2024-11-14T06:41:58-08:00 2023-12-31 208218178 Ray & Gregory PC 142 Uptown Sq Murfreesboro TN 37129 990 2023-01-01 621014489 Jack Daniel Employees Credit Union JACK 9317593300 PO Box 199 Lynchburg TN 37352 Pam Case CEO 2024-11-14 true true Stephen J Neal CPA P00742892 6158671099 2023 2024-10-15 13:58:12Z PO Box 199 Lynchburg TN 37352 2521389 false X www.jdecu.org X 1987 TN Credit intermediary and financial services for membership 7 7 8 13 16344 0 1501509 1803725 115217 411128 307162 306536 1923888 2521389 0 0 560916 589628 0 0 1010217 1542410 1571133 2132038 352755 389351 45817005 48681681 41362045 43737824 4454960 4943857 To provide credit and financial services for approximately 2,800 members in the form of loan facilities and depository accounts including draft, savings, CD's, IRA's and other financial services. false false The organization provides loan facilities of various types including signature and collateralized varieties. The organization provides depository services in a variety of accounts including savings, draft, certificates and retirement accounts. false false false false false false false false false true true false false true false false false false false false false false false false false false false false false false false false false false false false false false false false false false false true 778 0 true 8 false true true false false false false false false false X 7 7 false false false false true true true true true false false false true true true true true true false false X Pamela H Case 9317593300 488 Majors Blvd Lynchburg TN 37352 Pam Case CEO 40.00 0.00 X X 111756 0 0 Jessica Horton Compliance Offi 40.00 0.00 X 61499 0 0 Sunya Dangerfield Operations 40.00 0.00 X 56709 0 0 Dale Stone Board Member 1.00 0.00 X X 0 0 0 Josh Hornaday Vice Chairman 1.00 0.00 X X 0 0 0 Tommy Cauble Board Member 1.00 0.00 X 0 0 0 Anthony T McKenzie Board Member 1.00 0.00 X 0 0 0 Paul Fletcher Board Member 1.00 0.00 X 0 0 0 Scott Parks Chairman 1.00 0.00 X 0 0 0 Dusty Hardin Supervisory 1.00 0.00 X 0 0 0 Camilla Shelton Supervisory 1.00 0.00 X 0 0 0 Andrew Whitt Supervisory 1.00 0.00 X 0 0 0 Lacey Ray Credit Com 1.00 0.00 X 0 0 0 W Parks Norman Credit Com 1.00 0.00 X 0 0 0 Norma Milligan Credit Com 1.00 0.00 X 0 0 0 Anita Camp Sec/Treasurer 1.00 0.00 X 0 0 0 229964 1 false false false 0 0 Fee Income 522100 150188 150188 Loan Interest 522291 1653537 1653537 1803725 411128 411128 0 0 16344 16344 16344 16344 0 0 0 0 Other Operating Income 525990 290192 290192 290192 2521389 2505045 16344 0 0 0 0 229964 229964 0 296054 296054 0 63610 57249 6361 0 0 0 0 0 0 0 0 0 59719 53747 5972 0 0 34365 30929 3436 0 0 11016 9914 1102 860892 774803 86089 0 38292 34463 3829 0 Debit Card Processing Expense 175849 175849 Loan Servicing Expense 100307 90276 10031 Professional Services 80651 72586 8065 Provision for Loan Losses 59424 53482 5942 121895 111571 10324 2132038 1760923 371115 0 1967900 2410640 5601656 6187435 0 0 0 0 31799389 33805868 0 445953 533389 1754834 558789 1224743 1196045 0 4725435 4484279 0 0 51929 64025 45817005 48681681 232426 345829 41129619 43391995 41362045 43737824 X 1643501 1703970 2811459 3239887 4454960 4943857 45817005 48681681 389351 99546 X true X false true false 92999 92999 1322734 281334 1041400 13250 4785 8465 325851 272670 53181 1196045 4484279 All Other Shares 4900574 Regular Shares 19122689 Rounding 1 Share Certificates 16403754 Share Drafts 2964977 43391995 Form 990, Part VI, Section A, Line 6 Credit union is owned by the members Form 990, Part VI, Section B, Line 11b The Form 990 is reviewed by the CEO. The Form 990 is available for review by the board of directors upon request. Form 990, Part VI, Section B, Line 12c The board of directors monitor and enforce the conflict of interest policy. Form 990, Part VI, Section B, Line 15a Brown Forman reviews all compensation based on job descriptions and sets wage scale. Form 990, Part VI, Section C, Line 19 Financial documents are posted in the credit union lobby by the 15th of the subsequent month. Form 990, Part I, Line 6 Hours of service are related to duties of the board of directors, supervisory committee, and credit committee without compensation.