2024-11-15T16:27:07-06:00 2023-12-31 910189318 MOSS ADAMS LLP 1301 A STREET SUITE 600 TACOMA WA 984024205 990 2023-01-01 910863377 NUMERICA CREDIT UNION NUME 5094627355 14610 E SPRAGUE AVENUE SPOKANE VALLEY WA 992162146 BEN RICHARDSON CFO 5095357613 2024-11-14 1 1 CLAIRE E KIDD P01944808 2535724100 2024-11-14 2023 2024-10-15 13:58:12Z NA BEN RICHARDSON 14610 E SPRAGUE AVENUE SPOKANE VALLEY WA 992162146 225605881 0 1269 X WWW.NUMERICACU.COM X 1937 WA CREDIT UNION OPERATED WITHOUT PROFIT FOR MUTUAL PURPOSES. 9 9 820 0 425671 0 0 0 167541095 207401322 7980528 18167512 0 0 175521623 225568834 626417 683229 0 0 72427499 76371135 0 0 0 66834296 115950520 139888212 193004884 35633411 32563950 3779281652 3929763160 3464788666 3587791431 314492986 341971729 CREDIT UNION OPERATED WITHOUT PROFIT FOR MUTUAL PURPOSES. 0 0 PROVIDE FINANCIAL SERVICES TO 173,624 MEMBERS. THESE SERVICES INCLUDE, BUT ARE NOT LIMITED TO, PROVIDING REAL ESTATE AND OTHER SECURED/UNSECURED CONSUMER AND BUSINESS LOANS, CHECKING AND SAVINGS PROGRAMS, AND CREDIT CARD SERVICES. 0 0 0 0 0 0 0 1 0 1 1 0 0 1 1 0 1 0 0 0 0 0 0 0 0 0 1 1 1 0 1 0 0 0 0 0 0 0 0 0 1 1 0 0 1 60582 0 1 820 1 1 1 0 0 0 0 0 0 0 X 9 9 0 0 0 0 1 1 1 1 1 0 0 0 1 1 1 1 1 1 1 0 ID X BEN RICHARDSON 5094627355 14610 E SPRAGUE AVENUE SPOKANE VALLEY WA 99216 CICERO CARLA PRESIDENT/CEO 40.00 X 998571 0 16848 HANSEN GREG CHIEF CREDIT OFFICER 40.00 X 472751 0 321957 SHERMAN NICOLE CHIEF OPERATING OFFICER (THRU 4/23) 40.00 X 625928 0 6085 FERGUSON KELLEY CHIEF ADMINISTRATION OFFICER 40.00 X 509441 0 12078 PLANK KENNETH EVP LENDING 40.00 X 458795 0 20267 RICHARDSON BEN CHIEF FINANCIAL OFFICER 40.00 X 456106 0 21978 KAYSER KARIN SVP DIGITAL EXPERIENCE & ENGAGEMENT (THRU 11/23) 40.00 X 416433 0 11863 MILLER MARCI SVP RETAIL EXPERIENCE & ENGAGEMENT (THRU 11/23) 40.00 X 408755 0 13494 PEARMAN- GILLMAN KIM SVP EQUITY & COMMUNITY DEVELOPMENT 40.00 X 326897 0 26037 CLUTE TROY SVP CONSUMER LENDING 40.00 X 333776 0 15720 MURRAY KAYCEE SVP INFORMATION TECHNOLOGY 40.00 X 308775 0 22926 MELCHER JOSHUA SVP OF BUSINESS SERVICES 40.00 X 313238 0 11721 SKINFILL LINDSEY SVP ORGANIZATIONAL PEOPLE POTENTIAL 40.00 X 301839 0 9180 FOX MARK SVP PAYMENTS, OPS & CASH MANAGEMENT OPS 40.00 X 298927 0 11141 WEIS KAREN SVP RISK 40.00 X 297462 0 10452 O'CALLAGHAN JENNIFER SVP MARKETING 40.00 X 282076 0 19407 ALMOND NANCY NFS PRESIDENT 40.00 X 287614 0 11833 SIMPSON TRAVIS CHIEF RETAIL & DIGITAL OFFICER 40.00 X 281821 0 12133 FITZMAURICE DAVID SVP FINANCIAL TREASURER 40.00 X 275787 0 15276 CLABBY JACLYN SVP ORGANIZATIONAL GENERAL COUNSEL 40.00 X 273166 0 17440 STIRLING ANDY SVP RETAIL EXPERIENCE 40.00 X 275195 0 12004 CHAMBERLIN BRYCE VP PRIVATE