2024-09-17T09:21:34-05:00 2023-12-31 351476702 BRADY WARE & SCHOENFELD INC 2206 CHESTER BLVD RICHMOND IN 47374 990 2023-01-01 466746110 CREDIT UNION TRUST CRED 3175945300 5975 CASTLE CREEK PKWY NORTH 200 INDIANAPOLIS IN 46250 LORI ELTZROTH PRESIDENT 3175945300 2024-08-01 1 1 MARK A KASSENS CPA P00064831 7659660531 2024-08-01 2023 2024-08-08 14:25:15Z LORI ELTZROTH 5975 CASTLE CREEK PARKWAY NORTH 200 INDIANAPOLIS IN 46250 54354055 0 X N/A X 2013 IN SELF-FUNDED MULTIPLE EMPLOYER WELFARE ARRANGEMENT (MEWA) FOR INDIANA CREDIT UNIONS WITH EXPANSION TO KENTUCKY CREDIT UNIONS APPROVED. 8 8 0 8 0 0 0 0 48609187 49648049 323342 1288340 258434 411 49190963 50936800 0 0 38520464 45259930 0 0 0 0 0 6243260 6782613 44763724 52042543 4427239 -1105743 30658690 31035031 5143301 6447016 25515389 24588015 THE TRUST IS A "MULTIPLE EMPLOYER WELFARE ARRANGEMENT" AS DEFINED IN SECTION 3(40) OF ERISA. ITS MISSION IS TO ENABLE ELIGIBLE EMPLOYERS TO PROVIDE OR MAKE AVAILABLE WELFARE BENEFIT COVERAGES TO THEIR ELIGIBLE EMPLOYEES AND SUCH EMPLOYEES' ELIGIBLE DEPENDENTS. 0 0 THE SOLE PURPOSE AND ACTIVITY OF THE TRUST IS TO PROVIDE HEALTH AND WELFARE RELATED BENEFITS TO ELIGIBLE PARTICIPANTS OF THE CREDIT UNION CONSORTIUM HEALTH PLAN. 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 1 2 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 X 8 8 0 1 0 0 1 0 0 1 1 0 0 0 0 0 0 0 0 0 IN X TRISH MCCORMICK 3175945300 5975 CASTLE CREEK PARKWAY N DRIVE INDIANAPOLIS IN 46250 X LORI ELTZROTH PRESIDENT 1.00 X X 0 0 0 PAUL OBERMEYER VICE PRESIDENT 1.00 X X 0 0 0 BRETT RINKER SECRETARY/TREASURER 1.00 X X 0 0 0 STEPHANIE BAGGETT TRUSTEE 1.00 X 0 0 0 BECKY ANTHONY TRUSTEE 1.00 X 0 0 0 KATHERINE BEAUCHAMP TRUSTEE 1.00 X 0 0 0 JOHN NEWETT TRUSTEE 1.00 X 0 0 0 DAVE SHUEY TRUSTEE 1.00 X 0 0 0 0 0 0 0 0 0 0 ICUL SERVICES CORPORATION PO BOX 50425 INDIANAPOLIS IN 46250 ADMINISTRATION FEES 876561 LHD BENEFIT ADVISORS 250 W 96TH STREET SUITE 350 INDIANAPOLIS IN 46260 CONSULTING SERVICES 303289 2 EMPLOYER CONTRIBUTIONS 900099 49518048 49518048 COBRA CONTRIBUTIONS 900099 130001 130001 49648049 1289688 1289688 3415907 3417255 -1348 -1348 -1348 FEDERAL AND STATE INCOME TAX REFU 900099 411 411 411 50936800 49648049 0 1288751 45259930 49318 22475 13150 32672 ADMINISTRATIVE EXPENSE 3798680 PREMIUMS 2763537 OTHER PROFESSIONAL FEES 100103 TRUSTEE FEES 2678 52042543 27472797 22965558 3163809 1659727 22084 50980 0 6358766 30658690 31035031 51785 75184 5091516 6371832 5143301 6447016 X 0 0 0 0 25515389 24588015 25515389 24588015 30658690 31035031 X -1105743 178371 -2 X X 0 0 0 0 CLAIMS PAYABLE 