2024-10-22T14:54:06-04:00 2024-03-31 454570537 MARJTAX INCORPORATED 3542 FRUITVALE- AVE PMB 227 OAKLAND CA 94602 990 2023-04-01 237172908 SAN FRANCISCO CONSUMER ACTION SANF 4157779648 57 POST STREET SUITE 708 SAN FRANCISCO CA 94104 ANNA FLORES EXECUTIVE DIRECTOR 4157779648 2024-10-21 true false MARJORIE WILLIAMS-JONES P00564614 5104826204 2024-10-21 X 2023 2024-10-15 13:58:12Z ANNA FLORES 57 POST STREET SUITE 708 SAN FRANCISCO CA 94104 993657 false X HTTPS://WWW.CONSUMER-ACTION.ORG/ X 1971 CA CONSUMER ACTION EMPOWERS LOW- AND MODERATE-INCOME, LIMITED-ENGLISH- SPEAKING, AND OTHER UNDERREPRESENTED CONSUMERS NATIONWIDE TO FINANCIALLY PROSPER THROUGH EDUCATION AND ADVOCACY. (SEE SCHED O FOR FULL STATEMENT) 8 7 12 0 1017657 816592 138437 120482 6757 31583 1836 6116 1164687 974773 100292 83590 0 1066432 845090 36000 57000 158282 201472 141161 1404196 1126841 -239509 -152068 1266588 983906 242369 113810 1024219 870096 X CONSUMER ACTION EMPOWERS LOW- AND MODERATE-INCOME, LIMITED-ENGLISH- SPEAKING, AND OTHER UNDERREPRESENTED CONSUMERS NATIONWIDE TO FINANCIALLY PROSPER THROUGH EDUCATION AND ADVOCACY. (SEE SCHED O FOR FULL STATEMENT) false false 118266 43049 THE WELLS FARGO GRANT -CONDUCTED A MULTI-STATE FINANCIAL CAPABILITY PILOT PROGRAM WITH 5 COMMUNITY-BASED ORGANIZATIONS ACROSS THE COUNTRY THAT WORK WITH LOW-INCOME AND UNDERSERVED CONSUMERS. IT'S GOAL WAS TO IMPROVE THE FINANCIAL HEALTH OF THE TARGETED CONSUMERS BY INTRODUCING FINTECH TOOLS AS A SUPPLEMENT TO HELP CONSUMERS INCREASE THEIR FINANCIAL HEALTH. ALSO TO INTRODUCING FINTECH TOOLS, PARTNERS ALSO PROVIDED INTENSE, CULTURALLY APPROPRIATE FINANCIAL CAPABILITY TRAINING THROUGH ONE-ON-ONE COACHING, AND GROUP TRAINING SESSIONS THAT FOCUSED ON THE TARGET POPULATION'S SPENDING, SAVING, CREDIT, AND FINANCIAL PLANNING. IN ADDITION, FOUR WEBINARS WERE DEVELOPED FOR FINANCIAL COUNSELORS, COACHES, AND OTHER STAKEHOLDERS ON STUDENT LOANS, RACIAL DISPARITIES IN DEBT, SAVING AND INVESTING. 96963 50 59134 THE PGE CONSUMER OUTREACH AND EDUCATION PROJECT PROVIDED PROFESSIONAL ASSISTANCE AND ADVISORY SERVICES TO PG&E TO SUPPORT MARKETING, EDUCATION, AND OUTREACH EFFORTS FOR MULTIPLE UTILITY DISCOUNT PROGRAMS TARGETING HARD-TO-REACH POPULATIONS, AS WELL AS LOCAL AND TRIBAL GOVERNMENTS AND CBOS ACROSS THE UTILITY'S SERVICE TERRITORY, INCLUDING RURAL, TRIBAL, INDIGENOUS, LANGUAGE-ISOLATED, GEOGRAPHICALLY-ISOLATED, LOW-INCOME, DISADVANTAGED COMMUNITIES, OTHER ENVIRONMENTAL AND SOCIAL JUSTICE COMMUNITIES, AND POPULATIONS WHICH FACE BARRIERS TO ACCESS. 