BANKING 40.00 X 264745 0 8759 PEARSE DANIEL VP REGIONAL COMMERCIAL BANKING 40.00 X 240862 0 19355 SHORTELL MICHAEL VP SBA & BUSINESS BANKING 40.00 X 228030 0 19592 REHM DANIEL VP COMMERCIAL BANKING 40.00 X 237006 0 8266 BERNARD RYAN SVP COMMERCIAL CREDIT & OPERATIONS 40.00 X 229820 0 4854 CIANI LYNN CHIEF RISK OFFICER (THRU 1/23) 40.00 X 143536 0 768 MORTENSEN WES DIRECTOR(THRU 4/23),CHAIR(FROM 4/23) 8.00 X X 32262 0 0 PLUMB SCOTT SECRETARY 8.00 X X 25359 0 0 KAMKOSI CHRISTINA DIRECTOR 8.00 X 22063 0 0 CLARK SCOTT DIRECTOR 8.00 X 17153 0 0 BENSON ADAM DIRECTOR 8.00 X 13913 0 0 SMITH YVONNE VICE CHAIR 8.00 X X 12435 0 0 NIELSEN SUSAN DIRECTOR 8.00 X 11506 0 0 HUPP RON CHAIR (THRU 4/23), DIRECTOR 8.00 X X 10870 0 0 OCHOA-BRUCK GLORIA DIRECTOR 8.00 X 4224 0 0 9697137 0 681434 174 0 1 0 LEONE & KEEBLE INC PO BOX 2747 SPOKANE WA 99220 GENERAL CONTRACTOR 5556225 JACK HENRY & ASSOCIATES INC PO BOX 609 MONETT MO 65708 SOFTWARE SUPPORT AND MAINTENANCE 1865504 LOOMIS FARGO & CO DEPT CH 10500 PALATINE IL 60055 ATM INSTALLATION, SUPPORT, MAINTENANCE 1497415 TYFONE 5331 SW MACADAM AVE SUITE 251 PORTLAND OR 97239 DIGITAL BANKING 1466130 MTR COMMUNICATIONS 1705 S MAPLE BLVD SPOKANE WA 99203 MARKETING/PUBLIC RELATIONS 1291662 65 INTEREST ON LOANS 522100 157396200 157396200 FEE INCOME 522100 49408489 48982818 425671 GAIN ON SALE OF LOANS 522100 596633 596633 207401322 18169450 18169450 35109 37047 -1938 -1938 -1938 225568834 206975651 425671 18167512 671979 11250 9060891 50405376 5950136 5978747 4975985 80021 232068 262804 1337497 4126834 6744529 8084937 3617481 639966 319217 62291625 5534842 809791 PROVISION FOR LOAN LOSS 10419201 ATM/VISA CARD EXPENSES 5450077 LOAN SERVICING EXPENSE 5256210 ASSOCIATION DUES 451150 292270 193004884 58495305 48559387 227133935 282917770 39148337 52267853 2994947165 3084210110 4539931 4901941 119327779 40553235 75566598 78774544 312638486 290392465 133573 108080 66678322 87631010 3779281652 3929763160 45918402 54177946 2478466 2488588 1338830 1320431 215500000 233500000 49015625 49128125 3150537343 3247176341 3464788666 3587791431 X 0 0 0 0 314492986 341971729 314492986 341971729 3779281652 3929763160 X 32563950 6338719 -11423926 X 0 1 X 1 0 0 1 X 15677390 15677390 70658057 19516709 51141348 4624211 3634486 989725 6814949 5549535 1265414 21553172 11852505 9700667 78774544 1047521 C AVAILABLE FOR SALE SECURITIES 253158679 F NCUSIF DEPOSIT 26511925 C FEDERAL HOME LOAN BANK STOCK 8366100 C OTHER INVESTMENTS 1308240 C 290392465 SHARES & DEPOSITS 3240234342 LEASE LIABILITY 5986999 CREDIT LOSSES 955000 3247176341 X 217779055 0 217779055 7789779 7789779 225568834 185215105 0 185215105 7789779 7789779 193004884 PART IV, LINE 2B: