2024-11-15T14:51:51-06:00 2023-12-31 810781371 J TENBRINK & ASSOCIATES 11272 S RIDGEVIEW RD OLATHE KS 660616454 990 2023-01-01 440532281 HOLY ROSARY CREDIT UNION HOLY 8162212734 533 CAMPBELL STREET KANSAS CITY MO 641061274 CAROLE WIGHT PRESIDENT 8162212734 2024-11-15 1 0 GERALD TENBRINK P00638199 9138946214 2024-11-15 2023 2024-10-15 13:58:12Z CAROLE WIGHT 533 CAMPBELL STREET KANSAS CITY MO 641061274 4316075 0 X WWW.HOLYROSARYCU.ORG X 1943 MO CREATING AND PROTECTING OWNERSHIP AND ECONOMIC OPPORTUNITY FOR ALL 13 13 33 20 7800 0 735276 1027965 2144517 2940045 125816 343692 4848 4373 3010457 4316075 0 0 0 0 1198482 1422232 0 0 0 1430656 2230152 2629138 3652384 381319 663691 38979468 41641288 35925128 37945900 3054340 3695388 X HRCU'S MISSION IS CREATING AND PROTECTING OWNERSHIP AND ECONOMIC OPPORTUNITY FOR ALL. THE CREDIT UNION DOES THIS BY PROVIDING RESPONSIBLE FINANCIAL SERVICES AND EDUCATION, LENDING TO INDIVIDUALS, SMALL BUSINESSES AND NONPROFITS, DEVELOPING REAL ESTATE, AND PROVIDING FAIR FINANCIAL PRACTICES. 1 0 90% OF LOANS GIVEN WERE DISBURSED TO CDFI LOW-INCOME TARGET POPULATIONS. THE CREDIT UNION TRULY SERVES THE POOR. PROVIDES FINANCIAL AND FINANCIALLY RELATED SERVICES TO 7,225 MEMBERS. PROVIDES A SOURCE OF CREDIT TO MEMBERS AT A FAIR AND REASONABLE RATE OF INTEREST. AS OF DECEMBER 31, 2023, THERE WERE 3,427 LOANS OUTSTANDING TOTALING $33,612,890. 0 1 0 0 0 0 0 1 0 1 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 1 0 0 1 760 0 1 33 1 1 1 0 0 0 0 0 0 0 X 13 13 0 0 0 0 1 1 1 1 1 0 1 1 1 1 1 1 1 1 1 1 1 1 X CAROLE WIGHT 8162212734 533 CAMPBELL STREET KANSAS CITY MO 641061274 DONALD COHENOUR CHAIRMAN 1.00 X 0 0 0 ROBERT GIVENS VICE CHAIRMAN 1.00 X 0 0 0 SALVATORE VALENTI SECRETARY 1.00 X 0 0 0 MARQUITA MILLER-JOSHUA TREASURER 1.00 X 0 0 0 TY BUI DIRECTOR 1.00 X 0 0 0 JAMES LYSINGER DIRECTOR 1.00 X 0 0 0 T J JOLLY DIRECTOR 1.00 X 0 0 0 SIMONE CURLS DIRECTOR 1.00 X 0 0 0 WIM VAN KLINKEN DIRECTOR 1.00 X 0 0 0 YOLANDA NERO DIRECTOR 1.00 X 0 0 0 ERICA DOBREFF DIRECTOR 1.00 X 0 0 0 MICHAEL CARMONA DIRECTOR 1.00 X 0 0 0 JESUS HUERTA DIRECTOR 1.00 X 0 0 0 CAROLE WIGHT PRESIDENT 80.00 X 108310 0 6527 108310 0 6527 1 0 0 0 0 739939 288026 1027965 INTEREST ON LOANS 522100 2266409 2266409 FEES & OTHER INCOME 522100 665836 665836 WARRANTY & OTHER INS 524298 7800 7800 2940045 343692 343692 4373 4373 4316075 3280310 7800 0 114837 1066198 29551 119945 91701 6423 61136 292666 25263 548057 138516 82136 6167 65440 8872 51020 29077 PROVISION FOR LOAN LOSS 611031 LOAN SERVICING 206260 MEMBER DIVIDENDS 53836 ASSOCIATION DUES 30792 13460 3652384 516920 