2024-02-26T10:57:51-05:00 2023-06-30 561138530 BUTLER BURKE LLP 100 CLUB OAKS COURT SUITE A WINSTONSALEM NC 27104 990 2022-07-01 561015074 FINANCIAL PATHWAYS OF THE PIEDMONT FINA 3368961191 7820 NORTH POINT BLVD WINSTONSALEM NC 27106 PHYLLIS CALDWELL-GEORGE PRESIDENT & CEO 3368961191 2024-02-26 true PHYLLIS CALDWELL-GEORGE 999009999 false JANE R POTTER P01057495 3367682310 2024-02-26 2022 2023-04-26 12:10:37Z PHYLLIS CALDWELL-GEORGE 7820 NORTH POINT BLVD 100 WINSTONSALEM NC 27106 2016976 false X WWW.FINANCIALPATHS.ORG X 1972 NC TO DELIVER PROFESSIONAL CONSUMER EDUCATION, DEBT REDUCTION PROGRAMS, COMPREHENSIVE HOUSING COUNSELING AND INFORMATION ON THE WISE USE OF CREDIT TO ALL SEGMENTS OF THE COMMUNITY, TO IMPROVE THEIR FINANCIAL WELL-BEING. 20 20 29 22 0 1550419 1709914 298947 292079 21 3504 -22 -1070 1849365 2004427 270400 173787 0 1021017 1032561 0 177198 377511 386057 1668928 1592405 180437 412022 1642751 2570350 1074054 1666460 568697 903890 X TO DELIVER PROFESSIONAL EDUCATION AND COUNSELING SERVICES REGARDING PERSONAL MONEY MANAGEMENT, DEBT REDUCTION PROGRAMS, COMPREHENSIVE HOUSING COUNSELING AND THE WISE USE OF CREDIT TO, AND TO IMPROVE THE FINANCIAL WELL-BEING OF, ALL SEGMENTS OF THE COMMUNITY. false false 333664 244179 REPRESENTATIVE PAYEE: THE REPRESENTATIVE PAYEE PROGRAM IS AUTHORIZED BY THE SOCIAL SECURITY ADMINISTRATION TO RECEIVE MONTHLY SSA/SSI FUNDS FOR THE BENEFIT OF CLIENTS WHO CANNOT MANAGE THEIR OWN MONEY. THE REP PAYEE CASE MANAGERS HELP CLIENTS MAINTAIN FINANCIAL WELL-BEING AND FOSTER INDEPENDENT LIVING. 594437 173787 30109 HOUSING: THE HOUSING DIVISION ASSISTS CLIENTS WITH HOUSING RELATED TOPICS REGARDING HOMEOWNERSHIP, MORTGAGE DELINQUENCY, FINANCIAL MANAGEMENT, HOME EQUITY CONVERSION MORTGAGES, RENTERS AND LANDLORD/TENANT ISSUES. THE PRINCIPLE GOAL OF ALL HOUSING COUNSELING SERVICES IS TO PROVIDE THE CLIENT WITH ACCURATE, IMPARTIAL, DETAILED ADVICE, AND THE DEVELOPMENT OF AN ACTION PLAN TO ALLOW THE CLIENT TO ADDRESS THEIR HOUSING NEED OR PROBLEM. 334718 17791 CONSUMER FINANCIAL EDUCATION: WE SERVE CLIENTS WITH AN ARRAY OF EDUCATIONAL OPPORTUNITIES AND COACHING AIMED AT BOTH OVERCOMING CRISES AND ACHIEVING FINANCIAL ASPIRATIONS. THESE INCLUDE CLASSES AND WORKSHOPS ON BASIC FINANCES AS WELL AS SPECIALIZED CREDIT, MORTGAGE, AND HOMEOWNERSHIP TOPICS. 