2024-03-11T09:24:24-07:00 2023-06-30 202571677 CORLISS & SOLOMON PLLC 242 CHARLOTTE ST SUITE 1 ASHEVILLE NC 28801 990 2022-07-01 561056077 Consumer Credit Counseling Service of Western North Carolina Inc CONS 8282555166 50 S French Broad Avenue Asheville NC 28801 Robert Slagle Treasurer 8282555166 2024-03-07 true Robert Slagle true Todd Oldenburg P02281691 8282360206 2024-03-11 3 AAL1 IAL1 FAL1 2022 2023-04-26 12:10:37Z OnTrack Financial Education & Counseling Celeste Collins 50 S French Broad Avenue Asheville NC 28801 1330314 false X www.ontrackwnc.org X 1973 NC OnTrack WNC helps people achieve their money and housing goals through financial education, counseling and support so that they can overcome crises, afford basic needs, improve money management skills and make sound financial choices rooted in their values. 20 20 17 39 0 0 1034291 1271812 30389 28032 22982 27986 -14869 -5424 1072793 1322406 21454 92665 0 897362 860815 0 48828 269602 438875 1188418 1392355 -115625 -69949 2015987 1594599 949061 468281 1066926 1126318 OnTrack WNC helps people achieve their money and housing goals through financial education, counseling and support so that they can overcome crises, afford basic needs, improve money management skills and make sound financial choices rooted in their values. false false 1098738 92665 28032 The Credit and Money Management program includes face-to-face counseling and group education to assist clients with budgeting, credit, student loans and debt management plans. Our Financial Capabilities approach moves clients toward their money and housing goals by providing information, action plan development and supportive accountability. Councelors are certified by the National Foundation for Credit Counseling. This program area also includes the services of the the Free Tax Preparation Program, and the SECURE program to build emergency funds for low-income households. The Housing programs offer face-to-face counseling and group education to help clients obtain and maintain housing, whether they rent or own or in the process of buying their first home. Service areas include rental, pre-purchase, reverse mortgages and foreclosure prevention. This program area includes the employer-assisted matched savings housing programs which are managed by local employers to assist their employees with homebuying. This organization is a certified HUD Housing Counseling Agency. 1098738 true true false false false false false false true true false false false true true true true false false false false false false false true false false false true false false false false false false false false false false false false false false false false false false true 11 0 true 17 true false false false false false false false false false false false false X 20 20 false false false false false false false true true false false true true true true true true true false false X X Melinda Bullen 8282555166 50 South French Broad Avenue Suite Asheville NC 28801 Celeste Collins Executive Director 40.00 X 107675 0 18535 Dave Werle President 2.00 X X 0 0 0 Zack Adam Vice-President 2.00 X X 0 0 0 Roger Slagle Treasurer 2.00 X X 0 0 0 Emily Wheeler Secretary 2.00 X X 0 0 0 Harli Palme Immediate Past President 1.00 X 0 0 0 Nina Ireland Director At-Large 1.00 X 0 0 0 Kathey Avery Director 1.00 X 0 0 0 Tara Abshire Director 1.00 X 0 0 0 Gretchen Batra Director 1.00 X 0 0 0 Matthew Belitsos Director 1.00 X 0 0 0 Turkessa Baten Director 1.00 X 0 0 0 April Brown Director 1.00 X 0 0 0 Tara Brown Director 1.00 X 0 0 0 Sharon Campell Director 1.00 X 0 0 0 Ezekiel Christopoulos Director 1.00 X 0 0 0 Kimberly Effler Director 1.00 X 0 0 0 Amy Hanks Director 1.00 X 0 0 0 Mark Anthony McGruder Director 1.00 X 0 0 0 Kathy Minter Director 1.00 X 0 0 0 Tangela Robinson Director 1.00 X 0 0 0 107675 0 18535 1 false false false 28690 56269 198955 987898 1271812 Debt Management Fees 541990 9613 0 0 Counseling Fees 541990 6500 0 0 Group Education Fees 541990 6684 0 0 Credit Reports 541990 5235 0 0 28032 28986 0 28986 1000 -1000 -1000 0 0 -1000 795 56269 6908 -6113 0 -6113 Other Income 900099 689 689 0 0 689 1322406 28721 0 21873 92665 92665 134953 107034 17910 10009 592617 532754 43270 16593 14761 12790 1396 575 65540 56820 6160 2560 52944 47185 4035 1724 111118 10431 100687 0 49048 13309 31389 4350 3527 1855 594 1078 54482 44615 8757 1110 52137 51076 962 99 66441 62454 3987 0 1552 777 775 0 15788 6250 9466 72 1862 1714 74 74 9775 8989 403 383 14210 968 13198 44 Credit Reports 25381 25356 25 0 Miscellaneous 782 199 574 9 Dues and Subscriptions 22713 21497 1127 89 Special Events Expense 10059 0 0 10059 1392355 1098738 244789 48828 270812 320538 1291430 696678 78689 188574 99985 7153 19879 5567 28948 226244 355997 20092 2015987 1594599 77207 64621 684985 324615 156239 56449 0 30630 22596 949061 468281 X 517970 527875 548956 598443 1066926 1126318 2015987 1594599 -69949 4341 125000 X false true X true false X 0 923450 1425065 859912 1034291 1271812 5514530 0 0 923450 1425065 859912 1034291 1271812 5514530 990461 4524069 26557 15864 17754 22982 28986 112143 0 898 689 1587 5628260 474344 0.80380 0.79470 X 0 0 0 Pt II Ln 10 Other Income Part II, Line 10 Description: Other Income 2021: 898. 2022: 689. RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED false false 225244 22525 247769 248048 -22804 225244 196636 51412 248048 187504 9132 196636 169876 17628 187504 0.34600 0.65400 false false Right of Use Asset 20092 20092 Lease Liability 22596 22596 X 1333655 4341 6908 11249 1322406 1322406 1399263 6908 6908 1392355 1392355 Pt XI, Line 2d Fundraising Expense Pt XII, Line 2d Fundraising Expense Pt X, Line 2 Consumer Credit Services of WNC is exempt from federal income taxes under 501(c)(3) of the Internal Revenue Code. Under the Code, however, income from certain activities not related to the organization's tax-exempt purpose may be subject to taxation as unrelated business income. The organization had no income from unrelated business activities in 2022-23 and was, therefore, not required to file Federal Form 990-T (Exempt Organization Business Income Tax Return). The organization believes that it has appropriate support for all tax positions taken, and as such, does not have any uncertain tax positions that are material to the financial statements. Financial Literacy Luncheon 57064 56269 795 725 2774 3409 57064 56269 795 725 2774 3409 6908 -6113 true SECURE Savings Matching for low income households 128 87355 Housing Assistance 18 5310 Pt VI, Line 18 Forms 990 are available on the IRS website and the websites of many charity watch organizations, such as Guidestar. Form 1023 is available upon request. Pt VI, Line 11b The 990 is prepared by a CPA firm and reviewed in detail by the Executive Committee of the Board of Directors for proposed revisions and final approval for filing. Pt VI, Line 12c Directors are required to sign an annual certification that they are not aware of any potential conflicts not previously disclosed. Any board member with a conflict of interest on any specific issue informs the board and abstains from voting on the matter. Pt VI, Line 15a The Executive Director's salary is approved by the Executive Committee of the Board of Directors using comparability data and performance indicators. This process occurs annually and is documented in confidential minutes.