2024-11-07T14:35:24-06:00 2023-12-31 381357951 PLANTE & MORAN PLLC 10 S RIVERSIDE PLAZA 9TH FLOOR CHICAGO IL 60606 990 2023-01-01 381718391 MICHIGAN FARM BUREAU MICH 5173237000 7373 W SAGINAW HWY LANSING MI 48917 THOMAS L NUGENT CFO/HR DIR/TREASURER 5173237000 2024-11-06 1 0 DAVID LOWENTHAL P00378651 3122071040 2024-11-06 2023 2024-10-15 13:58:12Z THOMAS L NUGENT 7373 W SAGINAW HWY LANSING MI 48917 15050801 0 X WWW.MICHFB.COM X 1919 MI MICHIGAN FARM BUREAU (MFB) IS A MEMBER DIRECTED AGRICULTURAL ORGANIZATION WHOSE PURPOSE IS TO REPRESENT, PROTECT, AND ENHANCE THE BUSINESS, ECONOMIC, SOCIAL, AND EDUCATIONAL INTERESTS OF OUR MEMBERS LOCATED THROUGHOUT THE STATE OF MICHIGAN. 17 16 138 1179 0 0 13497557 14250236 334212 267235 1255328 519919 12947 13411 15100044 15050801 36914 45263 0 0 7048257 7692476 0 0 0 6981665 7029626 14066836 14767365 1033208 283436 22177840 22475090 10173248 10123770 12004592 12351320 X MICHIGAN FARM BUREAU (MFB) IS A MEMBER DIRECTED AGRICULTURAL ORGANIZATION WHOSE PURPOSE IS TO REPRESENT, PROTECT, AND ENHANCE THE BUSINESS, ECONOMIC, SOCIAL, AND EDUCATIONAL INTERESTS OF OUR MEMBERS LOCATED THROUGHOUT THE STATE OF MICHIGAN. 0 0 THE PUBLIC POLICY AND COMMODITY DIVISION PROVIDES LEADERSHIP AND RESOURCES FOR THE ORGANIZATION IN THE PUBLIC POLICY, INDUSTRY, CONSERVATION, REGULATORY RELATIONS, AND GOVERNMENT RELATIONS ARENAS. WE ASSIST COUNTY FARM BUREAUS AND FARM BUREAU MEMBERS WITH AGRICULTURAL AND POLICY ISSUES, WITH THE DEVELOPMENT OF IDEAS INTO POLICY POSITIONS, AND WE WORK TO IMPLEMENT THOSE POLICIES VIA A VARIETY OF CHANNELS, INCLUDING MANY DIFFERENT ORGANIZATIONS, AND MANY AGENCIES OF LOCAL, STATE, AND FEDERAL GOVERNMENT. OUR GRASSROOTS POLICY DEVELOPMENT PROCESS INVOLVES OVER 1,000 VOLUNTEER MEMBERS THROUGHOUT OUR STATE. THE FINAL RESULTS OF OUR GRASSROOTS POLICY PROCESS CULMINATE WITH NEW POLICIES ADOPTED BY VOTING DELEGATES AT OUR ANNUAL MEETING. OUR PROGRAMMING AND EVENTS SERVED OVER 1,000 MEMBERS THIS YEAR, PROVIDING THEM WITH NEW RESOURCES, LEADERSHIP TRAINING, AND THE MOST CURRENT INFORMATION. OUR POLICY IMPLEMENTATION EFFORTS ACHIEVE MANY SUCCESSES FOR OUR FARMERS, INCLUDING REDUCING REGULATORY BURDENS, IMPROVING INFRASTRUCTURE, AND CREATING A BUSINESS ENVIRONMENT WHERE FARMING CAN THRIVE AND BE SUCCESSFUL. THE CENTER FOR MARKETING AND MEDIA DIVISION (CMM) IS RESPONSIBLE FOR GENERAL COMMUNICATIONS WITH MEMBERS REGARDING MICHIGAN FARM BUREAU (MFB) POLICIES, PROGRAMS AND ISSUES OF IMPORTANCE IN THE AGRICULTURAL INDUSTRY THROUGH THE FOLLOWING PUBLICATIONS:PRESS RELEASES THROUGH CISION MEDIA SOFTWARE TO MORE THAN 300 MICHIGAN-BASED MEDIA OUTLETS; MICHIGAN FARM NEWS FOR FARMER-MEMBERS ON THE LATEST