1262819 true true false false false false false false true false true false false true true true true false false false false false false false true false false false true false false false false false false false false false false false false false false false false false false true 1 0 true 29 true false false false false false false false false false false false false X 20 20 false false false false false false false true true false false true true true true true true true true false NC X X THE ORGANIZATION 3368961191 7820 NORTH POINT BLVD 100 WINSTONSALEM NC 27106 X PHYLLIS CALDWELL-GEORGE PRESIDENT & 40.00 X 116456 0 11873 MARTHA LOGEMANN BOARD MEMBER 1.00 X 0 0 0 TREVA LOYD BOARD MEMBER 1.00 X 0 0 0 ANDY HARDING BOARD MEMBER 1.00 X 0 0 0 RONDA MAYS BOARD MEMBER 1.00 X 0 0 0 SCOTT LEFELAR BOARD MEMBER 1.00 X 0 0 0 CYNTHIA KELLEY BOARD MEMBER 1.00 X 0 0 0 PATRICE TONEY BOARD MEMBER 1.00 X 0 0 0 JAMARKUS SWINSON BOARD MEMBER 1.00 X 0 0 0 DR SHERRI LAWSON-CLARK BOARD MEMBER 1.00 X 0 0 0 DR APARNA GOSAVI BOARD MEMBER 1.00 X 0 0 0 CRISSY DIXON BOARD MEMBER 1.00 X 0 0 0 JIM COWLES BOARD MEMBER 1.00 X 0 0 0 BRENT CARLTON BOARD MEMBER 1.00 X 0 0 0 CAROL DAVIS BOARD MEMBER 1.00 X 0 0 0 LAURA DEZARN BOARD MEMBER 1.00 X 0 0 0 MIKE FISHER BOARD CHAIR 1.00 X X 0 0 0 KATHY CISSNA IMMEDIATE PA 1.00 X X 0 0 0 JOE CARROLL TREASURER 1.00 X X 0 0 0 LYNN SPILLMAN SECRETARY 1.00 X X 0 0 0 KEVIN S OSBORNE VICE CHAIR 1.00 X X 0 0 0 116456 11873 1 false false false 236296 46836 846360 580422 1709914 CLIENT FEES 541990 259921 259921 CONTRACT COUNSELING 541990 18358 18358 DEBT MANAGEMENT PROGRAM FEES 541990 13800 13800 292079 3504 3504 8750 46836 12549 -3799 -3799 MISCELLANEOUS 2729 2729 2729 2004427 292079 2434 173787 173787 118401 93223 10400 14778 731434 575898 64040 91496 120515 94871 10937 14707 62211 48798 5631 7782 37000 29245 3308 4447 90123 61246 18637 10240 12664 944 21 11699 55587 44286 5053 6248 112753 87563 11411 13779 4916 3314 1581 21 2246 1514 723 9 21026 21026 10782 10782 16304 12833 1479 1992 MISCELLANEOUS 22656 14271 8385 1592405 1262819 152388 177198 298662 193615 228342 231846 215601 307204 9766 345372 30000 7500 11530 17127 127083 105524 30660 21559 818190 1446127 1642751 2570350 51725 50892 212835 160955 809494 1027553 427060 1074054 1666460 X 376901 607343 191796 296547 568697 903890 1642751 2570350 X 412022 -55065 -21764 X false true X true false X 715345 958007 1204117 1550419 1709914 6137802 715345 958007 1204117 1550419 1709914 6137802 57690 6080112 1807 745 3840 2271 3504 12167 2212 4246 1597 5814 11479 25348 6175317 2029744 0.98460 0.98560 X PART II, LINE 10 MISCELLANEOUS 25,348 RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED false true X 11045 11045 116038 94479 21559 21559 FUNDS HELD IN TRUST 1027553 RIGHT-OF-USE ASSETS 409878 RENT SECURITY DEPOSIT 8696 1446127 LEASE LIABILITY 427060 427060 X 2021776 4800 12549 17349 2004427 2004427 1609754 4800 12549 17349 1592405 1592405 SCHEDULE D, PAGE 2, PART IV, LINE 2B GARDEN STATE CONSUMER CREDIT COUNSELING, INC., DOING BUSINESS AS NAVICORE SOLUTIONS ("NAVICORE"), AND THE ORGANIZATION HAVE A CONTRACT IN WHICH NAVICORE AGREES TO PROVIDE: (1)DEBT MANAGEMENT PLAN (DMP) ACCOUNT MANAGEMENT, INCLUDING PROPOSALS TO CREDITORS, COLLECTION OF CLIENT PAYMENTS, DISBURSEMENTS TO CREDITORS, CUSTOMER SERVICE DURING THE DURATION OF THE DMP, FAIR SHARE MANAGEMENT, AND CLOSING OF ACCOUNTS AS APPROPRIATE. (2)CONNECTIVITY TO DENVER DATA CENTER FOR THE USE OF CCCS FORSYTH AS A CLIENT DATA BASE FOR TRACKING, REPORTING, AND STORING CLIENT INFORMATION. (3)HARDWARE AND SOFTWARE LICENSE MAINTENANCE. (4)CONFIDENTIALITY OF CLIENT INFORMATION AND DATA. THE REPRESENTATIVE PAYEE PROGRAM IS AUTHORIZED BY THE SOCIAL SECURITY ADMINISTRATION TO RECEIVE MONTHLY SSA/SSI FUNDS FOR THE BENEFIT OF CLIENTS WHO CANNOT MANAGE THEIR OWN MONEY. THE REP PAYEE CASE MANAGERS HELP CLIENTS MAINTAIN FINANCIAL WELL-BEING AND FOSTER INDEPENDENT LIVING. SCHEDULE D, PAGE 3, PART X FPP IS A NOT-FOR-PROFIT ORGANIZATION AND IS EXEMPT FROM INCOME TAXES UNDER SECTION 501(C)(3) OF THE INTERNAL REVENUE CODE. ACCORDINGLY, INCOME TAX EXPENSE IS LIMITED TO ACTIVITIES THAT ARE DEEMED BY THE INTERNAL REVENUE SERVICE TO BE UNRELATED TO THEIR EXEMPT PURPOSE. FPPS PRIMARY TAX POSITIONS RELATE TO ITS STATUS AS A NOT-FOR-PROFIT ENTITY EXEMPT FROM INCOME TAXES AND CLASSIFICATION OF ACTIVITIES RELATED TO ITS EXEMPT PURPOSE. IT IS THE OPINION OF MANAGEMENT THAT FPP HAS NO UNCERTAIN TAX POSITIONS THAT WOULD BE SUBJECT TO CHANGE UPON EXAMINATION. FPP IS REQUIRED TO FILE A FEDERAL EXEMPT ORGANIZATION TAX RETURN (FORM 990) ANNUALLY TO RETAIN ITS EXEMPT STATUS. FPP IS ALSO REQUIRED TO FILE AN EXEMPT ORGANIZATION BUSINESS INCOME TAX RETURN (FORM 990-T) FOR ANY YEAR UNRELATED BUSINESS INCOME EXCEEDS 1,000. FPPS FORM 990 FILINGS ARE GENERALLY SUBJECT TO EXAMINATION BY THE INTERNAL REVENUE SERVICE FOR THREE YEARS AFTER THEY ARE FILED. SCHEDULE D, PAGE 4, PART XI, LINE 2D FUNDRAISING EXPENSES NETTED WITH REVENUE 12,549 SCHEDULE D, PAGE 4, PART XII, LINE 2D FUNDRAISING EXPENSES NETTED WITH REVENUE 12,549 ANNUAL AWARD LU 36090 36090 7022 50TH ANNIVERSAR 19496 10746 8750 