2024-08-23T17:48:56-07:00 2023-12-31 990 2023-01-01 910573334 CREDIT UNIONS IN THE STATE OF WASHINGTON CRED 2066221850 PO BOX 94286 SEATTLE WA 98124 Paul Baudin Chief Executive Officer 2066221850 2024-05-30 1 2023 2024-08-08 14:25:15Z X Expresss Credit Union Paul Baudin PO BOX 94286 SEATTLE WA 98124 2693734 0 X www.expresscu.org X 1934 WA To provide affordable credit union financial services to low and moderate income people in Washington State. 7 7 18 10 0 0 2207408 1114276 906328 1156132 35553 101737 392966 321589 3542255 2693734 0 0 0 0 1029460 1115291 0 0 0 1223837 1544886 2253297 2660177 1288958 33557 19756399 22124185 934196 1232653 18822203 20891532 Our mission is to provide affordable credit union financial services to low and moderate income people in Washington and in doing so, help them build assets and achieve financial stability 0 0 Operational services for credit union members 0 0 0 0 0 1 0 0 0 0 0 0 0 1 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 1 0 1 18 1 0 0 0 0 0 0 0 0 X 7 7 0 0 0 0 1 1 0 1 1 0 0 0 1 1 0 1 1 1 1 0 X Express Credit Union 2066221850 1930 6th Ave S Suite 104 Seattle WA 98134 Paul Baudin President and CEO 48 0 X X X 160497 0 0 Elizabeth Escobar Chief Business Officer 45 0 X X 102948 0 0 Sarah Slonsky Chairman of the Board of Directors 2 0 X 0 0 0 Aaron Bresko Vice Chairman of the Board of Directors 1 0 X 0 0 0 Angela Lowe Secretary of the Board of Directors 1 0 X 0 0 0 Adrienne Lowber Director 1 0 X 0 0 0 Matthew Draper Director 1 0 X 0 0 0 Joan Geraghty Director 1 0 X 0 0 0 Vaughetta Barton Director 1 0 X 0 0 0 263445 0 0 2 0 1 0 0 0 0 0 0 505664 608612 0 1114276 Loan interest income 522130 1156132 1156132 0 0 0 0 0 0 1156132 101737 101737 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Service Charges 522130 158761 158761 0 0 Interchange Service Charges 522130 162828 162828 0 0 0 0 0 0 321589 2693734 1579458 0 0 0 0 0 0 263446 0 630701 0 141684 79460 0 5441 0 0 0 2426 161084 134471 118658 256415 0 116894 17202 0 0 218803 0 45205 22465 Training and education 36211 Loan Servicing 217622 Regulatory Fees 4398 Provision for loan losses 133099 54492 2660177 0 0 0 182039 135542 2367156 2321919 0 0 0 0 0 0 0 0 16490583 18880114 0 0 218924 286089 756600 548763 142001 207837 0 0 0 0 0 0 0 0 355696 292684 19756399 22124185 286631 174216 0 0 322565 808437 0 0 0 0 0 0 0 0 325000 250000 934196 1232653 X 15533675 17569447 0 0 3288528 3322085 18822203 20891532 19756399 22124185 X 33557 0 0 0 0 2035772 X 0 1 X 1 0 RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED 0 0 0 0 0 0 0 118153 0 115699 2454 638447 0 433064 205383 0 0 0 0 207837 2693734 0 0 0 0 0 2693734 0 0 0 2693734 2660177 0 0 0 0 0 2660177 0 0 0 2660177 X 0 0 0 Paul Baudin President and CEO 160497 0 0 0 0 0 0 0 0 0 160497 0 155567 0 Elizabeth Escobar Chief Business Officer 102948 0 0 0 0 0 0 0 0 0 102948 0 0 0 Form 990, Part VI, Section A, Line 6 Form 990, Part VI, Section A, Line 6 - Organization is a member owned credit union. Form 990, Part VI, Section A, Line 7a Form 990, Part VI, Section A, Line 7a - Credit union members convene an annual business meeting to elect members of the organization's governing board. Form 990, Part VI, Section B, Line 11b Form 990, Part VI, Section B, Line 11b - Board of Directors are informed when Form 900 is completed. Available upon request. Form 990, Part VI, Section B, Line 15 Form 990, Part VI, Section B, Line 15 - Members of the organization's governing board conducted an evaluation of the CEO's 2023 performance in January 2024. The governing board awarded the CEO a 4.0% salary increase effective 1/1/2024. Form 990, Part VI, Section C, Line 19 Upon request and at the annual membership meetings. Form 990, Part XI, Line 9 $2,035,772 Change between the current year and prior year balances of member shares and certificates