96037 17486 THE NASDAQ INVESTING EDUCATION FOR WOMEN AND COMMUNITIES OF COLOR PROJECT INCLUDED THE CREATION OF INVESTOR EDUCATION RESOURCES, INCLUDING A WEBINAR SERIES AND FINANCIAL CAPABILITY PROGRAMMING TO HELP CLOSE THE RACE AND GENDER GAPS AND IMPROVE THE FINANCIAL HEALTH OF DIVERSE CONSUMERS, AND THE DEVELOPMENT AND DISTRIBUTION OF MULTI-LINGUAL (SPANISH, CHINESE, VIETNAMESE AND KOREAN) INVESTOR EDUCATION MATERIALS TO 6,500 CBOS FOR THE DIRECT BENEFIT OF AN ESTIMATED 65,000 WOMEN AND UNDERREPRESENTED CONSUMERS. 364220 23005 61348 ROSE FOUNDATION GRANT: 44,576 THE ROSE FOUNDATION GRANT WAS USED TO INFORM AND EDUCATE CALIFORNIA CONSUMERS ON THEIR RIGHTS AND RESPONSIBILITIES REGARDING COMPUTER AND SMARTPHONE WARRANTIES. THE PROJECT INCLUDED CONDUCTING A CONSUMER OPINION POLL TO SEE HOW SATISFIED CALIFORNIANS AND OTHERS ARE WITH WARRANTIES OF COMPUTER OR TELEPHONE COMPANIES. STAFF ALSO CONDUCTED A SURVEY OF THE WEBSITES OF COMPANIES SELLING COMPUTERS OR TELEPHONES IN CALIFORNIA TO CHECK ACCESSIBILITY, PLACEMENT OF WARRANTY INFORMATION, UNDERSTANDABILITY AND EASE TO SUBMIT CLAIMS. WE USED THE FINDINGS OF THE POLL AND THE SURVEY TO CONDUCT STAKEHOLDER EDUCATION INCLUDING IN-PERSON WORKSHOPS AT COMMUNITY-BASED ORGANIZATIONS AND MEDIA INTERVIEWS, AND UPDATES TO AND TRANSLATION OF WARRANTY FACT SHEET INTO FIVE LANGUAGES, AND THE PRODUCTION OF MULTI-LINGUAL EDUCATIONAL VIDEOS. OTHER PROGRAMS 319,644 INCLUDING 23,005 OF STIPENDS 364220 23005 61348 675486 true true false true false false false false false false true false false false true false false false false false false false false true true false false true true false false false false false false false false false false false false false false false false false false true 11 0 true 12 true false false false false false true true false false false false false false false false X 8 7 false false false false false false false true true false false true true true true true true true false false CA X X ANNA FLORES 4157779648 57 POST STREET SUITE 708 SAN FRANCISCO CA 94104 SUE ROGAN PRESIDENT 4.00 X X 0 0 0 KEN MCELDOWNEY TREASURER 2.00 X X 54722 0 0 DEBORAH LOWE MURAMOTO SECRETARY 2.00 X X 0 0 0 RUTH SUSSWEIN DIRECTOR OF 28.00 X 75373 0 12356 ANNA FLORES EXECUTIVE DI 35.00 X 125400 0 10018 IRENE LEECH DIRECTOR 1.00 X 0 0 0 GAIL SANDERS DIRECTOR 1.00 X 0 0 0 JOE WYNN DIRECTOR 1.00 X 0 0 0 LATESHA SLAPPY DIRECTOR 1.00 X 0 0 0 JANEEN MARQUARDT DIRECTOR 1.00 X 0 0 0 255495 22374 1 false false false 285709 13465 517418 816592 PROGRAM INCOME 541610 119134 119134 MISCELLANEOUS INCOME 1348 1348 120482 31583 31583 25000 285709 18884 6116 974773 120482 31583 50415 50415 33175 33175 237848 166494 47569 23785 464721 254786 161586 48349 