMEOWNERS RECEIVED SERVICES THIS PROGRAM TO SOLVE OR IMPROVE SIGNIFICANT CHALLENGES THEY WERE FACING.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PAGE 2, PART III, LINE 4C</FormAndLineReferenceDesc>
        <ExplanationTxt>HABITAT FOR HUMANITY'S NEIGHBORHOOD REVITALIZATION PROGRAM SEEKS TO SERVE THE COMMUNITY BY PROVIDING SAFE AND AFFORDABLE HOUSING TO THE LOCAL AREA. THIS IS BASED ON A FRAMEWORK THAT FOCUSES ON FIRST UNDERSTANDING THE CONCERNS OF COMMUNITY AND HABITAT STAKEHOLDERS, AND THEN EMPOWERING THESE GROUPS TO LEAD THE PROJECTS THEY WANT TO ACCOMPLISH. IN ADDITION TO INVOLVING HOMEOWNERS, VOLUNTEERS AND HABITAT STAFF MEMBERS THROUGH A VARIETY OF COMMUNICATION CHANNELS, THIS ALSO INVOLVES PARTNERSHIPS WITH COMMUNITY NONPROFITS, FAITH-BASED INSTITUTIONS, SCHOOLS, NEW AND LONGSTANDING NEIGHBORHOOD COALITIONS, LOCAL, COUNTY, STATE AND FEDERAL GOVERNMENT, AS WELL AS ADDITIONAL COMMUNITY LEADERS, TO ACHIEVE THEIR GOALS. IN ORDER FOR QUALIFIED INDIVIDUALS IN THE COMMUNITY TO KNOW ABOUT THE SERVICES OFFERED THROUGH HABITAT FOR HUMANITY OF FREDERICK COUNTY, MD AND ASSOCIATED COMMUNITY PARTNERSHIPS, THESE COMMUNICATION CHANNELS INCLUDE ATTENDANCE AT LOCAL EVENTS, PRINT AND VERBAL ADVERTISING, COMMUNITY-TYPE FORUMS, SOCIAL MEDIA SHARING AND MONITORING, LEGISLATIVE ADVOCACY, ETC. ONCE A CLIENT OR PROJECT HAS BEEN IDENTIFIED AS REQUIRING SUPPORT, HABITAT RELIES HEAVILY ON VOLUNTEERS TO PHYSICALLY PERFORM THE WORK NEEDED TO BUILD OR REPAIR THE HOMES OR COMPLETE THE ASSIGNED PROJECTS. THEREFORE, IT IS NECESSARY TO RECRUIT, SCREEN AND TRAIN LOCAL VOLUNTEERS. TOGETHER, THIS NEIGHBORHOOD REVITALIZATION PROGRAM WORKS SIMULTANEOUSLY WITH THE OTHER NECESSARY PARTS OF THE ORGANIZATION TO ACCOMPLISH ITS VISION OF A WORLD WHERE EVERYONE HAS A DECENT PLACE TO LIVE.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PAGE 2, PART III, LINE 4D</FormAndLineReferenceDesc>
        <ExplanationTxt>HABITAT FOR HUMANITY OF FREDERICK COUNTY'S AWARD-WINNING LAND TRUST PROGRAM, THE FIRST OF ITS KIND IN MARYLAND, ALLOWS LOW- TO MID-INCOME APPLICANTS THE OPPORTUNITY TO PURCHASE A HOME WHILE THE ORGANIZATION RETAINS OWNERSHIP OF THE LAND. THIS MODEL REDUCES THE PURCHASE PRICE TO THE BUYER AND, THROUGH RESALE CLAUSES, ENSURES THE HOUSING UNITS WILL BE KEPT IN AFFORDABILITY IN PERPETUITY. RECENT OPERATIONS OF THIS PROGRAM FOCUSED ON INFRASTRUCTURE GROWTH IN PREPARATION FOR A LARGE-SCALE PROJECT IN THE CITY OF FREDERICK, MARYLAND. THE FREDERICK COUNTY AFFORDABLE HOUSING LAND TRUST (FCAHLT) ACQUIRED A LARGE GRANT FROM THE MARYLAND DEPARTMENT OF HOUSING &amp; COMMUNITY DEVELOPMENT TO PURCHASE THREE BLIGHTED PROPERTIES. THE FCAHLT IS IN THE PROCESS OF REHABILITATING, RENOVATING AND BUILDING ON THE PROPERTIES IN ORDER TO MAKE 12 UNITS OF AFFORDABLE HOUSING AVAILABLE TO LOCAL FAMILIES. SUBSTANTIAL WORK BEGAN ON THIS PROJECT IN FISCAL YEAR 2022.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PAGE 6, PART VI, LINE 11B</FormAndLineReferenceDesc>