BREAKING AGRICULTURAL NEWS; FARM GATE FOR ALL FARMER-MEMBERS ON INVOLVEMENT OPPORTUNITIES AND COUNTY FARM BUREAU ACTIVITIES; SEASONAL SAVINGS FOR ALL MEMBERS ON MEMBER EXCLUSIVE DISCOUNTS AND SAVINGS AND INSURANCE RELATED SERVICES. CMM ALSO PROVIDES CONTENT UPDATES AND ADMINISTRATIVE SUPPORT TO THE ORGANIZATION WEBSITE AND EMAIIL MARKETING TOOL, INCLUDING EDITORIAL CONTENT, GRAPHIC DESIGN, AS WELL PROMOTING VIA THE ORGANIZATION'S SOCIAL MEDIA PLATFORMS ON FACEBOOK, TWITTER, YOUTUBE AND INSTAGRAM. THE FIELD OPERATIONS DIVISION PROVIDES MEMBERSHIP SERVICES. THE REGIONAL REPRESENTATIVE'S INTERACTION IS HOW FARM BUREAU'S GRASSROOTS PROCESS PROVIDES EVERY FARM BUREAU MEMBER AN OPPORTUNITY TO PARTICIPATE AND VOICE THEIR CONCERNS REGARDING ISSUES PERTINENT TO THE AGRICULTURAL INDUSTRY. PROMOTES LEADERSHIP AND DEVELOPMENT FOR COUNTY LEADERS THROUGH THE COUNTY LEADERSHIP ACTIVITIES, EVENTS, AND PRESIDENT'S CONFERENCE. DESIGNS, IMPLEMENTS, AND ADMINISTERS FIELD SUPPORT TO COUNTY FARM BUREAUS. THE CENTER FOR EDUCATION AND LEADERSHIP DEVELOPMENT PREPARES AND DEVELOPS AGRICULTURAL LEADERS. THIS IS ACCOMPLISHED THROUGH EDUCATION AND LEADERSHIP DEVELOPMENT PROGRAMS FOR CURRENT LOCAL AG LEADERS, STATE AND LOCAL COMMITTEES, AND MEMBERS. A TARGETED PROGRAM IS FOR YOUNG FARMERS BETWEEN THE AGES OF 18 AND 35. IT OFFERS AGRICULTURAL EDUCATION, ACTION COMMITTEES, LEADERSHIP TRAINING, COMPETITIONS, AND SOCIAL EVENTS TO ENCOURAGE INVOLVEMENT AND TO DEVELOP FUTURE LEADERSHIP. PROMOTION AND EDUCATION PROGRAMS FOR PUBLIC EDUCATION ABOUT THE AGRICULTURAL INDUSTRY ARE OFFERED FOR 4-H CLUBS, AND FFA CHAPTERS, SCHOOLS, AND CIVIC GROUPS. THE FARM SCIENCE LAB IS A 40 FOOT MOBILE CLASSROOM THAT TRAVELS DIRECTLY TO SCHOOLS AND IS DESIGNED TO REINFORCE GRADE-LEVEL STANDARDS WITH HANDS-ON SCIENCE EXPERIMENTS AND INCREASING STUDENTS' KNOWLEDGE OF HOW AGRICULTURE IMPACTS THEIR DAILY LIVES. IN ADDITION TO THE FARM SCIENCE LAB, WE ADDED A FARM SCIENCE VAN THIS YEAR THAT TRAVELS TO SCHOOLS PROVIDING IN CLASSROOM EDUCATION. THE VAN OFFERS A LITTLE DIFFERENT EXPERIENCE IN THE CLASSROOM VERSES IN THE MOBILE LAB BUT STILL PROVIDES GRADE-LEVEL STANDARDS WITH HANDS-ON SCIENCE EXPERIMENTS AND INCREASING STUDENTS' KNOWLEDGE OF HOW AGRICULTURE IMPACTS THEIR DAILY LIVES. 0 1 0 0 0 0 0 0 1 1 1 0 0 1 0 1 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 1 1 1 0 1 251 0 1 138 1 0 0 0 0 0 0 0 0 0 0 X 17 16 0 0 0 0 1 1 1 1 1 0 0 1 1 1 1 1 1 1 1 0 MI X PAULA DROSTE 5176795426 7373 W SAGINAW HIGHWAY LANSING MI 489177900 CARL BEDNARSKI PRESIDENT 29.06 10.94 X X 333721 15000 41250 BRIGETTE LEACH DIRECTOR - PART YEAR 8.63 0.47 X 25583 18000 0 JENNIFER LEWIS DIRECTOR 9.02 0.57 X 