THE ORGANIZATION HAS ESCROW ACCOUNTS RELATED TO PORTFOLIO MORTGAGES MEMBERS HAVE WITH THE ORGANIZATION. PART X, LINE 2: THE CREDIT UNION IS EXEMPT BY STATUTE FROM FEDERAL INCOME TAXES UNDER THE PROVISIONS OF SECTION 501 OF THE INTERNAL REVENUE CODE OF 1954; HOWEVER, THE CREDIT UNION'S UNRELATED BUSINESS INCOME AND SUBSIDIARIES ARE SUBJECT TO FEDERAL INCOME TAXES. THERE WERE NO SIGNIFICANT INCOME TAXES FOR THE YEARS ENDED DECEMBER 31, 2023 OR 2022. ACCOUNTING PRINCIPLES PRESCRIBE A RECOGNITION THRESHOLD AND MEASUREMENT ATTRIBUTE FOR THE FINANCIAL STATEMENT RECOGNITION AND MEASUREMENT OF A TAX POSITION TAKEN OR EXPECTED TO BE TAKEN IN A TAX RETURN. THE CREDIT UNION HAD NO MATERIAL UNRECOGNIZED TAX POSITIONS AT DECEMBER 31, 2023 OR 2022. IT IS THE CREDIT UNION'S POLICY TO RECORD ANY PENALTIES OR INTEREST ARISING FROM FEDERAL OR STATE TAXES AS A COMPONENT OF NONINTEREST EXPENSE. THE CREDIT UNION FILES A FEDERAL EXEMPT ORGANIZATION RETURN AND A SALES AND USE TAX RETURN WITH THE STATE OF WASHINGTON AND A STATE INCOME TAX RETURN WITH THE STATE OF IDAHO. PART XI, LINE 4B - OTHER ADJUSTMENTS: RECLASS ATM FEES NETTED AGAINST ATM INCOME ON FS 7,789,779. PART XII, LINE 4B - OTHER ADJUSTMENTS: RECLASS ATM FEES NETTED AGAINST ATM INCOME ON FS 7,789,779. 1 BIG TABLE PO BOX 372 SPOKANE WA 99210 208931223 501(C)(3) 15000 0 GENERAL SUPPORT BOYS & GIRLS CLUB 925 N 15TH ST COEUR DALENE ID 83814 841635505 501(C)(3) 10000 0 SPONSORSHIP BRICK WEST 1318 W 1ST AVE SPOKANE WA 99201 830832713 6348 0 SPONSORSHIP CHELAN DOUGLAS COMMUNITY ACTION COUNCIL 620 LEWIS ST WENATCHEE WA 98801 916064514 501(C)(3) 10000 0 SPONSORSHIP CHILDREN'S MIRACLE NETWORK SACRED HEART PO BOX 304 SPOKANE WA 99210 870387205 501(C)(3) 10000 0 GENERAL SUPPORT CHILDRENS VILLAGE 1350 W HANLEY AVE COEUR DALENE ID 83815 820385109 501(C)(3) 25500 0 GENERAL SUPPORT CHILDREN'S MIRACLE NETWORK SACRED HEART PO BOX 304 SPOKANE WA 99210 870387205 501(C)(3) 10000 0 SPONSORSHIP COEUR D'ALENE ON ICE 2301 S STEEN RD SPOKANE VALLEY WA 99037 923519171 26500 0 SPONSORSHIP COMMUNITIES IN SCHOOLS OF BENTON-FRANKLIN 8203 WQUINAULT AVE BLDG B STE 700 KENNEWICK WA 99336 810846103 501(C)(3) 35000 0 GENERAL SUPPORT COMMUNITIES IN SCHOOLS 104 SOUTH FREYA STREET SPOKANE WA 99202 261581358 501(C)(3) 10330 0 SPONSORSHIP COMMUNITY-MINDED ENTERPRISES 2001 N DIVISION SPOKANE WA 99207 911764236 501(C)(3) 20000 0 GENERAL SUPPORT FAMILY PROMISE OF NORTH IDAHO 501 E WALLACE AVE COEUR DALENE ID 83814 141971894 501(C)(3) 11736 0 GENERAL SUPPORT FAMILY PROMISE OF SPOKANE 2322 E SPRAGUE AVE SPOKANE WA 99202 911707988 501(C)(3) 25000 0 GENERAL SUPPORT GIRL SCOUTS OF EASTERN WA & NORTHERN ID 1404 N ASH ST SPOKANE WA 99201 910570844 