2024-05-14T18:15:00-05:00 2023-12-31 450250958 Eide Bailly LLP 1730 Burnt Boat Loop Ste 100 Bismarck ND 585030886 990 2023-01-01 910419072 Spokane Firefighters Credit Union SPOK 5094845650 2002 North Atlantic Spokane WA 992052578 Gayle Furness CEO 5094845650 2024-05-13 1 Gayle Furness 999009999 1 Lisa Chaffee CPA P00193453 7012551091 2024-05-12 2 AAL1 IAL1 2023 2023-04-26 12:10:37Z Gayle Furness 2002 North Atlantic Spokane WA 992052578 2776116 0 X firecu.net X 1934 WA To provide affordable credit and financial services to Spokane firefighters and their families. 7 7 15 11 0 0 0 4510 2035836 2332923 414347 426829 0 3323 2450183 2767585 11210 35005 0 0 889944 1028345 0 0 0 968298 1262367 1869452 2325717 580731 441868 75696409 78753442 64801836 67412656 10894573 11340786 Improve the quality of life for our members by providing personalized financial services. 0 0 Spokane Firefighters Credit Union provided financial services to approximately 2,462 members including: loans, IRAs, share certificates, share accounts, and share draft accounts. 0 0 0 0 0 0 0 0 0 1 1 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 1549 0 1 15 1 0 0 0 0 1 1 0 0 0 X 7 7 0 0 0 0 1 1 0 1 0 0 0 0 1 1 1 0 0 1 1 0 X Gayle Furness 5094845650 2002 North Atlantic Spokane WA 992052578 Bill Gonzalez Board Chair 2.00 X X 0 0 0 Ken Miller Board Vice Chair 2.00 X X 0 0 0 Bob Green Director (left 01/2023) 1.00 X 0 0 0 Roger Libby Director 1.00 X 0 0 0 Mike Thompson Director 1.00 X 0 0 0 Kevin Smith Director 1.00 X 0 0 0 Scott Himelspach Director 1.00 X 0 0 0 Brian Chavez Director (from 02/2023) 1.00 X 0 0 0 Gayle Furness Chief Executive Officer, Treasurer 40.00 X 184703 0 9779 William Logan Vice President of Lending, Secretary 40.00 X 110384 0 6623 295087 0 16402 2 0 1 0 0 4510 4510 Loan Interest Income 522100 1954503 1954503 Interchange Income 522100 212419 212419 Fees and Charges 522100 121643 121643 Noninterest Operating 522100 44358 44358 2332923 426843 426843 14 -14 -14 -14 8900 4510 8517 383 383 2940 0 2940 2940 2767585 2332923 0 430152 27505 7500 311489 505070 27535 117287 66964 1679 41157 54137 34864 53014 102669 40560 23431 35983 30827 32393 22548 Dividends Expense 484656 Debit/Credit Card Expen 148660 Loan Servicing Expense 87773 Bank Charges 25414 42602 2325717 416821 289497 12817638 12685497 43175881 46459940 131041 122751 836963 539584 308752 297379 17745304 17739243 1100972 1159135 75696409 78753442 555054 1547975 64246782 65864681 64801836 67412656 X 0 0 0 0 10894573 11340786 10894573 11340786 75696409 78753442 441868 4345 0 X 0 0 0 100000 100000 391971 258418 133553 205516 171134 34382 139476 110032 29444 297379 Federal Agency Securities 17739243 F 17739243 Member Shares 40612101 Share Certificates 9610719 Share Drafts 13908904 IRA/Coverdell Accounts 1727997 Escrow Accounts 4960 65864681 0 Fire Relief Assistance 3 7500 X X X 0 0 0 Gayle Furness Chief Executive Officer, Treasurer 138027 0 46676 0 0 0 8434 0 1345 0 194482 0 0 0 Form 990, Part VI, Section A, line 6 Spokane Firefighters Credit Union is a member-owned Credit Union. There is one class of members. Form 990, Part VI, Section A, line 7a Members elect the Board of Directors for oversight. Each member has one vote. Form 990, Part VI, Section A, line 8b There are no committees with broad authority to act on behalf of the governing body. Form 990, Part VI, Section B, line 11b The CEO reviews the Form 990 for accuracy before filing is completed. Form 990, Part VI, Section B, line 12c Spokane Firefighters Credit Union adopted a formal conflict of interest policy in 2023. Officers and Directors are required to disclose any potential conflicts of interest. The existence of any potential conflict must be disclosed to the Board or the committee with board delegated powers considering the proposed transaction. If a conflict is found to exist, the interested person will not be included in discussions or vote on the transaction involving the conflict. Review of the policy is done on an annual basis. Form 990, Part VI, Section B, line 15 Comparability data from a comprehensive salary and incentive survey is used to determine compensation for top management and is approved by the wage committee. Form 990, Part VI, Section C, line 19 Governing documents, conflict of interest policy, and financial statements are made available upon written request.