24736 19000 0 TRAVIS FAHLEY DIRECTOR 3.33 0.57 X 3336 19000 0 MICHAEL DERUITER VICE PRESIDENT 9.48 0.76 X 19386 19000 0 DAVID BAHRMAN DIRECTOR 7.06 0.57 X 12486 19000 0 DOUGLAS DARLING DIRECTOR - PART YEAR 4.33 0.47 X 8383 18000 0 MICHAEL FUSILIER DIRECTOR 9.60 0.80 X 18286 21400 0 MICHAEL MULDERS DIRECTOR 2.54 0.57 X 3936 19000 0 PATRICK MCGUIRE DIRECTOR 6.48 0.47 X 11486 18000 0 BEN LACROSS DIRECTOR 10.21 0.57 X 14536 19000 0 STEPHANIE SCHAFER DIRECTOR 7.69 0.57 X 12236 19000 0 JESS ERLER DIRECTOR P&E CHAIR 6.12 0.19 X 10186 0 0 LANE GRIESER DIRECTOR YF CHAIR - PART YEAR 5.00 0.19 X 8383 0 0 JEFF SANDBORN DIRECTOR 9.00 0.57 X 20986 19000 0 LEONA DANIELS DIRECTOR 9.31 0.57 X 16286 19000 0 PAUL PRIDGEON DIRECTOR 7.73 0.57 X 13886 19000 0 ABE PASCH DIRECTOR 0.38 0.10 X 953 1000 0 ABBY VITTORE DIRECTOR YF CHAIR 0.38 0.00 X 953 0 0 LARRY WALTON DIRECTOR 0.38 0.10 X 953 1000 0 ANDREW J KOK SECRETARY/GENERAL COUNSEL 14.07 25.93 X 458114 0 53525 DAVID D BAKER TREASURER - PART YEAR 6.40 9.60 X 144246 0 8762 TOM NUGENT TREASURER, CFO & HUMAN RES. DIR. 8.10 31.90 X 308314 0 50641 SCOTT PIGGOTT CHIEF EXECUTIVE OFFICER 20.80 19.20 X 336573 0 57166 DEBRA SCHMUCKER HUMAN RESOURCE DIRECTOR 40.00 0.00 X 166620 0 39611 STEVEN HUMMER DIRECTOR OF INTERNAL AUDIT 0.90 39.10 X 237241 0 48248 PAULA DROSTE DIRECTOR OF FINANCIAL SERVICES 19.08 20.92 X 197288 0 39742 SARAH BLACK DIRECTOR OF BUSINESS OPERATIONS 40.00 0.00 X 200868 0 45074 MATT SMEGO DIRECTOR OF PUBLIC POLICY 40.00 0.00 X 186444 0 43168 2796405 282400 427187 63 0 1 0 0 6927051 7318185 5000 14250236 LEADERSHIP CONFERENCES 900099 129685 129685 AG PROMOTION AND EDUCATION 900099 113550 113550 AG LEGISLATIVE SERVICES 900099 13461 13461 10539 10539 267235 413816 413816 106103 0 106103 106103 106103 ANNUAL MEETING AND CONVENTIONS 900099 13411 13411 13411 15050801 267235 0 533330 45263 1766058 4612367 307572 523100 483379 119 26400 10710 566330 1537742 661192 595593 257815 1167362 951257 95196 53139 76666 AFBF DUES 1030105 14767365 150007 3571 2327518 6173501 1473438 697403 5976898 4977754 1096631 833807 312689 262824 9899700 8322447 2037590 2037590 22177840 22475090 2868543 3581285 2423584 2548713 4881121 3993772 10173248 10123770 X 12004592 12351320 12004592 12351320 22177840 22475090 283436 63292 0 X 0 1 X 1 0 RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED 440351 875656 618627 172562 524818 449070 622150 492970 43529 94370 440351 504048 679256 734234 449070 688509 493795 678256 504048 783171 504242 598904 688509 0.10110 0.89890 0 1 1 586112 367972 218140 510519 465835 44684 262824 2037590 C 2037590 LOAN - DEFINED BENEFIT PLAN 3993772 3993772 13967175 63292 -1030105 -966813 14933988 