501(C)(3) 10000 0 SPONSORSHIP GREATER SPOKANE INCORPORATED PO BOX 822 SPOKANE WA 99210 910418800 501(C)(6) 12000 0 SPONSORSHIP HABITAT FOR HUMANITY PO BOX 4130 SPOKANE WA 99220 943066722 501(C)(3) 20000 0 GENERAL SUPPORT IDAHO YOUTH RANCH 5465 W IRVING STREET BOISE ID 83706 820253346 501(C)(3) 13550 0 SPONSORSHIP JOYA CHILD & FAMILY DEVELOPMENT 1016 N SUPERIOR ST SPOKANE WA 99202 910863163 501(C)(3) 7381 0 GENERAL SUPPORT KADLEC FOUNDATION 888 SWIFT BLVD RICHLAND WA 99352 237005501 501(C)(3) 10000 0 SPONSORSHIP MIRROR MINISTRIES PO BOX 400 RICHLAND WA 99253 472596483 501(C)(3) 25712 0 GENERAL SUPPORT MISSION RIDGE 7500 MISSION RIDGE RD WENATCHEE WA 98801 912036445 10000 0 SPONSORSHIP MOBIUS 808 W MAIN AVE LL015 SPOKANE WA 99201 911694299 501(C)(3) 7500 0 SPONSORSHIP NUMERICA PERFORMING ARTS CENTER 123 N WENATCHEE AVE WENATCHEE WA 98801 911185129 501(C)(3) 11000 0 SPONSORSHIP NUMERICA PAVILION AT SOUTHRIDGE 2901 SOUTHRIDGE BLVD KENNEWICK WA 99338 GOVT 7100 0 SPONSORSHIP SAFE PASSAGE 850 N 4TH ST COEUR DALENE ID 83814 820341451 501(C)(3) 25000 0 GENERAL SUPPORT SECOND HARVEST 1234 E FRONT AVE SPOKANE WA 99202 237173826 501(C)(3) 15000 0 GENERAL SUPPORT SERVE WENATCHEE VALLEY PO BOX 5543 WENATCHEE WA 98801 912164787 501(C)(3) 10000 0 GENERAL SUPPORT SPOKANE CHIEFS 700 W MALLON SPOKANE WA 99201 911484358 32800 0 SPONSORSHIP SPOKANE PARKS FOUNDATION PO BOX 8127 SPOKANE WA 99203 916033504 501(C)(3) 5203 0 SPONSORSHIP SPOKANE REGIONAL DOMESTIC VIOLENCE COALITION 2202 E SPRAGUE AVE STE 7 SPOKANE WA 99202 844167529 501(C)(3) 25000 0 GENERAL SUPPORT SPOKANE VALLEY PARTNERS 10814 E BROADWAY AVE SPOKANE VALLEY WA 99206 911478830 501(C)(3) 10000 0 GENERAL SUPPORT TRI-CITIES REGIONAL CHAMBER 7130 W GRANDRIDGE BLVD STE C KENNEWICK WA 99336 204120487 501(C)(6) 15195 0 SPONSORSHIP B5 LEARNING CENTER 505 S OLYMPIA ST APT B5 KENNEWICK WA 99336 463000858 501(C)(3) 15550 0 GENERAL SUPPORT UNIVERSITY DISTRICT DEVELOPMENT ASSOCIATION 120 N PINE ST SUITE 292 SPOKANE WA 99202 911973749 501(C)(3) 10000 0 SPONSORSHIP VOA CROSSWALK TEEN SHELTER 525 WEST SECOND AVE SPOKANE WA 99201 910577131 501(C)(3) 25000 0 GENERAL SUPPORT WENATCHEE VALLEY COLLEGE FOUNDATION 1300 5TH ST WENATCHEE WA 98801 237319272 501(C)(3) 12171 0 GENERAL SUPPORT WOMEN & CHILDREN'S FREE RESTAURANT & COMMUNITY KITCHEN 1408 N WASHINGTON ST SPOKANE WA 99201 911399742 501(C)(3) 10000 0 GENERAL SUPPORT WOMEN HELPING WOMEN FUND PARTNERSHIP 3704 N NEVADA STREET STE 201 SPOKANE WA 99207 911561874 501(C)(3) 15000 0 SPONSORSHIP WOMEN HELPING WOMEN FUND TRI-CITIES 713 JADWIN AVE ROOM 11 RICHLAND WA 99352 912056891 501(C)(3) 12000 0 SPONSORSHIP WOMEN'S RESOURCE CENTER PO BOX 2051 WENATCHEE WA 98807 911109429 