89454 53732 26610 9112 53067 31846 15808 5413 48403 28957 14453 4993 57000 57000 7070 5093 1571 406 440 400 40 22197 13553 5899 2745 28148 16946 8365 2837 16295 9771 4837 1687 6196 3357 2019 820 1684 530 1154 1797 1071 542 184 8931 5361 2659 911 1126841 675487 293072 158282 -6299 209221 1099600 664628 141716 71165 23698 23944 18082 14125 3907 3957 3966 10991 1266588 983906 29861 5550 111000 101508 108260 242369 113810 X 647361 438131 376858 431965 1024219 870096 1266588 983906 -152068 -2055 X false false false X 847124 1173731 1647594 1017657 816592 5502698 847124 1173731 1647594 1017657 816592 5502698 1497963 4004735 82264 22764 3921 6757 31583 147289 5150 5150 5655137 320754 0.70820 0.62730 X PART II, LINE 10 OTHER INCOME 5,150 RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED false false false false false false true 511 false false 511 false SCHEDULE C, PART II-B, LINE 1 LOBBYING FY 2023-24 CONSUMER ACTION EMPLOYEES PARTICIPATED IN A VERY LIMITED NUMBER OF MEETINGS WITH CONGRESSIONAL STAFF MEMBERS IN WASHINGTON, DC, TO SUPPORT FEDERAL AGENCIES' EFFORTS TO EXPOSE, LIMIT AND ELIMINATE 'JUNK' FEES IN FINANCIAL, AUTO, HOSPITALITY, APARTMENT RENTAL, AIRLINE AND OTHER INDUSTRIES. WE'VE ALSO MET WITH CONGRESSIONAL STAFF TO PRESERVE THE FEDERAL TRADE COMMISSION'S (FTC) COMBATTING AUTO RETAIL SCAMS (CARS) RULE TO PREVENT MISREPRESENTATIONS ABOUT CAR PRICE AND FINANCING, AND TO SUPPORT THE CONSTITUTIONALITY OF THE CONSUMER FINANCIAL PROTECTION BUREAU (CFPB). WE'VE MET WITH THE CFPB TO ENCOURAGE THEIR CONSUMER PROTECTION RULE-WRITING AND ENFORCEMENT DUTIES RELATED TO THE FAIR CREDIT REPORTING ACT AND THE ELECTRONIC FUNDS TRANSFER ACT TO HELP ADDRESS CREDIT REPORTING INACCURACIES AND COMBAT FRAUDULENTLY-INDUCED UNAUTHORIZED FINANCIAL TRANSACTIONS. CONSUMER ACTION HAS SENT A FEW ADVOCACY ALERTS TO OUR NETWORK OF COMMUNITY-BASED ORGANIZATIONS (CBOS) TO ENCOURAGE THEM TO SUPPORT THE CFPB'S CONSUMER PROTECTION DUTIES. WE HAVE MET WITH OTHER FEDERAL REGULATORY AGENCIES TO URGE THEM TO CRAFT A RULE THAT WOULD PROVIDE REFUNDS FOR AIRLINE PASSENGERS IMPACTED BY CANCELLED OR SIGNIFICANTLY DELAYED FLIGHTS; TO REQUIRE MORTGAGE ORIGINATORS AND SERVICERS TO ASK BORROWERS THEIR LANGUAGE PREFERENCE AND TO MAKE ESSENTIAL DOCUMENTS AVAILABLE IN THE PRIMARY LANGUAGES THAT THEIR CUSTOMERS PREFER. 