10710 106103 116813 15050801 13620447 0 13620447 10710 1136208 1146918 14767365 PART XI, LINE 2D - OTHER ADJUSTMENTS: AFBF DUES EXPENSE NET WITH MEMBERSHIP -1,030,105. PART XI, LINE 4B - OTHER ADJUSTMENTS: GAIN ON SALE OF VEHICLE/CAPITAL ASSET 106,103. PART XII, LINE 4B - OTHER ADJUSTMENTS: AFBF DUES NET WITH MEMBERSHIP 1,030,105. GAIN ON SALE OF VEHICLE/CAPITAL ASSET 106,103. PART V, LINE 4 - INTENDED USES FOR ENDOWMENT FUNDS THE ENDOWMENT FUNDS SHALL BE USED FOR THE BENEFIT OF THE YOUNG FARMER, PROMOTION & EDUCATION, OR LEADERSHIP PROGRAMS SUPPORTED BY THE MICHIGAN FOUNDATION FOR AGRICULTURE. FUNDS DISTRIBUTED FROM THE ENDOWMENT SHALL BE USED TO FURTHER DEVELOP LEADERS FOR THE AGRICULTURAL INDUSTRY AND/OR PROVIDE EDUCATION TO MICHIGAN CONSUMERS ON THE IMPACT AGRICULTURE HAS ON THEIR DAILY LIVES. THE TEMPORARILY RESTRICTED NET ASSETS WERE DONATED WITH THE RESTRICTED PURPOSE TO FUND THE MOBILE SCIENCE LAB PROJECT AND VOICE OF AGRICULTURE. IN 2018 THE AGENT CHARITABLE FUND WAS CREATED WITH THE PURPOSE TO GRANT MONIES TO PROVIDE FOOD, BUILD AGRICULTURE AWARENESS, EDUCATE AND HELP CITIZENS THROUGHOUT THE STATE. X X 1 1 X X X X 0 0 0 ANDREW J KOK SECRETARY/GENERAL COUNSEL 439072 0 0 0 19042 0 29700 0 23825 0 511639 0 0 0 SCOTT PIGGOTT CHIEF EXECUTIVE OFFICER 325821 0 0 0 10752 0 33341 0 23825 0 393739 0 0 0 CARL BEDNARSKI PRESIDENT 279555 0 0 0 54166 15000 21415 0 19835 0 374971 15000 0 0 TOM NUGENT TREASURER, CFO & HUMAN RES. DIR. 287947 0 0 0 20367 0 26951 0 23690 0 358955 0 0 0 STEVEN HUMMER DIRECTOR OF INTERNAL AUDIT 226239 0 0 0 11002 0 24930 0 23318 0 285489 0 0 0 SARAH BLACK DIRECTOR OF BUSINESS OPERATIONS 190339 0 0 0 10529 0 22232 0 22842 0 245942 0 0 0 PAULA DROSTE DIRECTOR OF FINANCIAL SERVICES 184356 0 0 0 12932 0 17025 0 22717 0 237030 0 0 0 MATT SMEGO DIRECTOR OF PUBLIC POLICY 177085 0 0 0 9359 0 20533 0 22635 0 229612 0 0 0 DEBRA SCHMUCKER HUMAN RESOURCE DIRECTOR 155213 0 0 0 11407 0 17359 0 22252 0 206231 0 0 0 DAVID D BAKER TREASURER - PART YEAR 95618 0 40533 0 8095 0 7486 0 1276 0 153008 0 0 0 PART I, LINE 1A THE PRESIDENT IS A SUGAR BEET FARMER IN CARO, MI. HE IS PROVIDED A RESIDENCE LOCATED NEAR THE HEADQUARTERS OFFICE FOR THE CONVENIENCE OF THE ORGANIZATION BECAUSE THE DAILY COMMUTE IS 106 MILES ONE-WAY. WE GROSS UP THE PRESIDENT'S TAXABLE COMPENSATION AND PROVIDE CASH PAYMENT FOR ESTIMATED TAX COST FOR THE USE OF THE RESIDENCE. EXECUTIVE COMPENSATION PACKAGE INCLUDES A COMPANY VEHICLE. WE GROSS UP EXECUTIVE TAXABLE COMPENSATION FOR PERSONAL USE OF VEHICLES AND PROVIDE CASH PAYMENT FOR ESTIMATED TAX COST FOR PERSONAL USE OF VEHICLE. FORM 990, PART VI, SECTION A, LINE 6 THE ORGANIZATION HAS APPROXIMATELY 