501(C)(3) 25000 0 GENERAL SUPPORT YMCA OF THE INLAND NORTHWEST 1126 N MONROE SPOKANE WA 99201 910827958 501(C)(3) 15000 0 GENERAL SUPPORT YWCA 930 N MONROE SPOKANE WA 99201 910721056 501(C)(3) 26403 0 SPONSORSHIP VANESSA BEHAN 2230 E SPRAGUE AVE SPOKANE WA 99202 911196575 501(C)(3) 18000 0 GENERAL SUPPORT 37 6 STARTING OFF RIGHT SCHOLARSHIPS 10 10000 1250 FMV DELL LAPTOPS PART I, LINE 2: DONATIONS ARE ROUTED THROUGH THE COMMUNITY INVOLVEMENT COMMITTEE (CIC) OR THROUGH THE COMMUNICATIONS DEPARTMENT DEPENDING ON THE REQUEST. THE REQUEST IS THEN EVALUATED EITHER BY COMMUNICATIONS OR BY THE CIC DONATIONS SUB-COMMITTEE AND A DETERMINATION MADE AS TO THE AMOUNT TO BE DONATED. ALL ACKNOWLEDGEMENTS ARE RETAINED AND RECIPIENTS OF THE DONATIONS RECORDED. ALL RECIPIENTS ARE WELL KNOWN LOCAL ORGANIZATIONS. NUMERICA ASSUMES THAT ALL GRANT FUNDS ARE USED WITHIN THE U.S. BUT DOES NOT MONITOR THE USE OF FUNDS PAST THE DATE OF CONTRIBUTION. FOR INDIVIDUAL SCHOLARSHIPS, CANDIDATES ARE INVITED FOR AN INTERVIEW WITH A PANEL OF JUDGES THAT INCLUDES TWO NUMERICA EMPLOYEES AND AT LEAST THREE COMMUNITY PARTNERS. THE PANEL SELECTS THE SCHOLARSHIP RECIPIENT. SCHOLARSHIPS ARE SENT DIRECTLY TO THE COLLEGE THEY ARE ATTENDING WITH A LETTER EXPLAINING THEY ARE TO BE USED FOR TUITION. X X X 1 1 X X X 1 1 0 CICERO CARLA PRESIDENT/CEO 724118 0 263219 0 11234 0 9900 0 6948 0 1015419 0 0 0 HANSEN GREG CHIEF CREDIT OFFICER 350024 0 121176 0 1551 0 309863 0 12094 0 794708 0 0 0 SHERMAN NICOLE CHIEF OPERATING OFFICER (THRU 4/23) 49076 0 198357 0 378495 0 4768 0 1317 0 632013 0 0 0 FERGUSON KELLEY CHIEF ADMINISTRATION OFFICER 400773 0 103190 0 5478 0 0 0 12078 0 521519 0 0 0 PLANK KENNETH EVP LENDING 339687 0 112856 0 6252 0 3485 0 16782 0 479062 0 0 0 RICHARDSON BEN CHIEF FINANCIAL OFFICER 370478 0 85576 0 52 0 9900 0 12078 0 478084 0 0 0 KAYSER KARIN SVP DIGITAL EXPERIENCE & ENGAGEMENT 219139 0 65956 0 131338 0 6344 0 5519 0 428296 0 0 0 MILLER MARCI SVP RETAIL EXPERIENCE & ENGAGEMENT 220685 0 60717 0 127353 0 6564 0 6930 0 422249 0 0 0 PEARMAN- GILLMAN KIM SVP EQUITY & COMMUNITY DEVELOPMENT 265723 0 60870 0 304 0 8062 0 17975 0 352934 0 0 0 CLUTE TROY SVP CONSUMER LENDING 265058 0 68667 0 51 0 7853 0 7867 0 349496 0 0 0 MURRAY KAYCEE SVP INFORMATION TECHNOLOGY 250530 0 55391 0 2854 0 7041 0 15885 0 331701 0 0 0 MELCHER JOSHUA SVP OF BUSINESS SERVICES 247988 0 65199 0 51 0 6242 0 5479 0 324959 0 0 0 SKINFILL LINDSEY SVP ORGANIZATIONAL PEOPLE POTENTIAL 240882 0 60698 0 259 0 8843 0 337 0 311019 0 0 0 FOX MARK SVP PAYMENTS, OPS & CASH MANAGEMENT 233720 0 65054 0 153 0 8727 0 2414 0 310068 0 0 0 WEIS KAREN SVP RISK 245098 0 51900 0 464 0 6975 0 3477 0 307914 0 0 0 O'CALLAGHAN