1401261 IBNR 4970571 6371832 FORM 990, PART VI, SECTION A, LINE 3 THE TRUST HAS AN ADMINISTRATIVE SERVICES AGREEMENT WITH ICUL SERVICES CORPORATION TO PROVIDE THE TRUST AND ITS MEMBERS CLIENT SUPPORT SERVICES, MARKETING SUPPORT, AND ADMINISTRATIVE SUPPORT. FORM 990, PART VI, SECTION A, LINE 6 THE CUCARE WELFARE BENEFIT PLAN TRUST (THE "TRUST") AND THE CUCARE WELFARE BENEFIT PLAN WERE ESTABLISHED IN 2013 BY THE INDIANA CREDIT UNION LEAGUE, INC. (ICUL) AND THE BOARD OF TRUSTEES TO PROVIDE HEALTH AND OTHER BENEFITS COVERING ALL ELIGIBLE EMPLOYEES OF PARTICIPATING CREDIT UNIONS LOCATED IN THE STATE OF INDIANA (EMPLOYERS). EFFECTIVE JANUARY 1, 2018, THE ICUL TRANSFERRED ITS SETTLOR POWERS IN THE CUCARE WELFARE BENEFIT PLAN TRUST TO THE NEWLY CREATED CREDIT UNION CONSORTIUM (THE "CONSORTIUM"). ALL ASSETS OF THE CUCARE WELFARE BENEFIT PLAN TRUST CONTINUE TO BE USED FOR THE PURPOSES SET FORTH IN THE TRUST AGREEMENT. THE CUCARE WELFARE BENEFIT PLAN WAS TERMINATED EFFECTIVE DECEMBER 31, 2017. IN ACCORDANCE WITH THE CUCARE WELFARE BENEFIT PLAN TERMINATION DOCUMENTATION, THE TRUST WAS OBLIGATED TO PAY CLAIMS WITH RESPECT TO THE CUCARE WELFARE BENEFIT PLAN FOR ELIGIBLE EXPENSES INCURRED PRIOR TO JANUARY 1, 2018. A NEW PLAN, THE CREDIT UNION CONSORTIUM HEALTH PLAN, WAS FORMED EFFECTIVE JANUARY 1, 2018 BY THE CREDIT UNION CONSORTIUM. EFFECTIVE JANUARY 1, 2019, THE CUCARE WELFARE BENEFIT PLAN TRUST CHANGED ITS NAME TO THE CREDIT UNION TRUST. IN ADDITION, DURING 2019, THE PLAN WAS APPROVED TO TRANSACT BUSINESS AS A MULTI EMPLOYER WELFARE ARRANGEMENT IN THE COMMONWEALTH OF KENTUCKY. FORM 990, PART VI, SECTION B, LINE 11B THE ORGANIZATION ENGAGES AN OUTSIDE ACCOUNTING FIRM TO PREPARE THE FORM 990. THE FORM 990 IS REVIEWED BY THE ORGANIZATION'S PRESIDENT. FORM 990, PART VI, SECTION C, LINE 19 UPON REQUEST, PUBLIC DOCUMENTS MAY BE VIEWED AT THE ORGANIZATION'S OFFICE. FORM 990, PART XI, LINE 9: ROUNDING -2. FORM 990. PART XII, LINE 2 THERE WERE NO AUDITED FINANCIAL STATEMENTS FOR THE TRUST, HOWEVER, THERE WAS A SEPARATE PLAN AUDIT DURING 2023 FOR THE CREDIT UNION CONSORTIUM HEALTH PLAN. AAA FCU 1112 NORTH BENDIX DRIVE SOUTH BEND IN 466281929 350892707 IN 0 BAR-CONS FCU 1142 NORTH MARR ROAD COLUMBUS IN 47201 357084675 IN 0 BEACON CU 401 MCCARTY ST WABASH IN 46992 356025844 IN 0 BUSINESS & INDUSTRIAL FCU 740 NORTH MARR ROAD COLUMBUS IN 47201 351054666 IN 0 CENTRAL SOYA FCU 1200 NORTH SECOND STREET DECATUR IN 46733 350915959 IN 0 CITY OF FIRSTS COMMUNITY FCU 1120 S MAIN STREET KOKOMO IN 46902 351043753 IN 0 COMMUNITY SPIRIT CU 160 INDUSTRIAL DRIVE LAWRENCEBURG IN 