208,521 MEMBERS WHO PAY ANNUAL MEMBERSHIP DUES. FORM 990, PART VI, SECTION A, LINE 7A THE MEMBERS OF THE ORGANIZATION ARE REPRESENTED BY A DELEGATE BODY OF MEMBERS WHO ELECT THE BOARD OF DIRECTORS OF THE ORGANIZATION. FORM 990, PART VI, SECTION A, LINE 7B CHANGES IN THE ORGANIZATIONS BYLAWS MUST BE APPROVED BY THE DELEGATE BODY. IN ADDITION, THE DELEGATE BODY ANNUALLY RATIFIES ALL BOARD ACTIONS AND AUTHORIZES THE PRESIDENT OF THE BOARD TO APPOINT ALL NECESSARY COMMITTEES AND COMMITTEE CHAIRS. FORM 990, PART VI, SECTION B, LINE 11B THE BOARD OF DIRECTORS (BOARD) OF MICHIGAN FARM BUREAU IS THE GOVERNING BODY WHICH IS RESPONSIBLE FOR THE ANNUAL REVIEW OF THE FORM 990 RETURN. PRIOR TO THE FORMS FILING, THE AUDIT COMMITTEE OF THE BOARD, CONSISTING OF 5 OF THE 17 BOARD MEMBERS REVIEWS THE ANNUAL AUDITED FINANCIAL STATEMENTS TO BE USED AS BASIS OF PREPARATION FOR THE FORM 990 RETURN. THE FINAL PREPARATION AND REVIEW OF THE 990 ARE PERFORMED BY THE DIRECTOR OF FINANCIAL SERVICES, THE PUBLIC ACCOUNTING FIRM AND THE TREASURER. THE AUDIT COMMITTEE WILL REVIEW THE COMPLETED RETURN PRIOR TO FILING AND COPIES ARE MADE AVAILABLE TO THE REMAINDER OF THE BOARD PRIOR TO FILING. FORM 990, PART VI, SECTION B, LINE 12C THE CONFLICT OF INTEREST POLICY IS REVIEWED ANNUALLY AND A MOTION OF ACKNOWLEDGMENT IS MADE BY THE BOARD OF DIRECTORS (BOARD). AT THIS SAME TIME ALL OFFICERS, BOARD MEMBERS, KEY EMPLOYEES, AND DIVISION DIRECTORS MUST ANNUALLY PROVIDE A SIGNED STATEMENT LISTING ALL POTENTIAL CONFLICTS OF INTEREST WHILE ACTING IN THEIR RESPECTIVE POSITIONS. FORM 990, PART VI, SECTION B, LINE 15 MICHIGAN FARM BUREAU (MFB) USES A SALARY ADMINISTRATION PROGRAM DEVELOPED AND MAINTAINED BY AN OUTSIDE CONSULTANT, HEWITT ASSOCIATES. ALL POSITIONS ARE EVALUATED THROUGH THE POSITION EVALUATION PLAN; COMPETITIVE SALARY INFORMATION IS OBTAINED THROUGH SALARY SURVEYS AND PLACED INTO INDIVIDUAL SALARY RANGES. MERIT INCREASES ARE BASED ON: 1) AN EMPLOYEE'S PERFORMANCE; 2) MERIT INCREASE GUIDELINES, AND 3) THEIR CURRENT POSITION RELATIVE TO THE SALARY RANGE MFB'S TOP MANAGEMENT EMPLOYEES ARE EVALUATED BY A FIVE PERSON EXECUTIVE COMMITTEE OF THE BOARD. THE PERFORMANCE REVIEW ALONG WITH ANY SALARY ADJUSTMENTS IS THEN REVIEWED WITH THE FULL 17 MEMBER BOARD OF DIRECTORS. MFB'S OFFICERS, INCLUDING ITS PRESIDENT, GENERAL COUNSEL/SECRETARY, AND TREASURER ARE EVALUATED, ANNUALLY, BY A FIVE PERSON EXECUTIVE COMMITTEE OF THE BOARD. THE PERFORMANCE REVIEW, ALONG WITH ANY SALARY ADJUSTMENTS, IS THEN REVIEWED WITH THE FULL 17 MEMBER BOARD OF DIRECTORS. FORM 990, PART VI, SECTION C, LINE 19 NO GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, OR FINANCIAL STATEMENTS ARE MADE