5527 55586 46836 8750 12549 12549 -3799 true RENT, UTILITY, MORTGAGE 105 173787 SCHEDULE I, PAGE 1, PART I, LINE 2 FINANCIAL PATHWAYS OF THE PIEDMONT ASKS FOR A WRITTEN HARDSHIP LETTER OR EMAIL FROM THE CLIENT AS PART OF THE SELF-ATTESTATION GUIDANCE FOR COVID RELATED ASSISTANCE. THE CLIENTS DO NOT RECEIVE THE FUNDS DIRECTLY. ONCE AN APPLICATION HAS BEEN COMPLETELY APPROVED, ENTERED, REVIEWED, AND SET UP FOR BILL PAY, THE PAYMENTS ARE MAILED DIRECTLY TO THE MORTGAGE SERVICER OR UTILITY PROVIDER. FORM 990 - ORGANIZATION'S MISSION TO DELIVER PROFESSIONAL EDUCATION AND COUNSELING SERVICES REGARDING PERSONAL MONEY MANAGEMENT, DEBT REDUCTION PROGRAMS, COMPREHENSIVE HOUSING COUNSELING AND THE WISE USE OF CREDIT TO, AND TO IMPROVE THE FINANCIAL WELL-BEING OF, ALL SEGMENTS OF THE COMMUNITY. FORM 990, PAGE 6, PART VI, LINE 11B THE FINANCE & AUDIT COMMITTEE RECEIVES AND REVIEWS THE PRELIMINARY AUDIT AND FORM 990 WITH THE AUDITOR PRIOR TO THE BOARD MEETING. AFTER THE REVIEW, ELECTRONIC COPIES OF THE AUDIT AND FORM 990 ARE EMAILED TO THE BOARD OF DIRECTORS FOR THEIR REVIEW BEFORE THE BOARD MEETING. A MEMBER OF THE FINANCE AND AUDIT COMMITTEE PRESENTS THE ANNUAL AUDIT REPORT TO THE BOARD OF DIRECTORS AT THE BOARD MEETING. THE BOARD OF DIRECTORS FORMALLY APPROVES THE AUDIT AND FEDERAL FORM 990. FORM 990, PAGE 6, PART VI, LINE 12C ANNUALLY, THE BOARD IS REQUIRED TO SIGN A DISCLOSURE STATING THEIR INTERESTS THAT COULD GIVE RISE TO CONFLICT. FORM 990, PAGE 6, PART VI, LINE 15A THE HUMAN RESOURCES DIRECTOR(CONTRACTED SERVICES) USES MARKET DATA AS THE FOUNDATION TO EVALUATE AND RECOMMEND SALARY RANGES FOR EXECUTIVE AND STAFF POSITIONS TO THE CEO(ALL POSITIONS EXCLUDING CEO) AND/OR BOARD OF DIRECTORS. ANNUALLY, THE HUMAN RESOURCES DIRECTOR AND PERSONNEL COMMITTEE REVIEW THE SALARY RANGES AND THE COMPETITIVE PAY OF ALL POSITIONS. ANY CHANGES TO THE SALARY RANGES AND/OR COMPENSATION PHILOSOPHY ARE RECOMMENDED BY THE PERSONNEL COMMITTEE AND SUBSEQUENTLY APPROVED BY THE BOARD OF DIRECTORS. ANNUALLY AN ELECTRONIC EVALUATION OF THE PRESIDENT/CEO PERFORMANCE IS DISTRIBUTED TO STAFF, BOARD AND COMMUNITY PARTNERS AND ARE RETURNED TO THE HUMAN RESOURCES DIRECTOR. THE RESULTS OF THESE EVALUATIONS ARE REVIEWED BY THE HUMAN RESOURCES DIRECTOR, PERSONNEL COMMITTEE CHAIR AND CHAIRMAN OF THE BOARD. UNDER GUIDANCE FROM THE BOARD OF DIRECTORS, THE PERSONNEL COMMITTEE CHAIR AND CHAIRMAN OF THE BOARD DETERMINE ANY INCREASE AND/OR BONUS. THE CHAIRMAN OF THE BOARD PROVIDES WRITTEN