970235 10197568 6546223 27468738 33065867 109194 89693 998398 645868 141857 352530 42500 23400 502691 593340 38979468 41641288 621934 746076 2383487 5724541 32919707 31475283 35925128 37945900 X 0 0 0 0 3054340 3695388 3054340 3695388 38979468 41641288 X 663691 -22643 X 0 0 0 RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED 0 0 10000 10000 293529 3890 289639 235210 229297 5913 459659 412681 46978 352530 MEMBER SHARE DEPOSITS 30275283 UNINSURED SECONDARY CAPITAL 1200000 31475283 PART IV, LINE 2B: THE CREDIT UNION PROVIDES MEMBERS "CREDIT CHECK PLUS" COUNSELING, "SOLID FOUNDATIONS" HOUSING COUNSELING, REFERRALS TO GREENPATH, CREDIT SCORE ANALYSIS AND A CREDIT SCORE PRODUCT. FORM 990, PART III, LINE 2 THE CREDIT UNION BEGAN OFFERING "TIGHTSPOT" LOANS - EMERGENCY LOANS AT LOW RATES THAT FIGHT PAYDAY LENDING. FORM 990, PART VI, SECTION A, LINE 6 THE CREDIT UNION IS MUTUALLY OWNED BY MEMBERS. FORM 990, PART VI, SECTION A, LINE 7A THE BOARD OF DIRECTORS ARE ELECTED BY THE CREDIT UNION MEMBERS. FORM 990, PART VI, SECTION A, LINE 7B CERTAIN SIGNIFICANT CHANGES ARE SUBJECT TO APPROVAL BY THE CREDIT UNION MEMBERS; HOWEVER, NO SUCH CHANGES WERE MADE DURING THE YEAR. FORM 990, PART VI, SECTION B, LINE 11B THE CREDIT UNION PRESIDENT APPROVES THE 990 FOR FILING AND PRESENTS IT AT A BOARD MEETING FOR REVIEW BY THE BOARD OF DIRECTORS. FORM 990, PART VI, SECTION B, LINE 12C ON AN ANNUAL BASIS, THE OFFICERS, DIRECTORS AND KEY EMPLOYEES ARE REQUIRED TO REVIEW THE CONFLICT OF INTEREST POLICY, DISCLOSE ANY INTERESTS THAT COULD GIVE RISE TO CONFLICTS AND SUBMIT A SIGNED STATEMENT TO THAT EFFECT. THESE STATEMENTS ARE MAINTAINED ON FILE AT THE CREDIT UNION. FORM 990, PART VI, SECTION B, LINE 15 THE HUMAN RESOURCES CONSULTANT COMPLETES A SALARY REVIEW IN COMPARISON TO CUNA'S SMALL CREDIT UNION SALARY SURVEY. THE BOARD OF DIRECTORS APPROVES COMPENSATION AS PART OF THE BUDGET PROCESS. FORM 990, PART VI, SECTION C, LINE 19 FINANCIAL STATEMENTS ARE POSTED IN THE CREDIT UNION, PRESENTED AT THE ANNUAL MEETING AND ARE AVAILABLE UPON REQUEST. IN ADDITION, THE NCUA WEBSITE POSTS FINANCIAL INFORMATION AS PART OF THE QUARTERLY CALL REPORTS. ALL OTHER DOCUMENTS, POLICIES AND PROCEDURES ARE AVAILABLE UPON REQUEST. FORM 990, PART XI, LINE 9: MEMBERSHIP FEES 3,830. CECL TRANSITION ADJUSTMENT -26,473. THE MAGIS FOUNDATION 533 CAMPBELL STREET KANSAS CITY MO 64106 813710052 CHARITABLE FINANCIAL EDUCATION MO 501(C)(3) PF HOLY ROSARY CREDIT UNION 1 0 0 0 1 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 THE MAGIS FOUNDATION D 51944 ACTUAL THE MAGIS FOUNDATION N 1000 ESTIMATE