18082 14125 3957 3957 ACCRUED LEAVE + PAYROLL 96560 LEASE PAYMENT DUE 7150 ACCRUED EXPENSES 4550 108260 X X X true CAROLE BERKE 7412 OAK LANE CHEVY CHASE MD 20815 CONSULTING false 185000 35000 150000 MARQUEZ GIVING STRATEGIES 12322 AZTEC PLACE WOODBRIDGE VA 22192 CONSULTING false 22000 -22000 185000 57000 128000 52ND ANNIVERSAR 310709 285709 25000 673 17297 914 310709 285709 25000 673 17297 914 18884 6116 SCHEDULE G, PAGE 1, PART I, LINE 2B, COLUMN (V) CAROLE BERKE FEES BILLED FOR SERVICES MARQUEZ GIVING STRATEGIES FEES BILLED FOR SERVICES true CATHOLIC CHARITIES OF DALLAS INC 1421 W MOCKINGBIRD LANE DALLAS TX 75247 752745221 501C3 10000 EDUCATION APPLICATIO PHILADELPHIA CHINATOWN DEVELOPMENT 301 N 9TH STREET PHILADELPHIA PA 19107 237439723 501C3 7333 EDUCATION APPLICATIO VOLUNTEER STIPENDS 577 33175 GIFT CARDS FORM 990 FULL MISSION STATEMENT: USING MULTILINGUAL CONSUMER EDUCATION MATERIALS, COMMUNITY OUTREACH AND ISSUE-FOCUSED ADVOCACY, CONSUMER ACTION EMPOWERS LOW- AND MODERATE-INCOME, LIMITED-ENGLISH-SPEAKING, AND OTHER UNDERREPRESENTED CONSUMERS NATIONWIDE TO FINANCIALLY PROSPER THROUGH EDUCATION AND ADVOCACY. FORM 990, PAGE 2, PART III, LINE 4D ROSE FOUNDATION GRANT: 44,576 THE ROSE FOUNDATION GRANT WAS USED TO INFORM AND EDUCATE CALIFORNIA CONSUMERS ON THEIR RIGHTS AND RESPONSIBILITIES REGARDING COMPUTER AND SMARTPHONE WARRANTIES. THE PROJECT INCLUDED CONDUCTING A CONSUMER OPINION POLL TO SEE HOW SATISFIED CALIFORNIANS AND OTHERS ARE WITH WARRANTIES OF COMPUTER OR TELEPHONE COMPANIES. STAFF ALSO CONDUCTED A SURVEY OF THE WEBSITES OF COMPANIES SELLING COMPUTERS OR TELEPHONES IN CALIFORNIA TO CHECK ACCESSIBILITY, PLACEMENT OF WARRANTY INFORMATION, UNDERSTANDABILITY AND EASE TO SUBMIT CLAIMS. WE USED THE FINDINGS OF THE POLL AND THE SURVEY TO CONDUCT STAKEHOLDER EDUCATION INCLUDING IN-PERSON WORKSHOPS AT COMMUNITY-BASED ORGANIZATIONS AND MEDIA INTERVIEWS, AND UPDATES TO AND TRANSLATION OF WARRANTY FACT SHEET INTO FIVE LANGUAGES, AND THE PRODUCTION OF MULTI-LINGUAL EDUCATIONAL VIDEOS. OTHER PROGRAMS 319,644 INCLUDING 23,005 OF STIPENDS FORM 990, PAGE 6, PART VI, LINE 11B THE EXECUTIVE DIRECTOR AND FINANCIAL CONSULTANT CONDUCT AN INITIAL REVIEW OF THE 990. THEN THE BOARD OF DIRECTORS REVIEWS IT PRIOR TO FILING. FORM 990, PAGE 6, PART VI, LINE 12C ALL BOARD MEMBERS ARE COVERED UNDER THE POLICY WHERE ANNUAL ASSERTIONS ARE REQUESTED TO CONFIRM THAT THERE IS A LACK OF CONFLICTS. FORM 990, PAGE 6, PART VI, LINE 15A THE BOARD OF DIRECTORS DECIDE THE SALARY AND BENEFITS OF THE EXECUTIVE DIRECTOR OF THE AGENCY. THE BOARD, WHICH INCLUDES INDEPENDENT MEMBERS, HAVE ASSESSED FAIR AND EQUITABLE COMPENSATION BASED ON COMPENSATION OF MANAGERS OF AGENCIES OF SIMILAR SIZE, FIELD AND LOCATION TO THE AGENCY. FORM 990, PAGE 6, PART VI, LINE 19 GOVERNING DOCUMENTS, THE CONFLICT OF INTEREST POLICY AND FINANCIAL STATEMENTS ARE AVAILABLE TO THE PUBLIC UPON REQUEST.FORM 990 IS POSTED ON OUR WEB SITE.