AVAILABLE TO THE PUBLIC. MFB POLITICAL ACTION COMMITTEE 7373 W SAGINAW LANSING MI 48917 382548952 LEGISLATIVE MI 527 MFB 1 FARM BUREAU PAC (AKA SUPER PAC) 7373 W SAGINAW LANSING MI 48917 461116105 LEGISLATIVE MI 527 MFB 1 MI FOUNDATION FOR AGRICULTURE 7373 W SAGINAW LANSING MI 48917 270200380 MEMBERSHIP ASSOCIATION MI 501(C)(3) LINE 12A, I MFB 1 MI AG COOPERATIVE MARKETING ASSOCIATION 7373 W SAGINAW HWY LANSING MI 48917 381659786 MARKETING MI MFB C 245175 954125 0.55130 1 FARM BUREAU LIFE INSURANCE CO OF MI 7373 W SAGINAW HWY LANSING MI 48917 386056370 LIFE INSURANCE MI N/A C 1 COMMUNITY SERVICE ACCEPTANCE CORP 7373 W SAGINAW HWY LANSING MI 48917 381883116 INSURANCE AGENCY MI N/A C 1 FARM BUREAU GENERAL INSURANCE COMPANY OF MICHIGAN 7373 W SAGINAW HWY LANSING MI 48917 386056228 INSURANCE MI N/A C 1 MI FARM BUREAU FINANCIAL CORPORATION 7373 W SAGINAW HWY LANSING MI 48917 382961817 HOLDING COMPANY MI MFB C -10271316 900587429 1.00000 1 GRAVITY WORKS DESIGN & DEVELOPMENT 7373 W SAGINAW HWY LANSING MI 48917 861744708 WEB DESIGN MI N/A C 1 MFB INC 7373 W SAGINAW HWY LANSING MI 48917 382102277 MEMBERSHIP BENEFITS/PROMO MI N/A C 1 FBL REAL ESTATE HOLDINGS LLC 7373 W SAGINAW HWY LANSING MI 48917 275177082 REAL ESTATE MI N/A C 1 GREAT LAKES AG LABOR SERVICES LLC 7373 W SAGINAW HWY LANSING MI 48917 473106365 LABOR SERVICES FACILITATION MI MFB C 136662 1169225 1.00000 1 LEADERS LIFE INSURANCE COMPANY 1350 S BOULDER STE 900 TULSA OK 74119 731333608 LIFE INSURANCE OK N/A C 1 CINCINNATI EQUITABLE COMPANIES INC 525 VINE ST SUITE 1925 CINCINNATI OH 45202 311154154 HOLDING COMPANY OH N/A C 1 CINCINNATI EQUITABLE LIFE INSURANCE 525 VINE ST SUITE 1925 CINCINNATI OH 45202 351452221 LIFE INSURANCE OH N/A C 1 CINCINNATI EQUITABLE INSURANCE COMPANY 525 VINE ST SUITE 1925 CINCINNATI OH 45202 310239840 INSURANCE OH N/A C 1 0 0 1 1 0 0 0 0 0 0 1 1 1 0 0 1 1 0 0 FARM BUREAU LIFE INSURANCE COMAPNY OF MICHIGAN K 475582 COST ALLOCATED BY USAGE MICHIGAN FOUNDATION FOR AGRICULTURE L 314799 COST ALLOCATED BY USAGE MICHIGAN FARM BUREAU INC M 976444 CONTRACTUAL RATES MICHIGAN FARM BUREAU INC P 1315255 COST ALLOCATED BY USAGE FARM BUREAU LIFE INSURANCE COMPANY OF MICHIGAN P 1265861 COST ALLOCATED BY USAGE FARM BUREAU LIFE INSURANCE COMPANY OF MICHIGAN Q 2581748 COST ALLOCATED BY USAGE MICHIGAN FARM BUREAU INC Q 1006173 COST ALLOCATED BY USAGE MICHIGAN AGRICULTURE COOPERATIVE MARKETING ASSOCIATION Q 120440 MANAGEMENT AGREEMENT AND COST GREAT LAKES AG LABOR SERVICES Q 300000 SERVICING AGREEMENT AND COST MICHIGAN FOUNDATION FOR AGRICULTURE C 6793185 QUALIFYING PROGRAM ACTIVITY COSTS FARM BUREAU LIFE INSURANCE COMPANY OF MICHIGAN C 525000 PROGRAM ACTIVITY COSTS