JENNIFER SVP MARKETING 247437 0 34588 0 51 0 7071 0 12336 0 301483 0 0 0 ALMOND NANCY NFS PRESIDENT 236211 0 51099 0 304 0 5256 0 6577 0 299447 0 0 0 SIMPSON TRAVIS CHIEF RETAIL & DIGITAL OFFICER 214712 0 67057 0 52 0 3560 0 8573 0 293954 0 0 0 FITZMAURICE DAVID SVP FINANCIAL TREASURER 232465 0 43268 0 54 0 6684 0 8592 0 291063 0 0 0 CLABBY JACLYN SVP ORGANIZATIONAL GENERAL COUNSEL 247313 0 25693 0 160 0 4216 0 13224 0 290606 0 0 0 STIRLING ANDY SVP RETAIL EXPERIENCE 243370 0 31466 0 359 0 0 0 12004 0 287199 0 0 0 CHAMBERLIN BRYCE VP PRIVATE BANKING 172431 0 92314 0 0 0 7864 0 895 0 273504 0 0 0 PEARSE DANIEL VP REGIONAL COMMERCIAL BANKING 207911 0 32798 0 153 0 7446 0 11909 0 260217 0 0 0 SHORTELL MICHAEL VP SBA & BUSINESS BANKING 173364 0 54615 0 51 0 7084 0 12508 0 247622 0 0 0 REHM DANIEL VP COMMERCIAL BANKING 189821 0 47031 0 154 0 7130 0 1136 0 245272 0 0 0 BERNARD RYAN SVP COMMERCIAL CREDIT & OPERATIONS 199681 0 0 0 30139 0 4562 0 292 0 234674 0 0 0 PART I, LINE 1A BOARD MEMBERS WHO HAVE COMPANIONS TRAVELING HAVE THESE EXPENSES INCLUDED FOR TAXABLE PURPOSES IN THEIR 1099-MISC. TAX PAYMENTS ARE PROVIDED FOR EXECUTIVE LEVEL STAFF ON THE TAXABLE BENEFIT OF AN INTEREST-FREE LOAN ON A SPLIT DOLLAR LIFE INSURANCE POLICY. WELLNESS EXPENSES SUCH AS HEALTH CLUB DUES ARE PROVIDED FOR EXECUTIVE MANAGEMENT AS A BENEFIT. THEIR COMPENSATION IS TAXED APPROPRIATELY FOR THIS BENEFIT. PART I, LINES 4A-B NICOLE SHERMAN RECEIVED SEVERANCE OF $378,495 IN 2023; KARIN KAYSER RECEIVED SEVERANCE OF $131,037 IN 2023; AND MARCI MILLER RECEIVED SEVERANCE OF $127,052 IN 2023. GREG HANSEN PARTICIPATED IN A SUPPLEMENTAL NONQUALIFIED RETIREMENT PLAN IN 2023. $222,996 WAS REPORTED AS DEFERRED AND NO AMOUNTS WERE PAID OUT IN 2023. CIANI LYNN CHIEF RISK OFFICER SPLIT DOLLAR LIFE INSURANCE POLICY X 5841766 6519670 0 1 1 CICERO CARLA CHIEF EXECUTIVE OFFICER SPLIT DOLLAR LIFE INSURANCE POLICY X 12173272 13619639 0 1 1 FERGUSON KELLEY CHIEF ADMINISTRATION OFFICER SPLIT DOLLAR LIFE INSURANCE POLICY X 3261694 3650126 0 1 1 NORBURY-HARTERNANCY CHIEF BRANDING OFFICER SPLIT DOLLAR LIFE INSURANCE POLICY X 3076916 3143816 0 1 1 PLANK KEN CHIEF LENDING OFFICER SPLIT DOLLAR LIFE INSURANCE POLICY X 4569112 5118132 0 1 1 RICHARDSON BEN CHIEF FINANCIAL OFFICER SPLIT DOLLAR LIFE INSURANCE POLICY X 4961304 7562159 0 1 1 SIMPSON TRAVIS CHIEF RETAIL AND DIGITAL OFFICER SPLIT DOLLAR LIFE INSURANCE POLICY X 4669000 4703801 0 1 1 ALMOND NANCY NFS PRESIDENT NUMERICA SMARTLINE 2ND X 100000 18788 0 0 1 ALMOND NANCY NFS PRESIDENT 2018 HONDA PILOT X 31403 18146 0 0 1 ALMOND NANCY NFS PRESIDENT 2021 HONDA PASSPORT X 34349 19411 0 0 1 ALMOND NANCY NFS PRESIDENT NUMERICA SMARTLINE 2ND X 