2024-10-09T15:57:25-07:00 2023-12-31 204994635 Iryna AC 1000 Broadway Ste 200-C Oakland CA 94607 990 2023-01-01 943246306 California Association for Microenterprise Opportunity CALI 5107360797 Two Embarcadero Center 8th Floor San Francisco CA 94111 Carolina Martinez CEO 2024-10-09 true true Kostyantyn Oreshkov EA P00923916 5104679506 2023 2024-10-15 13:58:12Z Carolina Martinez Two Embarcadero Center 8th Floor San Francisco CA 94111 2632253 false X www.cameonetwork.org X 1993 CA To grow a thriving ecosystem of support for underserved entrepreneurs where all entrepreneurs have access to the resources they need to suceed, creating family economic mobility and community prosperity. 16 15 10 70 0 3301710 2280269 534991 172104 203 152603 27277 3836904 2632253 205500 653500 0 806524 993439 0 248786 723664 932644 1735688 2579583 2101216 52670 4592387 9106606 825879 5287428 3766508 3819178 To grow a thriving ecosystem of support for underserved entrepreneurs where all entrepreneurs have access to the resources they need to suceed, creating family economic mobility and community prosperity. false false 2016997 653500 172104 CALIFORNIA ASSOCIATION FOR MICROENTERPRISE OPPORTUNITY (CAMEO) is a statewide association of organizations, agencies, and individuals dedicated to furthering micro enterprise development in California. CAMEO was formed in California in 1993 as a public benefit corporation. CAMEOs mission is to increase opportunities for low-income people and communities by building capacity for Californias micro enterprise organizations. CAMEO builds capacity of practitioner organizations to better meet customer needs and improve the working environment for micro enterprise by educating the public and advocating on behalf of micro enterprise development.CAMEO expands resources and builds capacity for its member organizations who are providing entrepreneurs with small business training, business financing and technical assistance - coaching, capital assistance and networking. CAMEO advocates for public policies that support the business sector and builds public awareness of its economic impacts through the following program categories: Micro-lending enables members who are providing microloans to various businesses access to CAMEO's underwriting platform. Capacity Building members benefit from CAMEOs trainings in micro-lending, best practices, advocacy and workforce development, which specifically target underserved populations including veterans, immigrants and the long term unemployed. Rural Initiative CAMEO works in rural areas serving members throughout the state to bring resources to underserved regions. 2016997 true true false true false false false false false false true false false false true true true false false false false false false false false false false true false true false false false false false false false true false false false false false false false false false true 14 0 true 10 true false false false false false true true false 0 false false false false false false false X 16 15 false false false false true true true true true false false true true true true true true true true false CA X X Carolina Martinez 5107360797 Two Embarcadero Center 8th Fl San Francisco CA 94111 Carolina Martinez CEO 35.00 0.00 X X 220000 0 18579 Heidi Pickman VP Programs 35.00 0.00 143850 0 20335 Emily Gasner VP Strategic Init. 30.00 0.00 123300 0 5051 Horacio Mendez President 2.00 0.00 X X 0 0 0 Jesse Torres Vice President 1.00 0.00 X X 0 0 0 Mark Herbert Secretary 2.00 0.00 X X 0 0 0 Randi Zeller Treasurer 1.00 0.00 X X 0 0 0 Carmen Herrera-Mansir At Large 1.00 0.00 X 0 0 0 Kristin Johnson At Large 1.00 0.00 X 0 0 0 Joshua Danielson At Large 1.00 0.00 X 0 0 0 Juan Aquino At Large 1.00 0.00 X 0 0 0 Naima McQueen At Large 1.00 0.00 X 0 0 0 Julian Canete At Large 1.00 0.00 X 0 0 0 Kristin Johnson At Large 1.00 0.00 X 0 0 0 Louis Caditz-Peck At Large 1.00 0.00 X 0 0 0 Vikita Poindexter At Large 1.00 0.00 X 0 0 0 Nancy Swift At Large 1.00 0.00 X 0 0 0 Yery Oliveres At Large 1.00 0.00 X 0 0 0 487150 43965 3 false true false Adelante Partners Inc 444 Flower St 13th Fl Los Angeles CA 90071 HR Consulting services 250501 1 848773 1431496 2280269 Membership dues 813000 51300 51300 Program fees 611000 120804 120804 172104 152603 152603 0 0 0 0 0 0 0 Provision for loan loss 27277 27277 27277 2632253 172104 