        <ExplanationTxt>THE 990 WAS REVIEWED BY THE EXECUTIVE DIRECTOR, THE FINANCE DIRECTOR AND THE ORGANIZATION'S FINANCE COMMITTEE PRIOR TO FILING. A COPY OF THE FILED 990 WAS MADE AVAILABLE TO THE BOARD OF DIRECTORS.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PAGE 6, PART VI, LINE 12C</FormAndLineReferenceDesc>
        <ExplanationTxt>THE BOARD OF DIRECTORS MONITOR COMPLIANCE WITH CONFLICT OF INTEREST POLICY.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PAGE 6, PART VI, LINE 15A</FormAndLineReferenceDesc>
        <ExplanationTxt>THE ORGANIZATION'S BOARD OF DIRECTORS DETERMINES THE COMPENSATION OF THE ORGANIZATIONS EXECUTIVE DIRECTOR, RELYING ON COMPARABILITY DATA, CONTEMPORANEOUS SUBSTANTIATION AND DELIBERATION AMONG THE BOARD MEMBERS.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PAGE 6, PART VI, LINE 15B</FormAndLineReferenceDesc>
        <ExplanationTxt>THE EXECUTIVE DIRECTOR WORKS WITH AN EXECUTIVE LEADERSHIP TEAM TO REVIEW ALL SALARY LEVELS ANNUALLY WITHIN THE ORGANIZATION TO DETERMINE A FAIR AND EQUITABLE SALARY FOR ALL KEY EMPLOYEES THAT ALSO FITS WITHIN ORGANIZATIONAL BUDGET GUIDELINES.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PAGE 6, PART VI, LINE 19</FormAndLineReferenceDesc>
        <ExplanationTxt>UPON REQUEST; FINANCIAL STATEMENTS ALSO AVAILABLE ON ANOTHER'S WEBSITE</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PART XI, LINE 9</FormAndLineReferenceDesc>
        <ExplanationTxt>GROSS COST OF SALES 965,835 GROSS COST OF SALES -965,835</ExplanationTxt>
      </SupplementalInformationDetail>
    </IRS990ScheduleO>
    <IRS990ScheduleR documentId="RetDoc8">
      <IdDisregardedEntitiesGrp>
        <DisregardedEntityName>
          <BusinessNameLine1Txt>FREDERICK COUNTY AFFORDABLE HOUSING</BusinessNameLine1Txt>
        </DisregardedEntityName>
        <USAddress>
          <AddressLine1Txt>24 S WISNER STREET SUITE 130</AddressLine1Txt>
          <CityNm>FREDERICK</CityNm>
          <StateAbbreviationCd>MD</StateAbbreviationCd>
          <ZIPCd>21701</ZIPCd>
        </USAddress>
        <EIN>463183060</EIN>
        <PrimaryActivitiesTxt>HOUSING</PrimaryActivitiesTxt>
        <LegalDomicileStateCd>MD</LegalDomicileStateCd>
        <TotalIncomeAmt>370629</TotalIncomeAmt>
        <EndOfYearAssetsAmt>1911331</EndOfYearAssetsAmt>
        <DirectControllingEntityName>
          <BusinessNameLine1Txt>HABITAT</BusinessNameLine1Txt>
        </DirectControllingEntityName>
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    </IRS990ScheduleR>
  </ReturnData>
</Return>