470251116 350852399 IN 0 COMMUNITYWIDE FCU 1555 WESTERN AVENUE SOUTH BEND IN 466193742 351361888 IN 0 CRANE CU 1 WEST GATE DRIVE ODON IN 47562 350978599 IN 0 CROSSROADS FINANCIAL FCU 1102 WEST VOTAW STREET PORTLAND IN 47371 350924255 IN 0 DAVIESS COUNTY TEACHERS FCU 1900 SOUTHEASTERN PARKWAY OWENSBORO KY 42303 610840272 KY 0 DIAMOND VALLEY FCU 840 DIAMOND AVENUE EVANSVILLE IN 47711 351067773 IN 0 DIVERSIFIED GENERAL FCU 631 EAST BROADWAY LOGANSPORT IN 46947 351128805 IN 0 DUBOIS-PIKE FCU 650 W 2ND STREET JASPER IN 47546 351362647 IN 0 EASTERN INDIANA FCU 801 S MEMORIAL DRIVE NEW CASTLE IN 47362 350979431 IN 0 ENERGY PLUS CU 1230 W MORRIS ST INDIANAPOLIS IN 46221 356031691 IN 0 EVANSVILLE FCU 6209 VOGEL ROAD EVANSVILLE IN 47715 351077721 IN 0 EVANSVILLE FIREFIGHTERS FCU 312 NORTH FOURTH AVENUE EVANSVILLE IN 47710 350870349 IN 0 FINANCIAL BUILDERS FCU 2828 SOUTH LAFOUNTAIN STREET KOKOMO IN 46902 351104078 IN 0 FINANCIAL CENTER FIRST CU 7101 EAST 56TH STREET INDIANAPOLIS IN 46226 350928620 IN 0 FINANCIAL HEALTH FCU 777 INDIANA AVE INDIANAPOLIS IN 46202 351533991 IN 0 FINANCIAL PARTNERS FCU 22440 MAIN STREET WOODBURN IN 46797 356050885 IN 0 FIREFIGHTERS CU 726 MASSACHUSETTS AVENUE INDIANAPOLIS IN 46204 351007782 IN 0 FIRST COUNTY FCU 1100 WEST 11TH STREET MUNCIE IN 473022232 351060015 IN 0 FIRST TRUST CU 950 EAST US HIGHWAY 20 MICHIGAN CITY IN 46360 351089892 IN 0 FORT FINANCIAL FCU 8815 LIMA ROAD FORT WAYNE IN 46818 350868966 IN 0 GENERATIONS FCU 706 BOYD BLVD LAPORTE IN 46350 351477019 IN 0 GRAND HERITAGE FCU 201 KOOMLER DRIVE LAPORTE IN 46350 351018593 IN 0 HARVESTER FINANCIAL CU 7020 BROOKVILLE ROAD INDIANAPOLIS IN 462391006 350980585 IN 0 HAYNES COMMUNITY FCU 1801 SOUTH PARK ROAD KOKOMO IN 46902 351043483 IN 0 HEALTH CARE PROFESSIONALS FCU 1810 WILLIAMSBURG PIKE RICHMOND IN 47374 351363669 IN 0 HOMETOWN FCU 151 N BROADWAY ST PERU IN 469702233 350873206 IN 0 HOOSIER HILLS CU 630 LINCOLN AVENUE BEDFORD IN 47421 351083471 IN 0 HOOSIER UNITED CU 1828 N MERIDIAN SUITE 102 INDIANAPOLIS IN 46202 351081983 IN 0 HOWARD COUNTY SCHOOL EFCU 105 SOUTHWAY BLVD W KOKOMO IN 46902 356039543 IN 0 INDIANA HEARTLAND FCU 402 SOUTH BERKLEY ROAD KOKOMO IN 46901 351472105 IN 0 INDIANA MEMBERS CU 5101 MADISON AVE INDIANAPOLIS IN 46227 350997241 IN 0 INDIANA STATE UNIVERSITY FCU 444 NORTH 3RD STREET TERRE HAUTE IN 47807 351049024 IN 0 INDIANAPOLIS POST OFFICE CU 125 W SOUTH ST SUITE 101B INDIANAPOLIS IN 46206 350413605 IN 0 INDUSTRIAL FCU 1115 SAGAMORE PARKWAY SOUTH LAFAYETTE IN 47905 351090338 IN 0 INOVA FCU 358 SOUTH ELKHART AVENUE ELKHART IN 465163545 350887540 