145900 3446 0 0 1 BENSON ADAM BOARD OF DIRECTORS PRIVATE BANKING LUNA X 20000 5341 0 0 1 CICERO CARLA CHIEF EXECUTIVE OFFICER NUMERICA SUBSERVICED MORTGAGE X 1032300 985924 0 0 1 CLABBY JACLYN SVP ORGANIZATIONAL GENERAL COUNSEL NUMERICA SMARTLINE 2ND X 250000 206367 0 0 1 CLABBY JACLYN SVP ORGANIZATIONAL GENERAL COUNSEL HOME CONSTRUCTION LOAN X 996300 978097 0 0 1 CLABBY JACLYN SVP ORGANIZATIONAL GENERAL COUNSEL 2019 GMC SIERRA 1500 X 41428 15677 0 0 1 CLARKSCOTT T BOARD OF DIRECTORS NUMERICA SMARTLINE 2ND X 76648 63446 0 0 1 CLARKSCOTT T BOARD OF DIRECTORS FNMA INVESTOR MORTGAGE X 170000 124664 0 0 1 CLUTE TROY SVP CONSUMER LENDING NUMERICA SUBSERVICED MORTGAGE X 220000 179555 0 0 1 CLUTE TROY SVP CONSUMER LENDING NUMERICA SMARTLINE 2ND X 160636 117847 0 0 1 CLUTE TROY SVP CONSUMER LENDING 2022 CROWNLINE 255 SS X 116211 104521 0 0 1 CLUTE TROY SVP CONSUMER LENDING 2021 AUDI Q8 X 50059 36189 0 0 1 FERGUSON KELLEY CHIEF ADMINISTRATION OFFICER PERSONAL EMPLOYEE LOAN X 2000 1320 0 0 1 FLOYDNICOLE AUDIT COMMITTEE 2022 CAN AM DEFENDER MAX LTD X 32613 23061 0 0 1 FOX MARK SVP PAYMENTS, OPS & CASH MANAGEMENT OPS NUMERICA SUBSERVICED MORTGAGE X 548250 462556 0 0 1 FOX MARK SVP PAYMENTS, OPS & CASH MANAGEMENT OPS 2021 HONDA PASSPORT X 51117 27477 0 0 1 GLORIA OCHOA-BRUCK BOARD CHAIR 2017 FORD MUSTANG X 21207 19640 0 0 1 HUPPRON BOARD VICE CHAIR 2018 CHEVROLET EQUINOX AWD X 34472 2700 0 0 1 HUPPRON BOARD VICE CHAIR FNMA INVESTOR MORTGAGE X 338000 57625 0 0 1 KAYSER KARIN SVP DIGITAL EXPERIENCE AND ENGAGEMENT FNMA INVESTOR MORTGAGE X 432000 414054 0 0 1 MELCHER JOSH SVP OF BUSINESS SERVICES 2019 GMC LIGHT DUTY YUKON X 39980 16242 0 0 1 MELCHER JOSH SVP OF BUSINESS SERVICES NUMERICA SMARTLINE 2ND X 132000 89968 0 0 1 MELCHER JOSH SVP OF BUSINESS SERVICES NUMERICA SUBSERVICED MORTGAGE X 319000 291907 0 0 1 MILLER MARCI SVP RETAIL EXPERIENCE AND ENGAGEMENT FNMA INVESTOR MORTGAGE X 500000 482265 0 0 1 MORTENSEN WESLEY BOARD OF DIRECTORS NUMERICA SMARTLINE 2ND X 98797 98769 0 0 1 MURRAY KAYCEE SVP INFORMATION TECHNOLOGY NUMERICA SUBSERVICED MORTGAGE X 361000 295118 0 0 1 O'CALLAGHAN JEN SVP MARKETING 2022 TOYOTA HIGHLANDER X 53441 43275 0 0 1 O'CALLAGHAN JEN SVP MARKETING NUMERICA SUBSERVICED MORTGAGE X 613000 610711 0 0 1 PEARMAN-GILLMAN KIM SVP EQUITY AND COMMUNITY DEVELOPMENT 2022 HYUNDAI SANTA FE HYBRID X 39999 28078 0 0 1 PLANK KEN CHIEF LENDING OFFICER NUMERICA SUBSERVICED MORTGAGE X 752250 694053 0 0 1 PLANK KEN CHIEF LENDING OFFICER NUMERICA SMARTLINE 2ND X 233000 216878 0 0 1 PLUMB SCOTT BOARD OF DIRECTORS NUMERICA SMARTLINE 2ND X 59972 55000 0 0 1 PLUMB SCOTT BOARD OF DIRECTORS 2022 DODGE RAM 3500 PICKUP X 70000 58339 0 0 1 RICHARDSON BEN CHIEF