2024-11-15T10:17:03+00:00 2023-12-31 440160260 Forvis Mazars LLP 910 E St Louis 200 PO Box 1190 Springfield MO 658062523 990 2023-01-01 440599527 ASSEMBLIES OF GOD CREDIT UNION ASSE 4178824300 1535 N CAMPBELL SPRINGFIELD MO 65803 JACKIE LAWHON SENIOR VP OF FINANCE 2024-11-15 true true Kayla Bell P01682975 4178658701 2024-11-15 2023 2024-10-15 13:58:12Z JACKIE LAWHON 1535 N CAMPBELL SPRINGFIELD MO 65803 22685471 false X WWW.AGCU.ORG X 1951 MO TO PROVIDE QUALITY, EFFICIENT AND PROFESSIONAL SERVICES TO MEET OUR MEMBERS' FINANCIAL NEEDS. 7 7 73 10 0 0 0 0 16224152 21504655 562402 1180816 0 0 16786554 22685471 330000 370000 0 0 6238391 5638284 0 0 0 6400192 13432089 12968583 19440373 3817971 3245098 369054440 430094580 342029276 399781139 27025164 30313441 TO PROVIDE QUALITY, EFFICIENT AND PROFESSIONAL SERVICES TO MEET OUR MEMBERS' FINANCIAL NEEDS. false false VOLUNTARY, COOPERATIVE, NONPROFIT SAVINGS INSTITUTION WHICH ENCOURAGES THRIFT AMONG APPROXIMATELY 20,000 MEMBERS BY PROVIDING CREDIT AT A FAIR AND REASONABLE RATE OF INTEREST AND PROVIDING AN OPPORTUNITY TO IMPROVE THEIR ECONOMIC CONDITION. 0 false false false false false false false false true false false false true false false false false false false false false false false false false true false true false false false false false false false false false false true false false false true 12886 0 true 73 true false false false false false false false false X 7 7 false false false false true true true true true false true true true true true true false false true false false X JACKIE LAWHON 4178314398 1535 N CAMPBELL AVE SPRINGFIELD MO 65803 ANGELA MYERS VICE CHAIRMAN 1.0 X X 0 0 0 BILL PERKIN BOARD TREASURER 1.0 X X 0 0 0 JACOB MCLAUCHIN BOARD SECRETARY 1.0 X X 0 0 0 RICK WAGGONER BOARD CHAIRMAN 1.0 X X 0 0 0 LANCE CLOUSE BOARD MEMBER 1.0 X 0 0 0 MICHAEL COOPER BOARD MEMBER 1.0 X 0 0 0 ROBERT MILLER BOARD MEMBER 1.0 X 0 0 0 BRUCE WEBB PRESIDENT 40.0 X 344124 0 35040 JACQUELYN LAWHON DIRECTOR OF FINANCE & OPERATIONS 40.0 X 158439 0 19262 JASON LISTER DIRECTOR OF MORTGAGE LENDING 40.0 X 360416 0 38515 JEFF BIRDSELL VP SENIOR COMMERCIAL LENDER 40.0 X 174609 0 32495 BRENTON ILLUM MORTGAGE LOAN OFFICER 40.0 X 178096 0 22071 FARRAH HILL MORTGAGE LOAN ASSOCIATE 40.0 X 146845 0 14407 MITCHELL SWANSON DIRECTOR OF UNDERWRITING AND QUALITY CONTROL 40.0 X 379071 0 24271 RANDALL BETTIS DIRECTOR OF MEMBER EXPERIENCE & COMPLIANCE 40.0 X 151309 0 13619 TERRY BARKSDALE VP COMMERCIAL LENDER 40.0 X 115477 0 14735 2008386 0 214415 11 false true false JACK HENRY & ASSOCIATES PO BOX 609 MONETT MO 65708 DATA PROCESSING 353024 FEDERAL PROTECTION INC 2500 N AIRPORT COMMERCE DR SPRINGFIELD MO 65803 SECURITY 174032 2 0 Loan Interest Income 522100 17291741 17291741 