IN 0 INTERRA CU 300 WEST LINCOLN AVENUE GOSHEN IN 465263220 351082578 IN 0 JACKSON COUNTY CO-OP CU 705 WEST SECOND STREET SEYMOUR IN 472742709 356022534 IN 0 KEMBA CU 444 SOUTH SHORTRIDGE ROAD INDIANAPOLIS IN 462197440 356028204 IN 0 LAKES FCU 106 W RICKEY ROAD MONTICELLO IN 47960 351011114 IN 0 LAMPCO FCU 5411 DR MLK JR BLVD ANDERSON IN 460139720 351094512 IN 0 LAPORTE COMMUNITY FCU 1800 EAST LINCOLNWAY LAPORTE IN 46350 350870797 IN 0 LIBERTY FCU 4401 THEATER DRIVE EVANSVILLE IN 47715 350885388 IN 0 MARTIN COUNTY COOPERATIVE CU 201 MILL STREET LOOGOOTEE IN 47553 350989101 IN 0 MEMBERS ADVANTAGE CU 3064 SOUTH OHIO STREET MICHIGAN CITY IN 46360 356032041 IN 0 MEMBERS SOURCE CU 8580 VIRGINIA STREET MERRILLVILLE IN 464106235 350873966 IN 0 NATCO CU 582 SOUTH ROUND BARN ROAD RICHMOND IN 47375 351047478 IN 0 NORTHERN INDIANA FCU 8121 GRAND BLVD MERRILLVILLE IN 46410 350886353 IN 0 PERFECT CIRCLE CU 77 SOUTH 37TH STREET RICHMOND IN 47374 356020587 IN 0 POLICEMEN'S FCU 1130 S MAIN STREET SOUTH BEND IN 46601 351152602 IN 0 POWER ONE FCU 1520 SPY RUN AVENUE FORT WAYNE IN 46805 350868104 IN 0 PRIMETRUST FINANCIAL FCU 3700 WEST BETHEL AVENUE MUNCIE IN 47304 350889144 IN 0 PROFED FCU 1710 ST JOE RIVER DRIVE FORT WAYNE IN 46805 350886187 IN 0 PROFINANCE FCU 7700 BROADWAY MERRILLVILLE IN 46410 350871604 IN 0 PUBLIC SERVICE CU 4025 W JEFFERSON FORT WAYNE IN 46804 351079390 IN 0 RIVERSIDE COMMUNITY FCU 101 N WASHINGTON STREET MARION IN 46952 350997583 IN 0 SOLIDARITY COMMUNITY FCU 201 SOUTHWAY BOULEVARD EAST KOKOMO IN 46902 351054842 IN 0 SOUTH BEND FIREFIGHTERS FCU 1122 SOUTH MAIN STREET SOUTH BEND IN 466013338 350893778 IN 0 STERLING UNITED FCU 1330 WEST FRANKLIN STREET EVANSVILLE IN 47710 351067814 IN 0 EVERWISE CU (FORMERLY TEACHERS CU) 110 SOUTH MAIN STREET SOUTH BEND IN 46601 350702986 IN 0 TECH CU 10110 RANDOLPH ST CROWN POINT IN 46307 350885375 IN 0 THRIVE FCU 4501 S DELAWARE DRIVE MUNCIE IN 47302 350886351 IN 0 TLCU FINANCIAL 1816 N MAIN STREET MISHAWAKA IN 46545 350932142 IN 0 VIA CU 4505 S ADAMS STREET MARION IN 46953 350884006 IN 0 VIGO COUNTY FCU 128 SOUTH EIGHTH STREET TERRE HAUTE IN 478073788 350868956 IN 0 WAYNE COUNTY FCU 3010 WEST MAIN STREET RICHMOND IN 47374 351091506 IN 0 WESTERN INDIANA CU 949 W ST RD 154 SULLIVAN IN 47882 356025623 IN 0 WHITING REFINERY FCU 1339 119TH STREET WHITING IN 46394 350885424 IN 0 CREDIT UNION CONSORTIUM 111 MONUMENT CIRCLE SUITE 2700 INDIANAPOLIS IN 46204 824121530 ESTABLISH ONE OR MORE EMPLOYEE BENEFIT PLANS SUBJECT TO ERISA IN C 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 CREDIT UNION CONSORTIUM