179880 X 653500 653500 0 0 0 238579 164620 40558 33401 0 645985 445730 109817 90438 21090 14553 3585 2952 24623 16990 4185 3448 63162 43581 10738 8843 0 0 19800 13662 3366 2772 0 0 0 595999 411239 101320 83440 376 259 64 53 17723 12229 3013 2481 19417 14515 2688 2214 0 33765 23298 5740 4727 49339 23999 19183 6157 0 20578 14199 3498 2881 11406 7870 1939 1597 0 0 9198 6346 1564 1288 Fiscal Sponsorship 139440 139440 Staff development 9212 6356 1566 1290 Dues and other charges 6391 4611 976 804 0 2579583 2016997 313800 248786 2691835 262047 8096437 1372311 126779 57749 7650 0 0 444677 588000 0 11665 9126 4076 4076 0 0 0 0 0 14150 16567 4592387 9106606 141232 155488 159605 242832 13400 8150 500000 500000 11642 4380958 825879 5287428 X 1573512 1635030 2192996 2184148 3766508 3819178 4592387 9106606 52670 X false true X true false X 733215 987877 1137329 3301710 2280269 8440400 0 0 733215 987877 1137329 3301710 2280269 8440400 2964712 5475688 1048 14202 13604 203 152603 181660 0 4760 4760 8626820 2243505 0.63470 0.52240 X RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED false false false false false false true 13613 false true 17850 true 15324 false 46787 false false Part II-B, Line 1i - Other Activities Description Management of the Organization and the Organization's public relations consultant has direct contact with legislatures regarding the activities and future of the micro loan business environment. Part IV - Additional Information 4076 4076 Operating lease liabilities 12952 Refundable advance 4368006 4380958 X 2833335 201082 201082 2632253 2632253 2780665 201082 201082 2579583 2579583 Part X : FIN48 Footnote CAMEO is a not-for-profit organization that is exempt from federal income tax on income under Section 501(c)(3) of the Internal Revenue Code and from state franchise tax under California Revenue and Taxation Code Section 23701 (d). However, income from activities not directly related to its tax-exempt purpose is subject to taxation as unrelated business income. There was no tax on unrelated business income for year ended December 31, 2023. false Access Capital 400 Park Avenue New York NY 10022 261177785 501(c)(3) 20000 0 Shared Services Accessity 404 Euclid Avenue Ste 271 San Diego CA 92114 330620415 501(c)(3) 20000 0 Shared Services COOK Alliance 2801 B Street 3096 San Diego CA 92102 461323531 501(c)(3) 550000 0 CA MEHKO Project Pacific Community Ventures 1700 Broadway Suite 300 Oakland CA 94612 861229173 501(c)(3) 20000 0 Shared Services Pathway Capital Funding 380 Columbia Drive Suite 100 West Palm Beach FL 33409 861229173 501(c)(3) 20000 0 Shared Services Working Solutions 1313 N Atlantic St Spokane WA 99201 911951777 501(c)(3) 20000 0 Shared Services 6 0 X X X false false false false false false false false false Carolina Martinez CEO 220000 10011 8568 238579 Heidi Pickman VP Programs 143850 5887 14448 164185 Poindexter Consulting Gr Board member 40750 Independent Contractor false Form 990, Part VI, Section A, Line 6 Organization has small business members. Form 990, Part VI, Section A, Line 7a Members have the ability to vote in Board Officers. Individual Members in good standing get one ballot for director elections, while Organizational Members receive three ballots. Form 990, Part VI, Section A, Line 7b Certain decisions of the governing body subject to approval by members according to the bylaws Article IV, Section 4. Form 990, Part VI, Section B, Line 11b Form 990 is reviewed by the Finance Manager and the CEO. It is presented to the Finance Committee for review and approval. It is then presented to the Board of Directors for review and approval. Form 990, Part VI, Section B, Line 12c Board members consistently recuse themselves from the vote if there is any conflict. Form 990, Part VI, Section B, Line 15a CAMEO benchmarks salaries and benefits from other non-profit organization through the Compensation Survey and Benefits Report from Non-profit Compensation Associates Inc as well as compares with other publicly available salaries from similar non-profit organizations. Salaries are included in the budget that is approved by the Board. We had an HR Consultant from Adelante Partners who provided advice to the Board and the Staff on determining the right compensation for various positions. Form 990, Part VI, Section C, Line 19 Governing documents are available upon request.