Mortgage Banking Revenues 522100 1391610 1391610 Card Interchange Fees 522100 1196447 1196447 Services Charges on Member Account 522100 1162274 1162274 Insurance Income & Commissions 522100 356865 356865 105718 105718 0 0 21504655 1178721 1178721 0 0 2095 0 2095 2095 2095 0 0 0 0 0 22685471 21504655 0 1180816 370000 1162900 3129517 1028945 316922 29562 40530 157472 438240 435724 471717 508806 10480 97283 4563382 300027 Member Dividend 3770098 Loan Fees & Collection 897249 Debit Card Expenses 871595 Other Expenses 231578 608346 19440373 4083196 23205283 0 0 0 0 319614823 360873072 982509 1059548 14008631 7845332 5702888 6163299 29174222 26517839 0 3582233 8694250 5914569 3581289 369054440 430094580 68531884 81502607 1762 350000 0 0 273495630 317928532 342029276 399781139 X 27025164 30313441 27025164 30313441 369054440 430094580 3245098 43179 0 X false false false 1321398 1321398 5420623 2844698 2575925 2286252 549078 1737174 4980358 4451556 528802 6163299 MEMBER SHARES 317928532 317928532 false I POUR LIFE PO BOX 5181 SPRINGFIELD MO 65801 273482070 501c3 11500 SOIREE SPONSOR AND GOLF TOURNAMENT SPONSOR GLOBAL UNIVERSITY 1211 S GLENSTONE SPRINGFIELD MO 65804 431877693 501c3 22000 SCHOLARSHIPS EVANGEL UNIVERSITY 1111 N GLENSTONE SPRINGFIELD MO 65802 440589787 501c3 25500 SCHOLARSHIPS/GOLF TOURNAMENT SOUTHWESTERN ASSEMBLIES OF GOD UNIVERSITY 1200 SYCAMORE WAXAHACHIE TX 75165 750891463 501c3 22000 SCHOLARSHIPS ASSEMBLIES OF GOD THEOLOGICAL SEMINARY 1445 N BOONVILLE SPRINGFIELD MO 65802 440577787 501c3 11000 SCHOLARSHIPS CONVOY OF HOPE 330 S PATTERSON AVE SPRINGFIELD MO 65802 650051386 501c3 40000 GENERAL FUND AND DISASTER RELIEF YPOA 104 E FARMER STREET OZARK MO 65721 475296207 501c3 10000 EQUIPMENT ABILITY TREE PO BOX 881538 PORT SL LUCIE FL 34988 273020956 501c3 7500 GENERAL WARRIORS JOURNEY 3555 N GLENSTONE AVE SPRINGFIELD MO 65803 863074843 501c3 9000 GOLF TOURNAMENT SPONSOR OZARKS TEEN CHALLENGE PO BOX 2066 BRANSON WEST MO 65737 811612127 501c3 6000 5K SPONSOR/BANQUET AND SILENT AUCTION 10 0 Schedule I, Part I, Line 2 Procedures for monitoring use of grant funds. THE ORGANIZATION IS COMMITTED TO DONATING A CERTAIN AMOUNT OF REVENUES DETERMINED ANNUALLY BY THE BOARD OF DIRECTORS. SCHOLARSHIP GRANTS ARE PAID DIRECTLY TO THE SCHOOLS. THE CREDIT UNION OFTEN RECEIVES DOCUMENTATION REFLECTING HOW THE GRANTS WERE USED WITH THE ACKNOLEDGEMENTS FROM THE RECIPIENTS. X X X false false false JASON LISTER DIRECTOR OF MORTGAGE LENDING 335293 0 21623 0 3500 0 17042 0 21473 0 398931 0 0 0 BRUCE WEBB PRESIDENT 200476 0 117942 0 25706 0 19800 0 15240 0 379164 0 0 0 JEFF BIRDSELL VP SENIOR COMMERCIAL LENDER 136270 0 28227 0 10112 0 10191 0 22304 0 207104 0 0 0 JACQUELYN LAWHON DIRECTOR OF FINANCE & OPERATIONS 