FINANCIAL OFFICER NUMERICA SUBSERVICED MORTGAGE X 405000 330193 0 0 1 RICHARDSON BEN CHIEF FINANCIAL OFFICER 2018 VOLVO S90 X 26071 12458 0 0 1 RICHARDSON BEN CHIEF FINANCIAL OFFICER 2018 BMW X1 X 29180 28277 0 0 1 BERNARD RYAN SVP COMMERCIAL CREDIT AND OPERATIONS FNMA INVESTOR MORTGAGE X 350000 296385 0 0 1 SMITH YVONNE BOARD OF DIRECTORS 2016 TOYOTA COROLLA X 13884 3710 0 0 1 WEIS KAREN SVP RISK FNMA INVESTOR MORTGAGE X 479000 413032 0 0 1 52267853 FORM 990, PART VI, SECTION A, LINE 6 THE ORGANIZATION HAS ONE CLASS OF MEMBERS. FORM 990, PART VI, SECTION A, LINE 7A THE ORGANIZATION'S MEMBERS MAY ELECT ONE OR MORE MEMBERS OF THE GOVERNING BODY. FORM 990, PART VI, SECTION A, LINE 7B THE ORGANIZATION'S MEMBERS MUST APPROVE CERTAIN INFREQUENT DECISIONS OF THE GOVERNING BODY. FOR EXAMPLE, A MERGER WOULD REQUIRE MEMBER APPROVAL. FORM 990, PART VI, SECTION B, LINE 11B THE FORM 990 IS REVIEWED BY EXECUTIVE MANAGEMENT. FORM 990, PART VI, SECTION B, LINE 12C THERE IS AN ANNUAL CERTIFICATION PROCESS WHERE THE CODE OF ETHICS POLICY FOR VOLUNTEERS, DIRECTORS, AND OFFICERS IS REVIEWED. WHEN THERE IS A PERSONAL INTEREST, EVEN IF ONLY IN APPEARANCE, SUCH INTEREST MUST BE DISCLOSED AND THE NATURE OF SUCH INTEREST DESCRIBED TO THE BOARD PRIOR TO THE TIME ANY ACTION IS TAKEN. THE INTERESTED PARTY SHALL NOT DIRECTLY OR INDIRECTLY PARTICIPATE IN ANY DELIBERATION OR DETERMINATION OF THE MATTER AND SHOULD TAKE ALL REASONABLE STEPS TO AVOID THE CONFLICT. FORM 990, PART VI, SECTION B, LINE 15 A COMMITTEE OF THE BOARD OF DIRECTORS REVIEWS THE CEO'S CONTRACT ANNUALLY AND USES DATA FROM VARIOUS SURVEYS TO PROVIDE SUBSTANTIATION OF THE DELIBERATION AND DECISIONS REGARDING THE CEO'S ANNUAL BONUS AND SALARY. ALL OF THE SALARY RANGES FOR THE ENTIRE ORGANIZATION ARE SET BASED ON VARIOUS SALARY SURVEYS, INCLUDING EXECUTIVE SALARY SURVEY. THE SURVEYS ARE OF FINANCIAL INSTITUTIONS OF SIMILAR SIZE AND REGION. NUMERICA USES SALARY SURVEY DATA AND INFORMATION FROM EXTERNAL COMPENSATION CONSULTANTS TO REVIEW COMPENSATION OF OTHER OFFICERS AND KEY EMPLOYEES. AN INDIVIDUAL ANALYSIS IS COMPLETED FOR EVERY NEW HIRE, TRANSFER, AND PROMOTION. FORM 990, PART VI, SECTION C, LINE 18 THE ORGANIZATION'S FORM 1024 AND FORM 990 ARE AVAILABLE UPON REQUEST. FORM 990, PART VI, SECTION C, LINE 19 THE ORGANIZATION'S GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, AND FINANCIAL STATEMENTS ARE AVAILABLE UPON REQUEST. FORM 990, PART XI, LINE 9: ASC 326 ADOPTED EXPECTED LOSS ADJUSTMENT -11,423,926. NUMERICA MEMBER SERVICES INC PO BOX 4000 SPOKANE VALLEY WA 99037 911320629 FINANCIAL PLANNING SERVICE WA NUMERICA CREDIT UNION C -284624 141476 1.00000 1 0 0 0 0 0 0 0 0 0 0 0 0 0 1 1 0 0 0 0