APPROVAL FOR ANY SALARY MODIFICATION AND/OR BONUS TO THE HUMAN RESOURCES DIRECTOR AND FINANCE DIRECTOR FOR IMPLEMENTATION INTO BOTH HUMAN RESOURCES/PAYROLL AND BUDGET. FORM 990, PAGE 6, PART VI, LINE 15B THE HUMAN RESOURCES DIRECTOR(CONTRACTED SERVICES) USES MARKET DATA AS THE FOUNDATION TO EVALUATE AND RECOMMEND SALARY RANGES FOR EXECUTIVE AND STAFF POSITIONS TO THE CEO(ALL POSITIONS EXCLUDING CEO) AND/OR BOARD OF DIRECTORS. ANNUALLY, THE HUMAN RESOURCES DIRECTOR AND PERSONNEL COMMITTEE REVIEW THE SALARY RANGES AND THE COMPETITIVE PAY OF ALL POSITIONS. ANY CHANGES TO THE SALARY RANGES AND/OR COMPENSATION PHILOSOPHY ARE RECOMMENDED BY THE PERSONNEL COMMITTEE AND SUBSEQUENTLY APPROVED BY THE BOARD OF DIRECTORS. ANNUALLY AN ELECTRONIC EVALUATION OF THE PRESIDENT/CEO PERFORMANCE IS DISTRIBUTED TO STAFF, BOARD AND COMMUNITY PARTNERS AND ARE RETURNED TO THE HUMAN RESOURCES DIRECTOR. THE RESULTS OF THESE EVALUATIONS ARE REVIEWED BY THE HUMAN RESOURCES DIRECTOR, PERSONNEL COMMITTEE CHAIR AND CHAIRMAN OF THE BOARD. UNDER GUIDANCE FROM THE BOARD OF DIRECTORS, THE PERSONNEL COMMITTEE CHAIR AND CHAIRMAN OF THE BOARD DETERMINE ANY INCREASE AND/OR BONUS. THE CHAIRMAN OF THE BOARD PROVIDES WRITTEN APPROVAL FOR ANY SALARY MODIFICATION AND/OR BONUS TO THE HUMAN RESOURCES DIRECTOR AND FINANCE DIRECTOR FOR IMPLEMENTATION INTO BOTH HUMAN RESOURCES/PAYROLL AND BUDGET. FORM 990, PAGE 6, PART VI, LINE 19 THE ORGANIZATION MAKES IT GOVERNING DOCUMENTS AND FINANCIAL STATEMENTS AVAILABLE TO THE PUBLIC ON THEIR WEBSITE. OTHER INFORMATION IS AVAILABLE UPON REQUEST. FORM 990, PART VII THE BOARD MEMBERS ARE ELECTED ON A CALENDAR YEAR BASIS EVEN THOUGH THE ORGANIZATION'S YEAR IS JULY-JUNE. WE HAVE ELECTED TO PRESENT THE BOARD FOR THE SECOND HALF OF THE YEAR, WHICH INCLUDES THE END OF THE YEAR, ON PAGE 7 OF THIS FORM. FORM 990, PART XI PRIOR PERIOD ADJUSTMENT INFORMATION: AN ERROR RESULTING IN THE MISSTATEMENT OF PREVIOUSLY REPORTED ASSETS AND NET ASSETS WAS DISCOVERED DURING THE CURRENT YEAR. AN ADJUSTMENT WAS MADE TO INCREASE THE GRANT ADVANCES BY 55,065 AS OF JUNE 30, 2022 TO PROPERLY PRESENT THE BALANCE THAT SHOULD HAVE BEEN REFLECTED IN THE PRIOR PERIOD FINANCIAL STATEMENTS. THE EFFECT WAS A DECREASE OF 55,065 IN NET ASSETS WITHOUT DONOR RESTRICTIONS AS OF JUNE 30, 2022. THE ADJUSTMENT RESULTED IN A DECREASE TO PREVIOUSLY REPORTED CHANGE IN NET ASSETS FOR THE YEAR ENDED JUNE 30, 2022 OF 55,065. FORM 990, PART XI, LINE 9 CUMULATIVE EFFECT ADJ FOR NEW LEASE STANDARD -21,764