113722 0 35955 0 8762 0 6764 0 12498 0 177701 0 0 0 MITCHELL SWANSON DIRECTOR OF UNDERWRITING AND QUALITY CONTROL 350268 0 23092 0 5711 0 2600 0 21671 0 403342 0 0 0 BRENTON ILLUM MORTGAGE LOAN OFFICER 175677 0 2275 0 144 0 9312 0 12759 0 200167 0 0 0 FARRAH HILL MORTGAGE LOAN ASSOCIATE 138030 0 5575 0 3240 0 7328 0 7079 0 161252 0 0 0 RANDALL BETTIS DIRECTOR OF MEMBER EXPERIENCE & COMPLIANCE 117950 0 25780 0 7579 0 5802 0 7817 0 164928 0 0 0 Form 990, Part VI, Line 6 Classes of members or stockholders THE ENTITY IS A MISSOURI STATE CHARTERED CREDIT UNION WHOSE MEMBERS HAVE AUTHORITY TO ELECT THE GOVERNING BODY AND APPROVE SIGNIFICANT DECISIONS OF THE GOVERNING BODY. Form 990, Part VI, Line 7a Members or stockholders electing members of governing body THE MEMBERS OF THE CREDIT UNION ELECT ALL BOARD MEMBERS TO SERVE THREE YEAR TERMS. Form 990, Part VI, Line 7b Decisions requiring approval by members or stockholders MEMBERS MUST, BY MAJORITY VOTE, ELECT TO CHANGE THE BY-LAWS AND APPROVE MERGERS WITH OTHER CREDIT UNIONS. Form 990, Part VI, Line 11b Review of form 990 by governing body THE FORM 990 IS REVIEWED BY THE BOARD AND AN EXECUTIVE BEFORE FILING THE TAX RETURN. Form 990, Part VI, Line 12c Conflict of interest policy TRANSACTIONS INVOLVING CONFLICTS OF INTEREST BETWEEN THE CREDIT UNION AND AN OFFICER, DIRECTOR, COMMITTEE MEMBER OR STAFF ARE REVIEWED FOR FAIRNESS TO THE CREDIT UNION AND APPROVED BY THE BOARD OF DIRECTORS. ANY PERSON INVOLVED IN THE CONFLICT MUST ABSTAIN FROM DISCUSSION AND VOTING ON THE TRANSACTION. Form 990, Part VI, Line 15a Process to establish compensation of top management official THE BOARD OF DIRECTOSR DETERMINES THE CEO'S COMPENSATION BASED ON A REVIEW OF EXTERNAL SALARY REPORTS AND THE PERFORMANCE OF THE ORGANIZATION. Form 990, Part VI, Line 19 Required documents available to the public FINANCIAL STATEMENTS ARE PRESENTED AT THE ANNUAL MEETING AND ARE AVAILABLE UPON REQUEST. IN ADDITION, THE NCUA WEBSITE POSTS QUARTERLY CALL REPORTS OF FINANCIAL INFORMATION, WHICH ARE AVAILABLE TO THE PUBLIC. OTHER DOCUMENTS AND POLICIES ARE AVAILABLE UPON REQUEST. Form 990, Part VIII, Line 2f Other Program Service Revenue OTHER INCOME - Total Revenue: 105718, Related or Exempt Function Revenue: 105718, Unrelated Business Revenue: , Revenue Excluded from Tax Under Sections 512, 513, or 514: ; Form 990, Part XII, Line 2b THE ORGANIZATION'S FINANCIAL STATEMENTS ARE AUDITED BY AN INDEPENDENT ACCOUNTANT AS OF SEPTEMBER 30 OF EACH YEAR. THE ORGANIZATION'S SUPERVISORY COMMITTEE IS REPONSIBLE FOR OVERSIGHT OF THE ANNUAL AUDITS AND SELECTION OF THE INDEPENDENT ACCOUNTANT. INTRUSTUS 1535 N CAMPBELL AVENUE SPRINGFIELD MO 65803 464855049 INSURANCE MO 320820 66875 ASSEMBLIES OF GOD CREDIT UNION